DT One
DT One is a B2B digital micropayments platform that delivers cross-border mobile top-ups, data bundles, eSIMs, gift cards, and bill payments via a single API to 2,800+ partners and 1,000+ enterprise customers across 160+ countries.
- Company typePrivate
- Founded2005
- HeadquartersSingapore, Singapore
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What DT One does
DT One is a B2B digital micropayments platform that provides cross-border digital value services through a single API connection. Headquartered in Singapore (legal entity: Fixed & Mobile Private Limited) with regional offices in London, Dubai, and Miami, the company was founded in 2005 as TransferTo and rebranded to DT One in February 2019 when TransferTo's cross-border payments business was spun off as Thunes. DT One connects 2,800+ supply partners and 1,000+ enterprise customers across 160-190 countries, processing 1.2bn+ cumulative transactions of mobile airtime, data bundles, eSIMs, gift cards, gaming pins, and utility bill payments.
The platform is built around a Digital Value Services (DVS) API that supports three integration pathways: full-control direct API for developers, a Low-Code UI SDK with pre-built flows in eight languages, and a no-code self-service DT Shop portal. Supporting modules include a white-label Rewards Portal, the Airtime Credit Service (ACS) acquired through MODE in 2019 that serves 500M+ prepaid users across 20 countries, and the eSIM platform acquired via DENT Telecom in September 2025 operating in 140+ countries. A consumer-facing Tunz eSIM sub-brand was launched in early 2026. The company is ISO/IEC 27001 certified and maintains 40+ nationalities across five continents.
DT One monetizes primarily through per-transaction fees on micro-value digital rewards (from US$0.10 upward) and white-label licensing revenue. Go-to-market is API-first with regional enterprise field sales teams in APAC, EMEA, and the Americas, supplemented by channel/reseller partners. Target segments include mobile operators, money transfer operators, super apps, e-wallets, digital banks, retail networks, gaming/creator platforms, and crypto exchanges. Named enterprise customers include AT&T, Vodafone, Ooredoo, Western Union, MoneyGram, WorldRemit, PayPal/Xoom, Grab, Binance Pay, Ecobank, BPI, and MobiKwik. The company is privately held, backed by Apis Growth Fund II (US$15M in May 2022), and is led by CEO Claudio Di Zanni (appointed March 2024) with founder Peter de Caluwe now serving as Executive Chairman of sister company Thunes.
DT One firmographics
Firmographics- Name
- DT One
- Legal name
- Fixed & Mobile Private Limited
- Website
- https://dtone.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- DT One is a B2B digital micropayments platform that delivers cross-border mobile top-ups, data bundles, eSIMs, gift cards, and bill payments via a single API to 2,800+ partners and 1,000+ enterprise customers across 160+ countries.
- Ownership category
- akta.pro rank
DT One industry classification
Industry- Product category
- Cross-Border Digital Payments Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Telecommunications Resellers and Agents for Wireless Telecommunication Services (51712)
- akta.pro primary industry
- Cross-Border B2B2C Payouts (Mass Payouts, Gig/Creator, Marketplace) (FSAGAKAC)
- akta.pro secondary industries
- Micropayments & Streaming Payments (Crypto) (FSADAIAM), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), SME & Business Cross-Border Payments (B2B) (FSAMAIAB)
Keywords
Where DT One is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices4 records
Markets served
DT One business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction Fees from Digital Value Services: DT One charges transaction fees for processing digital value services including mobile airtime top-ups, data bundles, eSIMs, gift cards, gaming pins, and utility bill payments. The platform processes transactions in over 160 countries with over 23,000 products available.
- White-Label Solutions: Revenue generated from white-label partnerships where enterprises embed DT One's platform under their own brand identity. Includes branded domains, custom logos, colors, and support contact configurations.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Micro-value digital rewards starting at $0.10 |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels5 records
DT One product offering
Product offeringCore offering
DT One operates a B2B digital micropayments platform enabling enterprises to offer cross-border mobile top-ups, data bundles, eSIMs, branded vouchers, gift cards, gaming pins, and utility bill payments. The platform connects 2,800+ partners across 190+ countries through a single API connection, with three integration paths (Full API, Low-Code SDK, No-Code DT Shop). It supports micro-value transactions starting at $0.10 and processes over 1.2 billion transactions cumulatively.
Product overview
DT One operates as a B2B digital micropayments superhighway offering a platform-plus-modules architecture centered on cross-border digital value transfers. The core platform enables mobile airtime and data top-ups, eSIM services, branded vouchers, gift cards, and utility bill payments across 190+ countries. Integration is available via three pathways: the Full Control DVS API for developers, the Low Code UI SDK for embedded experiences, and the No Code DT Shop for instant deployment. Supporting modules include the Rewards Portal (white-label digital rewards) and acquired eSIM platform DENT Telecom. The platform connects 2,800+ partners and supports 23,000+ products with over 1.2 billion transactions processed.
Differentiator
Problem solved
Functional benefit
Products and services
- Mobile Top-Ups & Data Bundles Cross-border mobile airtime and data top-up solutions enabling users to send SMS, call, and data credits to prepaid phones in over 160 countries. Used by mobile operators, money transfer operators, super apps, and digital banks.
- eSIM Services Embedded SIM (eSIM) services enabling users to access mobile data plans globally without physical SIM cards. Includes Tunz eSIM brand for consumer-facing offerings delivered through partner apps such as Grab Indonesia.
- Branded Vouchers & Gift Cards Digital vouchers and gift cards for various retailers and services that can be distributed as rewards, incentives, or as part of customer engagement programs.
- Utilities & Bill Payments Digital payment services enabling users to pay utility bills and other recurring payments across 160+ countries.
- Mobile Rewards Digital reward and incentive solutions using airtime, data packages, gift cards, and vouchers to drive brand loyalty, customer acquisition, and engagement for enterprises.
- Airtime Credit Service (ACS) Cashless microloan service (formerly MODE) allowing customers to receive airtime or data credit repaid from their next mobile top-up, enabling continued connectivity even when funds are low. Processes more than 18 million airtime and data loans daily.
- Digital Value Services API (DVS API) Comprehensive API platform providing granular control over digital services including mobile top-ups, data bundles, gift cards, gaming pins, and vouchers. Supports sandbox/pre-production environment, webhook integration, and RPS allocation for rate limiting. Enables real-time transaction processing across 160+ countries.
- DT Shop (No-Code Self-Service Platform) Self-service B2B platform requiring no development effort, enabling digital transactions, finances, analytics, and integrations through a hosted web interface. Includes wallet management, transaction reporting, product catalog management, and white-label capabilities.
- Tunz eSIM Consumer-facing eSIM sub-brand offering global mobile data connectivity for travellers, distributed through partner platforms such as Grab Indonesia.
- DENT Telecom eSIM Platform Acquired Germany-based eSIM platform enabling mobile data and eSIM services in over 140 countries. A pioneer in embedded telecom and one of the most advanced eSIM platforms globally.
Quantifiable outcome
- 5 billion potential customers accessible through network
- +5 more outcomes
Companies that use DT One
Customer profileNamed customers19 records
Segments9 records
Ideal customer profiles5 records
DT One technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature4 records
DT One partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered strategic, core and minor.
- FinFanstrategicVietnam-based fintech firm partnered with DT One to strengthen Vietnam's digital services ecosystem. Focus on product distribution, cross-border API development, and fintech expansion for seamless local and global digital transactions.
- DENT TelecomstrategicDT One acquired Germany-based DENT Telecom, a pioneer in embedded telecom and eSIM platform enabling mobile data and eSIM services in over 140 countries. Aims to build expanded global mobile data distribution network.
- Ecobank GroupstrategicThunes, Ezra, DT One and Ecobank collaboration to expand access to credit, digital products and cross-border payment solutions across Africa.
- GozemcoreSuper app in Africa partnered with DT One to simplify mobile airtime recharge, starting with Benin. Integration enables users to recharge loved ones' mobile airtime from the app's integrated wallet.
- MoolahgocoreSingapore-based digital payments specialist partnered to expand services across 10 Asian countries, offering e-wallet top-ups and mobile data purchases.
- Binance PaycoreBinance Pay, a contactless crypto payment platform, partnered with DT One to launch one of the first international mobile top-up services via crypto payment.
- Bank of the Philippine Islands (BPI)coreOldest bank in the Philippines partnered to launch international mobile load service enabling OFWs in multiple countries to buy load for family in Philippines via BPI QuickPay.
- ThunesminorTransferTo's cross-border payments business rebranded to Thunes and operates independently from DT One following the 2019 rebrand.
Scale indicators7 records
Recent moves7 records
Expansion highlights6 records
DT One competitors and assessment
Company assessmentDirect peers
- Thunes: Direct cross-border digital payments network spun out of the same TransferTo entity in 2019. Thunes operates in adjacent B2B cross-border corridors (wallet-to-wallet, business payouts) and competes for the same enterprise customers in mobile-first emerging markets.
- Remitly: Digital remittance platform offering cross-border money transfers and mobile top-ups to diaspora customers. Comparable in mobile top-up inventory and emerging-market corridors, though Remitly is more consumer-direct while DT One is B2B-first.
- dLocal: Cross-border payments processor focused on emerging markets, enabling merchants to accept and pay out in 40+ emerging countries. Competes with DT One for enterprise wallet and merchant payouts in LATAM, Africa, and APAC.
- TerraPay: Cross-border mobile payments network connecting bank accounts, mobile wallets, and cards across 100+ countries. Direct overlap with DT One on cross-border B2B2C digital value transfers and remittance partner integrations.
- Ding: International mobile top-up platform serving 500+ operators in 140+ countries. Directly comparable to DT One's mobile airtime and data top-up business, with similar diaspora and B2B partner integrations.
- Prepay Nation: B2B mobile top-up and value services platform enabling retailers, MTOs, and digital platforms to offer airtime, data, and digital goods across emerging markets. Direct peer with similar partner-led distribution model.
- Onafriq (formerly MFS Africa): Pan-African mobile money interconnect network enabling cross-border mobile wallet payments and digital value transfers. Comparable in cross-border mobile value flows and African corridor coverage.
Broad incumbents
- Payoneer: Cross-border B2B payments and marketplace payouts platform serving freelancers, SMBs, and platforms globally. Overlaps with DT One's B2B payout and marketplace use cases but at higher transaction values and broader SMB focus.
Emerging players
- Bitrefill: Crypto-native digital value services platform enabling users to buy mobile top-ups, gift cards, and eSIMs with cryptocurrency. Adjacent competitor with overlap on gift card and eSIM inventory but distinct crypto payment rail.
- Airalo: eSIM marketplace offering mobile data plans across 200+ countries, increasingly distributed through B2B API partnerships. Direct overlap with DT One's recently acquired DENT/Tunz eSIM capability.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
DT One social profiles
Digital presenceDT One compliance and trust
Trust signalCompliance1 record
DT One financial estimates
Financial estimateRevenue estimate
Valuation estimate
DT One leadership team
Management profileNumber of profiles
Profiles9 records
DT One subsidiaries and ownership
Company hierarchySubsidiaries2 records
DT One funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DT One M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DT One
What does DT One do?
DT One operates a B2B digital micropayments platform enabling enterprises to offer cross-border mobile top-ups, data bundles, eSIMs, branded vouchers, gift cards, gaming pins, and utility bill payments. The platform connects 2,800+ partners across 190+ countries through a single API connection, with three integration paths (Full API, Low-Code SDK, No-Code DT Shop). It supports micro-value transactions starting at $0.10 and processes over 1.2 billion transactions cumulatively.
Is DT One a public or private company?
DT One is a private company. It is classified as private equity controlled and is currently operating.
When was DT One founded?
DT One was founded in 2005. It employs 101 to 250 people.
Where is DT One based?
DT One is headquartered in Singapore, Singapore, in the Asia region.
How does DT One make money?
Two revenue lines are on record. Transaction Fees from Digital Value Services are the primary driver. The others are white-Label Solutions.
Who are DT One's main competitors?
Direct peers on record are Thunes, Remitly, dLocal, TerraPay, Ding, Prepay Nation and Onafriq (formerly MFS Africa). Payoneer is listed as a broad incumbent. Emerging players are Bitrefill and Airalo.
Does DT One have an API?
Yes. DT One offers a Digital Value Services API (DVS API) that provides granular control over digital services including mobile top-ups, data bundles, gift cards, gaming pins, vouchers, and more. The API supports sandbox/pre-production environment for testing (preprod-dvs-api.dtone.com), webhook integration, and Requests Per Second (RPS) allocation for rate limiting. Developers can choose from three integration paths: Full Control (direct API integration), Low Code (UI SDK embedded integration), and No Code (DT Shop hosted interface). The platform also provides an llms.txt file at developers.dtone.com/llms.txt for AI agents. Developer documentation is at developers.dtone.com.
What industry is DT One in?
DT One's product category is Cross-Border Digital Payments Platform. Its primary akta.pro industry code is FSAGAKAC, Cross-Border B2B2C Payouts (Mass Payouts, Gig/Creator, Marketplace), with a secondary code of FSADAIAM, Micropayments & Streaming Payments (Crypto). Its NAICS code is 522320.