Estating
Estating is a Luxembourg-based fintech that securitizes individual real estate properties into Luxembourg-law Real Estate Linked Certificates (RELINCs) with ISIN codes, enabling fractional ownership and secondary-market trading. Its end-to-end platform serves financial advisors, wealth managers, family offices, digital platforms, and real estate developers across Europe, North America, and LATAM.
- Company typePrivate
- Founded2020
- HeadquartersBerlin, Germany
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Estating does
Estating is a Luxembourg-headquartered fintech, founded in 2020 by banking executives from Switzerland, Germany, and Luxembourg, that securitizes individual real estate properties into Luxembourg-law Real Estate Linked Certificates (RELINCs) — securities with their own ISIN codes that enable fractional ownership and trading within standard securities accounts. The company places the world's first bankable RELINC in December 2021 (a Miami luxury apartment, ISIN CH1142529275) and has since securitized properties across multiple continents including North America, Europe, the Caribbean, and LATAM. Its end-to-end platform covers the full asset lifecycle from deal origination through due diligence, structuring, custody integration, ongoing reporting, secondary market trading, and exit execution, targeting the structural gap between the $380 trillion global real estate asset class and wealth management portfolios.
The core product architecture is built around the proprietary RELINC legal-securitization wrapper, paired with custody-ready securities that integrate directly into existing wealth management infrastructure without parallel processes. Supporting modules include Estating-as-a-Service (EaaS), a white-label structuring infrastructure that lets asset partners and digital investment platforms issue their own real estate-backed securities, and a mobile application for investor access. The platform is operated through subsidiaries in Luxembourg (HQ), Zurich (Wealth Management Hub), Miami (Americas gateway), Madrid, Berlin, and Montevideo (LATAM hub).
Estating's business model combines transaction fees for structuring and securitizing individual properties, recurring managed-services fees for ongoing asset lifecycle administration, and licensing-style revenue from EaaS white-label deployments. Distribution is exclusively through regulated channels — financial advisors, wealth management firms, family offices, and asset partners — with a EUR 50,000 minimum per individual property investment. Customers include financial advisors and wealth managers (expanding product shelf with alternatives), family offices (global institutional-grade access with tax optimization), digital investment platforms (white-label integration), asset partners/developers (access to wealth management distribution), and HNW individuals (fractional institutional real estate). Marketing runs through content-driven demand generation, LinkedIn, YouTube, Instagram, HubSpot email, and trade press coverage in CityWire, Funds Society, Handelsblatt, and El Cronista.
Estating firmographics
Firmographics- Name
- Estating
- Legal name
- Estating Property Vault S.A.
- Website
- https://estating.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Estating is a Luxembourg-based fintech that securitizes individual real estate properties into Luxembourg-law Real Estate Linked Certificates (RELINCs) with ISIN codes, enabling fractional ownership and secondary-market trading. Its end-to-end platform serves financial advisors, wealth managers, family offices, digital platforms, and real estate developers across Europe, North America, and LATAM.
- Ownership category
- akta.pro rank
Estating industry classification
Industry- Product category
- Real Estate Wealth Management Platform
- NAICS
- Miscellaneous Intermediation (52391), Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Security Brokers, Dealers & Flotation Companies (6211), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Fund/Index-Linked Notes (ETF/Mutual Fund/Custom Index) (FSACAMAH)
- akta.pro secondary industry
- Real Estate Transaction Advisory & Due Diligence (FSAEAJAJ)
Keywords
Where Estating is headquartered
LocationHeadquarters
- HQ city
- Berlin
- HQ country
- Germany
- HQ region
- Europe
Offices6 records
Markets served
Estating business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Securitization and Structuring Fees: Revenue from transforming real estate assets into bankable securities (RELINCs), charging fees for structuring, documentation, and issuance of securities with ISIN codes.
- Asset Management and Lifecycle Fees: Ongoing fees for managing the full lifecycle of assets including onboarding, reporting, corporate actions, audits, secondary market facilitation, and exit execution.
- Estating-as-a-Service (EaaS): White-label structuring infrastructure for asset partners and wealth platforms to securitize real estate assets, generating fees for platform access, structuring, and ongoing management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Minimum investment from EUR 50,000 per individual property |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Estating product offering
Product offeringCore offering
Estating operates an end-to-end fintech platform that securitizes individual real estate properties into Real Estate Linked Certificates (RELINCs) - Luxembourg-law securities with ISIN codes that enable fractional ownership, transferability, and trading within standard securities accounts. The platform serves regulated investment professionals (financial advisors, wealth managers, family offices, and digital platforms) with curated institutional-grade real estate opportunities, full lifecycle management, and a built-in secondary market. Complementary services include Estating-as-a-Service (EaaS), a white-label structuring module for asset partners and digital investment platforms.
Product overview
Estating is a fintech platform for real estate and private markets wealth management, offering a unified platform-plus-modules architecture. The core offering is the Estating Platform providing curated real estate investment opportunities with institutional-grade structuring and full lifecycle management. The flagship product is the Real Estate Linked Certificate (RELINC), a Luxembourg-law security with ISIN that makes individual properties bankable and transferable within securities accounts. Supporting this is Estating-as-a-Service, a white-label structuring module for asset partners and platforms. The company also offers a mobile application for investor access. Together, these products enable financial advisors, wealth managers, family offices, and digital platforms to integrate institutional-grade real estate into their client portfolios.
Differentiator
Problem solved
Functional benefit
Brands
- RELINC (Real Estate Linked Certificate): The company's proprietary financial product - a security under Luxembourg law with its own ISIN that enables fractional investment in individual real estate properties through securities accounts.
Products and services
- Estating Platform The first end-to-end platform built for regulated investment professionals, providing curated asset opportunities, institutional-grade end-to-end delivery, and full lifecycle control for real estate wealth management.
- Real Estate Linked Certificate (RELINC) A security under Luxembourg law with its own international securities identification number (ISIN) that allows investors to acquire participations in selected individual properties from their securities account, making real estate fully transferable and bankable.
- Estating-as-a-Service (EaaS) White-label structuring infrastructure that transforms real estate assets into bankable securities with ISIN codes, enabling fractional ownership, liquidity creation, and succession planning through Swiss-domiciled structures, offered via modular partnership models (pilot, plug-in, full integration).
- Estating Mobile Application
Quantifiable outcome
- First RELINC placement oversubscribed multiple times, placed with 12 investors for a $600,000 Miami luxury apartment
- +2 more outcomes
Companies that use Estating
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles5 records
Estating technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Estating partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor.
- Dr. Francois MonnetminorFormer Credit Suisse senior executive (co-head of CS Private Banking Asia and CEO of CS Hong Kong Branch) joined as Senior Advisor for Wealth Management. Advises founders on growth strategy and APAC market entry. Awarded Best Private Banker of the Year 2018 by APB magazine.
- Leon CapitalminorCo-investment partner for the Soltra Sonoran Desert opportunity in Phoenix, Arizona. Estating partnered with Leon Capital to structure and distribute this specific real estate investment opportunity.
- SamanaminorCo-investment partner for the Samana Land Bank Trust opportunity in Samana, Dominican Republic. Estating partnered with Samana to structure and distribute this real estate development opportunity.
- JSBminorCo-investment partner for the I-80 Portfolio opportunity in Des Moines, Iowa. Estating partnered with JSB to structure and distribute this commercial/industrial real estate investment.
Scale indicators5 records
Recent moves9 records
Expansion highlights6 records
Estating competitors and assessment
Company assessmentDirect peers
- Securitize: Tokenization and securitization-as-a-service platform that issues digital securities for private and real estate assets. Highly comparable in the asset-to-security issuance stack, though broader across asset classes beyond real estate.
- RealT: US-based platform that fractionalizes individual rental properties into tokenized shares. Closest US analogue to Estating's per-property fractionalization thesis, though RealT operates on-chain rather than through in-system securities accounts.
- Brickstarter: European real estate tokenization and investment platform with comparable focus on regulated fractional ownership of individual properties. Competes directly in the EU wealth-and-advisor distribution channel.
- SolidBlock: Real estate tokenization and securities issuance platform for individual properties and portfolios. Overlaps with Estating on the issuance, custody, and distribution side of the stack.
Broad incumbents
- Fundrise: Large US real estate investment and wealth platform offering eREITs and interval funds. Not a per-property securitization platform, but addresses the same underlying 'democratized real estate for advisors/HNW' demand at much greater scale.
- RealtyMogul: US real estate crowdfunding and investment platform serving both individual and institutional investors. Comparable end-customer problem (access to institutional real estate) but uses fund/REIT structures rather than per-property securities.
- tZERO: Security token infrastructure and regulated ATS for digital securities. Operates a venue layer that could complement or compete with Estating's in-system secondary market, depending on integration.
- INX: Regulated digital asset and security token trading platform with both US and Gibraltar entities. Comparable in the regulated security token venue and listing category relevant to RELINC distribution.
Emerging players
- Liquefy: Private securities infrastructure provider for fractionalizing and trading private market assets. Comparable in the technology layer (structuring, transfer, cap table) and a potential partner or competitor in the wealth channel.
- CrowdEstate: European real estate crowdfunding and fractional ownership platform. Comparable on investor access and per-asset fractionalization, but lighter on the institutional structuring and custody-integration layer.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Estating social profiles
Digital presenceEstating compliance and trust
Trust signalCompliance2 records
Estating financial estimates
Financial estimateRevenue estimate
Valuation estimate
Estating leadership team
Management profileNumber of profiles
Profiles15 records
Estating subsidiaries and ownership
Company hierarchySubsidiaries3 records
Estating funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Estating M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Estating
What does Estating do?
Estating operates an end-to-end fintech platform that securitizes individual real estate properties into Real Estate Linked Certificates (RELINCs) - Luxembourg-law securities with ISIN codes that enable fractional ownership, transferability, and trading within standard securities accounts. The platform serves regulated investment professionals (financial advisors, wealth managers, family offices, and digital platforms) with curated institutional-grade real estate opportunities, full lifecycle management, and a built-in secondary market. Complementary services include Estating-as-a-Service (EaaS), a white-label structuring module for asset partners and digital investment platforms.
Is Estating a public or private company?
Estating is a private company. It is classified as venture growth investor backed and is currently operating.
When was Estating founded?
Estating was founded in 2020. It employs 11 to 50 people.
Where is Estating based?
Estating is headquartered in Berlin, Germany, in the Europe region.
How does Estating make money?
Three revenue lines are on record. Securitization and Structuring Fees are the primary driver. The others are asset Management and Lifecycle Fees and estating-as-a-Service (EaaS).
Who are Estating's main competitors?
Direct peers on record are Securitize, RealT, Brickstarter and SolidBlock. Broad incumbents are Fundrise, RealtyMogul, tZERO and INX. Emerging players are Liquefy and CrowdEstate.
Does Estating have an API?
No public API is recorded for Estating.
What industry is Estating in?
Estating's product category is Real Estate Wealth Management Platform. Its primary akta.pro industry code is FSACAMAH, Fund/Index-Linked Notes (ETF/Mutual Fund/Custom Index), with a secondary code of FSAEAJAJ, Real Estate Transaction Advisory & Due Diligence. Its NAICS code is 52391 and its SIC code is 6211.