Stonebrook Risk Solutions
Stonebrook Risk Solutions operates a white-labeled, integrated ecosystem of 20+ specialty care vendors (mental health, MSK, dialysis, fertility, digestive, care navigation) for TPAs, regional health plans, brokers, and stop-loss carriers, delivering guaranteed minimum 3:1 ROI through a single contract with proprietary analytics and actuarial validation.
- Company typePrivate
- Founded2020
- HeadquartersEncino, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Stonebrook Risk Solutions does
Stonebrook Risk Solutions Insurance Services, LLC, founded in 2020 and headquartered in Encino, California, operates a white-labeled, integrated ecosystem of chronic and catastrophic care solutions aimed at Third-Party Administrators (TPAs), regional health plans, brokers, and stop-loss carriers. The company's core platform aggregates a curated network of 20+ specialty clinical vendors (spanning mental health, MSK, fertility, cardiovascular, renal, digestive, smoking cessation, GLP-1 management, and care navigation) under a single contract, with proprietary Total Value Analytics (STVA) providing cross-regional-plan risk benchmarking and Milliman-powered claims and ROI modeling. Stonebrook guarantees a minimum 3:1 return on clinical programs, validated by actuarial benchmarks, and packages this into real-time reporting, SSO-enabled integration, and a configurable white-label front end that partners can rebrand as their own offering.
The business model is a B2B enterprise platform sold via direct field sales and channel/reseller partnerships, with revenue from platform subscription and management fees aligned to guaranteed ROI outcomes rather than publicly listed pricing tiers. Go-to-market targets enterprise buyers through a consultative, demo-led sales motion (CEO and Director-level sales coverage) and embeds within channel partners' existing workflows, allowing TPAs and health plans to resell the ecosystem under their own brand. The leadership team is small (1-10 employees) and includes CEO Mark Angard, CFO Andrew Mauritzen, CAO Rick Rock, COO J. Marc Palmer, Director of Sales and Marketing Alex Angard, and Director of Business Development Aaron Tufankjian. Capitalization to date is limited to a single $250,000 Newchip Accelerator raise in July 2022, with no disclosed institutional venture or growth equity, indicating operations have been funded primarily through partnership economics.
Stonebrook Risk Solutions firmographics
Firmographics- Name
- Stonebrook Risk Solutions
- Legal name
- Stonebrook Risk Solutions Insurance Services, LLC
- Website
- https://stonebrookrisk.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Stonebrook Risk Solutions operates a white-labeled, integrated ecosystem of 20+ specialty care vendors (mental health, MSK, dialysis, fertility, digestive, care navigation) for TPAs, regional health plans, brokers, and stop-loss carriers, delivering guaranteed minimum 3:1 ROI through a single contract with proprietary analytics and actuarial validation.
- Ownership category
- akta.pro rank
Stonebrook Risk Solutions industry classification
Industry- Product category
- Healthcare Risk Management Platform
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (525120), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Stop-Loss & Reinsurance Administration (Captive/Level-Funded Support) (HLAEALAB)
- akta.pro secondary industry
- Claims Advocacy & Loss Recovery Services (FSAEADAH)
Keywords
Where Stonebrook Risk Solutions is headquartered
LocationHeadquarters
- HQ city
- Encino
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Stonebrook Risk Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Platform / Ecosystem Subscription and Management Fees: Stonebrook aggregates a curated network of specialty care vendors (chronic care, mental health, catastrophic claims, pharmacy, etc.) into a single integrated platform and sells access to TPAs, health plans, brokers, and stop-loss carriers. Revenue is derived from platform fees, vendor integration fees, and ongoing management fees, with pricing aligned to guaranteed ROI outcomes. The white-labeled model allows partners to rebrand and resell the platform under their own brand, suggesting a B2B SaaS or managed services revenue structure.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Stonebrook Risk Solutions product offering
Product offeringCore offering
Stonebrook Risk Solutions provides a white-labeled, fully integrated ecosystem of chronic and catastrophic care solutions for TPAs, health plans, brokers, and stop-loss carriers. The company aggregates a curated network of best-in-class specialty care vendors into a single platform, delivering guaranteed minimum 3:1 ROI through end-to-end integration covering claims analytics, payments, member engagement, and implementation.
Product overview
Stonebrook offers an integrated platform ecosystem combining its core risk management platform with multiple specialized partner modules. The core Stonebrook Integrated Risk Management Platform serves as the white-labeled foundation for TPAs, Health Plans, Brokers, and Stop-Loss Carriers, delivering guaranteed 3:1 ROI through one contract with access to best-in-class specialty care vendors. The proprietary Total Value Analytics (STVA) module provides deep-dive financial analysis across regional plans. Real-Time Reporting & ROI Dashboards deliver monthly reports, quarterly check-ins, and annual ROI certification. The White-Label Platform enables customization for client branding. The ecosystem integrates over 20 specialized partners including Milliman (claims/analytics), HealthBook+ (predictive intelligence), Spring Health (mental health), HelloHeart (cardiovascular), Specialty Care Management (dialysis/CKD), Cylinder Health (digestive health), Carrot (fertility), Hinge Health (MSK), Pivot (smoking cessation), Ciba Health (GLP-1/obesity), Guardian Life/Wellfleet/Reliance Standard (ancillary insurance), Accolade (care navigation), and RxBenefits (pharmacy benefits).
Differentiator
Problem solved
Functional benefit
Brands
- Total Value Analytics (STVA): Proprietary digital platform for deep dive analysis of regional plan finances, calculating total cost of care and aligning risk among multiple non-competing regional plans.
Products and services
- Stonebrook Integrated Risk Management Platform White-labeled, fully integrated ecosystem of chronic and catastrophic care solutions for TPAs, health plans, brokers, and stop-loss carriers. Delivers guaranteed minimum 3:1 ROI with end-to-end integration connecting best-in-class specialty care vendors through one contract and one platform with real-time reporting.
- Total Value Analytics (STVA) Proprietary digital platform performing deep-dive financial analysis of regional health plans, calculating total cost of care and aligning risk across multiple non-competing regional plans to operate within the same risk-adjustment environment.
Quantifiable outcome
- 3:1 minimum ROI guaranteed on clinical programs, validated by actuarial benchmarks
- +6 more outcomes
Companies that use Stonebrook Risk Solutions
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles4 records
Stonebrook Risk Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability8 records
Feature5 records
Stonebrook Risk Solutions partnerships and signals
Strategic signalPartnerships
21 partnerships are on record, tiered core and minor.
- HealthBook+coreHealthBook+ and Stonebrook Risk Solutions announced a strategic partnership to integrate HealthBook+'s predictive intelligence capabilities (via PaiGE, its Agentic Medical Partner) into Stonebrook's existing integrated risk management platform. The combined model embeds directly into existing claims and care workflows, enabling earlier identification of emerging health risks and coordinated interventions across the care continuum, aligning clinical activity with measurable financial outcomes to manage high-cost healthcare claims more proactively. Both companies cite accountability and actuarial validation as differentiators, with the goal of materially reducing catastrophic claims exposure while improving engagement and health outcomes across populations.
- Spring HealthcoreStonebrook partnered with Spring Health to incorporate Spring Health's comprehensive mental health platform (Precision Mental Healthcare) into Stonebrook's integrated ecosystem. The partnership addresses behavioral health as a leading driver of disability and medical cost trends (30%+ of short-term disability leaves, 9-10% behavioral health claims trend). Spring Health delivers self-guided tools, coaching, therapy, medication management, crisis services, and specialty programs within one connected platform, with JAMA Network Open-validated outcomes (5.9 weeks faster recovery, $190 savings per $100 invested). Stonebrook clients gain real-time visibility into clinical improvement and financial impact.
- Cylinder HealthcoreStonebrook partnered with Cylinder Health to expand into digestive disease management, one of the fastest-growing drivers of medical and pharmacy spend in commercial populations. Cylinder Health delivers virtual-first, multidisciplinary digestive care including gastroenterologists, nutrition therapy, lifestyle and behavioral health interventions, and ongoing symptom monitoring. The partnership establishes digestive disease as a distinct specialty category within Stonebrook's ecosystem, targeting TPAs, regional health plans, and stop-loss partners seeking to manage GI-related cost risk, mitigate specialty pharmacy spend, and reduce avoidable catastrophic claims.
- Specialty Care Management (SCM)coreStonebrook partnered with Specialty Care Management (SCM) to expand advanced renal dialysis and CKD cost management solutions across the self-insured market. SCM is the industry leader in dialysis cost containment and CKD management. The collaboration integrates SCM's cutting-edge renal solutions with Stonebrook's broad network of partners, setting new standards by combining advanced technology and marketplace reach to support benefit brokers and self-insured health plans. The average dialysis claim exceeds $900,000 per year, making this a key catastrophic claims risk area.
- Leading TPA and Healthcare NetworkcoreStonebrook entered a long-term partnership with a large Third-Party Administrator (TPA) and healthcare network serving over 1 million members. The alliance delivers advanced chronic disease management and cost-effective solutions through Stonebrook's ecosystem of vendors including Hinge Health, INTERLINK, Ciba Health, Specialty Care Management, Hello Heart, and Pivot Health Technologies. The partnership provides a comprehensive suite of services designed to manage catastrophic claims, guarantee ROI, and improve health outcomes for employer clients.
- AccoladecoreStonebrook expanded its network with Accolade's data-driven care navigation to enhance member experiences and reduce costs. Accolade provides personalized health and benefits solutions combining virtual primary care, mental health support, expert medical opinion services, and AI-driven care navigation. An AON study found that Accolade correlated with ~2% annualized healthcare cost trend vs. 6.1% market control, with 5% point reduction in claims trends in year one and another 3.2% point reduction in year two. Accolade serves over 11 million people.
- Guardian Life InsuranceminorGuardian Life and Stonebrook Risk partnered to modernize benefits connectivity through API-powered platform enhancements. Guardian, a mutual company serving 29 million policyholders, invested heavily in APIs enabling data to flow between Guardian's systems and Stonebrook's digital platform. Through this integration, Stonebrook can combine best-of-breed care from regional providers with Guardian's supplemental health products to create more comprehensive offerings for multi-state employers, competing against national BUCA carriers.
- Wellfleet InsuranceminorWellfleet, a Berkshire Hathaway company, partnered with Stonebrook Risk to bring ultra-flexible benefits solutions and next-generation cloud-based administration via its Lighthouse platform. Wellfleet specializes in student health and life insurance, offering tailored coverage for colleges, universities, and K-12 students. The partnership gives Stonebrook access to Wellfleet's flexible products and cutting-edge technologies, with Wellfleet gaining access to Stonebrook's growing nationwide network of regional health plans.
- RxBenefitscoreRxBenefits partnered with Stonebrook to leverage aggregated regional networks and analytics to negotiate better drug pricing with pharmacy benefit managers. RxBenefits delivers pharmacy benefit procurement, consulting, audit, and analytic services to mid-market employers and plan sponsors. It aggregates over 500 self-funded plan sponsors representing more than 600,000 members as leverage for negotiating PBM pricing. RxBenefits identified Stonebrook as a strategic investment to serve the market at scale for small to mid-market self-funded companies.
- HelloHeartcoreHelloHeart is a digital health platform partnered with Stonebrook that uses AI and at-home blood pressure monitoring to help members improve heart health. Clinically proven to reduce hypertension risks, it delivers better outcomes and lower costs for employers and health plans. Heart disease is the leading cause of death in the US.
- MillimancoreMilliman provides advanced actuarial and data solutions that optimize healthcare claims processing, payment accuracy, and cost analytics. Its platforms leverage predictive modeling and industry benchmarks to deliver 98%+ claims adjudication accuracy while identifying savings opportunities for Stonebrook's ecosystem.
- Hinge HealthcoreHinge Health delivers a digital-first approach to musculoskeletal (MSK) care within Stonebrook's ecosystem, combining wearable motion sensors, clinical coaching, and personalized exercise therapy. Evidence-based program demonstrates 60%+ pain reduction and 50% fewer surgeries among participants, reducing unnecessary surgeries and opioid use.
- INTERLINKcoreINTERLINK specializes in high-complexity care management for cancer transplant and advanced therapies, coordinating treatment pathways, reducing unnecessary utilization, and improving outcomes for patients with life-threatening conditions within Stonebrook's ecosystem.
- HRS (Health Recovery Solutions)coreHRS delivers remote care management within Stonebrook's ecosystem to reduce avoidable hospitalizations. Its AI-enabled platform combines remote patient monitoring, telehealth, and predictive analytics to identify high-risk patients and intervene early.
- Ciba HealthcoreCiba Health and its physician-led care teams empowered by AI offer a root-cause approach within Stonebrook's ecosystem to prevent and reverse common and costly polychronic conditions (GLP-1 step down support, obesity, diabetes, digestive, and autoimmune conditions) for entire populations at scale, achieving sustainable and clinically-validated health outcomes and cost savings within 12 months.
- CarrotcoreCarrot is the industry leader in fertility and family-building benefits, partnered with Stonebrook. Its solutions combine clinical expertise with personalized care to improve outcomes and reduce costs across the full reproductive health continuum—from fertility preservation to pregnancy, postpartum, and beyond.
- PivotcorePivot offers a clinically validated, personalized approach to tobacco cessation through its FDA-cleared digital platform within Stonebrook's ecosystem. Combining behavioral coaching, carbon monoxide monitoring, and cognitive behavioral therapy (CBT) techniques, Pivot achieves 2-3x higher quit rates than traditional methods.
- Guardian Life (Ancillary Insurance)minorGuardian Life is a leading insurer offering life, disability, retirement solutions, and health coverage within Stonebrook's ecosystem. Unlike shareholder-driven insurers, it's policyholder-owned, prioritizing customer needs with wellness programs and digital tools to simplify health and wealth management.
- Wellfleet Insurance (Ancillary)minorWellfleet Insurance specializes in student health and life insurance within Stonebrook's ecosystem, offering tailored coverage for colleges, universities, and K-12 students. Known for flexible plans and 24/7 support, Wellfleet simplifies insurance with seamless digital tools and a focus on student wellness.
- Reliance StandardminorReliance Standard is a leading provider of ancillary insurance solutions within Stonebrook's ecosystem, offering critical illness, accident, and hospital indemnity coverage to complement core benefits. Customizable plans help employers fill gaps in healthcare protection, shielding employees from unexpected costs while reducing financial strain on organizations.
- VytloneminorVytlone is a pharmacy benefit management and clinical pharmacy services partner within Stonebrook's ecosystem. A modern health insurance provider focused on personalized, tech-driven coverage using AI and data analytics, simplifying insurance with tailored plans, seamless digital access, and proactive wellness support.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
Stonebrook Risk Solutions competitors and assessment
Company assessmentDirect peers
- Springbuk: Healthcare analytics and intelligence platform purpose-built for self-funded employers and benefits advisors. Directly comparable as a data/analytics layer that quantifies vendor ROI and drives benefit decision-making for the same buyer Stonebrook serves.
- Pareto Intelligence: Healthcare analytics and risk-adjustment platform serving payers, TPAs, and providers. Comparable to Stonebrook's STVA analytics because both aggregate claims and clinical data to surface risk and ROI insights for plan administrators.
- Quantum Health: Healthcare navigation and care coordination platform serving self-funded employers and TPAs. Directly comparable as a single-entry-point platform that bundles navigation, vendor coordination, and ROI reporting — the same problem Stonebrook solves.
- Collective Health: Integrated benefits platform combining plan administration, navigation, and a curated vendor ecosystem for self-funded employers. Closely aligned with Stonebrook's vision of one platform replacing fragmented multi-vendor benefit stacks.
- Centivo: Value-based health plan for self-funded employers built around curated provider networks and care coordination. Comparable to Stonebrook's model of aligning regional/narrow networks with vendor-led interventions to control total cost of care.
- Gravie: Benefits marketplace and plan platform for self-funded employers, bundling carriers, navigation, and point solutions. Comparable go-to-market — selling into brokers and employers seeking one-stop, ROI-validated benefit stacks.
- Artemis Health: Benefits analytics platform focused on self-funded employers, brokers, and TPAs. Highly comparable to Stonebrook's analytics and ROI-certification layer, surfacing vendor performance and cost trends for the same buyer personas.
Broad incumbents
- Accolade: Personalized healthcare navigation and virtual primary care platform serving 11M+ people. Comparable buyer (large self-funded employers) and overlapping care-navigation capability, but operates at materially larger scale and as an incumbent aggregator Stonebrook plugs into.
- Included Health: Integrated virtual care, navigation, and insurance platform for employers and health plans. Overlaps with Stonebrook on care navigation and benefits integration, but as a scaled incumbent with broader clinical offerings.
Emerging players
- HealthBook+: Predictive clinical intelligence and agentic AI platform now partnering with Stonebrook. Comparable as an emerging risk-prediction layer for self-funded populations, and a potential competitor if it pursues direct channel relationships with TPAs and stop-loss carriers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Stonebrook Risk Solutions social profiles
Digital presenceStonebrook Risk Solutions compliance and trust
Trust signalCompliance5 records
Stonebrook Risk Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stonebrook Risk Solutions leadership team
Management profileNumber of profiles
Profiles6 records
Stonebrook Risk Solutions funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stonebrook Risk Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stonebrook Risk Solutions
What does Stonebrook Risk Solutions do?
Stonebrook Risk Solutions provides a white-labeled, fully integrated ecosystem of chronic and catastrophic care solutions for TPAs, health plans, brokers, and stop-loss carriers. The company aggregates a curated network of best-in-class specialty care vendors into a single platform, delivering guaranteed minimum 3:1 ROI through end-to-end integration covering claims analytics, payments, member engagement, and implementation.
Is Stonebrook Risk Solutions a public or private company?
Stonebrook Risk Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Stonebrook Risk Solutions founded?
Stonebrook Risk Solutions was founded in 2020. It employs 1 to 10 people.
Where is Stonebrook Risk Solutions based?
Stonebrook Risk Solutions is headquartered in Encino, United States, in the North America region.
How does Stonebrook Risk Solutions make money?
One revenue line is on record: platform / Ecosystem Subscription and Management Fees.
Who are Stonebrook Risk Solutions's main competitors?
Direct peers on record are Springbuk, Pareto Intelligence, Quantum Health, Collective Health, Centivo, Gravie and Artemis Health. Broad incumbents are Accolade and Included Health. HealthBook+ is listed as an emerging player.
Does Stonebrook Risk Solutions have an API?
No public API is recorded for Stonebrook Risk Solutions.
What industry is Stonebrook Risk Solutions in?
Stonebrook Risk Solutions's product category is Healthcare Risk Management Platform. Its primary akta.pro industry code is HLAEALAB, Stop-Loss & Reinsurance Administration (Captive/Level-Funded Support), with a secondary code of FSAEADAH, Claims Advocacy & Loss Recovery Services. Its NAICS code is 524292 and its SIC code is 6411.