Clip

Name

Clip

Legal name

PayClip, S. de R.L. de C.V.

Website

https://clip.mx

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Digital Payments

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Consumer Lending (522291), Nondepository Credit Intermediation (5222)

SIC

Short-Term Business Credit Institutions (6153), Personal Credit Institutions (6141)

akta.pro primary industry

mPOS & SoftPOS (Tap-to-Phone) Solutions (FSAMADAB)

akta.pro secondary industries

POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD), Mobile POS (mPOS) Devices & Handheld Terminals (HDACAKAB), Merchant Acquiring & Processing Platforms (BPAMAFAB), Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods) (FSAMACAE), QR Code & Alternative In-Store Acceptance (QR, APMs) (FSAMADAH)

Keywords

• Mobile point-of-sale
• Digital payments processing
• Payment gateway services
• Merchant financial services
• Consumer digital wallet

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Supply Chain, Operations, Infrastructure

Revenue model

1. Payment Processing Commission: Clip charges merchants a commission of 3.6% + IVA per successful card transaction. This is the primary revenue stream. The company offers personalized commission rates for enterprise customers (Clip Empresas). Commission structure is transparent with a public calculator on the website.
2. Airtime (Phone Credit) Sales: Clip earns commissions on airtime (phone credit) recharges sold through its terminals. Bonuses range from 4.0% to 6.0% + IVA depending on carrier (Telcel, Movistar, AT&T, Unefon, etc.) and recharge amount. Weekly sales limit of MXN $50,000.
3. Business Services Payments: Clip earns commissions when merchants accept bill payment services (pagos de servicios) through the platform, such as utility payments and other service bills.
4. Hardware Sales: Clip sells POS terminals (Clip Total 3, Clip Ultra, Clip Plus 2, Clip Stand, Clip Pin Pad, Kit Punto de Venta) with discounts available through its e-commerce store (shop.clip.mx).
5. Préstamos (Business Loans): Clip offers business loans through Prestaclip S.A. de C.V., providing financing options to merchants. This generates revenue through interest on loans extended to business customers.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Clip builds and sells mobile point-of-sale (mPOS) hardware terminals (Clip Total 3, Clip Ultra, Clip Plus 2, Clip Pin Pad, Clip Stand, Kit Punto de Venta) and operates a digital payments processing platform that charges merchants a 3.6% + IVA per-transaction commission on card payments. The platform extends to Checkout Clip online gateway, Tap to Pay NFC contactless acceptance, Clip Cuenta digital business account, Préstamos business lending, Catálogo digital inventory, Pagos de servicios bill pay, Recargas telefónicas airtime, and the Mi Clip consumer digital wallet built with Ant International, Mastercard, and Televisa-Univision.

Product overview

Clip is a Mexican digital payments fintech offering a comprehensive ecosystem of POS hardware terminals, digital payment services, and financial solutions for merchants and consumers. The core product portfolio centers on card payment acceptance hardware (Clip Plus 2 card reader, Clip Total 3 and Clip Ultra mobile POS terminals, Clip Pin Pad fixed terminal, Clip Stand premium terminal) complemented by digital payment services (Checkout Clip online gateway, Link de negocio payment links, Tap to Pay smartphone acceptance). The platform extends to business management tools (Catálogo digital inventory, Clip Cuenta digital account, Préstamos business lending, Pagos de servicios bill payment, Recargas telefónicas airtime). The recent Mi Clip digital wallet (launched June 2026) expands the offering into consumer financial services with AI-powered credit scoring and international payments via Alipay+ integration, positioning Clip to serve both merchant and consumer segments in Mexico's cash-dominant economy.

Differentiator

Problem solved

Functional benefit

Brands

• Mi Clip: Open digital wallet ecosystem developed through partnership with Ant International, Mastercard, and Televisa-Univision, providing digital alternative to cash for millions of unbanked consumers and merchants.
• Clip Empresas
• Prestaclip
• Clip Total 3
• Clip Ultra
• Clip Plus 2
• Clip Stand
• Clip Box
• Clip Printer
• Checkout Clip
• Clip Cuenta
• Customer Happiness
• Wansoft by Clip

Products and services

• Clip Total 3 Mobile point-of-sale terminal combining inventory, orders, and sales management in a single device with built-in printer and unlimited free internet. Targeted at retail and restaurant merchants in Mexico.
• Clip Ultra Durable mobile terminal with physical keyboard and extended battery life for businesses requiring robust, long-lasting POS hardware in rugged environments.
• Clip Plus 2 Card reader device designed for growing businesses to accept card payments, with connectivity to Clip accessories and integration into the Clip app.
• Clip Pin Pad Fixed terminal designed for medium and large businesses to integrate payments via API for counter sales and self-service units with high transaction volumes. Connects via Ethernet or WiFi.
• Clip Stand Premium POS terminal with Full HD touchscreen display of 11.6 inches and magnetic base allowing tablet detachment and rotation.
• Kit Punto de Venta Complete POS solution combining Clip Stand, Clip Box (intelligent cash register), and Clip Printer (thermal ticket printer) for full point-of-sale operations.
• Mi Clip Digital Wallet Open digital wallet ecosystem developed with Ant International, Mastercard, and Televisa-Univision, targeting Mexico's unbanked population. Provides digital accounts, payment services, credit access built from transaction data, and international payments via Alipay+.
• Tap to Pay on iPhone NFC-based contactless payment acceptance feature enabling merchants to accept card payments directly through their iPhone (iPhone XS or later) without additional hardware terminals. Supports credit/debit cards, Apple Pay, and digital wallets.
• Checkout Clip Payment gateway for online stores enabling secure payment processing with fraud protection technology, real-time transaction notifications, and plugins for WooCommerce and Tiendanube.
• Link de negocio Service allowing merchants to create and share payment links via mobile for receiving digital payments from customers remotely.
• Clip Cuenta Digital business account providing immediate access to business sales funds with same-day deposits between 9am–8pm Mexico City time.
• Préstamos Personalized business loans and sales advances (Adelanto de Ventas) offered via Prestaclip S.A. de C.V. to Clip merchants to support growth and operational needs.
• Catálogo digital Digital catalog and inventory management service enabling merchants to manage products, share inventory online, and simplify payment collection from the Clip application.
• Pagos de servicios Bill payment service enabling merchants to accept utility and other service payments from customers and earn commissions on each transaction.
• Recargas telefónicas Mobile airtime recharge service for carriers including Telcel, AT&T, Movistar, and Unefon, earning merchants commissions ranging from 4.0% to 6.0% + IVA per recharge.
• Clip para Empresas Enterprise solution for managing multiple branches and transactions from a single platform, providing centralized transaction control and data-driven decision making for medium and large businesses.
• Developer Portal Developer portal providing documentation, REST APIs, and SDKs (iOS, Android, JavaScript) for integrating Clip payment systems into websites and mobile applications with automated reports and real-time notifications.
• Wansoft by Clip POS software and terminal management system for comprehensive point-of-sale operations, operated via wholly-owned subsidiary Wansoft S.A.P.I. de C.V.

Quantifiable outcome

• Over 1 million app downloads with 4.9 rating
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability7 records

Feature7 records

Partnerships

Three partnerships are on record, tiered core and flagship.

• Ant InternationalcoreTechnology or Integration · 9 June 2026Ant International provides AI-powered payment infrastructure and Alipay+ connectivity to Clip's Mi Clip digital wallet, enabling international payment interoperability and cross-border payment capabilities. This is a flagship partnership enabling Clip's expansion from merchant services into consumer financial services.
• MastercardcoreTechnology or Integration · 9 June 2026Mastercard provides global payment network connectivity to Mi Clip, enabling acceptance of cards across international networks. The partnership supports Clip's digital wallet ecosystem and its goal of expanding financial inclusion in Mexico.
• Televisa-UnivisionflagshipGTM or Marketing Partner · 9 June 2026Televisa-Univision integrates financial literacy services into the Mi Clip platform and provides mass-media reach to drive adoption among underserved Mexican populations. The partnership leverages Televisa-Univision's media presence to promote financial inclusion and digital payment adoption.

Scale indicators8 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Mercado Pago: Mercado Pago is the dominant digital payments platform in Mexico, extending Mercado Libre's marketplace to merchant POS, online checkout, and consumer credit. It directly competes with Clip on mPOS hardware, payment processing, and consumer wallet, and is the largest competitive threat in Mexico.
• SumUp: SumUp is a global mPOS and payment acceptance provider serving SMBs across Europe and Latin America with affordable card readers and low commissions. It is comparable to Clip as a multi-country mPOS competitor with similar SMB target customers and product portfolio.
• OpenPay: OpenPay is a Mexican online and in-person payment processor offering POS, payment gateway, and merchant services. It is comparable to Clip's Checkout and integrated POS offerings for Mexican SMBs and online merchants.
• Conekta: Conekta is a Mexican online payment gateway and processor providing checkout APIs, fraud prevention, and merchant services. It directly competes with Clip's Checkout Clip online gateway offering for Mexican e-commerce merchants.

Broad incumbents

• Square (Block, Inc.): Square pioneered the mPOS category globally and competes with Clip in mobile card readers, Tap to Pay, online checkout, and small-business software. While not dominant in Mexico, Square/Block is the global reference competitor for Clip's SMB payments stack.
• BBVA México: BBVA México is one of Mexico's largest banks, increasingly offering digital POS, merchant acquiring, and consumer wallets. It represents a broad incumbent that competes with Clip via bank-embedded payment solutions and credit offerings.
• PayPal Zettle: Zettle (PayPal's point-of-sale business) offers mPOS hardware, Tap to Pay on iPhone, and merchant software globally. It is a comparable mPOS competitor with strong brand recognition and similar product positioning to Clip.

Regional players

• Konfío: Konfío is a Mexican fintech providing credit, banking, and payment solutions to SMBs and PyMEs. Like Clip, it targets underserved Mexican businesses with financial products, and competes in the business lending and embedded finance segments.

Emerging players

• Nu Mexico (Nubank): Nubank operates one of Mexico's fastest-growing digital banks, offering credit cards, accounts, and increasingly merchant and consumer payments. It overlaps with Clip's Mi Clip ambitions around unbanked consumers and digital financial inclusion in Mexico.
• Stori: Stori is a Mexican fintech issuing credit cards to underbanked consumers, building a customer base similar to Mi Clip's target segment. It represents a competing consumer credit and wallet approach to Mexico's underserved population.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/clip_mx
• YouTubeyoutube.com/channel/UCWihkxbz5A5xUc8QLnfkEOQ
• Facebookfacebook.com/clipmx
• LinkedInlinkedin.com/company/payclip
• Instagraminstagram.com/clip.mx
• TikToktiktok.com/@clip.mx

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries4 records

Funding overview

Funding rounds15 records

Investors27 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clip