NewCo Capital Group
NewCo Capital Group is a private US alternative finance company and US affiliate of Bizcap, providing Revenue-Based Financing and Business Line of Capital ($50K-$2M) to SMBs across multiple verticals through direct digital channels and a broker network serving 55,000+ businesses.
- Company typePrivate
- Founded2020
- HeadquartersManhattan, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What NewCo Capital Group does
NewCo Capital Group, LLC is a private US alternative finance company founded in 2020 and headquartered in North Miami, Florida, operating as the US affiliate of global non-bank lender Bizcap under shared CEO/Co-CEO Albert Gahfi. The company extends two core products to SMBs: Revenue-Based Financing, structured as an advance on future revenue with pay-as-you-earn repayment and early payoff discounts, and a Business Line of Capital, a revolving facility structured as a discounted purchase of future receivables with a 12-month draw period. Underwriting is driven by a proprietary credit assessment that weighs business performance and cash flow rather than credit history alone, enabling funding of $50,000-$2,000,000 to businesses with 550+ FICO, 1+ years operating, and at least $75,000 in monthly revenue. The NewCo Mobile app (iOS/Android) supports application, balance tracking, payments, and credit-score monitoring, and a dedicated broker/referral channel has independently deployed $2.4B+ to 38,000+ SMBs.
Distribution runs through direct digital self-serve (website and mobile app with approvals in as little as 3 hours and funding within 24 hours), a North American broker and referral partner network offering industry-leading commissions and full renewal payouts, and marketplace partnerships such as Tenet's Cubeler Business Hub. The customer base is diversified across Professional & Business Services, Healthcare & Medical, Construction & Skilled Trades, Retail/Hospitality/Consumer Services, Manufacturing/Distribution, and Transportation & Logistics, with selected case-study ticket sizes ranging from $150,000 to $1,200,000. Recent strategic activity includes the October 2025 acquisition of AI-powered e-commerce funder 8fig (Temu, Amazon, Shopify), Canadian market entry with a planned Bizcap rebrand, 8fig's April 2026 Temu expansion, and recognition via the Forbes Finance Council and US FinTech Awards 2025.
NewCo Capital Group firmographics
Firmographics- Name
- NewCo Capital Group
- Legal name
- NewCo Capital Group, LLC
- Website
- https://newcocapitalgroup.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- NewCo Capital Group is a private US alternative finance company and US affiliate of Bizcap, providing Revenue-Based Financing and Business Line of Capital ($50K-$2M) to SMBs across multiple verticals through direct digital channels and a broker network serving 55,000+ businesses.
- Ownership category
- akta.pro rank
Where NewCo Capital Group is headquartered
LocationHeadquarters
- HQ city
- Manhattan
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
NewCo Capital Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Revenue-Based Financing: Revenue-based financing structured as an advance on future revenue. Payments flex with cash flow, allowing businesses to pay as they earn. Includes early payoff discounts for customers who pay before scheduled term.
- Business Line of Capital: A flexible line of capital that functions as a discounted purchase of future receivables. Customers can draw capital on-demand, make payments over time, and restore available funds as they pay. One-time setup with instant funding without reapplying.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Pay-as-you-go | Revenue-Based Financing: $50K-$2M with flexible payments aligned to revenue |
| Transaction based/ take rate | Pay-as-you-go | Business Line of Capital: $1M+ approvals with on-demand access |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels7 records
NewCo Capital Group product offering
Product offeringCore offering
NewCo Capital Group is a non-bank alternative finance provider that offers Revenue-Based Financing and a Business Line of Capital to small and medium-sized businesses across North America. Funding amounts range from $50,000 to $2 million, with approvals in as little as 3 hours and funding delivered within 24 hours. The company supports its products through a dedicated mobile app (NewCo Mobile) and a broker/referral partner network.
Product overview
NewCo Capital Group operates as a non-bank financing provider offering two core products: Revenue-Based Financing and Business Line of Capital. Revenue-Based Financing provides advances on future revenue with payments aligned to cash flow, while the Business Line of Capital offers revolving access to approved working capital. Both products are supported by a mobile application (NewCo Mobile) available on iOS and Android, enabling customers to apply, track, and manage their financing. The company targets SMBs with fast approval processes (as little as 3 hours) and funding amounts ranging from $50,000 to $2 million.
Differentiator
Problem solved
Functional benefit
Brands
- Bizcap: Future brand name for NewCo Capital Group operations in Canada. The company announced plans to rebrand to Bizcap in Canada as part of its global expansion strategy.
Products and services
- Revenue-Based Financing
Quantifiable outcome
- $3.2B+ deployed to over 55,000 businesses globally
- +2 more outcomes
Companies that use NewCo Capital Group
Customer profileNamed customers9 records
Segments7 records
Ideal customer profiles2 records
NewCo Capital Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
NewCo Capital Group partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- 8figcore8fig, an AI-powered e-commerce funding platform, was acquired by Bizcap and its US affiliate NewCo Capital Group. 8fig provides revenue-based and lump-sum financing options ranging from $10,000 to $2 million for e-commerce sellers on Temu, Amazon, and Shopify. The platform has delivered over $500 million in funding and developed an AI CFO tool.
- Tenet's Cubeler Business HubminorNewCo Capital Group was added to Tenet's Cubeler Business Hub's growing list of international financial services partners, expanding access to financing solutions for Cubeler's business clients.
- Broker and Referral PartnerscoreNewCo Capital Group works with a network of independent brokers, advisers, and referral partners who bring SMB clients seeking financing. Partners earn industry-leading commissions with full payouts on renewals. The network has facilitated over $2.4B in funding to 38K+ businesses.
Scale indicators6 records
Recent moves8 records
Expansion highlights5 records
NewCo Capital Group competitors and assessment
Company assessmentDirect peers
- CAN Capital: CAN Capital is a long-standing SMB working capital and small business loan provider. It serves the same near-prime SMB borrower base that NewCo targets with revenue-based financing and lines of capital.
- Fundbox: Fundbox provides SMBs with access to working capital through lines of credit and term loans, with a digital application flow. It competes directly with NewCo's Business Line of Capital offering for SMB working capital.
- BlueVine: BlueVine provides online working capital, lines of credit, and invoice factoring to SMBs, with a digital-first application process. It directly competes with NewCo in the SMB working capital and line-of-credit segment serving North American small businesses.
- Credibly: Credibly is an SMB working capital provider offering business loans, lines of credit, and merchant cash advances. It serves a similar near-prime SMB borrower profile to NewCo with funding decisions often within 24 hours.
- Biz2Credit: Biz2Credit is an SMB lending marketplace and direct funder offering working capital, term loans, and SBA loans. It overlaps with NewCo in SMB working capital origination and broker/partner distribution.
- Rapid Finance: Rapid Finance is an SMB funding provider offering small business loans, lines of credit, and merchant cash advances. It competes directly with NewCo in the working capital space with similar speed-of-funding positioning.
- OnDeck (Enova International): OnDeck is a long-established online small business lender offering term loans and lines of credit to SMBs. It is one of the largest and most recognized direct competitors in the SMB alternative finance segment NewCo targets.
- Lendio: Lendio operates an SMB lending marketplace connecting small businesses with multiple lenders offering term loans, lines of credit, and working capital. It overlaps with NewCo's broker-driven SMB funding distribution model.
- Fora Financial: Fora Financial provides working capital and merchant cash advances to small businesses across multiple verticals. It shares NewCo's focus on revenue-based financing structures and rapid SMB funding decisions.
- Bizcap: Bizcap is the parent company and global affiliate of NewCo, operating the same non-bank SMB financing model in other geographies (including the planned Canadian brand unification). It is the closest operational peer and unified with NewCo under shared executive leadership.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
NewCo Capital Group social profiles
Digital presenceNewCo Capital Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
NewCo Capital Group leadership team
Management profileNumber of profiles
Profiles12 records
NewCo Capital Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NewCo Capital Group M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NewCo Capital Group
What does NewCo Capital Group do?
NewCo Capital Group is a non-bank alternative finance provider that offers Revenue-Based Financing and a Business Line of Capital to small and medium-sized businesses across North America. Funding amounts range from $50,000 to $2 million, with approvals in as little as 3 hours and funding delivered within 24 hours. The company supports its products through a dedicated mobile app (NewCo Mobile) and a broker/referral partner network.
Is NewCo Capital Group a public or private company?
NewCo Capital Group is a private company. It is classified as corporate owned and is currently operating.
When was NewCo Capital Group founded?
NewCo Capital Group was founded in 2020. It employs 51 to 100 people.
Where is NewCo Capital Group based?
NewCo Capital Group is headquartered in Manhattan, United States, in the North America region.
How does NewCo Capital Group make money?
Two revenue lines are on record. Revenue-Based Financing is the primary driver. The others are business Line of Capital.
Who are NewCo Capital Group's main competitors?
Direct peers on record are CAN Capital, Fundbox, BlueVine, Credibly, Biz2Credit, Rapid Finance, OnDeck (Enova International), Lendio, Fora Financial and Bizcap.
Does NewCo Capital Group have an API?
No public API is recorded for NewCo Capital Group.