Alymente

What Alymente does

Alymente is a Brazilian B2B SaaS platform, founded in 2017 in São Paulo, that pioneered the multibenefits model in Brazil — consolidating up to nine employee benefit categories (meal, food, mobility, home office, culture, education, health, gym, and wellness) onto a single Visa or Mastercard-branded reloadable payment card. The platform comprises three core products: the Alymente Card (physical/digital, issued through a foundational partnership with payment institution SWAP Meios de Pagamento S.A.), the Alymente Mobile App (iOS/Android) for employee self-service including balance tracking, bill payments, gift card purchases, and contactless tokenization via Apple/Google Wallet, and the Alymente Backoffice — a centralized HR dashboard for configuring per-employee benefit balances, bulk card ordering, balance loading, report export, and incentive management.

The company monetizes through a dual revenue model: a B2B subscription fee from corporate clients (priced per employee and per benefit category enabled, on monthly billing) plus interchange revenue on card transactions processed through the Visa/Mastercard network across 12 million+ establishments in Brazil and 130 million worldwide. Alymente bundles a substantial free added-value partner ecosystem — including TotalPass (33,000+ gyms), MediQuo and Vibe Saúde telehealth, C4Life EAP, Descomplica education, five major pharmacy chains, MAG Seguros, and Memorial Internacional — to differentiate its offering. The company holds PAT registration 180642210 and is ABECS-compliant with Normativa Nº 33 (Trilho Voucher), serves 50+ named enterprise clients including Heineken, Nissan, Pfizer, Pernod Ricard, O Boticário, Scania, and Amaro, and operates with 11–50 employees exclusively in Brazil. Co-founder Felipe Khouri Maron leads the company, which has raised only modest disclosed outside capital (~$250K in 2018).

Name

Alymente

Legal name

ALYMENTE BENEFICIOS E SIMILARES LTDA

Website

https://alymente.com.br

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Alymente is a Brazilian B2B multibenefits SaaS platform that consolidates up to nine employee benefit categories onto a single Visa/Mastercard card, serving 50+ enterprise clients across diverse industries with HR backoffice and employee mobile app solutions.

Ownership category

akta.pro rank

Product category

Employee Benefits Management

NAICS

Credit Card Issuing (522210), Office Administrative Services (5611)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Virtual Card Issuance & Tokenized Corporate Cards (THACAJAA)

akta.pro secondary industries

Payment Reconciliation, ERP/AP Integration & Data Enrichment (Level 2/3, eReceipts) (THACAJAE), Rewards, Rebates & Program Optimization (Interchange, Supplier-funded) (THACAJAK)

Keywords

• Employee benefits management
• Corporate benefits platform
• Payment card issuance
• HR administration software
• Meal voucher services

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Corporate Benefits Management Subscription: Alymente charges companies (B2B) a recurring fee for access to its multibenefits platform, physical/digital card issuance, HR backoffice management, and administration of employee benefits. Companies contract Alymente to replace their existing benefits suppliers (e.g., traditional meal voucher providers). The pricing is based on the number of employees and the benefit categories enabled, with different values settable per role, level, or department.
2. Transaction/Float Revenue: Alymente earns interchange revenue on card transactions processed through the Visa or Mastercard network. With cards accepted at 12 million+ establishments in Brazil and 130 million worldwide, transaction volume across multiple benefit categories generates float income.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Alymente operates a B2B multibenefits management platform that consolidates up to 9 employee benefit categories (meal, food, mobility, home office, culture, education, health, gym, wellness) onto a single reloadable Visa or Mastercard payment card. The company charges corporate clients a recurring subscription fee to provide employees with a flexible benefits card, an HR backoffice dashboard for benefit administration, a mobile app for employees, and a bundled ecosystem of added-value partner services. The card is issued in partnership with SWAP MEIOS DE PAGAMENTO S.A. and is accepted at over 12 million establishments in Brazil and 130 million worldwide.

Product overview

Alymente is a Brazilian flexible employee benefits (multibenefits) platform that consolidates up to 9 benefit categories onto a single reloadable payment card. The core portfolio consists of the Alymente Card (Visa and Mastercard branded, issued in partnership with Swap), the Alymente Mobile App for employees, and the Alymente Backoffice for HR administration. The 9 benefit categories — Vale Alimentação, Vale Refeição, Vale Mobilidade, Vale Casa, Vale Cultura, Vale Educação, Vale Saúde, Vale Academia, and Vale Bem-Estar — are managed together with award/recognition solutions (Premiações) on the same card and platform. A discount club (Clube de Descontos), gift card purchasing, and an EAP via MediQuo are additional add-on features.

Differentiator

Problem solved

Functional benefit

Products and services

• Cartão Alymente (Alymente Card)
• App Alymente (Mobile App)
• Backoffice Alymente (HR Administration Platform)
• Alymente Premiações (Awards and Incentives)
• EAP – Programa de Assistência ao Colaborador (Employee Assistance Program)

Quantifiable outcome

• Accepted at 12 million+ establishments in Brazil and 130 million globally via Visa/Mastercard network
• +4 more outcomes

Named customers12 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Twelve partnerships are on record, tiered core, flagship and minor.

• SWAP MEIOS DE PAGAMENTO S.A.coreTechnology or Integration · 1 January 2017SWAP is the payment institution responsible for issuing and managing the Alymente physical payment card (Cartão Alymente), as well as opening and administering the linked payment account. SWAP provides the underlying payment rails (Visa/Mastercard) that enable the card's acceptance at 12M+ locations in Brazil and 130M+ globally. This is a foundational technology partnership without which the core product cannot function.
• TotalPassflagshipStrategic or Co-development PartnerTotalPass is a corporate gym/fitness benefit offering access to 33,000+ gyms and studios across Brazil. Alymente includes TotalPass as a free added-value benefit for companies that activate the Academia category, giving employees freedom to use any gym in the network without a fixed contract with a single gym. This is a flagship partnership highlighted prominently on the main website and employee-facing pages.
• MediQuocoreStrategic or Co-development PartnerMediQuo is a telehealth hub offering medical, psychological, nutritional, physical education, and veterinary consultations. Offered as a free added-value benefit through Alymente's platform, providing employees with 24/7 access to healthcare professionals — particularly valuable for remote/hybrid workers.
• C4LifeminorStrategic or Co-development PartnerC4Life provides Employee Assistance Program (EAP) solutions promoting balance and well-being for employees. Offered as a free added-value benefit at no additional cost to companies using Alymente.
• Vibe SaúdecoreStrategic or Co-development PartnerVibe Saúde is described as the #1 app in digital health in Brazil, offering telemedicine and telepsychology services. Included as a free added-value benefit with 20% discount on specialist doctor consultations and 3 free emergency care appointments. The partnership enhances Alymente's health category without additional cost.
• DescomplicaminorStrategic or Co-development PartnerDescomplica is an online education platform offering courses, undergraduate and graduate programs. Alymente offers exclusive discounts through the Descomplica partnership for employees and their families using the Educação category benefit.
• Pague Menos (Pague Menos Farmácias)minorStrategic or Co-development PartnerPague Menos is one of the largest pharmacy chains in Brazil. Alymente provides cardholders with discounts on brand-name and generic medications as a free added-value benefit, available in all Pague Menos stores nationwide.
• Drogarias Pacheco and Drogaria São Paulo (Grupo DPSP)minorStrategic or Co-development PartnerGrupo DPSP operates Drogarias Pacheco and Drogaria São Paulo pharmacy chains. Alymente provides exclusive discounts on medication purchases at these pharmacy chains for employees using the Saúde or Bem-Estar benefit categories.
• Drogasil and Droga Raia (Grupo Raia Drogasil)minorStrategic or Co-development PartnerDroga Raia and Drogasil (operated by Grupo Raia Drogasil) are major pharmacy chains across Brazil. Alymente offers discounts on medications at these chains as part of its pharmacy discount ecosystem within the Saúde/Bem-Estar benefit categories.
• MAG SegurosminorStrategic or Co-development PartnerMAG Seguros specializes in life and pension products serving nearly 6 million clients. Alymente offers employees special conditions on life insurance, additional coverage for disability, hospitalization, and health assistance as a free added-value benefit.
• Memorial InternacionalminorStrategic or Co-development PartnerMemorial Internacional is a funeral assistance company with 26 years of experience operating in 19 countries. Alymente provides free funeral assistance coverage including 24/7 support, administrative formalities, and costs included as a free added-value benefit.
• ABECS (Associação Brasileira das Empresas de Cartões de Crédito e Serviços)coreOthersABECS is the Brazilian association of credit card companies and payment services. ABECS issued Normativa N° 33 (Trilho Voucher) which Alymente has implemented, requiring meal/food benefits (VA/VR) to be used via the 'Voucher' payment function rather than 'credit'. Alymente is a member of ABECS and participated in implementing the new regulatory standard.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Caju: Brazilian multibenefits platform that, like Alymente, consolidates multiple benefit categories onto a single flexible card accepted across merchants. Caju is a direct competitor for the same HR/Compensation buyers and employee workforce segments.
• Flash Benefícios: Brazilian multibenefits card with a mobile-first employee app and consolidated benefits card accepted via Visa/Mastercard rails. Flash overlaps Alymente on product model, target buyer, and Brazilian geography.
• Vee Benefícios: Brazilian flexible-benefits platform offering a single card covering multiple benefit categories for corporate clients. Direct overlap with Alymente on multibenefits positioning and enterprise HR target.
• VR Benefícios: One of Brazil's largest legacy meal/benefit voucher companies, transitioning toward multibenefits card offerings. VR is the dominant incumbent against which Alymente competes for HR-led switching decisions.

Broad incumbents

• Ticket (Edenred Brasil): Brazilian arm of Edenred, the global leader in corporate meal/benefit vouchers, offering Ticket Restaurante, Ticket Alimentação, and increasingly multibenefits solutions. A broad incumbent that overlaps Alymente's core meal/food categories and is the principal displaced incumbent in enterprise switches.
• Sodexo (Brasil / Pluxee): Global corporate benefits major with material Brazilian operations across meal vouchers, gift/incentive, and employee experience categories. Sodexo/Pluxee competes for the same enterprise HR accounts that Alymente targets with its multibenefits pitch.
• Alelo: Brazilian corporate benefits card issuer offering meal, food, and multi-purpose corporate cards. Alelo overlaps Alymente on Visa/Mastercard-rails corporate cards and on mid-market/enterprise HR procurement.

Emerging players

• Ben (Owner & Employee Benefits): Brazilian emerging benefits platform with a mobile-first employee experience and multi-category flexibility. An earlier-stage but adjacent player competing for modern HR buyers seeking app-led multibenefits experiences.
• Swile: European-origin multibenefits card platform that consolidated multiple benefit categories onto a single payment card. Conceptually peer-comparable to Alymente as a category pioneer outside Brazil.
• Spendit: European corporate benefits/wallet platform that consolidates flexible compensation and benefit categories into a single card. Comparable to Alymente on multibenefits card logic and HR-admin tech stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/alymente
• LinkedInlinkedin.com/company/12665334
• Instagraminstagram.com/alymente

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Alymente