What Nanovest does

Nanovest (legally PT Tumbuh Bersama Nano) is an Indonesian mobile-first digital investment platform founded in 2020 and headquartered in Jakarta's Setiabudi district. The platform enables retail Indonesian investors to buy, sell, and hold three asset classes — US stocks, cryptocurrencies, and digital gold — within a single application, with a minimum investment of Rp5,000 (~$0.30) across products. The underlying architecture is a multi-tenant mobile app that integrates with Indonesian custodian Bank Sinarmas, a SIPC-member US broker for US equities, and the ICDX/ICH/BKDI commodity and derivatives exchanges for digital gold trading. The platform supports 100% digital KYC verification reportedly completed in one minute via SMS or WhatsApp OTP, and offers a Web3 wallet for cross-geographic crypto transfers, a crypto-collateralized lending feature (Gadai Digital), a Free Transfer peer-to-peer feature, and a premium Nanovest Elite subscription tier.

The business model combines zero-commission trade execution (with revenue likely generated through spreads, subscription, and token economics) with recurring revenue from Nanovest Elite, usage-based revenue from NBT (NanoByte Finance) staking programs (flexible and locked staking), and affiliate/referral income. Distribution is mobile-app-store-led with a heavy content-marketing engine (blog.nanovest.io, YouTube, TikTok, Instagram, Telegram, Facebook, X) and referral/staking programs as bottom-of-funnel conversion. Customers are exclusively Indonesian retail investors, with an explicit sub-segment of students aged 15-17 targeted via educational content. The platform is regulated by OJK (crypto and global stocks via PALN) and Bappebti (digital gold), with customer assets protected by Asuransi Sinarmas and SIPC coverage up to $250,000 per category.

Nanovest claims 'millions of users' on its homepage and offers more than 2,000 US stock and crypto asset options. Operational scale indicators include a headcount band of 11-50 employees and the launch of a dedicated Institutions Program extending distribution from B2C retail to institutional clients. The company is privately held with no disclosed funding rounds, cap table, or revenue figures in the available source material.

Name

Nanovest

Legal name

PT Tumbuh Bersama Nano

Website

https://nanovest.io

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Nanovest (PT Tumbuh Bersama Nano) is an Indonesian mobile-first investment platform serving retail investors with access to US stocks, cryptocurrencies, and digital gold from a Rp5,000 minimum, operating under OJK and Bappebti supervision with SIPC-protected US brokerage and Bank Sinarmas custody.

Ownership category

akta.pro rank

Product category

Retail Investment Platform

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Portfolio Management and Investment Advice (523940)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Goal-Based & Micro-Investing Platforms (Round-ups, Fractional) (FSAGAEAG)

akta.pro secondary industries

Crypto-Backed Business / SME Loans (Secured) (FSADAFAH), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)

Keywords

• Digital investment platform
• US stock trading
• Cryptocurrency trading
• Digital gold investment
• Retail fintech app

Headquarters

HQ city

Jakarta

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Infrastructure, Others

Revenue model

1. Transaction Commissions: Commission fees on purchase and sale transactions of investment assets (US stocks, crypto, digital gold). The platform explicitly advertises 0% commission fees on all transactions, suggesting revenue may be generated through spreads, subscription tiers, or other monetization mechanisms.
2. Nanovest Elite Subscription: Premium membership tier offering exclusive features and benefits for subscribed users.
3. Staking Rewards (NBT): NBT token staking programs including flexible staking and locked staking options offering high percentage returns as part of reward programs.
4. Referral Program: Referral programs where users can earn rewards by inviting new users to the platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels9 records

Core offering

Nanovest is a mobile-first digital investment platform enabling Indonesian retail investors to buy and sell US stocks, cryptocurrencies, and digital gold through a single application. The platform offers a minimum investment of Rp5,000, 0% commission fees on transactions, and a 1-minute digital KYC onboarding process. It is operated by PT Tumbuh Bersama Nano and licensed/regulated by OJK and Bappebti, with customer assets held by custodian Bank Sinarmas and a US SIPC-member broker partner.

Product overview

Nanovest is a digital asset investment marketplace developed by PT Tumbuh Bersama Nano, offering a multi-product platform for investing in US stocks, cryptocurrency, and digital gold. The platform operates under a unified mobile application with products including Saham Amerika (US Stocks), Aset Kripto (Cryptocurrency), Emas Digital/Nanovest Gold (Digital Gold), Web3 Wallet, Nanovest Elite premium tier, Free Transfer, and Gadai Digital (Crypto Collateral). Users can start investing from Rp5,000 across all products. The platform is regulated by OJK and Bappebti, with assets protected by Sinarmas Insurance and SIPC coverage for US stocks.

Differentiator

Problem solved

Functional benefit

Brands

• Nanovest Elite: Premium membership tier offering exclusive features and benefits for Nanovest users.
• Nanovest Gold
• Web3 Wallet

Products and services

• Saham Amerika (US Stocks) Investment access to US-listed equities of major global companies, tradeable through the Nanovest app with a minimum investment starting from Rp5,000. Custody is provided via a US SIPC-member broker partner with protection up to $250,000 in cash and securities.
• Aset Kripto (Cryptocurrency) Cryptocurrency trading platform operated by PT Tumbuh Bersama Nano under OJK supervision, enabling users to buy, sell, hold, and transfer digital assets through the Nanovest app with an integrated Web3 wallet.
• Emas Digital / Nanovest Gold Digital gold investment product enabling users to buy, hold, and sell gold starting from Rp5,000, with transactions recorded at ICDX and cleared through ICH by partner PT Indonesia Logam Pratama under Bappebti license.
• Web3 Wallet Crypto wallet feature that allows users to deposit and withdraw cryptocurrency assets to and from external crypto wallets with seamless integration and no geographic transaction limits.
• Nanovest Elite Premium subscription tier providing enhanced features and exclusive benefits for subscribed retail investors, offered on a recurring monthly billing basis.
• Gadai Digital (Crypto Collateral Loan) Crypto-backed loan product allowing users to borrow funds against their cryptocurrency holdings held within the Nanovest platform.

Quantifiable outcome

• KYC verification completed in 1 minute
• +1 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• PT Indonesia Logam PratamacoreStrategic or Co-development PartnerPartner for digital gold transactions. Licensed and supervised by Bappebti. All digital gold transactions are recorded at Indonesia Commodity & Derivatives Exchange (ICDX) and Indonesia Clearing House (ICH).
• PT Nano Megang FuturescoreStrategic or Co-development PartnerLicensed and supervised by OJK for global stock transactions via Penyaluran Amanat Luar Negeri (PALN). All PALN transactions recorded at Bursa Komoditi dan Derivatif Indonesia (BKDI) and Indonesia Clearing House (ICH).
• Bank SinarmascoreTechnology or IntegrationCustodian bank for receiving deposits and holding customer funds (cash and stocks). Provides segregation of customer funds from company funds.
• US Broker Partner (SIPC Member)coreTechnology or IntegrationUS-based broker partner for accessing US stock markets. Custodian account for US stocks held in US. SIPC member providing protection up to $250,000 cash and $250,000 securities.
• NBT (NanoByte Finance)minorStrategic or Co-development PartnerToken ecosystem partner providing NBT staking programs including flexible staking and locked staking options with high percentage returns.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Bibit: Bibit is a leading Indonesian robo-advisor and mutual fund platform targeting retail Indonesian investors with low minimums and a content-led GTM. It competes with Nanovest for the same goal-based / micro-investing retail audience, though focused on mutual funds rather than US stocks/crypto/gold.
• Ajaib: Ajaib is an Indonesian investment super-app offering stocks and mutual funds (and increasingly crypto) targeted at retail Indonesian investors. It directly competes with Nanovest for the same multi-asset retail-investor segment in Indonesia.
• Bareksa: Bareksa is an Indonesian fintech marketplace for mutual funds, SBN, and increasingly gold/digital assets. It targets Indonesian retail investors with low-ticket products, overlapping with Nanovest's micro-investing, multi-asset retail positioning.
• Stockbit: Stockbit is one of Indonesia's largest retail stock-trading platforms with a strong social-investing community. It overlaps with Nanovest's US-stocks offering and competes for the same retail Indonesian trader audience.
• Pintu: Pintu is an Indonesian crypto brokerage app focused on retail accessibility with low minimums and IDR on-ramps. It is comparable to Nanovest's crypto trading product and shares the same mobile-first, low-ticket retail positioning.
• Pluang: Pluang is an Indonesian multi-asset investment app offering US stocks, crypto, and digital gold to retail Indonesian users with low minimums. It is the closest functional analog to Nanovest in terms of product breadth (stocks + crypto + gold) and target market (Indonesian retail).
• Reku: Reku is an Indonesian crypto exchange operated by PT Rekeningku Dot Com and supervised by Bappebti. It competes directly with Nanovest's Aset Kripto product for Indonesian retail crypto traders.
• IPOT (Indo Premier): IPOT is the retail brokerage app of Indo Premier Sekuritas, one of Indonesia's established brokerages. It competes with Nanovest's US-stocks / global-stocks access and serves the same Indonesian retail equity-investor base.

Broad incumbents

• Indodax: Indodax is Indonesia's largest and longest-running crypto exchange, supervised by Bappebti. It overlaps with Nanovest's crypto offering and is a broader incumbent in the Indonesian retail crypto market.
• Indopremier Sekuritas (parent of IPOT): Indopremier Sekuritas is a full-service Indonesian securities firm whose IPOT app targets the same retail investing audience. As an OJK-licensed incumbent with broader offerings, it is a relevant adjacent competitor in the Indonesian retail-investing market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/nanovest_io
• YouTubeyoutube.com/channel/UC5Y5fD2FApTWMc0c2mlxzIg
• Facebookfacebook.com/nanovest
• LinkedInlinkedin.com/company/nano-vest
• Instagraminstagram.com/nanovest.io

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Nanovest