Billy

What Billy does

Billy (BuildAP, Inc.) is a construction compliance SaaS platform that automates the collection, verification, and renewal monitoring of vendor Certificates of Insurance (COIs) and adjacent documents such as W-9s, business licenses, MSAs, lien waivers, and warranty letters for general contractors, owners, developers, manufacturers, and insurance brokers. The platform is built around AI-driven COI extraction and endorsement-level compliance verification (e.g., Additional Insured, Primary & Noncontributory, Waiver of Subrogation, CG 20 10/CG 20 37), a requirement-rule engine, automated 30/15/0-day renewal alerting, and bi-directional sync with the major construction ERPs and project management systems — Procore, Autodesk Construction Cloud, Sage 300, Sage Intacct, Oracle JD Edwards, CMiC, Viewpoint Vista, Acumatica, and DocuSign — that pushes compliance status into AP workflows to gate payment. Layered on the core platform are an AI Review Assistant chat tool, a customizable embedded prequalification module, and Insurance Wallet (a subcontractor-facing document vault), with revenue split between a self-service SaaS subscription and a managed-service tier in which an in-house CRIS-certified team handles COI review end-to-end; go-to-market is demo-led direct sales to mid-market and enterprise GCs, a 30-day self-serve trial for smaller teams, broker and carrier channel partnerships (USI, IOA, ACIG), and marketplace listings including Trimble's AppXchange.

Name

Billy

Legal name

BuildAP, Inc.

Website

https://billyforinsurance.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Billy (BuildAP, Inc.) is a construction compliance SaaS platform that automates the collection, verification, and renewal monitoring of vendor Certificates of Insurance and related compliance documents for general contractors, owners, developers, manufacturers, and insurance brokers.

Ownership category

akta.pro rank

Product category

Construction Compliance Software

NAICS

Business Service Centers (56143), Professional Organizations (81392), Business Associations (813910)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Backup, Disaster Recovery & Business Continuity (BCDR) Services (BPAEABAH)

akta.pro secondary industries

Independent Contractor Compliance & Classification (IC vs Employee) (BPACAGAA), Contract Administration Support (PO/Contract Compliance) (BPAAAJAE)

Keywords

• Construction compliance software
• Certificate of insurance tracking
• Vendor prequalification
• COI compliance automation
• Construction risk management

Headquarters

HQ city

Brooklyn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Subscription (Self-Service): Recurring SaaS subscription for construction teams using Billy's COI tracking software with automated renewal requests, compliance verification, and ERP integrations. Includes a 30-day free trial.
2. Managed Services: Recurring revenue tier where Billy's in-house CRIS-certified Certificate Management Team handles full COI review and endorsement verification for customers, acting as an outsourced compliance department.
3. Broker / Channel Partnership Revenue: Agency-branded COI tracking software sold through insurance brokers and carriers, enabling partners to offer compliance review services to their construction clients and create new revenue streams.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels8 records

Core offering

Billy is a construction compliance management SaaS platform that centralizes the collection, AI-powered verification, and renewal monitoring of vendor/subcontractor Certificates of Insurance (COIs), W-9s, business licenses, MSAs, lien waivers, and warranties. It bi-directionally syncs compliance data with leading construction ERPs and project management tools (Procore, Autodesk Construction Cloud, Sage 300, Sage Intacct, Oracle JD Edwards, CMiC, Viewpoint Vista, Acumatica) and offers an optional in-house CRIS-certified managed service team for end-to-end COI processing.

Product overview

Billy (BuildAP, Inc.) is offered as a unified construction compliance management platform built around a core COI tracking engine and complemented by several integrated modules and service tiers. The core Billy platform centralizes the collection, verification, and renewal monitoring of vendor Certificates of Insurance (COIs) — plus W-9s, business licenses, MSAs, lien waivers, and other compliance documents — and connects natively to leading construction ERPs and project management tools including Procore, Autodesk Construction Cloud, CMiC, Sage 300, Sage Intacct, Oracle JD Edwards, Viewpoint Vista (via Trimble Marketplace), and Acumatica. Layered on top of that core are the AI Review Assistant for automated COI verification and vendor guidance, the Subcontractor Prequalification Tool for screening vendors before they enter a project, and Insurance Wallet, a subcontractor-facing document storage and sharing hub. Customers choose between Self-Service (software only) for in-house COI management or Managed Services, in which Billy's CRIS-certified Certificate Management Team handles all COI processing and endorsement review. Together these products form an end-to-end construction risk-transfer and compliance automation stack used by ENR top 20 General Contractors.

Differentiator

Problem solved

Functional benefit

Brands

• Insurance Wallet (Powered by Billy): A centralized compliance document storage and sharing tool for subcontractors, allowing them to store, manage, and share COIs, W-9s, lien waivers, warranties, and other compliance documents.
• AI Review Assistant

Products and services

• Billy (Core Construction Compliance Platform) Construction compliance management SaaS that centralizes the collection, AI-powered verification, and renewal monitoring of vendor/subcontractor Certificates of Insurance (COIs), W-9s, business licenses, MSAs, lien waivers, and other compliance documents. Native integrations to Procore, Autodesk Construction Cloud, CMiC, Sage 300, Sage Intacct, Oracle JD Edwards, Viewpoint Vista (via Trimble Marketplace), and Acumatica. Used by ENR top 20 General Contractors, home builders, and owners.
• Billy Managed Services Service layer on top of the Billy platform in which a dedicated, CRIS-certified Certificate Management Team handles all COI processing and endorsement review for the customer, verifying primary and noncontributory clauses, waiver of subrogation, additional insured status on completed operations, and other project-specific insurance requirements. Offered as a recurring annual subscription.
• Billy Self-Service (Software Only) The in-house software tier of Billy for construction companies that manage COIs themselves. Provides automated renewal requests, compliance verification, and native integrations with Procore, Autodesk, Sage 300, Viewpoint Vista, CMiC, and DocuSign, plus onboarding, training, and ongoing support. Offered as an annual subscription.
• Billy AI Review Assistant AI-powered chat assistant module within the Billy platform that reviews uploaded COIs, identifies compliance gaps (missing endorsements, incorrect limits, expired policies, missing Additional Insured, missing Umbrella/Workers' Comp), explains requirements to vendors in plain language, and answers project-team questions instantly to reduce manual follow-ups and rework. Combines NLP, computer vision/OCR, generative AI chat, and knowledge retrieval over Billy's insurance requirement templates.
• Billy Subcontractor Prequalification Tool Customizable prequalification form that customers embed directly on their own websites. Subcontractors submit business details, insurance documentation, and compliance information; submissions are centralized inside the Billy dashboard with automated email alerts and approve/reject/save-for-later workflows.
• Billy Insurance Wallet Subcontractor-facing compliance hub powered by Billy that lets subcontractors store, manage, and share COIs, W-9s, lien waivers, warranties, and other documents; auto-send documents to GCs and project teams and receive expiration alerts. Functions as the supply-side counterpart to Billy's GC-side compliance platform.

Quantifiable outcome

• 95%+ vendor compliance rate within 90 days, up from ~60% industry average
• +6 more outcomes

Named customers15 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability9 records

Feature7 records

Partnerships

17 partnerships are on record, tiered flagship marketplace integration, flagship integration (83% of billy customers use procore), core integration, core integration (built with calance), core integration (trimble appxchange), newer strategic integration, flagship broker partner, core broker partner, adjacent construction tech partner and ap automation integration partner.

• Trimble (Viewpoint Vista Marketplace)flagship marketplace integrationTechnology or Integration · 19 April 2026Billy's COI tracking and compliance tools are listed on the Trimble Marketplace for construction teams using Trimble Vista financial management software; integration automates COI collection and monitoring within existing Trimble Vista workflows.
• Procoreflagship integration (83% of billy customers use procore)Technology or IntegrationNative, bi-directional Procore integration syncing vendors, project commitments, and compliance data; includes a Procore Side Panel experience for in-app COI management and payment-approval automation. Marketed as Billy's deepest integration.
• Autodesk Construction Cloudcore integrationTechnology or IntegrationIntegration with Autodesk Construction Cloud syncs Account Portfolio, Directory Companies, and Cost Management Subcontracts/POs into Billy for automated COI request, verification, and tracking.
• CMiCcore integrationTechnology or IntegrationBilly + CMiC integration synchronizes insurance data across Billy, Procore, and CMiC, automating COI tracking, renewal reminders, and document management within the CMiC workflow.
• Docusigncore integrationTechnology or IntegrationBilly's integration with Docusign enables construction teams to send, review, and sign compliance documents (COIs, MSAs, NDAs, W9s, lien waivers, warranty letters) directly from Billy using embedded Docusign e-signature.
• Sage 300 CREcore integrationTechnology or IntegrationBilly + Sage 300 integration delivers daily COI syncing, payment controls based on compliance, automated expiration alerts, and embedded finance for vendor/subcontractor transactions.
• Sage Intacctcore integration (built with calance)Technology or IntegrationBilly + Sage Intacct integration (co-built with Calance) syncs vendor Certificates of Insurance, automates payment holds/releases tied to compliance, and pushes smart alerts/expiration reminders to vendors.
• Oracle JD Edwardscore integrationTechnology or IntegrationBilly integrates directly with Oracle JD Edwards to sync vendor compliance data, automatically track COI expirations, and manage documentation within JD Edwards and Procore workflows.
• Viewpoint Vistacore integration (trimble appxchange)Technology or IntegrationBilly integrates with Viewpoint Vista via the Trimble AppXchange to automate COI collection, review, renewal reminders, and compliance status updates inside Vista's AP workflow.
• Acumaticanewer strategic integrationTechnology or IntegrationBilly plugs directly into Acumatica ERP via API to sync vendor data, automate certificate collection with AI verification, and push real-time compliance status back into Acumatica vendor records; supports both Construction and General Business editions, cloud and on-premise.
• USI Insurance Servicesflagship broker partnerChannel Partner/ Reseller/ DistributorInsurance broker partnership featured on Billy's Partners page; USI offers Billy as part of its construction-industry risk management and COI tracking services to clients.
• Insurance Office of America (IOA)core broker partnerChannel Partner/ Reseller/ DistributorInsurance broker partnership featured on Billy's Partners page; IOA delivers Billy-powered COI compliance tools to its construction-industry clients.
• American Contractors Insurance Group (ACIG)core broker partnerChannel Partner/ Reseller/ DistributorInsurance partnership featured on Billy's Partners page; ACIG uses Billy to support COI tracking and compliance for its contractor insureds.
• TrueLookadjacent construction tech partnerStrategic or Co-development PartnerConstruction technology partnership linking TrueLook's jobsite camera/security offering with Billy's COI compliance platform for shared construction customers.
• Occupieradjacent construction tech partnerStrategic or Co-development PartnerConstruction tech partnership between Billy and Occupier (lease/portfolio management), targeting shared customers managing real estate and construction compliance.
• DOPEXadjacent construction tech partnerStrategic or Co-development PartnerPartnership featured on Billy's Partners page connecting DOPEX's construction technology with Billy's COI compliance platform.
• Beiing Humanap automation integration partnerStrategic or Co-development PartnerPartnership featured on Billy's Partners page focused on AP automation — connecting Billy's COI compliance with Beiing Human's accounts payable automation for construction teams.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• myCOI: Closest direct competitor: a COI tracking and compliance platform focused on vendor insurance verification and renewal automation for property and construction. Highly comparable in target customer (GCs, property managers), core functionality (COI collection, endorsement checking, expiration alerts), and SaaS/managed services revenue model.
• TrustLayer: Insurance and compliance verification platform that automates COIs, licenses, and other vendor documentation for enterprises including construction and real estate. Direct overlap with Billy's AI-assisted COI review, vendor onboarding, and API-based integration into customer systems.

Broad incumbents

• Procore: Dominant construction project management platform with its own COI tracking module and 83% overlap with Billy's customer base. Acts both as Billy's deepest distribution channel and as the largest competitive threat via native, bundled compliance capabilities.
• Avetta: Broad contractor and vendor compliance management platform serving construction, energy, and industrial clients. Overlaps with Billy on prequalification and insurance verification, but operates as a much larger, horizontal compliance suite rather than a construction-COI specialist.
• VelocityEHS (Hazmat): Broader EHS and compliance SaaS platform used in construction and manufacturing for safety and operational compliance. Overlaps with Billy on insurance documentation and vendor compliance workflows, but from a horizontal EHS perspective rather than COI specialization.
• KPA (KPA Flex): Compliance and risk management platform serving construction, manufacturing, and other verticals with EHS, HR, and vendor compliance modules. Overlaps with Billy on construction-vendor compliance and risk documentation, though positioned as a broader compliance suite.

Emerging players

• ConstructSecure: Vendor prequalification and compliance management platform for the construction industry, with overlapping insurance, W-9, and safety documentation workflows. Comparable in ICP (subcontractors and GCs) and in combining prequalification with ongoing compliance monitoring.
• CertCapture (Sovos): Tax document and certificate management platform with overlap in W-9, 1099, and certificate-of-insurance workflows. Comparable in using AI/OCR to extract structured data from compliance documents, though anchored in tax compliance rather than construction-vertical risk transfer.
• Veriforce: Contractor compliance and qualification platform focused on safety, training, and insurance verification for industrial and construction clients. Comparable in prequalification and ongoing compliance monitoring, with similar mid-market/enterprise GCs and owner-operators as buyers.
• Kovrr (contractor risk intelligence): Risk intelligence platform for enterprises and their contractor ecosystems, including insurance and compliance signal aggregation. Comparable as an emerging construction/contractor risk data player, with partial overlap on COI-derived risk insights.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Billyinsurance
• YouTubeyoutube.com/@coitrackingsoftware
• Facebookfacebook.com/getbillyinsurance
• LinkedInlinkedin.com/company/getbilly

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds4 records

Investors11 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Billy