Gnosis
- Company typePrivate
- Founded2015
- HeadquartersGibraltar, Gibraltar
- Headcount101–250
- GTM typeB2B and B2C
- OfferingSoftware
Gnosis firmographics
Firmographics- Name
- Gnosis
- Legal name
- Gnosis Limited
- Website
- https://gnosis.io
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Where Gnosis is headquartered
LocationHeadquarters
- HQ city
- Gibraltar
- HQ country
- Gibraltar
Offices1 record
Markets served
Gnosis business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Gnosis Chain Network Fees: Transaction fees generated from Gnosis Chain operations including swaps, transfers, and smart contract interactions, with fees as low as $0.0000003 per swap.
- Gnosis Pay Card Transaction Revenue: Revenue from card transaction processing when users spend stablecoins via Gnosis Pay Visa cards, with over $100 million in lifetime transaction volume processed.
- Gnosis Ramp API Fees: B2B platform fees from Web3 businesses integrating Gnosis Ramp for fiat on/off-ramp orchestration, with commercial terms retained by Gnosis.
- Gnosis Ventures Portfolio Returns: Equity and token investments in 80+ early-stage Web3, DeFi, and financial rails startups including Safe and CoW Protocol.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Gnosis Chain transaction fees |
| Freemium | Monthly | Gnosis App consumer app |
| Other | Multi-year contract | Gnosis Pay SDK / Gnosis Ramp B2B |
Go-to-market motion4 records
Distribution channels4 records
Marketing channels6 records
Gnosis product offering
Product offeringCore offering
Gnosis operates a full-stack Web3 finance ecosystem spanning consumer self-custodial finance (Gnosis App with free Visa card), a stablecoin-native Visa card payment network (Gnosis Pay), an EVM-compatible blockchain (Gnosis Chain with 145,000+ validators), and a B2B fiat on/off-ramp orchestration API (Gnosis Ramp). The company also runs a venture arm (Gnosis Ventures) and a trust-based community currency protocol (Circles), with notable spinouts Safe and CoW Protocol securing over $1T in cumulative volume.
Product overview
Gnosis is a full-stack fintech ecosystem bridging decentralized technology with everyday finance, founded in 2015. The ecosystem centers on Gnosis Chain (EVM blockchain with 145K+ validators), Gnosis Pay (stablecoin-native Visa card payment network processing $100M+ in volume), Gnosis App (consumer mobile wallet on Safe with biometric sign-in, Visa card, and IBAN), Gnosis Ramp (fiat on/off-ramp orchestration API), Gnosis Business (B2B corporate cards and compliance), Gnosis Ventures (80+ startup investments), and Circles (trust-based community currency). Notable spinouts include Safe (multi-sig wallet securing $58B+) and CoW Protocol (DEX protecting $130B+ in trades).
Differentiator
Problem solved
Functional benefit
Brands
- Circles: Trust-based community currency protocol where money is created by people, not banks, one hour at a time. Circles is used as a reward currency within the Gnosis App with unique added benefits.
- ZCHF
Products and services
- Gnosis App Consumer-facing self-custodial mobile finance app built on Safe smart account technology. Offers biometric sign-in without seed phrase, free Visa card with up to 5% cashback and zero FX fees, free IBAN via Monerium, and Circles trust-based currency rewards. Targeted at individual consumers in EU/EEA, Brazil, and Argentina.
- Gnosis Pay Stablecoin-native Visa card payment network enabling crypto spending anywhere Visa is accepted. Powers a B2B SDK for white-label card integration, treasury on-ramps, and stablecoin payroll. Has surpassed $100 million in lifetime transaction volume and processed the 2 millionth real-world payment.
- Gnosis Chain EVM-compatible blockchain with over 145,000 validators, sub-cent transaction fees ($0.0000003 per swap), and 100% uptime over 10+ years. Features native account abstraction, deep stablecoin liquidity, and a thriving DeFi ecosystem including Aave and CoW Protocol.
- Gnosis Ramp B2B stablecoin fiat on/off-ramp orchestration layer that connects Web3 businesses with a global network of ramp providers via a single REST API. Enables broader coverage, KYC sharing via Sumsub, multi-provider redundancy, and full control over commercial terms. Supports global corridors (USD, EUR, GBP, BRL, ARS).
- Gnosis Business B2B arm providing corporate cards, compliance tooling, and expense management for businesses using Gnosis infrastructure.
- Gnosis Ventures Venture arm supporting early-stage projects in Web3, DeFi, and financial rails. Has backed 80+ innovative startups including Safe, CoW Protocol, 1kx, Altlayer, Aztec, Azuro, Backed, Autonolas, Anoma, and Ammalgam, focusing on decentralized infrastructure, real-world assets, and financial rails.
- Circles Open protocol for trust-based community currency where money is created by people, not banks. Users earn CRC every hour they are alive, with no humans excluded. Functions as a reward currency within the Gnosis App ecosystem.
- Safe Industry-standard multi-signature wallet for secure digital asset management across EVM chains, securing over $58 billion in assets across 3.6+ million accounts. Originally Gnosis Safe, now an independent entity.
- CoW Protocol Decentralized exchange protocol including CoW Swap (the largest intent-based DEX), CoW AMM (first MEV-capturing AMM), and MEV Blocker. Has protected over $130 billion in trades.
Quantifiable outcome
- Over $1 trillion in volume processed by Gnosis technology (Safe)
- +4 more outcomes
Companies that use Gnosis
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles4 records
Gnosis technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability3 records
Feature6 records
Gnosis partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered minor, strategic and core.
- GreenfieldminorGenesis validator in Safe Foundation's Safenet Beta, staking minimum 3.5 million SAFE tokens to participate in network security.
- Safe LabsminorGenesis validator in Safe Foundation's Safenet Beta, staking minimum 3.5 million SAFE tokens. Gnosis (formerly Gnosis Safe) is the spinout parent of Safe Labs.
- Core Contributors GmbHminorCore development contributor and genesis validator in Safe Foundation's Safenet Beta, staking minimum 3.5 million SAFE tokens.
- ZiskstrategicDevelopers from Gnosis and Zisk, backed by Ethereum Foundation, proposed the 'Ethereum Economic Zone' (EEZ) framework to unify Ethereum's fragmented L2 ecosystem.
- Affordable Home U.S. LLCminorLicensed Alabama home builder using Gnosis EasyAuction to sell physical homes via ERC-20 utility tokens (AHOME), then completing property transfer via standard off-chain closing procedures.
- MoneriumcoreMonerium provides EU e-money license enabling Gnosis App to offer free IBANs and euro stablecoin (EURE) to users. Monerium receives and converts SEPA euro transfers to EURE in user wallets, and converts back for withdrawals.
- AveniaminorFiat-to-crypto onramp service focused on seamless settlements providing accessible crypto transactions worldwide. Launch partner for Gnosis Ramp.
- BridgeminorStablecoin platform handling receiving, storing, converting, issuing, and spending stablecoins. Supports developers enabling global money transfers through unified API. Launch partner for Gnosis Ramp.
- LatamexminorCrypto-to-fiat gateway tailored for Latin America allowing users to buy/sell cryptocurrencies using local currencies via simple integrations for exchanges and wallets. Launch partner for Gnosis Ramp.
- NoahminorPayment infrastructure for fiat, bitcoin, and stablecoin rails via APIs and hosted checkouts. Facilitates compliant settlements and global payouts including virtual bank accounts. Launch partner for Gnosis Ramp.
- ZealcoreLaunched ZCHF in partnership with Zeal - the first fully collateralized, yield-bearing Swiss franc stablecoin, bringing new level of composability to RWAs on Gnosis Chain.
- MiniPay (Opera)coreOpera's self-custodial stablecoin wallet launched MiniPay Card powered by Gnosis Pay, enabling stablecoin spending across Europe (EEA), Africa, and beyond.
- POAP, Fileverse, Safe, CoW Protocol, HOPR, BackedcoreEcosystem of innovators building on Gnosis Chain, including POAP (attendance tokens), Fileverse (storage), Safe (smart wallets), CoW Protocol (DEX), HOPR (privacy), and Backed (RWA).
Scale indicators12 records
Recent moves8 records
Expansion highlights6 records
Gnosis competitors and assessment
Company assessmentDirect peers
- Safe (formerly Gnosis Safe): Originally Gnosis Safe and now spun out as an independent entity, Safe provides the multi-signature smart wallet technology that powers the Gnosis App. Both companies target digital asset self-custody and share common heritage, ecosystem positioning, and Safe token alignment.
- Wirex: Crypto payments platform offering a Visa card for spending stablecoins and crypto at merchants worldwide with cashback. Closely comparable to Gnosis Pay's core product and targets the same everyday-spend use case in overlapping geographies.
- BitPay: Established crypto payments processor offering prepaid Visa/Mastercard cards and merchant payment APIs. Comparable to Gnosis Pay on the card-issuing side and to Gnosis Ramp on the B2B fiat-crypto settlement integration side.
- MoonPay: Leading fiat-to-crypto onramp provider and Web3 payments infrastructure company. Directly comparable to Gnosis Ramp as a B2B fiat on/off-ramp orchestration layer serving wallets, neobanks, and Web3 businesses.
- Polygon Labs: EVM-compatible sidechain and L2 ecosystem providing low-fee infrastructure for DeFi, stablecoins, and consumer apps. Competes head-to-head with Gnosis Chain for developers, validators, and stablecoin issuers.
Broad incumbents
- Crypto.com: Major crypto neobank offering Visa cards with cashback, an exchange, and a self-custodial wallet. Comparable to Gnosis App on the consumer crypto-card-plus-mobile-banking proposition, but at significantly larger scale and broader geographic availability.
- Coinbase: Public crypto exchange and wallet provider offering a Visa debit card, USDC rewards, and on/off-ramps. While much broader in scope, Coinbase Card and Coinbase Wallet overlap directly with Gnosis Pay and Gnosis App on consumer crypto spending and self-custody.
Emerging players
- Rain: Licensed crypto neobank offering Visa cards and ACH banking infrastructure for stablecoins and digital assets. Comparable to Gnosis App + Gnosis Business on the regulated crypto-banking-as-a-service proposition.
- BVNK: Enterprise-grade payments infrastructure provider for stablecoins and digital assets, serving merchants and platforms. Comparable to Gnosis Ramp on B2B fiat/stablecoin orchestration and to Gnosis Business on corporate cards and expense management.
Regional players
- 1inch: DEX aggregator and DeFi infrastructure protocol serving Ethereum and major L2 chains. Partially comparable to CoW Protocol (a Gnosis spinout) on intent-based execution and on-chain trade routing, though Gnosis itself does not directly operate the protocol post-spinout.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Gnosis social profiles
Digital presenceGnosis financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gnosis leadership team
Management profileNumber of profiles
Profiles4 records
Gnosis subsidiaries and ownership
Company hierarchySubsidiaries8 records
Gnosis funding detail
Funding detailFunding overview
Funding rounds4 records
Investors36 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gnosis M&A and investment
M&A and investmentM&A1 record
Investments34 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gnosis
What does Gnosis do?
Gnosis operates a full-stack Web3 finance ecosystem spanning consumer self-custodial finance (Gnosis App with free Visa card), a stablecoin-native Visa card payment network (Gnosis Pay), an EVM-compatible blockchain (Gnosis Chain with 145,000+ validators), and a B2B fiat on/off-ramp orchestration API (Gnosis Ramp). The company also runs a venture arm (Gnosis Ventures) and a trust-based community currency protocol (Circles), with notable spinouts Safe and CoW Protocol securing over $1T in cumulative volume.
Is Gnosis a public or private company?
Gnosis is a private company. It is classified as venture growth investor backed and is currently operating.
When was Gnosis founded?
Gnosis was founded in 2015. It employs 101 to 250 people.
Where is Gnosis based?
Gnosis is headquartered in Gibraltar, Gibraltar.
How does Gnosis make money?
Four revenue lines are on record. Gnosis Chain Network Fees are the primary driver. The others are gnosis Pay Card Transaction Revenue, gnosis Ramp API Fees and gnosis Ventures Portfolio Returns.
Who are Gnosis's main competitors?
Direct peers on record are Safe (formerly Gnosis Safe), Wirex, BitPay, MoonPay and Polygon Labs. Broad incumbents are Crypto.com and Coinbase. Emerging players are Rain and BVNK. 1inch is listed as a regional player.
Does Gnosis have an API?
Yes. Gnosis Ramp offers a REST API for stablecoin fiat on/off-ramp orchestration. The API enables Web3 businesses to integrate multiple ramp providers and supported currencies through one integration, with access to global corridors (USD, EUR, GBP, BRL, ARS) and features including KYC sharing via Sumsub, multi-provider redundancy, and full control over commercial terms with providers. Developer documentation is at docs.ramp.gnosis.io.