CoinsPaid
CoinsPaid is an Estonia-based blockchain payment infrastructure provider, founded in 2014, that enables merchants to accept and settle cryptocurrency across 20+ blockchains and 40+ fiat currencies. Its CryptoProcessing gateway primarily serves iGaming, e-commerce, and forex merchants globally via sub-1% transaction fees and white-label SaaS.
- Company typePrivate
- Founded2014
- HeadquartersTallinn, Estonia
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What CoinsPaid does
CoinsPaid (legal entity: Coinspaid Solutions) is an Estonia-headquartered blockchain payment infrastructure provider founded in 2014, operating a multi-product ecosystem for merchants that need to accept, process, and settle digital asset payments globally. Its flagship CryptoProcessing gateway supports 20+ blockchain networks (BTC, ETH, SOL, XRP, ADA, DOGE, TRX, USDC and others) and settles in 40+ fiat currencies, with claimed 99.9% transaction acceptance and CCSS Level 3-certified wallet infrastructure. The product portfolio spans Payment Gateway, Business Wallet (no-code acceptance), OTC Desk (large-volume settlement above €1M), Crypto SaaS (white-label deployment), and Crypto PoS Terminal (in-store acceptance), complemented by developer APIs and plugins for WooCommerce, Magento 2, PrestaShop, OpenCart, Drupal, and Joomla.
The company generates revenue primarily through transaction processing fees (sub-1%, with volume-based enterprise discounts) plus spreads on crypto-to-fiat conversion, OTC trading services, and recurring white-label SaaS licensing. CoinsPaid serves a vertical-led customer base with iGaming/online gaming as the primary segment (driven by a native SoftSwiss integration processing €3B+ annually), followed by e-commerce, forex trading, high-value retail, B2B payouts, and travel/ticketing. Distribution combines enterprise field sales, self-serve API and plugin onboarding, and channel partnerships. Compliance posture includes Estonian VASP licensing, ISO 27001, PCI DSS, and EU MiCA Verify status as of June 2026.
Operationally, CoinsPaid employs 350+ people in a remote-first structure, with 120+ blockchain engineers organized under Coinspaid Dev (spun off as an independent brand in June 2026). The legal entity is privately held with no disclosed external funding rounds. Cumulative payment volume is cited at €65B over 11+ years, with €29B explicitly attributed to CryptoProcessing. Geographic footprint spans Estonia (HQ), broader Europe (UK, Germany, Switzerland, France), and North America (US, Canada), with Baltics, US, and Canada prioritized as expansion markets.
CoinsPaid firmographics
Firmographics- Name
- CoinsPaid
- Legal name
- Coinspaid Solutions
- Website
- https://coinspaid.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- CoinsPaid is an Estonia-based blockchain payment infrastructure provider, founded in 2014, that enables merchants to accept and settle cryptocurrency across 20+ blockchains and 40+ fiat currencies. Its CryptoProcessing gateway primarily serves iGaming, e-commerce, and forex merchants globally via sub-1% transaction fees and white-label SaaS.
- Ownership category
- akta.pro rank
CoinsPaid industry classification
Industry- Product category
- Cryptocurrency Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Crypto Payment Gateways & Checkout APIs (FSADAIAA), Stablecoins & On-Chain Money (fiat-backed, crypto-backed, algorithmic; issuance/redemption) (FSAPAEAB), Crypto Payments & Digital Asset Settlement for Gaming (MPAEALAL)
Keywords
Where CoinsPaid is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
CoinsPaid business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Transaction Processing Fees: Primary revenue stream from processing crypto payments. Fees are typically below 1% per transaction, with volume-based discounts available for enterprise merchants. No set-up or monthly fees.
- Crypto-to-Fiat Conversion: Revenue from converting digital assets to fiat currencies in real-time for merchant settlements, generating spread on exchange rates.
- OTC Trading Services: Premium over-the-counter services for institutional clients and high net-worth individuals exchanging large volumes (typically over €1M) with dedicated account managers.
- SaaS/White-label Licensing: White-label blockchain payment SaaS solutions for businesses wanting to operate under their own brand, including deployment timeline of 3-6 months.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Processing Rate |
| Transaction based/ take rate | Monthly | Mid-Market Volume |
| Transaction based/ take rate | Multi-year contract | Enterprise High-Volume |
| Transaction based/ take rate | Monthly | Canadian iGaming Operators |
| Other | Pay-as-you-go | OTC Large-Volume |
Go-to-market motion3 records
Distribution channels7 records
Marketing channels7 records
CoinsPaid product offering
Product offeringCore offering
CoinsPaid provides blockchain-based payment infrastructure enabling businesses to accept, process, and settle cryptocurrency payments globally. Its flagship CryptoProcessing stablecoin payment gateway operates across 20+ blockchain networks and supports settlement in 40+ fiat currencies with instant crypto-to-fiat conversion. The broader product ecosystem includes a Business Wallet, OTC Desk, white-label Crypto SaaS, and Crypto PoS Terminal, all built on REST APIs with multi-asset support and 99.9% acceptance.
Product overview
CoinsPaid is a blockchain payment infrastructure company offering a comprehensive product ecosystem for global commerce. The portfolio centers on CryptoProcessing as the flagship stablecoin payment gateway, complemented by specialized products: Payment Gateway for online transactions, Business Wallet for non-technical digital asset management, OTC Desk for large-volume institutional trades, Crypto SaaS for white-label deployment, and Crypto PoS Terminal for offline retail payments. The ecosystem is supported by educational platform Coinspaid Academy and content portal Coinspaid Media. All products share a common technology foundation supporting 20+ blockchains, 40+ fiat currencies, with typical transaction fees below 1%.
Differentiator
Problem solved
Functional benefit
Products and services
- CryptoProcessing Payment Gateway Stablecoin payment gateway enabling businesses to accept, process, and settle cryptocurrency payments globally with instant conversion to fiat; supports 20+ blockchain networks and 40+ fiat currencies, with 99.9% acceptance and no chargebacks. Targeted at merchants, iGaming operators, and enterprises.
- Business Wallet
Quantifiable outcome
- Below 1% transaction fee vs 3%+ for traditional card processing
- +5 more outcomes
Companies that use CoinsPaid
Customer profileNamed customers3 records
Segments7 records
Ideal customer profiles5 records
CoinsPaid technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability1 record
Feature9 records
CoinsPaid partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core, supporting and minor.
- The ResidencycoreStrategic partnership with The Residency, a global community for early-stage founders, providing startups preferential access to CoinsPaid's stablecoin infrastructure solutions including payment processing, multi-chain connectivity, automated settlements, and developer-ready APIs. Both organizations frame the partnership as helping early-stage founders scale securely without building financial infrastructure from scratch.
- HackensupportingCybersecurity and blockchain infrastructure auditor that conducted independent audit for CCSS Level 3 certification of CoinsPaid's CryptoProcessing wallet and key management infrastructure.
- SoftSwisscoreNative SoftSwiss integration for iGaming operators, processing €3B+ annually through this partnership. This integration is a key differentiator enabling CoinsPaid to serve gambling-adjacent markets where competitors like BitPay are explicitly banned.
- Transformify (TFY)minorPartnership spanning 184 countries with Exante and CoinsPaid for crypto payments. TFY is a London-based workforce management platform with $502M valuation, offering free AI-powered recruitment tools to charities and startups.
- Crystal IntelligencesupportingCrystal Intelligence AML integration for transaction monitoring, risk scoring, and compliance screening. Part of CoinsPaid's security and anti-money laundering infrastructure.
Scale indicators11 records
Recent moves7 records
Expansion highlights6 records
CoinsPaid competitors and assessment
Company assessmentEmerging players
- TripleA: TripleA is a Singapore-based crypto payment gateway licensed by MAS, providing merchant crypto acceptance with fiat settlement. Comparable emerging player focused on regulated market entry, similar in product offering but smaller in scale than CoinsPaid.
Direct peers
- Alchemy Pay: Alchemy Pay is a Singapore-based crypto-fiat payment gateway explicitly referenced in CoinsPaid's competitive analysis. Provides crypto on-ramp/off-ramp and merchant acceptance services with comparable cross-border payment positioning.
- Coinbase Commerce: Coinbase Commerce provides merchants with crypto payment acceptance tools and settlement in stablecoins or fiat. Closely comparable to CoinsPaid's payment gateway in functionality, target market (mid-market and enterprise merchants), and API-first integration model, but backed by significantly more capital.
- BitPay: BitPay is one of the largest crypto payment gateway providers globally, offering merchant tools for accepting Bitcoin and other cryptocurrencies. Direct competitor to CoinsPaid's CryptoProcessing gateway, though BitPay is explicitly banned from serving the iGaming vertical that anchors CoinsPaid's volume.
- NOWPayments: NOWPayments is a crypto payment gateway offering similar API-based merchant acceptance, mass payouts, and multi-chain support. Operates as a direct competitor in the global crypto payment processing space with comparable PLG and plugin-based merchant onboarding.
- CoinGate: CoinGate is a Lithuania-based crypto payment gateway serving merchants with similar sub-1% fee structure and multi-currency support. CoinsPaid's own competitive materials benchmark against CoinGate (e.g., €120K annual savings at €5M monthly volume), confirming direct head-to-head competition in the SMB and mid-market segment.
Broad incumbents
- PayPal (with crypto features): PayPal's crypto buy/sell/hold and checkout services place it as a broad incumbent in digital asset payments. With its massive consumer base and merchant relationships, PayPal represents competitive pressure at the mainstream end of the crypto payment market that CoinsPaid targets.
- Stripe (with crypto/stablecoin features): Stripe has expanded into stablecoin and crypto payment acceptance, particularly for USDC settlement. Represents a broad incumbent threat as Stripe's enterprise distribution and merchant relationships could rapidly capture the same e-commerce and SaaS billing use cases that CoinsPaid serves.
- Circle (for stablecoin payment infrastructure): Circle is the issuer of USDC stablecoin and offers payment infrastructure enabling USDC acceptance and settlement. While Circle operates across the broader stablecoin stack rather than as a dedicated payment gateway, its expanding commerce APIs position it as a broad incumbent competitor in the same merchant acceptance market.
- Binance Pay: Binance Pay is the payment arm of Binance, the world's largest crypto exchange. Offers merchant crypto acceptance with the backing of Binance's massive user base and trading liquidity, representing a broad incumbent competitor rather than a specialist payment processor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
CoinsPaid social profiles
Digital presenceCoinsPaid compliance and trust
Trust signalCompliance5 records
CoinsPaid financial estimates
Financial estimateRevenue estimate
Valuation estimate
CoinsPaid leadership team
Management profileNumber of profiles
Profiles9 records
CoinsPaid subsidiaries and ownership
Company hierarchySubsidiaries1 record
CoinsPaid funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CoinsPaid M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CoinsPaid
What does CoinsPaid do?
CoinsPaid provides blockchain-based payment infrastructure enabling businesses to accept, process, and settle cryptocurrency payments globally. Its flagship CryptoProcessing stablecoin payment gateway operates across 20+ blockchain networks and supports settlement in 40+ fiat currencies with instant crypto-to-fiat conversion. The broader product ecosystem includes a Business Wallet, OTC Desk, white-label Crypto SaaS, and Crypto PoS Terminal, all built on REST APIs with multi-asset support and 99.9% acceptance.
Is CoinsPaid a public or private company?
CoinsPaid is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CoinsPaid founded?
CoinsPaid was founded in 2014. It employs 251 to 500 people.
Where is CoinsPaid based?
CoinsPaid is headquartered in Tallinn, Estonia, in the Europe region.
How does CoinsPaid make money?
Four revenue lines are on record. Transaction Processing Fees are the primary driver. The others are crypto-to-Fiat Conversion, OTC Trading Services and saaS/White-label Licensing.
Who are CoinsPaid's main competitors?
TripleA is listed as an emerging player. Direct peers are Alchemy Pay, Coinbase Commerce, BitPay, NOWPayments and CoinGate. Broad incumbents are PayPal (with crypto features), Stripe (with crypto/stablecoin features), Circle (for stablecoin payment infrastructure) and Binance Pay.
Does CoinsPaid have an API?
Yes. CoinsPaid offers REST API integration with webhook and callback support. The API supports custom API integration with deposit endpoints, withdrawal endpoints, sandbox environment for testing, REST API, webhooks and callbacks. Custom API integration is available for businesses requiring custom logic. Developer documentation is at coinspaid.com/crypto-for-business.
What industry is CoinsPaid in?
CoinsPaid's product category is Cryptocurrency Payment Processing. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADAIAA, Crypto Payment Gateways & Checkout APIs. Its NAICS code is 52232 and its SIC code is 6199.