Credit Suite
Credit Suite is a Tampa-based business credit building and financing platform that helps U.S. small business owners build business credit, evaluate fundability across 125+ factors, and access a network of 1,000+ lenders via its AI-powered Lendavo platform, serving over 60,000 businesses since 2014.
- Company typePrivate
- Founded2014
- HeadquartersTampa, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Credit Suite does
Credit Suite, Inc. is a Tampa, Florida-based business credit building and small business financing platform founded in 2014, serving U.S. small business owners who struggle to access bank financing and lack business credit history. The company offers the Lendavo AI-powered platform underpinned by its proprietary Fundability Framework, which evaluates 125+ business data points (spanning business credit, consumer credit, business fundamentals, and lender red flags) to produce a Funding Ready Score, a personalized Custom Funding Blueprint, and matches against a network of 1,000+ lenders including SBA, term loans, merchant cash advances, equipment financing, and credit card stacking products.
The technology stack combines an AI-driven assessment and recommendation engine with human advisory (Business Credit Advisors and Finance Specialists) and integrates with Dun & Bradstreet for business credit reporting. Revenue is generated primarily through tiered software subscriptions (Business Finance Suite), partner-channel licenses (VIP Partner at $697/month or $5,497 one-time, Ultimate Partner at $997/month or $8,497 one-time, Executive Program at $99/month, Executive Suite at $147/month), referral commissions on funded deals (25-40%), and direct software/coaching sales. The go-to-market combines a product-led free Funding Blueprint AI tool for lead capture, inside-sales phone conversion (877-600-2487), and a multi-tier reseller/affiliate channel targeting coaches, accountants, bookkeepers, and agencies that serve SMBs.
Credit Suite claims to have served more than 60,000 business owners since founding, maintains an 11,000+ member Credit Suite Academy community, and was featured on the Inc. 5000 list for four consecutive years (2019-2022) with declining rank. The company is privately held and founder-led under CEO Ty Crandall, with no disclosed outside funding, no subsidiaries, and operations limited to the United States.
Credit Suite firmographics
Firmographics- Name
- Credit Suite
- Legal name
- Credit Suite, Inc.
- Website
- https://creditsuite.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Credit Suite is a Tampa-based business credit building and financing platform that helps U.S. small business owners build business credit, evaluate fundability across 125+ factors, and access a network of 1,000+ lenders via its AI-powered Lendavo platform, serving over 60,000 businesses since 2014.
- Ownership category
- akta.pro rank
Credit Suite industry classification
Industry- Product category
- Business Credit & Funding Platform
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)
- akta.pro secondary industries
- Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ), Subprime / Credit-Building Credit Cards (FSAKABAJ)
Keywords
Where Credit Suite is headquartered
LocationHeadquarters
- HQ city
- Tampa
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Credit Suite business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Software Subscriptions: Monthly or annual subscription fees for Lendavo platform access; tiered VIP Partner ($697/mo or $5,497 one-time) and Ultimate Partner ($997/mo or $8,497 one-time) plans with varying feature sets including training, marketing assets, and platform access.
- Executive Program: Subscription tier for partners managing customers and sales teams; $99/mo or $999/yr or $1,699/2yr; provides access to customer management, sales rep training, and commission tracking.
- Executive Suite Upgrade: Premium partner tier at $147/mo offering 40% commission (vs standard 25%), waived recertification fees, AI-powered GPTs, marketing vault access, and revenue streams from Profit Lifter and Wealth Warriors products.
- Funding Commissions: Partners earn commissions when their referred clients secure business loans or credit lines; commission rates of 25% standard, increasing to 40% for Executive Suite members.
- Software/Coaching Sales: Direct software and coaching sales to end customers for business credit building and funding access; no refund policy for delivered software and rendered coaching services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | VIP Partner - Core business credit and funding platform with partner training |
| Subscription | Monthly | Ultimate Partner - Full marketing automation and campaign resources |
| Subscription | Monthly | Executive Program - Customer and sales team management for partners |
| Subscription | Monthly | Executive Suite - Premium partner upgrade with higher commissions and AI tools |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels11 records
Credit Suite product offering
Product offeringCore offering
Credit Suite operates the Lendavo AI-powered platform that helps small business owners understand and improve over 125 Fundability Factors, establish business credit profiles, and get matched with credit cards, lenders, and loan programs from a network of 1000+ funding sources. The company also operates a partner/reseller program enabling B2B service providers to resell business credit and funding services to their own clients, earning commissions on funded deals.
Product overview
Credit Suite operates as a comprehensive business credit and financing platform with Lendavo as its primary AI-powered product. The core offering consists of the Lendavo platform combined with the Business Finance Suite, which work together to assess business fundability (via the Funding Ready Score and Custom Funding Blueprint), build business credit, and connect businesses with 1000+ lenders. The company also offers partner programs (VIP Partner, Ultimate Partner, and Executive Suite) for B2B resellers who want to offer business credit and funding services. Additional products include specific financing types (SBA loans, credit card stacking, equipment financing) and monitoring services (Business Credit Scores). The Fundability System serves as the overarching methodology that ties all products together, analyzing 125+ factors to help businesses become funding-ready.
Differentiator
Problem solved
Functional benefit
Brands
- Lendavo: AI-powered funding platform that provides customized funding blueprints, business credit matching, and access to capital for small business owners.
Products and services
- Lendavo AI-powered platform providing business credit building, funding readiness assessment, and loan matching services. Delivers custom funding blueprints, Funding Ready Scores, and connections to 1000+ lenders through an all-in-one dashboard.
- Business Credit Builder
- Business Finance Suite
- Funding Ready Score
- VIP Partner Program
- Ultimate Partner Program
- Lendavo Executive Suite
- Executive Partner Subscription
- Business Credit Scores and Reports
- Credit Line Hybrid (Card Stacking)
- SBA Loans
- Business Loans
Quantifiable outcome
- 60,000+ businesses served since 2014
- +2 more outcomes
Companies that use Credit Suite
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles2 records
Credit Suite technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability5 records
Feature4 records
Credit Suite partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Dun & Bradstreet (D&B)coreCredit Suite integrates with D&B to provide business credit reports and scores to customers. When customers request a D&B report and score, Credit Suite facilitates the request on their behalf. The D&B integration is a core component of the Fundability assessment, providing business credit data used in the Funding Ready Score calculation.
Scale indicators7 records
Recent moves6 records
Expansion highlights5 records
Credit Suite competitors and assessment
Company assessmentDirect peers
- Nav: Nav is a business credit and financing marketplace that matches SMBs with lenders based on business credit profiles from D&B, Experian, and Equifax. Directly comparable to Credit Suite on the credit-monitoring-plus-lender-matching model serving the same SMB customer base.
- Fundera (NerdWallet): Fundera is an SMB loan marketplace owned by NerdWallet that matches borrowers with lenders across term loans, lines of credit, SBA loans, and credit cards. It is a direct competitor on lender aggregation and SMB funding readiness.
- Lendio: Lendio operates an SMB loan marketplace connecting borrowers with a network of lenders across 75+ financing products. It is a direct competitor on the loan-broker and lender-aggregation model serving small business customers.
- Biz2Credit: Biz2Credit is an SMB financing marketplace that matches small business owners with banks and alternative lenders, with a strong focus on SBA loans. Directly comparable to Credit Suite's Business Finance Suite and SBA loan offerings.
- Fundbox: Fundbox provides SMB working capital and revolving credit lines, often distributed through accounting-software partners. Comparable to Credit Suite's credit-card-stacking and short-term SMB working capital solutions.
- Accion Opportunity Fund: Accion Opportunity Fund is a nonprofit small business lender and credit-builder focused on underserved SMBs. Comparable to Credit Suite on the small business credit-building and education mission serving similar customer segments.
Broad incumbents
- BlueVine: BlueVine is a well-capitalized fintech offering SMB lines of credit, invoice factoring, and business checking. It competes with Credit Suite on small business credit access but does so as a direct lender rather than a marketplace aggregator.
- OnDeck Capital: OnDeck is an established online small business lender offering term loans and lines of credit. It competes with Credit Suite for the same SMB funding demand but operates as a balance-sheet lender rather than a marketplace.
- Kabbage (American Express): Kabbage, acquired by American Express, was a pioneer in SMB working capital and credit-card-based lending. It is a broad incumbent in the same SMB credit-access category, now backed by AmEx distribution.
Emerging players
- Taulia: Taulia is a fintech platform offering working capital and supply chain finance embedded in ERP systems. It overlaps with Credit Suite on SMB working capital but is differentiated by its enterprise/ERP-distribution model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Credit Suite social profiles
Digital presenceCredit Suite financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credit Suite leadership team
Management profileNumber of profiles
Profiles6 records
Credit Suite funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credit Suite M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credit Suite
What does Credit Suite do?
Credit Suite operates the Lendavo AI-powered platform that helps small business owners understand and improve over 125 Fundability Factors, establish business credit profiles, and get matched with credit cards, lenders, and loan programs from a network of 1000+ funding sources. The company also operates a partner/reseller program enabling B2B service providers to resell business credit and funding services to their own clients, earning commissions on funded deals.
Is Credit Suite a public or private company?
Credit Suite is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Credit Suite founded?
Credit Suite was founded in 2014. It employs 11 to 50 people.
Where is Credit Suite based?
Credit Suite is headquartered in Tampa, United States, in the North America region.
How does Credit Suite make money?
Five revenue lines are on record. Software Subscriptions are the primary driver. The others are executive Program, executive Suite Upgrade, funding Commissions and software/Coaching Sales.
Who are Credit Suite's main competitors?
Direct peers on record are Nav, Fundera (NerdWallet), Lendio, Biz2Credit, Fundbox and Accion Opportunity Fund. Broad incumbents are BlueVine, OnDeck Capital and Kabbage (American Express). Taulia is listed as an emerging player.
Does Credit Suite have an API?
No public API is recorded for Credit Suite.
What industry is Credit Suite in?
Credit Suite's product category is Business Credit & Funding Platform. Its primary akta.pro industry code is FSAGAHAL, Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching), with a secondary code of FSAKAKAJ, Credit Education, Monitoring & Consumer Credit Management Tools. Its NAICS code is 5223 and its SIC code is 6163.