Walliance
Walliance is an Italy-headquartered, CONSOB-authorized crowdfunding platform that lets retail and professional investors access real estate and renewable energy projects from €500, while providing developers with equity, lending, mezzanine, and minibond financing from €200K to €5M.
- Company typePrivate
- Founded2021
- HeadquartersTrento, Italy
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Walliance does
Walliance (legal name Walliance SIM S.p.A.) is an Italy-headquartered, CONSOB-authorized European Crowdfunding Service Provider (ECSP) operating under EU Regulation 2020/1503. The company runs an AI-driven real estate investment platform that connects retail and high-net-worth investors with real estate developers and renewable energy projects, offering equity, mezzanine, lending, and minibond instruments with a €500 minimum ticket. The platform has facilitated more than €179M in funding across 50+ projects and serves 70,000+ registered users, with over €90M already repaid to investors at a 9.19% average annualized return on completed investments.
The technology stack includes a self-serve web platform and native iOS/Android apps (in Italian, English, French, and Spanish), the Walliance AI chatbot for natural-language due diligence, an interactive Project Report Dashboard (income statements, Gantt timelines, photo galleries), and infrastructure integrations with Mangopay for payments, ShuftiPro for KYC/AML, and Directa Sim / Across Fiduciaria for tax wrappers. Products are organized into Walliance Crowd (core real estate crowdfunding), Walliance Green (renewable energy vertical), Première (premium tier for sophisticated investors), Young Account (under-30), and the Learn educational platform.
The business model is transaction-based with a 1.0% platform fee on investor transactions, plus developer arrangement fees on successfully funded Equity, Mezzanine, Lending, Minibond, and Green campaigns ranging from €200K to €5M (up to €8M in Italy). The go-to-market is hybrid: product-led growth for retail investors via self-serve apps and content marketing, sales-led outreach to real estate developers through the Finanziati portal, and a community-led education funnel via the Learn platform. Following the November 2023 acquisition of Lymo Finance, Walliance operates across Italy, France, Spain, and the United States with consolidated transacted volume above €160M.
Walliance firmographics
Firmographics- Name
- Walliance
- Legal name
- Walliance SIM S.p.A.
- Website
- https://walliance.eu
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Walliance is an Italy-headquartered, CONSOB-authorized crowdfunding platform that lets retail and professional investors access real estate and renewable energy projects from €500, while providing developers with equity, lending, mezzanine, and minibond financing from €200K to €5M.
- Ownership category
- akta.pro rank
Walliance industry classification
Industry- Product category
- Real Estate Crowdfunding
- NAICS
- Real Estate Credit (522292)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211)
- akta.pro primary industry
- Core Infrastructure Funds (Transport, Social, Digital, Utilities) (FSANAEAA)
- akta.pro secondary industry
- Infrastructure & Project Finance Tokenization (FSADAEAF)
Keywords
Where Walliance is headquartered
LocationHeadquarters
- HQ city
- Trento
- HQ country
- Italy
- HQ region
- Europe
Offices1 record
Markets served
Walliance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Platform fees on investment transactions: Walliance charges a 1.0% platform fee on the transaction amount when investors make investments. The platform is free to join with no subscription or monthly fees for investors.
- Financing arrangement fees from developers: Real estate developers seeking financing through Walliance pay arrangement fees for the structured financing process (Analysis, Term Sheet, Arrangement, Onboarding). The company facilitates Equity, Mezzanine, Lending, Minibond, and Green financing solutions for developers, earning fees upon successful capital raises.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free investor account with no subscription or monthly fees |
| Freemium | Pay-as-you-go | Première premium account for high-net-worth and professional investors |
| Transaction based/ take rate | Pay-as-you-go | Developer financing — Equity, Mezzanine, Lending, Minibond, Green |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
Walliance product offering
Product offeringCore offering
Walliance is an EU-regulated real estate crowdfunding platform that lets retail and professional investors fund income-generating property and renewable energy projects starting from €500 via equity, mezzanine, and lending instruments. On the supply side, real estate developers and property companies raise €1M–€5M (up to €8M in Italy) through Equity, Mezzanine, Lending, Minibond, and Green financing instruments, with a 30-working-day timeline. The platform combines a self-serve web and mobile experience with an AI-powered due-diligence assistant, regulated KYC/AML, and ongoing project monitoring.
Product overview
Walliance is an AI-powered real estate crowdfunding platform operating under EU Regulation 2020/1503 (ECSP) with CONSOB authorization. The platform consists of Walliance Crowd (main platform offering equity, lending, and mezzanine crowdfunding up to EUR 5M), Walliance Green (sustainable energy vertical for photovoltaic, wind, and biomass projects), and Walliance AI (conversational AI for document analysis and due diligence). Additional offerings include Learn (financial education), Première (premium tier for sophisticated investors), Young Account (under-30 investors), and operational features including Wallet Mangopay, KYC/AML verification via ShuftiPro, PIR Alternativi with Across Fiduciaria, Rubricazione via Directa Sim, and Mandato di Rappresentanza. Minimum investment starts at EUR 500 with average annualized returns of 9.19%.
Differentiator
Problem solved
Functional benefit
Products and services
- Walliance Crowd Main real estate crowdfunding platform that enables investors to participate in equity, lending, and mezzanine financing of real estate projects starting from €500, and lets developers raise up to €5M per campaign (up to €8M in Italy) with a 30-working-day timeline.
- Walliance Green Sustainable energy investment vertical of Walliance offering lending crowdfunding from €200,000 to €5 million for photovoltaic, wind, biomass, hydroelectric, and energy-efficiency projects.
Quantifiable outcome
- Average annualized return of 9.19% on completed investments
- +4 more outcomes
Companies that use Walliance
Customer profileSegments4 records
Ideal customer profiles4 records
Walliance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability4 records
Feature5 records
Walliance partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and supporting.
- Lymo FinancecoreWalliance acquired Lymo Finance, a French real estate crowdfunding platform, expanding its European footprint and transacted volume to over EUR 160 million. The acquisition consolidates Walliance's position in the European real estate crowdfunding sector and adds French market access.
- DWF (law firm)supportingDWF acted as legal advisor to Walliance SIM S.p.A. on the acquisition of Lymo Finance, providing multi-jurisdictional legal support for the transaction.
- Mangopay SAcoreMangopay provides the payment infrastructure for Walliance's platform, including virtual wallet (Wallet Mangopay), payment processing for investments and refunds, bank transfer management, and identity verification services. The partnership enables PSD2-compliant payment transactions and Strong Customer Authentication (SCA).
- Directa SimsupportingDirecta Sim provides the Rubricazione service allowing investors to hold fund shares under an alternative registration regime for PIR (Piano Individuale di Risparmio) benefits. Walliance users can open a Directa Sim position to optimize tax treatment of their investments.
- Across FiduciariasupportingAcross Fiduciaria provides fiduciary services for Walliance's PIR Alternativi (Alternative PIR) program, allowing investors to include their crowdfunding investments in a tax-advantaged portfolio and benefit from related fiscal incentives under Italian tax law.
- Shufti Pro LimitedcoreShufti Pro provides KYC (Know Your Customer) and identity verification services for Walliance's onboarding process. The ShuftiPro platform verifies investor identity documents and selfie photos to meet regulatory compliance requirements under applicable AML/KYC standards.
- JLL (Jones Lang LaSalle)supportingJLL contributes Property Outlook content to Walliance's educational platform, providing market analysis and property valuation insights. JLL is referenced as a content partner for the Learn educational section covering real estate asset classes.
- Starting FinancesupportingStarting Finance is a financial education content partner for Walliance's Learn platform, producing video and article content explaining investment concepts, inflation, risk tolerance, and financial planning through accessible, sports-themed metaphors.
- Il Punto EconomicosupportingIl Punto Economico is a content partner for Walliance's Learn educational platform, producing articles on real estate investment, financial planning, and economic topics relevant to retail investors.
- FactorialsupportingFactorial provides the CRM system used by Walliance to manage and track customer complaints (reclami). The system receives communications from platform users and maintains a secure database of correspondence for complaint resolution tracking.
Scale indicators8 records
Recent moves6 records
Expansion highlights7 records
Walliance competitors and assessment
Company assessmentDirect peers
- Housers: Spanish-headquartered real estate crowdfunding platform with active operations in Italy and Portugal. Competes directly with Walliance in Southern Europe on fractional property equity offerings and developer financing.
- CrowdStreet: US commercial real estate investment platform offering individual investors access to private market property deals. Comparable business model and customer profile, useful for benchmarking US real estate crowdfunding unit economics.
- Exporo: German real estate crowdfunding platform offering equity and mezzanine investments in property developments. Comparable business model targeting retail investors across the DACH region with similar developer financing offerings.
- WiSEED: French crowdfunding platform covering real estate, innovation, and energy projects. Direct competitor in France — the very market where Walliance acquired Lymo Finance — and a useful benchmark for the acquired platform's positioning.
- Crowdestate: Italian-headquartered real estate crowdfunding platform serving retail investors with property-backed investments. Direct local competitor in Italy with overlapping product offerings and target customer base.
- Anaxago: French private investment platform with a strong real estate vertical alongside other asset classes. Comparable in product offering and French market presence, relevant given Walliance's Lymo Finance acquisition in the same geography.
- EstateGuru: Pan-European real estate crowdfunding platform offering secured lending and equity-based investments across multiple EU markets. The most directly comparable competitor by product mix and geographic spread, often cited as the largest EU retail real estate crowdfunding platform by volume.
- RealtyMogul: US-based real estate crowdfunding platform serving both retail and accredited investors with equity and debt offerings. Direct comparable for Walliance's stated US market expansion given similar product structure and audience.
Broad incumbents
- Fundrise: Largest US real estate crowdfunding platform offering diversified eREITs and individual property investments to retail investors. Operates at much greater scale than Walliance, providing a benchmark for US market entry strategy and unit economics at scale.
Emerging players
- Companisto: German digital investment platform covering startups and real estate projects with a venture-style approach. Partial overlap with Walliance's crowdfunding model, particularly for emerging developer and real estate venture opportunities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Walliance social profiles
Digital presenceWalliance compliance and trust
Trust signalCompliance4 records
Walliance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Walliance leadership team
Management profileNumber of profiles
Profiles4 records
Walliance subsidiaries and ownership
Company hierarchySubsidiaries1 record
Walliance funding detail
Funding detailFunding overview
Funding rounds7 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Walliance M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Walliance
What does Walliance do?
Walliance is an EU-regulated real estate crowdfunding platform that lets retail and professional investors fund income-generating property and renewable energy projects starting from €500 via equity, mezzanine, and lending instruments. On the supply side, real estate developers and property companies raise €1M–€5M (up to €8M in Italy) through Equity, Mezzanine, Lending, Minibond, and Green financing instruments, with a 30-working-day timeline. The platform combines a self-serve web and mobile experience with an AI-powered due-diligence assistant, regulated KYC/AML, and ongoing project monitoring.
Is Walliance a public or private company?
Walliance is a private company. It is classified as venture growth investor backed and is currently operating.
When was Walliance founded?
Walliance was founded in 2021. It employs 11 to 50 people.
Where is Walliance based?
Walliance is headquartered in Trento, Italy, in the Europe region.
How does Walliance make money?
Two revenue lines are on record. Platform fees on investment transactions are the primary driver. The others are financing arrangement fees from developers.
Who are Walliance's main competitors?
Direct peers on record are Housers, CrowdStreet, Exporo, WiSEED, Crowdestate, Anaxago, EstateGuru and RealtyMogul. Fundrise is listed as a broad incumbent. Companisto is listed as an emerging player.
Does Walliance have an API?
No public API is recorded for Walliance.
What industry is Walliance in?
Walliance's product category is Real Estate Crowdfunding. Its primary akta.pro industry code is FSANAEAA, Core Infrastructure Funds (Transport, Social, Digital, Utilities), with a secondary code of FSADAEAF, Infrastructure & Project Finance Tokenization. Its NAICS code is 522292 and its SIC code is 6211.