What FUNDtastic does

FUNDtastic is an Indonesian mobile-first wealth management application operated by PT Chandharwealth Mandiri Indonesia, targeting retail investors who are new to or seeking to consolidate their investments. The platform aggregates four regulated investment products into a single app: Deposito (term deposits with up to 10% p.a. gross yield and LPS insurance protection), Reksa Dana (mutual funds with an Auto DCA scheduling feature), Emas Digital (digital gold), and SBN (government securities). Underlying components include a deposit growth calculator, an in-app financial planner consultation channel, an educational investment glossary, and direct app-store distribution via OneLink deeplinks.

The business model is a product distribution marketplace: FUNDtastic connects users to third-party banking, investment manager, gold dealership, and SBN partners and earns transaction-based fees or commissions on product placements. The company holds an OJK Regulatory Sandbox approval (S-219/IK.01/2024 dated 23 April 2024) and is an LPS participant, lending regulatory legitimacy to its distribution role. Customer acquisition is product-led, driven by app store listings, organic social media presence (Instagram, TikTok, YouTube, Telegram), and user testimonials. The platform reports Rp1.2+ Trillion in AUM across 250,000+ households with an 80% self-reported happiness score.

The horizontal segmentation (beginner retail investors plus existing investors seeking diversification) is served through a curated, single-app experience rather than proprietary fund management. Pricing for individual products is not publicly disclosed, but the headline Deposito rate of up to 10% p.a. gross is positioned against an industry-average benchmark of ~4% p.a. The offering has been recognized with a KOMDIGI Award from the Indonesian Ministry of Communication and Digital. No public funding, headcount, or revenue figures were disclosed in the source data.

Name

FUNDtastic

Legal name

PT Chandharwealth Mandiri Indonesia

Website

https://fundtastic.co.id

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

51–100 employees

Short description

FUNDtastic is an Indonesian mobile-first wealth app that aggregates Deposito, Reksa Dana, Emas Digital, and SBN products for retail investors, offering Auto DCA, financial planner consultation, and OJK-supervised, LPS-insured access to beginner-friendly investment products.

Ownership category

akta.pro rank

Product category

Retail Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (525910)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Goal-Based & Micro-Investing Platforms (Round-ups, Fractional) (FSAGAEAG)

akta.pro secondary industry

Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)

Keywords

• Retail wealth management
• Mobile investment app
• Mutual fund distribution
• Digital gold investing
• Government bond platform

Headquarters

HQ city

Kebayoran Baru

HQ country

Indonesia

HQ region

Asia

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Marketing or Sales, Operations, Personnel, Infrastructure

Revenue model

1. Investment Product Distribution: FUNDtastic serves as a distribution platform for investment products including Deposito, Reksa Dana (Mutual Funds), Digital Gold (Emas), and Government Bonds (SBN). Revenue appears to be generated through transaction fees or commissions from partner financial institutions and investment managers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

FUNDtastic is a mobile-first wealth management app that aggregates and distributes retail investment products to Indonesian individual investors. Its core offering is a single self-serve platform where users can access Deposito (term deposits up to 10% per annum, LPS-guaranteed), Reksa Dana (curated mutual funds with Auto DCA), Emas Digital (digital gold), and Surat Berharga Negara (government bonds). The platform includes a built-in financial planner consultation and an investment glossary to lower the barrier for beginners.

Product overview

FUNDtastic is a Wealth App investment platform operated by PT Chandharwealth Mandiri Indonesia, offering four core investment products: Deposito (term deposits with up to 10% annual interest, LPS insured), Reksa Dana (mutual funds with Auto DCA feature), Emas Digital (digital gold), and SBN (government securities). The platform serves as a unified mobile application connecting users to banking partners, investment managers, gold dealers, and SBN providers, with Rp1.2+ trillion in AUM and 250,000+ household users as of 2025.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth App The main mobile application platform that serves as the primary interface for accessing all FUNDtastic investment products, featuring Auto DCA functionality and a deposit growth calculator. It is targeted at Indonesian individual retail investors, particularly beginners.
• Deposito Term deposit product offering competitive interest rates up to 10% per annum gross, with LPS (Lembaga Penjamin Simpanan) insurance protection. Distributed through banking partners via fundbank.co.id and the FUNDtastic app, targeting Indonesian retail savings customers.
• Reksa Dana Mutual fund investment product that is strictly curated and consistently monitored for optimal performance, with the Auto DCA (Dollar Cost Averaging) feature enabling automated recurring investments. Targeted at Indonesian retail investors seeking diversified professionally-managed funds.
• Emas Digital (Digital Gold) Digital gold investment product offered with competitive pricing, suitable for long-term financial planning. Distributed through partner gold dealers via the FUNDtastic app, targeting Indonesian retail investors seeking gold exposure.
• SBN (Surat Berharga Negara) Government securities investment product offering 100% capital protection with guaranteed returns, registered and supervised by OJK. Targeted at Indonesian retail investors seeking a state-backed fixed-income option.

Quantifiable outcome

• Rp1.2+ Trillion AUM managed on platform
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Perbankan PartnerscoreChannel Partner/ Reseller/ DistributorBanking institution partners that provide deposit products (deposito) through the FUNDtastic platform. These partners offer LPS-guaranteed deposits with competitive rates up to 10% per annum.
• Manajer Investasi PartnerscoreChannel Partner/ Reseller/ DistributorInvestment manager partners that provide mutual fund products (reksa dana) distributed through FUNDtastic. Products are curated and consistently monitored for quality.
• Gerai PartnersminorChannel Partner/ Reseller/ DistributorOutlet/outlet partners that may provide physical touchpoints for product distribution or customer support.
• Emas PartnerscoreChannel Partner/ Reseller/ DistributorDigital gold partners that provide gold investment products through the platform with competitive pricing for future investment purposes.
• Surat Berharga Negara (SBN) PartnerscoreChannel Partner/ Reseller/ DistributorGovernment bond partners providing SBN products that offer 100% capital protection with guaranteed returns, registered and supervised by OJK.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Indopremier (IPOT): Established Indonesian securities and mutual fund brokerage under the Indopremier group. A broader incumbent in Indonesian retail investing, competing with FUNDtastic on Reksa Dana and SBN distribution at greater scale.

Direct peers

• Stockbit: Indonesian stock and mutual fund investing platform with social features. Overlaps with FUNDtastic on Reksa Dana distribution and retail-investor onboarding through a mobile-first interface.
• Pluang: Indonesian multi-asset investment platform offering mutual funds, stocks, gold, and crypto via a mobile app. Comparable to FUNDtastic as a beginner-friendly aggregator spanning multiple asset classes.
• Bareksa: Indonesian online mutual fund marketplace and aggregator. Directly comparable to FUNDtastic's Reksa Dana distribution and curated mutual fund offering.
• Ajaib: Indonesian investment platform offering stocks and mutual funds with a mobile-first, beginner-friendly UX. Competes with FUNDtastic for the same retail-investor wallet in Indonesia.
• Moduit: Indonesian mutual fund and investment platform focused on curated products and retail investors. Overlaps with FUNDtastic on the curated Reksa Dana distribution model.
• Bibit: Indonesian mutual fund and investment aggregator app aimed at beginner retail investors. Closest direct competitor to FUNDtastic, with overlapping Reksa Dana distribution, Auto DCA-style features, and OJK-regulated positioning.
• Tanamduit: Indonesian online mutual fund investment platform with a curated fund selection. Comparable to FUNDtastic's curated Reksa Dana positioning and beginner-targeted retail onboarding.

Emerging players

• Nanovest: Indonesian multi-asset investment app targeting younger retail investors with fractional investing. Adjacent competitor to FUNDtastic's beginner, mobile-first positioning.

Others

• Invisee (parent technology provider): Technology provider whose assets (fundtastic logo URLs, app package names) power the FUNDtastic app. Ecosystem/enabler relationship rather than a direct retail competitor, but indicative of the underlying platform dependency.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/c/FundtasticID
• Instagraminstagram.com/fundtastic.id
• TikToktiktok.com/@fundtastic.id
• Xx.com/fundtastic_id
• LinkedInlinkedin.com/company/fundtastic

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FUNDtastic