TravelInsurance.com

What TravelInsurance.com does

TravelInsurance.com is a privately held online travel insurance comparison marketplace and licensed insurance agency, founded in 2013 by Drew Sharma and Stan Sandberg and operated under DigiVentures Holdings, LLC. The platform enables consumers to compare quotes from 15+ top-rated carriers (including Allianz, AXA Assistance USA, Generali Global Assistance, IMG, John Hancock, Seven Corners, Travel Guard, Travelex, and Trawick) for single-trip, cruise, senior, annual, and group travel insurance, and to purchase policies directly online with instant email confirmation. The company is licensed in all 50 US states, holds an A+ BBB rating, is a member of the U.S. Travel Insurance Association, and has accumulated 120,000+ verified 4.9/5-star customer reviews on Shopper Approved alongside $3.5B in cumulative trip costs protected.

The business operates a self-service, product-led growth model: customers enter trip parameters on the website, receive side-by-side quotes, and complete checkout without sales intervention. Revenue is generated on an affiliate/commission basis — the company earns referral commissions from carrier partners when a policy is purchased. A separate sub-brand, Medical.TravelInsurance.com, extends the model to travel medical insurance for non-US citizens, visitors, immigrants, J1 visa holders, students, and Schengen-visa travelers from 175+ countries. Group Travel Insurance (groups.travelinsurance.com) and Annual Multi-Trip Insurance (annual.travelinsurance.com) extend the product surface to additional segments.

Go-to-market relies on organic SEO, a content/learning-center funnel (glossary, articles, travel-tips blog), PR earned in major outlets (NYT, WSJ, Forbes), an affiliate program for travel-adjacent publishers and agents, and brand authority reinforced by four consecutive years on Money.com's Best Travel Insurance Companies list. The company is bootstrapped (no disclosed funding rounds), employs 11–50 people, and is headquartered in Carlsbad, California with a New York office for DigiVentures Holdings.

Name

TravelInsurance.com

Legal name

DigiVentures Holdings, LLC

Website

https://travelinsurance.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

TravelInsurance.com is a privately held, US-licensed travel insurance comparison marketplace founded in 2013, enabling millions of consumers to compare and purchase policies from 15+ top-rated carriers across single-trip, cruise, senior, annual, group, and medical travel segments.

Ownership category

akta.pro rank

Product category

Travel Insurance Comparison

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Travel & Accident (Non-Life) Insurance (FSAJAMAN)

akta.pro secondary industries

Trip Cancellation/Interruption & Refund Protection Platforms (THALALAB), Travel Medical & Health Insurance Platforms (THALALAC), Travel Insurance & Protection Products (Cruise-Specific) (THAEAFAL), Travel Medical Insurance (Individual) (FSAIAEAI), Baggage & Personal Effects Insurance (FSAJAJAE)

Keywords

• Travel insurance comparison
• Travel insurance marketplace
• Trip insurance quotes
• Travel medical insurance
• Group travel insurance

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Personnel, Operations, Others

Revenue model

1. Insurance Commission Revenue: As a licensed insurance agency operating in all 50 states, TravelInsurance.com earns commissions from insurance providers when customers purchase policies through the platform. The company is contracted with multiple large and reputable insurance companies whose products are distributed through the comparison marketplace.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

TravelInsurance.com is a 50-state licensed online insurance agency and comparison marketplace that lets consumers compare travel insurance plans from multiple top-rated carriers and purchase a policy directly online. The platform aggregates single-trip, cruise, senior, annual, group, and travel medical insurance products from providers such as Allianz, AXA, Generali, IMG, John Hancock, Seven Corners, Travel Guard, Trawick, and Travelex, with instant email confirmation and optional phone assistance.

Product overview

TravelInsurance.com operates as an online travel insurance comparison marketplace and agency. The core platform at travelinsurance.com allows users to compare and purchase single trip, cruise, senior, and annual travel insurance plans from multiple top-rated insurance providers. A separate sub-brand, Medical.TravelInsurance.com (also known as Travel Medical Insurance), serves non-U.S. citizens, U.S. citizens already abroad, and visitors to the U.S. with travel medical coverage, offering plans including Visitors Insurance, New Immigrant Insurance, J1 Visa Insurance, Student Insurance, and Schengen Visa Insurance. Group Travel Insurance (via groups.travelinsurance.com) covers groups of 10 or more travelers under a single policy. All plans are offered through a licensed agency that aggregates quotes from multiple insurance carriers including Aegis Insurance, Arch RoamRight, AXA Assistance USA, Generali Global Assistance, Global Trip Protection, IMG, John Hancock, Seven Corners, Travel Guard, Travel Insured International, Travelex Insurance, and Trawick International.

Differentiator

Problem solved

Functional benefit

Products and services

• Single Trip Travel Insurance Standard travel insurance policy covering a single trip, including trip cancellation, emergency medical, baggage loss, and travel delay coverage, purchased by travelers via the main travelinsurance.com comparison flow.
• Cruise Insurance Specialized travel insurance designed for cruise travelers, covering missed port departures, itinerary changes, and cruise-specific disruptions, offered through a dedicated cruise insurance quotes page.
• Senior Travel Insurance Travel insurance plans tailored for travelers aged 65 and older, offering comprehensive coverage at competitive rates with options for age-appropriate medical coverage and pre-existing conditions.
• Annual Travel Insurance Multi-trip insurance plan providing continuous coverage for frequent travelers across multiple trips within a one-year period, sold through a dedicated annual.travelinsurance.com sub-site.
• Group Travel Insurance Travel insurance policy covering groups of 10 or more travelers under a single policy, providing the same coverage as individual plans with shared pricing; marketed for corporate trips, family reunions, study abroad programs, religious groups, and organized tours.
• Travel Medical Insurance Travel medical insurance coverage for non-U.S. citizens and non-U.S. permanent residents not eligible for comprehensive plans, available to residents of 175+ countries and including Visitors Insurance, New Immigrant Insurance, J1 Visa Insurance, Student Insurance, and Schengen Visa Insurance.

Quantifiable outcome

• Over $3.5 billion in trip costs protected through the platform
• +2 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

17 partnerships are on record, tiered core and minor.

• U.S. Travel Insurance Association (UStiA)coreOthers · 1 January 2013TravelInsurance.com is a member company of the U.S. Travel Insurance Association (UStiA), the industry trade organization representing travel insurance providers. Membership indicates commitment to industry standards and best practices.
• Allianz Global AssistancecoreStrategic or Co-development PartnerMajor travel insurance provider distributed through TravelInsurance.com platform. Offers comprehensive travel insurance plans including trip cancellation, medical coverage, and emergency assistance services.
• AXA Assistance USAcoreStrategic or Co-development PartnerSubsidiary of AXA Group (French insurance and finance firm). AXA Assistance provides travel, health, and concierge services distributed through TravelInsurance.com.
• Generali Global AssistancecoreStrategic or Co-development PartnerFormerly CSA Travel Protection. Over 25 years of experience as travel insurance and assistance provider. Part of the Generali Group, a major global insurance company.
• International Medical Group (IMG)coreStrategic or Co-development PartnerInternational travel medical insurance provider dedicated to ensuring travelers can travel safely worldwide. Established in early 1990s, now part of Sirius International Insurance Group.
• John Hancock Travel InsurancecoreStrategic or Co-development PartnerLeading travel insurance provider serving millions of customers in 22 countries. Subsidiary of Manulife Financial Corporation. Known for comprehensive coverage and excellent customer service.
• Seven CornerscoreStrategic or Co-development PartnerTravel insurance provider helping U.S. citizens abroad and visitors to the U.S. for over 25 years. Focuses on travel medical insurance and trip coverage.
• Travel GuardcoreStrategic or Co-development PartnerOne of the leading travel insurance providers serving customers for over 20 years. Provides emergency travel service plans to help people travel safely worldwide.
• Travel Insured InternationalcoreStrategic or Co-development PartnerOffers multiple travel insurance plans with different coverage levels: Trip Protector Lite, Worldwide Trip Protector, and Worldwide Trip Protector Plus.
• Travelex InsurancecoreStrategic or Co-development PartnerLeading provider of travel insurance offering wide range of protection plans through tour operators, travel agencies, and internet distribution.
• Trawick InternationalcoreStrategic or Co-development PartnerTop-rated travel insurance company based in Alabama, founded in 1998. Grown from student/study abroad insurance to comprehensive provider for domestic and global travelers.
• RoamRight (Arch Insurance)coreStrategic or Co-development PartnerTravel insurance provider underwritten by Arch Insurance Company. Offers comprehensive single trip and annual travel insurance plans.
• Aegis Insurance (Go Ready)coreStrategic or Co-development PartnerHas been meeting travel insurance needs for over 30 years with policy options designed by travelers for travelers.
• Global Trip ProtectioncoreStrategic or Co-development PartnerOffers comprehensive single trip travel insurance plans along with group travel insurance. Underwritten by Starr Indemnity & Liability Company, rated A (Excellent) by A.M. Best.
• Tokio Marine HCC / WorldTripsminorStrategic or Co-development PartnerOne of the largest insurance providers in the world. Rebranded from Tokio Marine HCC to WorldTrips in June 2021.
• World NomadsminorStrategic or Co-development PartnerTravel insurance provider popular among frequent travelers and adventure seekers.
• Affiliate PartnersminorChannel Partner/ Reseller/ DistributorTravel booking websites, travel blogs, insurance websites, destination conference providers, tour operators, travel agents, and travel technology providers earning referral fees for driving customers to TravelInsurance.com.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Squaremouth: Squaremouth is one of the largest US travel insurance comparison marketplaces, aggregating multiple carriers for side-by-side quote comparison — directly competing with TravelInsurance.com on selection, pricing transparency, and consumer comparison UX.
• InsureMyTrip: InsureMyTrip is a longstanding travel insurance comparison site with a similar aggregator-plus-agency model, offering side-by-side plan comparison and licensed 50-state distribution. It targets the same US consumer travel insurance purchase intent as TravelInsurance.com.
• VisitorsCoverage: VisitorsCoverage is a comparison and direct-purchase platform specializing in travel medical insurance for visitors, students, and immigrants — closely paralleling TravelInsurance.com's medical.travelinsurance.com sub-brand and competing for non-US citizens and visa-required travelers.
• World Nomads: World Nomads sells travel insurance directly to adventure and frequent travelers; listed as a partner on TravelInsurance.com but operates its own consumer-facing quote-and-buy site that competes head-to-head in the adventure/backpacker segment.
• TripInsurance.com: TripInsurance.com is a smaller direct competitor offering travel insurance comparison and purchase, targeting the same US consumer trip-protection purchase intent as TravelInsurance.com.

Broad incumbents

• Allianz Travel Insurance: Allianz is a major direct-writing travel insurance carrier and one of TravelInsurance.com's core distribution partners; it also operates a large consumer DTC site, representing both a supply channel and a competitive incumbent that could disintermediate aggregators.
• Travel Guard (AIG): Travel Guard is a leading direct travel insurance carrier under AIG; it sells through partners like TravelInsurance.com but also markets and underwrites its own consumer policies, overlapping with the platform's offerings.
• AXA Assistance USA: AXA Assistance USA distributes travel and medical assistance products — including through the TravelInsurance.com platform — while also operating its own distribution, making it a peer both as a partner channel and as a broader travel-insurance incumbent.
• International Medical Group (IMG): IMG is a major international travel medical insurance carrier (part of SiriusPoint) and a key partner for TravelInsurance.com's medical sub-brand; it also sells direct, giving it an overlap in the visitor/student/immigrant travel medical category.

Emerging players

• TravelInsurance.guru / Trawick International: Trawick International is a smaller top-rated US travel insurance carrier that distributes through TravelInsurance.com but also sells direct, particularly to study abroad and senior segments; useful as a smaller-carrier peer with overlapping channel relationships.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/timadeeasy
• Facebookfacebook.com/travelinsurancedotcom
• LinkedInlinkedin.com/company/2655605

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TravelInsurance.com