What Morada Uno does

Morada Uno (legal name: Morada Uno México S.A.P.I. de C.V., d/b/a M1) is a Mexico City-based technology platform that provides rental protection products and operational tools to real estate advisors, property owners, and tenants across Mexico. Founded in 2020, the company operates with 101–250 employees from its headquarters on Avenida Insurgentes Sur in the Roma Sur neighborhood. Its core offering, Protecciones de Renta, guarantees property owners up to 12 months of rental payments even when tenants default, bundled with unlimited legal advice through property recovery, contracts, and electronic signing. Supporting services include a 24-hour tenant investigation product drawing on 30+ national and international data sources (75,000+ investigations, 65,000+ tenants evaluated to date), a private mediation agreement registered with the Centro de Justicia Alternativa of the CDMX Superior Court of Justice, a home insurance product co-developed with Allianz Mexico (Arrendamiento Uno), and an Adelanto de Rentas service allowing property owners to receive up to six months of future rent in advance at a 16% commission.

The MoradaUno App is the operational backbone for the company's channel-partner go-to-market: it is positioned as the first mobile application designed specifically for Mexican real estate advisors, enabling product selection, transaction management, document administration, and team visibility. Distribution is built around affiliate relationships with major Mexican real estate networks — REMAX, Keller Williams, Coldwell Banker, Century 21, AMPI, JLL, and others — reaching 7,000+ advisors and 1,153 agencies, with 50,000+ closed rental operations and a stated 48-hour average closing time. The company self-describes as the market leader in rental protection in Mexico and has cumulatively raised approximately $10M from investors including Y Combinator, Cometa, Flourish Ventures, Clocktower Technology Ventures, Picus Capital, Global Founders Capital, Next Billion Ventures, and Beta Ventures, with a $5.6M round in November 2024 led by Cometa and Flourish Ventures.

The business model combines recurring subscription revenue from monthly rental protection plans, one-time fees for tenant investigations, annual insurance distribution margin from the Allianz partnership, variable-fee mediation services, and transaction-based commission from the Adelanto de Rentas product. Pricing for core protection plans is quote-based and not publicly disclosed; home insurance is offered in three annual tiers (H2, H5, H8); Adelanto de Rentas charges 16% on advanced amounts up to 250,000 MXN; mediation costs are variable based on mediator fees as a percentage of rent.

Name

Morada Uno

Legal name

Morada Uno México S.A.P.I. de C.V.

Website

https://moradauno.com.mx

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Rental Protection Technology

NAICS

Offices of Real Estate Agents and Brokers (5312)

SIC

Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Residential Lease Administration & Tenant Services (BPAJAFAL)

Keywords

• Rental protection services
• Tenant screening
• Rental payment guarantee
• Real estate technology
• Property management software

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Rental Protection (Protecciones de Renta): Core product providing property owners guaranteed rental payments up to 12 months even if tenant defaults. Includes unlimited legal advice until property recovery, tenant investigation, contracts and signing.
2. Tenant Investigation (Investigación de Inquilinos): Tenant screening service delivering results in 24 hours using over 30 national and international data sources. One-time fee per investigation.
3. Home Insurance (Arrendamiento Uno): Home insurance product developed with Allianz Mexico, protecting property, landlord, tenant and third parties. Annual policy with three coverage tiers (H2, H5, H8).
4. Private Mediation Agreement: Mediation service for resolving landlord-tenant disputes without traditional court proceedings. Variable costs based on mediator fees (% of rent).
5. Advance Rent (Adelanto de Rentas): Service allowing property owners to receive up to 6 months of future rent in advance (maximum 250,000 MXN). One-time commission of 16% on advanced amount.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Morada Uno operates a technology platform that provides rental protection products, tenant investigation, digital contracts, and financial services for the Mexican real estate market. Through the MoradaUno App, real estate advisors can offer landlords guaranteed rent payments for up to 12 months, 24-hour tenant screening across 30+ data sources, legally validated electronic contracts, private mediation agreements, home insurance through Allianz México, and rent advance services. The platform serves over 7,000 real estate advisors and has facilitated more than 50,000 rental operations nationwide.

Product overview

Morada Uno is a technology platform for rental protection in Mexico, built as a platform-plus-modules architecture. The core platform consists of the MoradaUno App — the first application designed for real estate agents — which centralizes product selection, operation management, document handling, and team coordination. The primary core module is Protecciones de Renta, which guarantees landlords punctual rent payments for up to 12 months, supported by the Investigación de Inquilinos service (24-hour tenant screening across 30+ sources). Add-on modules include: Convenio de Mediación Privada (legally binding dispute resolution without litigation), Arrendamiento Uno — a home insurance product developed with Allianz México covering property, landlord, tenant, and third parties — and Adelanto de Rentas, a financial service providing up to 6 months of advance rent. The platform also offers a Directory of allied real estate professionals.

Differentiator

Problem solved

Functional benefit

Brands

• Arrendamiento Uno: Home insurance product developed in partnership with Allianz México, designed to protect rental properties, covering damages, liability, and contents for both landlord and tenant.

Products and services

• MoradaUno App The first mobile application designed specifically for real estate advisors in Mexico, enabling product selection, operation management, team coordination, document administration, and tracking of rental processes. Available on iOS and Android.
• Protecciones de Renta (Rental Protection) Rental protection product ensuring property owners receive punctual rent payments for up to 12 months even if the tenant delays or stops paying. Includes unlimited legal advisory through property recovery, tenant investigation, contracts, and electronic signing.
• Investigación de Inquilinos (Tenant Investigation) Tenant screening service delivering results in 24 hours using more than 30 national and international data sources. Checks credit history, legal records, and references for prospective tenants.
• Convenio de Mediación Privada (Private Mediation Agreement) Legally binding mediation service signed before a Certified Mediator and registered with the Centro de Justicia Alternativa (CJA), enabling resolution of landlord-tenant disputes without traditional litigation in an average of 3 to 5 months.
• Arrendamiento Uno (Home Insurance) Home insurance product developed with Allianz México covering property damage, landlord, tenant, and third parties. Covers damages caused by tenants, general property damage (fire, flood, earthquake), and third-party liability with three coverage tiers (H2, H5, H8).
• Adelanto de Rentas (Rent Advance) Financial service that converts future rental income into immediate liquidity. Property owners can receive up to 6 months of rent in advance (maximum $250,000 MXN) via a 100% digital process with approval in approximately 24 hours, charged at a one-time commission of 16% on the advanced amount.

Quantifiable outcome

• 70% of rental delays resolved in less than 15 days
• +4 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Ten partnerships are on record, tiered core, flagship and minor.

• Allianz MéxicocoreStrategic or Co-development PartnerStrategic partnership with Allianz México S.A. Compañía de Seguros to develop and offer 'Arrendamiento Uno', a unique home insurance product in the Mexican real estate sector. This insurance protects property, landlord, tenant, and third parties with comprehensive coverage including property damage, civil liability, and assistance services. MoradaUno coordinates the sale and administration of this insurance as part of its rental protection ecosystem.
• BROVE Agente de Seguros y Fianzas S.A. de C.V.coreTechnology or IntegrationInsurance broker partner that connects MoradaUno with Allianz México for the Arrendamiento Uno home insurance product. BROVE facilitates the insurance relationship between property owners and Allianz.
• Centro de Justicia Alternativa (CJA)coreStrategic or Co-development PartnerPartnership with the Centro de Justicia Alternativa del Tribunal Superior de Justicia de la Ciudad de México for private mediation agreements. MoradaUno's mediation agreements are registered with and backed by the CJA, giving them legal executory force comparable to court judgments.
• REMAX MéxicoflagshipGTM or Marketing PartnerMajor real estate franchise network affiliated with MoradaUno as an allied partner. REMAX advisors utilize MoradaUno's rental protection technology and services for their clients.
• Keller Williams MéxicoflagshipGTM or Marketing PartnerMajor real estate franchise network affiliated with MoradaUno as an allied partner. Keller Williams advisors utilize MoradaUno's rental protection services.
• Coldwell Banker MéxicoflagshipGTM or Marketing PartnerMajor real estate franchise network affiliated with MoradaUno as an allied partner.
• Century 21 MéxicoflagshipGTM or Marketing PartnerMajor real estate franchise network affiliated with MoradaUno as an allied partner.
• AMPI (Asociación Mexicana de Profesionales Inmobiliarios)flagshipGTM or Marketing PartnerLeading Mexican real estate professionals association providing credibility and network access for MoradaUno among real estate practitioners.
• QualityminorGTM or Marketing PartnerReal estate brand affiliated as a MoradaUno allied partner.
• Other Allied EntitiesminorGTM or Marketing PartnerAdditional affiliated real estate brands including Gizp, AQUI Qro, APCI, MIO, Espacios Urbanos, Zona & RG, CBR, Luxury, Ancore, JLL, Leiker, Riveroll, Madrigal Stacpoole, and forHouse. These represent smaller regional or specialized real estate partners.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• TheGuarantors: US-based rental guarantee company offering rent coverage, security deposit replacement, and tenant screening to brokers and landlords. Most direct international comparable to MoradaUno's Protecciones de Renta + tenant investigation stack.
• Jetty: US rental-focused fintech providing deposit replacement, lease guarantee, and renters insurance products. Closely mirrors MoradaUno's bundled protection + screening + insurance approach for residential rentals.
• Rhino: US security-deposit alternative and renters insurance provider serving landlords and operators. Direct competitor in the rent-deposit-replacement and renter-protection category MoradaUno targets.

Broad incumbents

• Assurant: Large incumbent insurer with a substantial rental and specialty-lifestyle insurance book. Represents the scaled-insurance competitor MoradaUno could face as it deepens its Allianz partnership.
• Lemonade: AI-driven incumbent insurtech offering renters and homeowners insurance across multiple geographies. Material comparable on the insurance leg of MoradaUno's stack, with potential LatAm expansion ambitions.
• Hippo: US insurtech specializing in homeowners insurance with embedded protection offerings. Comparable as a tech-enabled home-insurance distribution model that MoradaUno's Allianz co-product is approaching.

Regional players

• QuintoAndar: Brazil's dominant residential rental platform offering digital leases, rent guarantee, and tenant screening across Latin America's largest rental market. Most relevant LatAm regional comparable for embedded rental-protection economics.

Emerging players

• Bunker: Mexican insurtech focused on housing and rental insurance with embedded digital distribution. Closest Mexican emerging competitor in the same neighborhood of MoradaUno's product.

Others

• Inmuebles24: Mexico's leading real estate marketplace. Adjacent ecosystem participant whose introduction of native guarantee/insurance products would directly threaten MoradaUno's advisor channel.
• Cometa (investor / portfolio context): Lead Series A investor of MoradaUno and a leading Mexican early-stage VC. Thematically adjacent ecosystem participant with multiple proptech/fintech portfolio companies that could partner or compete.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC9bAT3kI220zJI1x9iTONhQ
• Facebookfacebook.com/Morada-Uno-103750808218239
• Instagraminstagram.com/moradaunomx

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds5 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Morada Uno