Equinox Payments
Equinox Payments is a Scottsdale, Arizona-based payment terminal manufacturer and secure software provider, subsidiary of NBS Payment Solutions. The company designs the PCI-certified Luxe terminal family, Voyager payment application, and HUB Estate Management platform for North American merchants, ISOs, and ISVs.
- Company typePrivate
- Founded2014
- HeadquartersScottsdale, United States
- Headcount101–250
- GTM typeB2B
- OfferingHardware or Manufacturing
What Equinox Payments does
Equinox Payments LLC, founded in 2014 and headquartered in Scottsdale, Arizona, is a North American payment terminal manufacturer and secure software provider operating as a wholly owned subsidiary of NBS Payment Solutions (Toronto, Canada). The company designs, produces, and supports the Luxe family of payment terminals and associated software, serving merchants, Independent Sales Organizations (ISOs), Independent Software Vendors (ISVs), and enterprise technology providers across the United States and Canada, with named reference customers spanning enterprise retail (Walgreens), mid-market payment processing (RedRock Payments), and SMB pharmacy (Highland Clinic Pharmacy, PioneerRx users) and primary verticals of retail, restaurant/QSR, banking/financial services, and healthcare/pharmacy. Equinox positions itself as a 50+ year payments provider, inheriting the legacy and relationships of its Canadian parent, and offers a flat-fee pricing model with no app marketplace, SaaS, or revenue share fees.
The company's product portfolio is centered on four Luxe terminal SKUs — the mobile Luxe 6200m, the integrated Luxe 8500i, the multilane Luxe 8700x, and the newly introduced Luxe 6700x (January 2026) — all running a shared secure Linux OS and the proprietary Voyager payment application. Supporting software includes the HUB Estate Management System for fleet deployment and monitoring, the Luxe SDK for third-party developers, and the Remote Key Injection service for in-place key updates. All Luxe devices carry PCI PTS 6.x certification (with P2PE v3.1 validation on newer models) and maintain a 6-12 month lead over PCI-DSS protocols; terminals support EMV chip, magnetic stripe, and contactless wallets including Apple Pay, Google Pay, and Samsung Pay. Equinox holds an exclusive US terminal-manufacturer relationship with LISNR for ultrasonic data transmission, and has published performance claims of a 1.28-second average transaction time and a 10-day device repair turnaround.
Revenue is generated through hardware sales of Luxe terminals, software licensing (Voyager, HUB, Luxe SDK), managed services including warranty and field support, professional services such as remote key injection, and mobile network services for cellular-enabled terminals. Go-to-market is partner-led via formal ISO & Acquirer and Developer Partner Programs, supplemented by direct enterprise sales through an RFP upload portal; distribution channels include integration partnerships with NCR, Aurus, Sound Payments, accept.blue, Monetra/TranSafe, ACCEO Tender Retail, FreedomPay, and Factor4. Operationally, the company runs its Scottsdale headquarters, a Toronto regional office, and a Mexico-based support and repair facility that handles device servicing in-house.
Equinox Payments firmographics
Firmographics- Name
- Equinox Payments
- Legal name
- Equinox Payments LLC
- Website
- https://equinoxpayments.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Equinox Payments is a Scottsdale, Arizona-based payment terminal manufacturer and secure software provider, subsidiary of NBS Payment Solutions. The company designs the PCI-certified Luxe terminal family, Voyager payment application, and HUB Estate Management platform for North American merchants, ISOs, and ISVs.
- Ownership category
- akta.pro rank
Where Equinox Payments is headquartered
LocationHeadquarters
- HQ city
- Scottsdale
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Equinox Payments business model
Business model- GTM type
- B2B
- Offering type
- Hardware or Manufacturing
- Cost components
- Technology or R&D, Supply Chain, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Terminal Hardware Sales: Sale of payment terminal devices including Luxe 6200m, Luxe 8500i, Luxe 6700x, and Luxe 8700x. Devices support fixed countertop, mobile, and integrated POS configurations.
- Software Licenses and Applications: Revenue from Voyager payment application, HUB Estate Management system, and Luxe SDK software development tools. Voyager runs on all Luxe terminals and supports customizable branding, multi-language, gift card and loyalty features.
- Managed Services: Comprehensive support services including deployment, installation, integration, customization, terminal management, training, help desk, repairs, and supplies. Warranty plans include Manufacturer's Warranty, Equinox Care Warranty, and Equinox Care Plus Warranty.
- Remote Key Injection: Secure key injection services allowing software and encryption keys to be securely updated from anywhere without removing terminals from the lane.
- Mobile Network Services: Cellular connectivity and network services for mobile payment terminals.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Equinox Payments product offering
Product offeringCore offering
Equinox Payments manufactures PCI-certified Luxe family payment terminals (Luxe 6700x, Luxe 8700x, Luxe 8500i, Luxe 6200m) that accept EMV chip, magnetic stripe, and contactless payments. The terminals run the universal Voyager payment application and are centrally managed via the HUB Estate Management system, with developer integration enabled through the Luxe SDK. Equinox also delivers managed services including remote key injection, deployment support, repair, and warranty programs to merchants, ISOs, ISVs, and enterprise technology providers across North America.
Product overview
Equinox Payments is a provider of payment terminals, software, and services with over 50 years of experience serving North American merchants. The company offers a unified product portfolio centered on the Luxe family of payment terminals (Luxe 6700x, Luxe 8700x, Luxe 8500i, Luxe 6200m), complemented by the Voyager payment application, HUB Estate Management system for terminal fleet management, and Luxe SDK for developer integration. The Luxe terminals share a common OS and run the same software across fixed and mobile use cases, enabling seamless deployment across retail, restaurant, hospitality, healthcare, pharmacy, and financial services environments. The product ecosystem is supported by remote key injection, terminal management, gift card and loyalty integrations, and comprehensive support services.
Differentiator
Problem solved
Functional benefit
Brands
- Voyager: Payment application that runs on all Luxe devices, supporting features for any business environment across fixed and mobile use cases.
- HUB Estate Management
- Luxe
- Luxe SDK
Products and services
- Luxe 6700x Enterprise-grade countertop payment terminal with 3.5-inch HD touchscreen, PCI PTS 6.x certification, PCI P2PE v3.1 validation, and EMV chip, magnetic stripe, and contactless payment support including Apple Pay, Samsung Pay, and Google Pay. Runs the Voyager application and targets retail and QSR environments.
- Luxe 8700x Multi-lane payment terminal featuring a 5-inch HD touch display, Aramid fiber faceplate, secure Linux OS, encrypted key injection, and multiple connectivity options including wireless for high-traffic retail checkout lanes.
- Luxe 8500i Fixed integrated payment terminal with top face-mounted card readers that optimize footprint and eliminate clutter; designed for retail countertops, checkout lanes, and hospitality registration desks.
- Luxe 6200m Mobile and modular payment terminal supporting both fixed and mobile use cases with WLAN and 4G LTE connectivity; compact smartphone-sized design for payments at checkout, by the curb, at tables, and on the road.
- Voyager Payment Application Universal payment application that runs on all Luxe devices, unifying payment acceptance across fixed and mobile use cases with customizable branding, multi-language support, digital receipts, gift card, and loyalty integration.
- HUB Estate Management Centralized terminal management system that enables businesses to deploy, organize, manage, and monitor Luxe devices across the enterprise with real-time health monitoring, remote key injection, One Touch Provisioning, and software updates.
- Luxe SDK Software development kit providing a robust, flexible, and secure OS environment for developers to build applications and interface with any POS solution or gateway using the same code for fixed and mobile Luxe use cases.
Quantifiable outcome
- 1.28-second average round-trip transaction time
- +5 more outcomes
Companies that use Equinox Payments
Customer profileNamed customers4 records
Segments9 records
Ideal customer profiles5 records
Equinox Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature7 records
Equinox Payments partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core.
- AuruscoreEquinox Payments integrated its trusted payment devices into Aurus' unified payments platform (AurusPay). The partnership combines Equinox's security features with Aurus' omni-channel payment acceptance platform supporting all card brands, PLCC, gift cards, ACH, digital wallets, BNPL, cryptocurrency, and industry-specific options.
- Sound PaymentscoreCompletion of integration for Sound's Quantum Cloud solution with Luxe 8500i and Luxe 6200m payment devices. Quantum Cloud provides seamless connectivity between any POS system and semi-integrated payment devices over the Internet, eliminating IP addressing and firewall challenges.
- accept.bluecoreaccept.blue, an industry-leading omnichannel payment gateway, selected Equinox payment devices, software, and terminal management services to extend EMV, contactless, and digital wallet payments to ISOs, ISVs, and merchants. Luxe 8500i and Luxe 6200m integrated via secure cloud connectivity.
- Visa (Visa Ready for BNPL)coreEquinox enrolled in Visa Ready for BNPL program, gaining credibility and differentiation for Buy Now Pay Later capabilities. Luxe 8500i and Luxe 6200m devices support Visa Installments Solution (VIS) at POS in US and Canada.
- Monetra TechnologiescoreEquinox Luxe terminals certified on Monetra's TranSafe payment gateway and UniTerm device interface software. Certification with Fiserv's First Data processing platform enables ISVs and POS developers to quickly offer retailers improved customer experience with robust security.
- PioneerRxcoreProduct integration between PioneerRx pharmacy software and Equinox's Luxe 8500i payment pads. Provides pharmacists with refined point-of-sale process featuring durable glass display, finger-based signature capture, and top-mounted card readers.
- First Data (Fiserv) - TransArmor P2PEcoreLuxe 8500i and Luxe 6200m terminals and Remote Key Injection solution approved by PCI Security Standards Council as part of First Data TransArmor P2PE Solution 3DES. Enables merchants to benefit from latest security standards while reducing PCI compliance scope.
- NCR CorporationcoreNCR integrated Equinox Luxe devices for NCR Connected Payments, a SaaS-based platform providing secure payment route for retailers. Assessed as PCI-validated P2PE solution by Coalfire cybersecurity advisor.
- ACCEO Tender RetailcoreLuxe 8500i and Luxe 6200m achieved EMV end-to-end certification on First Data's processing platform with ACCEO's semi-integrated EMV-certified software. Supports EMV, contactless, and First Data TransArmor encryption and tokenization.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Equinox Payments competitors and assessment
Company assessmentDirect peers
- PAX Global Technology: PAX Global is a major Chinese-headquartered payment terminal manufacturer with a broad lineup (A920, A50, IM30) competing directly with Equinox Luxe in retail, multilane, and mobile segments. Both supply Android/Linux smart terminals to acquirers, ISOs, and ISVs across multiple geographies.
- Ingenico (Worldline): Ingenico, now part of Worldline, is a leading global payment terminal manufacturer whose Tetra and Axium product lines directly overlap with Equinox's Luxe terminals. Both target retail, hospitality, and banking with PCI-certified, Linux-based terminals supporting EMV, contactless, and estate management.
- Verifone: Verifone is one of the largest global manufacturers of EMV payment terminals and POS hardware, competing head-to-head with Equinox's Luxe family in retail, restaurant, and multilane environments. Both sell PCI-certified terminals with comparable feature sets (EMV, contactless, NFC) to similar enterprise merchants, ISOs, and acquirers.
- BBPOS: BBPOS manufactures compact mobile and unattended payment terminals (WisePad, Chipper) sold through payment platforms and ISVs. Comparable to Equinox's Luxe 6200m mobile and Luxe 3300a unattended product positioning, both target pay-anywhere, pay-at-table, and pop-up merchant segments.
- Newland Payment Technology: Newland Payment Technology manufactures payment terminals and POS hardware sold globally to banks, acquirers, and ISVs. Its N910 and UN30 series compete with Equinox Luxe terminals in retail and hospitality, and both pursue similar certification and integration strategies with processors.
- Clover Network (Fiserv): Clover, owned by Fiserv, provides integrated payment terminals and a SaaS-based commerce platform distributed through ISOs and acquirers—closely mirroring Equinox's ISO/Acquirer Partner Program and Luxe/Voyager stack. Clover Station and Flex devices compete directly with Luxe 8500i and 8700x for SMB and enterprise retail.
- Castles Technology: Castles Technology is a Taiwan-based manufacturer of EMV and NFC payment terminals (Saturn 1000F2, MP200) competing with Equinox in retail, banking, and unattended verticals. Both emphasize PCI PTS certification, contactless support, and Linux/Android operating environments.
Broad incumbents
- Square (Block, Inc.): Square/Block sells the Square Reader and Square Terminal hardware plus an integrated payments/SaaS stack, overlapping with Equinox at the SMB and mid-market POS layer. Although Square owns its own processing and software, its hardware competes with Luxe for countertop and mobile checkout use cases.
- NCR Corporation: NCR is a major POS hardware and software provider that both partners with Equinox (NCR Connected Payments) and competes in retail/hospitality multilane checkout. NCR's broader commerce platform includes terminals with overlapping capabilities to Equinox Luxe, but NCR's portfolio extends to full POS software, hospitality, and banking software.
Emerging players
- Stripe (Terminal / Tap to Pay): Stripe Terminal and Stripe Tap to Pay provide software-first payment acceptance that bypasses dedicated hardware in many scenarios, threatening traditional terminal OEMs including Equinox. While not a direct hardware peer today, Stripe's platform competes for the same merchant payment dollars and shapes integration expectations for ISV partners.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Equinox Payments social profiles
Digital presenceEquinox Payments compliance and trust
Trust signalCompliance7 records
Equinox Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Equinox Payments leadership team
Management profileNumber of profiles
Profiles2 records
Equinox Payments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Equinox Payments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Equinox Payments
What does Equinox Payments do?
Equinox Payments manufactures PCI-certified Luxe family payment terminals (Luxe 6700x, Luxe 8700x, Luxe 8500i, Luxe 6200m) that accept EMV chip, magnetic stripe, and contactless payments. The terminals run the universal Voyager payment application and are centrally managed via the HUB Estate Management system, with developer integration enabled through the Luxe SDK. Equinox also delivers managed services including remote key injection, deployment support, repair, and warranty programs to merchants, ISOs, ISVs, and enterprise technology providers across North America.
Is Equinox Payments a public or private company?
Equinox Payments is a private company. It is classified as corporate owned and is currently operating.
When was Equinox Payments founded?
Equinox Payments was founded in 2014. It employs 101 to 250 people.
Where is Equinox Payments based?
Equinox Payments is headquartered in Scottsdale, United States, in the North America region.
How does Equinox Payments make money?
Five revenue lines are on record. Payment Terminal Hardware Sales are the primary driver. The others are software Licenses and Applications, managed Services, remote Key Injection and mobile Network Services.
Who are Equinox Payments's main competitors?
Direct peers on record are PAX Global Technology, Ingenico (Worldline), Verifone, BBPOS, Newland Payment Technology, Clover Network (Fiserv) and Castles Technology. Broad incumbents are Square (Block, Inc.) and NCR Corporation. Stripe (Terminal / Tap to Pay) is listed as an emerging player.
Does Equinox Payments have an API?
Yes. Luxe SDK provides APIs that allow developers to build applications and interface with any POS solution or gateway. The SDK enables use of the same code for fixed and mobile use cases. Equinox also offers extensive APIs for customization, with the terminal acting as a web browser running on Linux. Developer documentation is at developer.equinoxpayments.com.