Linqura
Linqura is an AI-native commercial insurance intelligence platform that uses a proprietary LLM and seven specialized agents to classify and risk-assess 40M+ US businesses for carriers, MGAs, brokers, and agents, distributed via API, Linq MCP, LinqCo-Pilot, and channel partnerships.
- Company typePrivate
- Founded2023
- HeadquartersHartford, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Linqura does
Linqura is an AI-native commercial insurance intelligence company headquartered in Hartford, Connecticut, founded in 2023 with 11-50 employees. Its core product, LinqConnect, applies a proprietary large language model (Linq 1.0) that orchestrates seven specialized AI agents (Business Classification, Risk Assessment, Coverage Analysis, Carrier Matching, Financial Intelligence, Compliance Monitoring, and Orchestration) to deliver firmographic, risk, and coverage intelligence over a database of 40M+ US businesses aggregated from 40+ data sources, with a 90-day refresh cycle. The firm reports 97% classification accuracy versus an approximately 60% industry benchmark, and claims 70% reduction in new-business processing time, 89% fewer declined submissions through its CarrierIQ matching engine, and 15-20% premium growth from renewal intelligence.
The company serves four primary customer segments: insurance carriers, agents and brokers, MGAs and wholesalers, and InsurTechs. Revenue is generated through tiered API subscriptions (Basic 100 req/min, Premium 1,000 req/min, Enterprise 10,000 req/min), enterprise usage-based API contracts, and a $25 per-month LinqCo-Pilot self-serve tier, supplemented by a Founding 100 $0 promo for Linq MCP. Go-to-market combines API-first enterprise sales with product-led growth via Linq MCP (an MCP-compatible intelligence layer for AI agents), and channel partnerships with Sapiens (PolicyPro OEM), Sembley (submission platform), FirstChoice/MarshBerry, Voldico, and 101 Weston Labs. The company has raised approximately $3.9M across four rounds between December 2023 and October 2025 and has not disclosed revenue.
Linqura firmographics
Firmographics- Name
- Linqura
- Legal name
- Linqura
- Website
- https://linqura.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Linqura is an AI-native commercial insurance intelligence platform that uses a proprietary LLM and seven specialized agents to classify and risk-assess 40M+ US businesses for carriers, MGAs, brokers, and agents, distributed via API, Linq MCP, LinqCo-Pilot, and channel partnerships.
- Ownership category
- akta.pro rank
Linqura industry classification
Industry- Product category
- Commercial Insurance Intelligence Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Financial Services Personalization (Banking, Investing, Insurance) (HDAAAGAH)
- akta.pro secondary industry
- Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights) (HDAEAMAD)
Keywords
Where Linqura is headquartered
LocationHeadquarters
- HQ city
- Hartford
- HQ country
- United States
- HQ region
- North America
Markets served
Linqura business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- API Subscriptions: Tiered API subscription model based on request volume. Basic Plan at 100 requests/minute, Premium Plan at 1,000 requests/minute, Enterprise Plan at 10,000 requests/minute. OAuth2 authentication for enterprise customers.
- Linq MCP Subscription: Per-user subscription for LinqCo-Pilot AI assistant at $25/month. Simple self-serve pricing with Founding 100 early subscriber program at $0 due today. No long-term contracts, cancel anytime.
- Enterprise API Contracts: Usage-based pricing tailored to organization scale and data needs. Customized quotes aligned to underwriting goals and integration requirements. Enterprise SLA with dedicated support.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Basic Plan - 100 requests/minute |
| Subscription | Monthly | Premium Plan - 1,000 requests/minute |
| Subscription | Monthly | Enterprise Plan - 10,000 requests/minute |
| Subscription | Monthly | LinqCo-Pilot Plus - $25/month |
| Subscription | Monthly | Linq MCP Founding 100 - $0 today |
Go-to-market motion3 records
Distribution channels7 records
Marketing channels7 records
Linqura product offering
Product offeringCore offering
Linqura provides an AI-powered commercial insurance intelligence platform that delivers accurate business classification, risk assessment, coverage analysis, and carrier matching for 33M+ US businesses. Its core LinqConnect platform uses a proprietary LLM orchestrating 7 specialized AI agents to convert surface-level NAICS codes into 360-degree business intelligence, enabling insurance carriers, MGAs, brokers, and agents to reduce declined submissions by 89%, cut underwriting processing time from 45 to 10 minutes, and capture premium from underinsured businesses across a $10B+ opportunity.
Product overview
Linqura offers an AI-powered commercial insurance intelligence platform with LinqConnect as the core product, featuring 7 specialized AI agents orchestrated by a proprietary LLM (Linq 1.0). The platform covers 33M+ US businesses with comprehensive classification, risk assessment, coverage analysis, and carrier matching capabilities. Additional products include Linq MCP for AI agent integration, LinqCo-Pilot for insurance agents/brokers, and specialized modules like CarrierIQ for intelligent carrier matching, Renewal Intelligence for policy renewals, and MRI For Business Risk for deep business analysis. The LinqConnect API provides programmatic access to all platform capabilities with SDKs in Python, JavaScript, and C#/.NET.
Differentiator
Problem solved
Functional benefit
Brands
- CarrierIQ: Smart matching system that intelligently matches 40M+ businesses to carrier appetite using ML-based risk scoring.
- LinqContent
Products and services
- LinqConnect Risk Intelligence Platform Core AI-powered risk intelligence platform delivering 28% more accurate business classification through 7 specialized AI agents orchestrated by a custom LLM. Processes 33M+ US businesses with comprehensive firmographics, risk assessment, coverage analysis, and carrier matching capabilities for insurance carriers, MGAs, brokers, and agents.
- LinqConnect API REST API providing programmatic access to comprehensive business intelligence including firmographics, risk assessment, coverage analysis, property intelligence, OSHA data, fleet/motor carrier data, and workers compensation data. Supports OAuth2 and API key authentication with sub-2 second response times and tiered rate limits from 100 to 10,000 requests/minute.
- Linq MCP First commercial insurance intelligence layer built for AI agents, providing verified classifications, real exposures, coverage gaps, and underwriting questions. Plugs directly into Claude, ChatGPT, or any MCP-compatible AI platform with no contract or integration project required.
- LinqCo-Pilot Self-serve AI assistant for insurance agents and brokers at $25/month per user, providing access to 40 million US business records, risk analysis for 750 business classes, coverage recommendations, and policy form analysis. Free trial available.
- SYBL Intelligent sales co-pilot for commercial insurance agencies, brokers, and carriers, part of the Linq 1.0 platform launch aimed at revolutionizing insurance operations through AI-powered sales enablement.
- Linqura MRI For Business Risk Deep intelligence analysis module providing MRI-level business intelligence that reveals what businesses actually do beyond surface-level classifications, offering a 360-degree business view compared to traditional static-code approaches.
- LinqContent AI chat feature within LinqConnect enabling conversational queries about business intelligence, allowing users to ask questions about risk profiles, coverage recommendations, and underwriting questions for analyzed businesses.
- CarrierIQ ML-based carrier matching module that intelligently matches 40M+ businesses to carrier appetite with 95% accuracy, reducing declined submissions by 89% and increasing bind rates by 2.5x.
Quantifiable outcome
- 28% more accurate business classification vs aggregated data sources
- +8 more outcomes
Companies that use Linqura
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Linqura technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability9 records
Feature8 records
Linqura partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core, flagship and minor.
- SembleycoreIntegration embeds Linqura's business classification and firmographic data enrichment directly into Sembley's modern submission platform workflow. Live integration delivers verified NAICS and SIC classifications at approximately 90% accuracy vs 60% industry benchmark, fixing commercial insurance data errors at the source.
- NVIDIA Inception ProgramcoreLinqura joined NVIDIA Inception program for cutting-edge AI startups, gaining access to NVIDIA technology and expertise supporting development of large-scale language models and AI-driven underwriting tools.
- Sapiens International CorporationflagshipStrategic partnership empowers P&C insurers with AI-driven underwriting insights. Integration enhances Sapiens PolicyPro platform with precision risk decision-making and commercial lines expertise, delivering instant access to underwriting intelligence.
- FirstChoice (MarshBerry Company)coreStrategic partnership brings agencies AI-powered commercial expertise, enabling independent agents to leverage advanced business intelligence for better risk assessment and placement decisions.
- VoldicocoreStrategic alliance focuses on leveraging AI technology to empower independent agents with advanced business intelligence and risk assessment capabilities for improved commercial insurance operations.
- 101 Weston LabsminorLinqura named newest member of InsurTech Accelerator 101 Weston Labs, emphasizing commitment to innovation in insurance technology and accelerating AI adoption across the industry.
Scale indicators19 records
Recent moves6 records
Expansion highlights6 records
Linqura competitors and assessment
Company assessmentDirect peers
- Bold Penguin: Bold Penguin operates a commercial insurance exchange that aggregates small business data and matches submissions to carrier appetite. Closely aligned with Linqura's agent/broker pain points around carrier matching and submission efficiency.
- Cape Analytics: Cape Analytics applies AI to property intelligence for insurance underwriting. Comparable to Linqura's property risk, replacement cost, and flood risk modules, focusing on geospatial and imagery-driven property classification.
- Groundspeed Analytics: Groundspeed Analytics turns commercial submission data into structured analytics for P&C insurers. Comparable to Linqura's data ingestion, classification, and exposure analysis capabilities for commercial underwriting teams.
- Betterview: Betterview provides AI-powered property intelligence and risk scoring for commercial property insurers. Adjacent to Linqura's property risk intelligence modules, also serving carrier underwriting workflows.
- Cytora: Cytora applies AI to commercial insurance underwriting and risk intake. Overlaps with Linqura on automating classification, risk assessment, and submission processing for commercial carriers and brokers.
- Planck: Planck provides AI-driven commercial insurance underwriting intelligence from public data sources. Most directly comparable to Linqura in combining business data ingestion with insurance-specific classification, risk scoring, and underwriting workflows for carriers and agencies.
Broad incumbents
- LexisNexis Risk Solutions: LexisNexis Risk Solutions supplies commercial business data, entity resolution, and analytics used in insurance underwriting. Overlaps with Linqura's 40+ data source aggregation and entity resolution capabilities, scaled across a much wider enterprise footprint.
- Duck Creek Technologies: Duck Creek provides a core insurance software platform for P&C underwriting, policy, billing, and claims. Broad incumbent overlapping with Linqura's carrier integration path through Sapiens and similar platforms.
- Verisk: Verisk is the dominant insurance data and analytics incumbent providing ISO classification codes, commercial lines data, and analytics to carriers. Competes with Linqura on classification accuracy and underwriting intelligence but as part of a much broader portfolio.
Emerging players
- AgentSync: AgentSync modernizes insurance distribution with API infrastructure for producer onboarding and management. Comparable emerging InsurTech targeting agency/carrier workflows with software-led approach, serving some of the same broker/agency customers as Linqura.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
Linqura social profiles
Digital presenceLinqura financial estimates
Financial estimateRevenue estimate
Valuation estimate
Linqura leadership team
Management profileNumber of profiles
Profiles9 records
Linqura funding detail
Funding detailFunding overview
Funding rounds4 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Linqura M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Linqura
What does Linqura do?
Linqura provides an AI-powered commercial insurance intelligence platform that delivers accurate business classification, risk assessment, coverage analysis, and carrier matching for 33M+ US businesses. Its core LinqConnect platform uses a proprietary LLM orchestrating 7 specialized AI agents to convert surface-level NAICS codes into 360-degree business intelligence, enabling insurance carriers, MGAs, brokers, and agents to reduce declined submissions by 89%, cut underwriting processing time from 45 to 10 minutes, and capture premium from underinsured businesses across a $10B+ opportunity.
Is Linqura a public or private company?
Linqura is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Linqura founded?
Linqura was founded in 2023. It employs 11 to 50 people.
Where is Linqura based?
Linqura is headquartered in Hartford, United States, in the North America region.
How does Linqura make money?
Three revenue lines are on record. API Subscriptions are the primary driver. The others are linq MCP Subscription and enterprise API Contracts.
Who are Linqura's main competitors?
Direct peers on record are Bold Penguin, Cape Analytics, Groundspeed Analytics, Betterview, Cytora and Planck. Broad incumbents are LexisNexis Risk Solutions, Duck Creek Technologies and Verisk. AgentSync is listed as an emerging player.
Does Linqura have an API?
Yes. LinqConnect API provides comprehensive business intelligence for commercial insurance underwriting via REST architecture with JSON format. Features OAuth2 Client Credentials authentication (production) and API key authentication (demo). Production endpoint: https://api.linqura.ai, Demo endpoint: https://demo-api.linqura.ai. Rate limits: Basic 100 req/min, Premium 1,000 req/min, Enterprise 10,000 req/min. Sub-2 second response times. Available features include: FIRMO (firmographics/classification), RISK (risk assessment), CVG (coverage analysis), EXP (exposure analysis), UWQ (underwriting questions), PROPERTY (property details), RISK_PROPERTY (property risk), REPLACEMENT (replacement cost), FLOOD (flood risk), FMCD (fleet/motor carrier data), OSHA (safety compliance), WORKCOMP (workers comp), BIZCORE (business core). SDKs available in Python, JavaScript/Node.js, and C#/.NET. Demo API key: advisor@2024. Webhook support for business data updates and renewal intelligence. Developer documentation is at linqura.com/api-reference.
What industry is Linqura in?
Linqura's product category is Commercial Insurance Intelligence Software. Its primary akta.pro industry code is HDAAAGAH, Financial Services Personalization (Banking, Investing, Insurance), with a secondary code of HDAEAMAD, Augmented Analytics & AI-Assisted BI (NLQ/NLG, Insights). Its NAICS code is 5132 and its SIC code is 7373.