Billecta
Billecta is a Stockholm-based cloud invoicing and payment automation platform serving 3,000+ Nordic SMBs, SaaS firms, and enterprises. It automates the full AR cycle from invoice creation through Swish, Autogiro, and card payments to debt collection, via API-first integration with 12+ Nordic platforms.
- Company typePrivate
- Founded2014
- HeadquartersStockholm, Sweden
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
Billecta firmographics
Firmographics- Name
- Billecta
- Legal name
- Billecta AB
- Website
- https://billecta.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Billecta is a Stockholm-based cloud invoicing and payment automation platform serving 3,000+ Nordic SMBs, SaaS firms, and enterprises. It automates the full AR cycle from invoice creation through Swish, Autogiro, and card payments to debt collection, via API-first integration with 12+ Nordic platforms.
- Ownership category
- akta.pro rank
Billecta industry classification
Industry- Product category
- Billing & Invoicing Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518), Collection Agencies (561440), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)
- akta.pro secondary industries
- Recurring Billing & Subscription Payments Enablement (FSAMACAF), Payment Posting, Reconciliation & Cash Application for Bills (FSAMAJAL), Recurring Billing & AutoPay Management (FSAMAJAE)
Keywords
Where Billecta is headquartered
LocationHeadquarters
- HQ city
- Stockholm
- HQ country
- Sweden
- HQ region
- Europe
Offices1 record
Markets served
Billecta business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- Subscription-based SaaS: Monthly or annual subscription for access to the invoicing platform with various feature tiers. No binding period required.
- Transaction-based Fees: Revenue generated through payment processing and transaction handling for invoices, collections, and self-invoicing
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free 30-day trial available for all customer segments |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Billecta product offering
Product offeringCore offering
Billecta provides a cloud-based invoicing and payment automation platform that handles the end-to-end invoice workflow for Nordic businesses, including invoice creation, multi-channel distribution (e-invoice, email, SMS, postal, Kivra), payment processing across Swish, Autogiro, card, and traditional methods, automatic payment reconciliation, accounting/bookkeeping integration (SIE4 export, Fortnox, Visma), reminders, and debt collection (inkasso) with Kronofogden integration. The platform exposes a documented REST API with official .NET, PHP, and Rust SDKs enabling SaaS companies and partners to embed invoicing and recurring billing functionality.
Product overview
Billecta provides a system solution that automates the entire invoice workflow from invoice creation to reconciliation of incoming payments and accounting, including debt collection. The core offering is the Billecta Faktureringsprogram (invoicing platform) supplemented by add-on modules including Autogiro for direct debit payments, Bankintegration for bank connections, Självfakturering for self-invoicing scenarios, Fakturaservice, Fakturahantering, Kravhantering for debt collection, Fakturaköp for invoice purchasing, and API-integrationer for connecting with third-party systems. The platform handles over 6 million invoices and 75 billion SEK annually across 3,000+ businesses.
Differentiator
Problem solved
Functional benefit
Products and services
- Billecta Faktureringsprogram (Invoicing Platform) The main invoicing platform that automates the entire invoice workflow from invoice creation to reconciliation of incoming payments and accounting, including debt collection, for Nordic businesses ranging from small entrepreneurs to large enterprises.
- Autogiro Direct debit service allowing businesses to collect recurring payments automatically from customers' bank accounts via the Swedish Autogiro system.
- Bankintegration (Bank Integration) Bank integration service that creates a fully integrated connection to the user's bank via Billecta's API, enabling seamless management of company transactions and direct reconciliation.
- Självfakturering (Self-Invoicing) Self-invoicing module where the buyer creates an invoice on behalf of the seller for products or services purchased or mediated, with automatic accounting documentation generation.
- Fakturaköp (Invoice Purchasing) Invoice purchasing service allowing businesses to sell invoices for immediate cash flow rather than waiting for customer payment.
- Billecta API-integrationer (API Platform) REST API integration platform enabling connection with accounting systems (Fortnox, Visma, Bfree, Kleer), CRM (Lime), e-commerce (Shopify), payment services (Swish, Autogiro, Kivra, Scrive, Mobilt BankID), and other business tools for embedded invoicing.
- Billecta Inkasso (Debt Collection Service) Licensed debt collection service handling reminders, automated collection sequences, and escalation to Kronofogden (Swedish Enforcement Authority) for unpaid invoices, operated through Billecta's integrated system.
Quantifiable outcome
- 6+ million invoices processed annually
- +2 more outcomes
Companies that use Billecta
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles4 records
Billecta technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
AI capability2 records
Feature8 records
Billecta partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- SwishcoreBillecta is an official technical provider to Swish, Sweden's leading mobile payment solution with nearly 8.8 million active users. The integration enables direct payment from invoices via Swish with automatic reconciliation.
- FortnoxcoreComplete integration with Fortnox accounting system enabling automatic customer ledger reconciliation, full distribution services (e-invoice, web invoice, email, post, SMS), and automated payment handling via Autogiro, card, and Swish.
- Visma eEkonomicoreIntegration with Visma eEkonomi for automated bookkeeping updates, Swish and Autogiro payment acceptance with automatic reconciliation, and streamlined accounts payable management.
- Lime CRMcoreIntegration with Lime Technologies CRM enables full invoicing functionality within the CRM interface, including complete delivery palette (email, e-invoice, Kivra, post), payment options, Autogiro support, and automatic reconciliation.
- NordstacoreDeep integration for the Self-Storage industry creating a fully automated ecosystem: booking triggers invoice creation, payment triggers access activation, and unpaid invoices trigger automated access revocation.
- Mobilt BankIDcoreIntegration with Mobile BankID for secure customer authentication and payment authorization in the Swedish market.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Billecta competitors and assessment
Company assessmentEmerging players
- Bokio: Swedish bookkeeping and invoicing platform for micro-businesses; overlaps with Billecta's SMB invoicing value proposition at the smallest end of the market.
- B2B Payment Solutions (Enterpayment / PE): European B2B payment and invoicing solutions provider serving smaller segments of the Nordic EBPP market; partial overlap with Billecta's invoicing and reconciliation offering.
Broad incumbents
- GoCardless: UK-headquartered direct-debit and recurring payments platform widely used by European SaaS and SMBs for automated recurring billing — competes with Billecta's Autogiro-style recurring payment capabilities.
- Quadient: Global customer communications and EBPP incumbent with dedicated bill presentment and payment solutions for European banks, corporates, and utilities — overlaps with Billecta's EBPP capabilities at higher scale.
- Trustly: Swedish-origin A2A (account-to-account) payment network with deep Nordic banking connectivity; competes with Billecta's bank integration and A2A-style payment rails across the Nordics.
- Intrum: Large European debt collection and AR services firm; overlaps with Billecta's inkasso/collection activities and serves as a benchmark for licensed receivables management in the Nordics.
- Stripe (Invoicing / Billing): Global payment platform offering Stripe Invoicing and Stripe Billing for SMB and SaaS billing automation; competes with Billecta for SaaS developer and SMB recurring billing business in Europe.
Direct peers
- Apron: UK-based bill payments and invoicing infrastructure provider offering an API-first developer platform for embedded invoice and payment workflows — closely comparable API-first EBPP model.
- Zervant (Agero): Finnish-founded invoicing and accounting platform for SMBs across Europe with automated payment reminders and accounting integrations; very similar horizontal SMB invoicing positioning to Billecta.
- Billogram: Sweden-based recurring billing and EBPP platform targeting Nordic and European enterprises with automated invoicing, payment, and dunning workflows — directly comparable to Billecta's core offering.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Billecta social profiles
Digital presenceBillecta financial estimates
Financial estimateRevenue estimate
Valuation estimate
Billecta leadership team
Management profileNumber of profiles
Profiles3 records
Billecta funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Billecta M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Billecta
What does Billecta do?
Billecta provides a cloud-based invoicing and payment automation platform that handles the end-to-end invoice workflow for Nordic businesses, including invoice creation, multi-channel distribution (e-invoice, email, SMS, postal, Kivra), payment processing across Swish, Autogiro, card, and traditional methods, automatic payment reconciliation, accounting/bookkeeping integration (SIE4 export, Fortnox, Visma), reminders, and debt collection (inkasso) with Kronofogden integration. The platform exposes a documented REST API with official .NET, PHP, and Rust SDKs enabling SaaS companies and partners to embed invoicing and recurring billing functionality.
Is Billecta a public or private company?
Billecta is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Billecta founded?
Billecta was founded in 2014. It employs 1 to 10 people.
Where is Billecta based?
Billecta is headquartered in Stockholm, Sweden, in the Europe region.
How does Billecta make money?
Two revenue lines are on record. Subscription-based SaaS are the primary driver. The others are transaction-based Fees.
Who are Billecta's main competitors?
Emerging players on record are Bokio and B2B Payment Solutions (Enterpayment / PE). Broad incumbents are GoCardless, Quadient, Trustly, Intrum and Stripe (Invoicing / Billing). Direct peers are Apron, Zervant (Agero) and Billogram.
Does Billecta have an API?
Yes. Billecta offers a comprehensive public REST API for integrating with their invoicing and payment platform. The API supports authentication via Basic Authentication and SecureToken. They provide official SDKs for .NET (available via NuGet as Billecta.SDK) and third-party SDKs for PHP and Rust. The API handles invoice creation, debtor management, payment processing, reminders, claims/debt collection, and accounting integrations. Developer documentation is at docs.billecta.com.
What industry is Billecta in?
Billecta's product category is Billing & Invoicing Software. Its primary akta.pro industry code is BPAMAFAF, Bill Pay, Invoicing & Payables Platforms, with a secondary code of FSAMACAF, Recurring Billing & Subscription Payments Enablement. Its NAICS code is 518 and its SIC code is 7372.