Midcoast Habitat for Humanity

What Midcoast Habitat for Humanity does

Midcoast Habitat for Humanity is a 501(c)(3) nonprofit affiliate of Habitat for Humanity International, founded in 1990 (35-year history as of 2025) and headquartered at 680 Commercial Street in Rockport, Maine. It serves low-to-moderate income families across 18 municipalities in Knox County, Maine through a portfolio of affordable housing programs. Its core offering is a Home Construction Program that builds energy-efficient single-family homes and sells them via 0% interest mortgages with monthly payments (typically $500-$600, including taxes and insurance) capped at 30% of household income; partner families are selected on need, ability to repay, and willingness to contribute 250 hours of sweat equity. Supporting programs include a Home Repair and Weatherization Program, an Aging in Place Program, and a Step One Weatherization Program offering up to $500 in energy improvements for 25 hours of sweat equity.

The organization has constructed 65 homes since founding (including 4 rehabs), repaired or weatherized an additional 44 homes, and served 71 families as of 2025, when three families became new homeowners. It also operates a ReStore nonprofit home improvement retail store that sells donated building materials, appliances, and furniture — diverting 354 tons of materials from landfill in 2025 — and that functions both as a community engagement touchpoint and a self-sustaining funding mechanism. Active projects include Compass Point (a 10-home pocket neighborhood in Rockport, targeting families at 30-80% AMI), Philbrick Commons (12-home completed pocket neighborhood in Rockland), Firefly Field (an 11-unit collaborative development with Homeworthy and MaineHousing), and the Lawn Avenue redevelopment (two homes on a formerly condemned Rockland site). Two additional 10-home neighborhoods are slated to begin construction in 2026.

The business model is a hybrid nonprofit: revenue streams include individual and corporate donations, grants (MaineHousing, Maine Community Foundation, TD Charitable Foundation, and others), ReStore retail sales, planned giving (Legacy Builder program covering bequests, real estate, retirement assets, and donor-advised fund residuals), event fundraising (Holes for Homes Golf Tournament, No-Show Benefit, Women Build), and 0% mortgage repayments from partner families. Go-to-market is community-led: families are selected through a structured application process (September 20 - January 15 annually), while fundraising and volunteer recruitment run through website, social channels (Facebook, Instagram), community partnerships, and event sponsorship. Operations are supported by 8 staff members and 300+ community volunteers contributing 12,000+ hours annually, with governance by a Board of Directors chaired by President Peter Berke and leadership from Executive Director Tia Anderson (15 years of service). In April 2026 the organization closed on a $1.45M purchase of a 7-acre, 31,720-square-foot Rockport campus that will consolidate its offices and ReStore.

Name

Midcoast Habitat for Humanity

Legal name

Midcoast Habitat for Humanity

Website

https://midcoasthabitat.org

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

11–50 employees

Short description

Midcoast Habitat for Humanity is a Knox County, Maine 501(c)(3) affordable housing nonprofit that builds and rehabs energy-efficient homes for low-to-moderate income families via 0% interest mortgages, supplemented by a ReStore retail operation, weatherization and Aging in Place repair programs, and a planned giving program.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

New Single-Family Housing Construction (except For-Sale Builders) (236115), Other Community Housing Services (624229)

SIC

Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industry

Residential Green / High-Performance Home Construction (Net-Zero, Passive House) (IMAFABAH)

Keywords

• Affordable housing construction
• Home repair weatherization
• Nonprofit home improvement
• Affordable mortgage lending
• Community housing development

Headquarters

HQ city

Rockport

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Individual and Corporate Donations: Tax-deductible donations of money, land, or materials from individuals, businesses, and community organizations support the building of affordable homes and funding of interest-free mortgages.
2. ReStore Retail Operations: The ReStore is a nonprofit home improvement store that sells donated building materials, appliances, and furniture. Profits fund Midcoast Habitat's mission to build affordable housing. In 2025, 354 tons of materials were diverted from the landfill through the ReStore.
3. Planned Giving / Legacy Builder Program: Legacy giving options include charitable bequests, real estate donations, investment assets, retirement fund beneficiaries, life insurance policies, and donor-advised fund residuals.
4. Event Fundraising: Annual Holes for Homes Golf Tournament ($500 per team of 4 or $125 per single player) and No-Show Benefit events generate fundraising revenue from sponsors and participants.
5. Homeowner Mortgage Payments: Partner families pay 0% interest mortgages with monthly payments capped at 30% of household income. Monthly payments include mortgage, real estate taxes, and insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Midcoast Habitat for Humanity builds affordable, energy-efficient single-family homes for low-to-moderate income families in Knox County, Maine through a partnership model that combines 250 hours of sweat equity with 0% interest mortgages capped at 30% of household income. The organization operates a ReStore nonprofit home improvement store that sells donated building materials, appliances, and furniture to fund construction, and delivers home repair and weatherization services to existing low-income homeowners.

Product overview

Midcoast Habitat for Humanity operates as a unified nonprofit housing organization offering a portfolio of interconnected programs. The core offerings include a Home Construction Program that builds affordable, energy-efficient homes with 0% interest mortgages, supplemented by the ReStore (a nonprofit home improvement retail store that generates funding through donated building materials and household items). Supporting programs include a Home Repair and Weatherization Program, an Aging in Place Program for homeowners seeking accessibility improvements, and a Volunteer Program with various build opportunities. Additional services encompass a Homeownership Application Program, a Legacy Builder Planned Giving program, and an online Donation Form. Current major housing projects include Compass Point (10-home pocket neighborhood in Rockport), the Lawn Avenue Project (2 homes in Rockland), Philbrick Commons (12 completed homes in Rockland), and Firefly Field (11-unit collaborative development). The organization also runs the Step One Weatherization Program focused on energy efficiency.

Differentiator

Problem solved

Functional benefit

Brands

• ReStore: Midcoast Habitat ReStore is a nonprofit home improvement store and donation center that sells building materials, appliances, and furniture to fund the Habitat mission. Located at 680 Commercial St. in Rockport, open Tuesday-Saturday 8:30 AM-3:30 PM.
• Compass Point
• Weatherization and Repair Program
• Aging in Place Program

Quantifiable outcome

• 3 families became new homeowners in 2025
• +5 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

14 partnerships are on record, tiered core and minor.

• Horch RoofingcoreStrategic or Co-development PartnerHas donated 29 roofs to support Midcoast Habitat's mission over the years. Described as immensely proud of their long-standing partnership with Habitat for Humanity.
• Bangor LaminatescoreStrategic or Co-development PartnerHas donated countertops for all homes that Midcoast Habitat for Humanity has built since 2011, demonstrating tremendous long-term support.
• North Atlantic PaintingcoreStrategic or Co-development PartnerSupporting sponsor for Holes for Homes Golf Tournament 2026 and Community Sponsor for the tournament. Long-term business supporter.
• Viking LumbercoreStrategic or Co-development PartnerBuild Partner for Women Build 2026. Provides building materials for affordable housing construction.
• Hammond Lumber CompanycoreStrategic or Co-development PartnerBusiness supporter providing materials for affordable housing construction projects.
• Lowe's of ThomastonminorStrategic or Co-development PartnerFinancial partner providing building materials and supplies for Habitat construction projects.
• Adventure AdvertisingminorStrategic or Co-development PartnerWebsite developer for Midcoast Habitat. Provided pro bono website services.
• HomeworthycoreStrategic or Co-development PartnerCollaborative development partner for Talbot Ave/Firefly Field housing project. Partnered to create a neighborhood community as a model for rural affordable housing solutions in Maine.
• Knox County Homeless CoalitioncoreStrategic or Co-development PartnerPartnering organization working to address homelessness and housing instability in Knox County. Helps identify potential homeowners and provides support services.
• AIO Food PantryminorStrategic or Co-development PartnerPartnering organization supporting families in need in the Midcoast region.
• St. George Development Corp.minorStrategic or Co-development PartnerCommunity development partner for affordable housing initiatives.
• Allen Insurance and FinancialminorStrategic or Co-development PartnerBuild Partner for Women Build 2026, providing support for affordable housing construction.
• Alliant Insurance ServicesminorStrategic or Co-development PartnerBuild Partner for Women Build 2026.
• Camden Real EstateminorChannel Partner/ Reseller/ DistributorCommunity sponsor for Holes for Homes Golf Tournament 2026. Supports affordable housing sales and marketing.

Scale indicators9 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Habitat for Humanity International: Parent organization and global umbrella for the Habitat affiliate network. Operates the same affordable homeownership model with 0% interest mortgages, sweat equity, and ReStore retail, but at a global scale across 1,300+ affiliates; Midcoast operates as an autonomous affiliate under HFHI's principles.

Direct peers

• Portland Habitat for Humanity: Direct peer Maine Habitat affiliate operating the same model - building affordable homes, running a ReStore, and serving low-to-moderate income families - in the Greater Portland market. Most directly comparable Habitat affiliate operating in the same state.
• Bangor Area Habitat for Humanity: Maine Habitat affiliate serving the Bangor region with the same home construction, ReStore, and repair program model. Comparable scale and operating model in another Maine market.
• Avesta Housing: Maine-based nonprofit affordable housing developer that builds and manages rental and homeownership housing for low-income households across the state. Comparable mission and target population, though focused more on rental/multi-family.
• Community Housing of Maine: Maine nonprofit providing supportive and affordable housing for people experiencing homelessness and low-income households statewide. Comparable mission serving vulnerable populations with housing solutions.
• Homeworthy: Collaborative development partner on Midcoast's Firefly Field/Talbot Ave project; nonprofit working on rural affordable housing solutions in Maine. Directly comparable mission and co-development relationship.

Others

• MaineHousing: Maine State Housing Authority that provides funding, subsidies, and programmatic support for affordable housing statewide. Functions as a key funding partner to Midcoast rather than a direct competitor, but shapes the operating environment for affordable housing developers.

Regional players

• Volunteers of America Northern New England: Regional nonprofit operating affordable housing, homeless services, and community programs across northern New England. Similar nonprofit structure and volunteer-driven model, but with broader services beyond housing.
• Northern Forest Center: Regional nonprofit focused on community development, including affordable housing and rural community revitalization in northern New England. Comparable mission focus on housing affordability in rural Maine geographies.

Emerging players

• Goodwill Industries of Northern New England: Nonprofit retail operation (thrift stores) that generates revenue for mission programs, comparable to Midcoast's ReStore model. Similar nonprofit-retail-meets-mission structure but in a different vertical (workforce development vs. housing).

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/MidcoastHabitat
• Instagraminstagram.com/midcoast.restore
• LinkedInlinkedin.com/company/midcoast-habitat-for-humanity

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Midcoast Habitat for Humanity