JM Family Enterprises

What JM Family Enterprises does

JM Family Enterprises is a privately held diversified company founded by Jim Moran in 1968 and headquartered in Deerfield Beach, Florida, with $24.7 billion in annual revenue. It operates through wholly-owned subsidiaries across four primary industries: automotive distribution and processing (Southeast Toyota Distributors, the world's largest independent Toyota distributor serving 178 dealers across Alabama, Florida, Georgia, North Carolina, and South Carolina and processing ~20% of all US Toyotas sold), automotive financial services (Southeast Toyota Finance as a captive auto lender under World Omni Financial Corp., and JM&A Group providing F&I products to nearly 4,000 dealerships nationwide), home improvement specialty franchising (Home Franchise Concepts with a portfolio including Budget Blinds, Aussie Pet Mobile, Kitchen Tune-Up, Two Maids, Bath Tune-Up, The Tailored Closet, Lightspeed Restoration, and PremierGarage across 2,600+ territories in the US, Canada, and Mexico), and specialty distribution (Rollease Acmeda's window covering hardware and automation systems serving 40+ countries, and Futura Title & Escrow with 96 branches across the Pacific Northwest and Midwest).

The underlying technology stack combines heavy logistics automation (a 416,000 sq ft Westlake Parts Distribution Center in Jacksonville operating an automated storage and retrieval system with 70 robots handling 65,000 SKUs, paired with a $170M Blount Island Vehicle Processing Facility at JAXPORT spanning 380,000+ sq ft and processing ~4,000 vehicles per week) with back-office process automation (100+ Robotic Process Automation deployments via DXC Technology delivering 65% productivity savings and 45% cost reduction). Operational platforms include the SPARK Business Transformation Initiative at Southeast Toyota Finance (Transaction, Vehicle, Technology & Process, and Organizational pillars), the Xcelerate job management platform powering Lightspeed Restoration franchisees, and Gyde, an adaptive F&I dealership technology introduced in January 2026.

The company makes money across four distinct revenue models: transaction fees from vehicle distribution and processing (Southeast Toyota Distributors), interest income, origination fees, and portfolio management returns from captive auto finance (Southeast Toyota Finance), franchise licensing fees and ongoing royalties from home services franchisees (Home Franchise Concepts), and per-transaction title insurance premiums plus escrow commissions from real estate closings (Futura Title & Escrow). Go-to-market is multi-channel — enterprise field sales to Toyota dealers, direct-to-consumer for franchise and title/escrow services, and wholesale distribution for window covering components. No external funding rounds, private equity ownership, or public market listing exist; the company is self-sustaining through operations and distributes profits partly through The Jim Moran Foundation.

Name

JM Family Enterprises

Legal name

JM Family Enterprises, Inc.

Website

https://jmfamily.com

Company type

Private

Founded year

1968

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

JM Family Enterprises is a privately held diversified company operating through wholly-owned subsidiaries in Toyota vehicle distribution, captive auto financing, F&I products for dealerships, home services franchising, and specialty distribution, generating $24.7 billion in annual revenue.

Ownership category

akta.pro rank

Product category

Diversified Automotive Distribution and Financial Services

NAICS

Motor Vehicle Supplies and New Parts Merchant Wholesalers (42312), Management of Companies and Enterprises (551)

SIC

Wholesale-Motor Vehicles & Motor Vehicle Parts & Supplies (5010), Wholesale-Motor Vehicle Supplies & New Parts (5013)

akta.pro primary industry

Dealer-Sold & F&I Administered Service Contracts (Dealer Obligors) (FSAJALAD)

akta.pro secondary industry

Retailer-Vendor Collaboration, Joint Business Planning (JBP) & Trade Terms Services (CRAOAOAJ)

Keywords

• Automotive vehicle distribution
• Captive auto financing
• Dealer F&I products
• Home services franchising
• Title and escrow services

Headquarters

HQ city

Deerfield Beach

HQ country

United States

HQ region

North America

Offices11 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Vehicle Distribution and Processing: Southeast Toyota Distributors generates revenue through distributing vehicles, parts and accessories to Toyota dealers across five southeastern states. Revenue comes from vehicle processing fees, parts distribution margins, and accessory sales.
2. Auto Finance and Lending: Southeast Toyota Finance provides captive auto financing including retail financing, leasing, and dealer loan programs. Revenue generated through interest income, origination fees, and portfolio management.
3. Franchise Licensing: Home Franchise Concepts generates revenue through franchise fees, royalty payments from franchisees, and brand licensing. Franchisees pay ongoing royalties based on franchise revenue.
4. Title and Escrow Services: Futura Title & Escrow provides title insurance, escrow closing services, and related real estate transaction services. Revenue from service fees, title insurance premiums, and escrow commissions.

Go-to-market motion4 records

Distribution channels5 records

Marketing channels5 records

Core offering

JM Family Enterprises is a privately held diversified company that distributes and processes Toyota vehicles, parts, and accessories to 178 dealerships across five southeastern states through Southeast Toyota Distributors, provides captive auto financing and leasing through Southeast Toyota Finance, supplies Finance & Insurance (F&I) products, training, vehicle protection plans, and pre-paid maintenance to nearly 4,000 automotive dealerships nationwide through JM&A Group, franchises home services brands (Budget Blinds, Kitchen Tune-Up, Two Maids, Aussie Pet Mobile, Bath Tune-Up, The Tailored Closet, Lightspeed Restoration, PremierGarage) across 2,600+ territories through Home Franchise Concepts, operates title and escrow services through 96 branches under Futura Title & Escrow, and manufactures and distributes window covering hardware and automation through Rollease Acmeda in 40+ countries.

Product overview

JM Family Enterprises is a privately held diversified company with $24.7 billion in revenue operating across four primary industries: automotive distribution and processing (Southeast Toyota Distributors), automotive financial services (Southeast Toyota Finance and JM&A Group), home improvement specialty franchising (Home Franchise Concepts), and specialty distribution (Rollease Acmeda and Futura Title & Escrow). Southeast Toyota Distributors serves 178 Toyota dealers across five Southeast states, supported by Southeast Toyota Finance for captive auto financing. JM&A Group provides F&I products and training to nearly 4,000 dealerships nationwide, including a new adaptive technology product called Gyde and the Career Advancement Program for women. Home Franchise Concepts operates a portfolio of home services franchise brands (Budget Blinds, Aussie Pet Mobile, Kitchen Tune-Up, Two Maids, Bath Tune-Up, The Tailored Closet, Lightspeed Restoration) supporting 2,200+ territories across North America. Rollease Acmeda manufactures window covering hardware and automation systems (Automate, Zipscreen, Texstyle) serving 40+ countries. Futura Title & Escrow provides title and escrow services through 96 branches across the Pacific Northwest and Midwest.

Differentiator

Problem solved

Functional benefit

Brands

• Budget Blinds: Window treatment franchise brand with over 31 consecutive years in Entrepreneur Franchise 500
• Kitchen Tune-Up
• Two Maids
• Aussie Pet Mobile
• Bath Tune-Up
• The Tailored Closet
• PremierGarage
• Lightspeed Restoration
• Automate
• Zipscreen
• Texstyle
• Rollease Acmeda Contract
• Alliance Title & Escrow
• AmeriTitle
• Kittitas Title and Escrow
• Pacific Alliance Title
• Momentum Title Agency

Products and services

• Southeast Toyota Distributors The world's largest independent distributor of Toyotas, distributing vehicles, parts, and accessories to 178 Toyota dealerships across Alabama, Florida, Georgia, North Carolina, and South Carolina. Operates vehicle processing facilities in Jacksonville, FL (including the new JAXPORT Blount Island facility processing ~4,000 vehicles per week) and Commerce, GA.
• Southeast Toyota Finance Captive auto finance company (part of World Omni Financial Corp.) providing financing, leasing, dealer inventory loans, and floor plan support to Toyota dealers and customers across the five Southeast states. Ranked #1 in J.D. Power dealer satisfaction among Captive Mass Market-Prime lenders for three consecutive years.
• JM&A Group Provider of Finance & Insurance (F&I) products, vehicle protection plans, pre-paid maintenance, GAP programs, used vehicle certification, F&I training, and consulting serving nearly 4,000 automotive dealerships nationwide. Comprises Jim Moran & Associates, Fidelity Warranty Services, Fidelity Insurance Agency, and Courtesy Insurance Company.
• National Truck Protection Division of JM&A Group and the leading vehicle service contract provider in the commercial truck industry, serving OEM, independent dealer groups, aftermarket truck resellers, agencies, and direct-to-consumer channels throughout the U.S. and Canada.
• JM Lexus JM Family's retail vehicle sales operation for Lexus vehicles, headquartered with a showroom and satellite center in the South Florida market.
• Home Franchise Concepts One of North America's largest home services franchisors with brands including Budget Blinds, Aussie Pet Mobile, Bath Tune-Up, Kitchen Tune-Up, Lightspeed Restoration, PremierGarage, The Tailored Closet, and Two Maids. Supports more than 2,600 franchise territories across the U.S., Canada, and Mexico.
• Budget Blinds Home window treatment franchise brand offering custom blinds, shades, shutters, and smart-home automation solutions including motorization and exterior shading.
• Aussie Pet Mobile Mobile pet grooming franchise brand under Home Franchise Concepts, adding 130 territories in less than two years with double-digit same-store sales growth.
• Kitchen Tune-Up Kitchen renovation and refresh franchise brand offering cabinet painting, door replacement, and hardware updates across North America.
• Two Maids Residential cleaning franchise brand under Home Franchise Concepts, with a new digital portal (Two Maids Online) planned for later in 2026.
• Bath Tune-Up Bathroom renovation franchise brand offering quick, affordable bathroom updates; recognized in the 2026 Entrepreneur Franchise 500.
• The Tailored Closet Custom closet and organization franchise brand recognized in the 2026 Entrepreneur Franchise 500.
• Lightspeed Restoration 24/7 water and fire damage restoration franchise for residential and commercial properties, including indoor air quality services. Uses Xcelerate Restoration Software for job management. Part of Home Franchise Concepts.
• Rollease Acmeda The largest independent engineered component and systems manufacturer and distributor in the window covering industry. Innovates, designs, and manufactures window covering hardware for manual and automated shades and specialty fabrics. Brands include Automate (motorization), Zipscreen (external shading), Texstyle (fabrics), and Rollease Acmeda Contract (commercial).
• Futura Title & Escrow The largest independent title and escrow group in the Pacific Northwest, operating 84 branches in 65 counties and 12 branches in 23 counties in the Indianapolis and Louisville Metro areas. Portfolio brands: Alliance Title & Escrow, AmeriTitle, Kittitas Title and Escrow, Pacific Alliance Title, and Momentum Title Agency.
• Gyde (Guiding Your Dealership Experience) Industry-first adaptive F&I dealership technology solution introduced by JM&A Group in January 2026. Streamlines the F&I process, personalizes customer interactions, and helps optimize dealership profitability.

Quantifiable outcome

• Southeast Toyota Finance ranked #1 in dealer satisfaction among Captive Mass Market-Prime Lenders by J.D. Power for 3 consecutive years with score of 874 (120 points above segment average)
• +5 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature4 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• Women In Automotive (WIA)coreStrategic or Co-development Partner · 1 April 2026JM&A Group and Women In Automotive announced strategic scholarship and sponsorship partnership designed to accelerate next generation of women leaders in automotive retail. Beginning April 2026, partnership will award two annual scholarships (valued at approximately $4,000 each) to WIA members for participation in JM&A Group's Career Advancement Program.
• Feeding South FloridaminorOthers · 1 December 2024JM Family Enterprises and JM&A Group donated $100,000 to Feeding South Florida during holiday season, joined by Florida Kia Dealers ($150,000), Miami Dolphins ($65,000), and Miami HEAT ($65,000) for total donation of $380,000.
• United WayminorOthers · 1 November 2024JM Family associates raised $1,111,778 for United Way during 2024 'Race to $1 Million' campaign, surpassing the $1 million goal and breaking previous records.
• DXC TechnologycoreTechnology or IntegrationJM Family partnered with DXC Technology to implement Robotic Process Automation (RPA) across operations through a managed services model. Within three years, deployed over 100 automations delivering 65% productivity savings, 45% cost reduction, and 4,000 hours saved annually while achieving 100% compliance with SLAs. DXC continues helping JM Family scale automation and digitize workflows.
• Xcelerate Restoration SoftwarecoreTechnology or IntegrationLightspeed Restoration partnered with Xcelerate Restoration Software to equip franchisees with an all-in-one job management platform specifically developed for restoration contractors. Platform provides scheduling, dispatch, communication, timecard management, KPI tracking, and robust reporting.
• NADA AcademyminorStrategic or Co-development PartnerJM&A Group's Career Advancement Program (CAP) has graduated 61 women, with 25% advancing their careers and 3 graduates continuing development through NADA Academy.
• JAXPORTcoreStrategic or Co-development PartnerSoutheast Toyota Distributors dedicated new vehicle processing facility at JAXPORT's Blount Island Marine Terminal. Combined economic investment of $170 million. JAXPORT is Florida's largest container port and national leader in vehicle movement.
• Habitat for Humanity of BrowardminorOthersJM Family participates in Habitat for Humanity CEO Build event annually, addressing affordable workforce housing needs. Company has participated for 7 years.
• Feeding Northeast FloridaminorOthersJacksonville associates volunteered sorting food and boxing meals. Jacksonville volunteers sorted and boxed 9,311 pounds of food providing 7,759 meals. Feeding Northeast Florida volunteers sorted 6,877 meals in one morning.
• The Jim Moran FoundationminorOthersJM Family provides significant funding to The Jim Moran Foundation based on percentage of profits. Foundation improves quality of life for Florida youth and families through innovative programs.
• J.D. PowerminorOthersSoutheast Toyota Finance ranked #1 in dealer satisfaction among captive mass market-prime automotive finance lenders for three consecutive years in J.D. Power studies.
• Florida Department of TransportationminorOthersFDOT supported Southeast Toyota Distributors' JAXPORT facility development alongside Governor DeSantis.

Scale indicators21 records

Recent moves9 records

Expansion highlights6 records

Broad incumbents

• Cox Automotive: Owner of Manheim, Dealertrack, Kelley Blue Book and Autotrader - the dominant US automotive services platform. Broad incumbent operating throughout JM Family's dealer ecosystem and a comparable scale player in dealer-facing services.
• Berkshire Hathaway Automotive: One of the largest US franchised dealer groups, owned by Berkshire Hathaway as part of its diversified industrial/conglomerate umbrella. Comparable as a top-tier auto retail incumbent within a diversified corporate parent.

Direct peers

• AutoNation: America's largest automotive retailer with ~300 stores, captive AutoNation Finance, and F&I product business. Directly comparable as a diversified auto retail/distribution peer with finance and dealer services arms.
• Lithia Motors: Largest US dealer group by revenue; expanded aggressively via franchised automotive retail, captive finance (Lithia Financial), and Driveway digital platform. Closest diversified auto-retail comparable with finance and F&I offerings.
• Group 1 Automotive: Multi-brand franchised auto retailer with ~200 dealerships across the US and UK plus captive financing via Driveway. Comparable to JM Family's mix of dealer relationships, captive finance and F&I products.
• Asbury Automotive Group: Top-10 US franchised dealer group with F&I product subsidiary (Total Care Auto) and clicklane digital retail platform. Direct competitor for dealer supply, finance and F&I wallet share.
• Penske Automotive Group: Global premium and luxury auto retailer with commercial truck distribution through Penske Transportation Solutions. Comparable in luxury retail (JM Lexus) and adjacent commercial vehicle finance (National Truck Protection).
• Driven Brands: Largest US automotive services franchisor (Take 5, Meineke, Maaco, DRIVEtime) and a direct comparable to Home Franchise Concepts in the franchisor model, though focused on auto services vs home services.
• Authority Brands: Multi-brand home services franchisor (The Cleaning Authority, Neighborly, Mosquito Joe, etc.) operating with a portfolio rollout model like Home Franchise Concepts. Closest comparable for HFC's franchising strategy across home services.
• Sonic Automotive: US franchised dealer group with EchoPark used vehicle business and growing captive finance exposure. Comparable at the dealer distribution and consumer finance layer of JM Family's automotive stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCExample
• Facebookfacebook.com/JMFamilyEnterprises
• LinkedInlinkedin.com/company/jm-family-enterprises
• Instagraminstagram.com/jmfamilyenterprises
• Xx.com/jmfamilyinc

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about JM Family Enterprises