Tegro

Cryptocurrency Payment Gatewaytegro.com

Tegro operates PayRam, a self-hosted cryptocurrency payment gateway enabling merchants and AI agents to accept card and stablecoin payments without signup, KYB, or third-party custody, with 100+ merchants onboarded across 100+ countries.

Company typePrivate
Founded2022
HeadquartersBangalore, India
Headcount11–50
GTM typeB2B
OfferingSoftware

What Tegro does

Tegro is a Bangalore, India-based private company founded in 2022 by former WazirX executive Siddharth Menon. The company operates PayRam, a self-hosted cryptocurrency payment gateway that enables merchants to accept both card and stablecoin payments on infrastructure they own, eliminating the need for signups, KYB approvals, or surrendering custody to a third-party processor. PayRam's product suite includes a core self-hosted gateway deployable in approximately 10 minutes via a single bash command, a Card-to-Crypto Onramp supporting 40+ currencies, 100+ countries, and 300+ payment methods, SmartSweep for automatic fund consolidation into merchant-controlled cold wallets, and the PayRam Business App for iOS and Android.

The platform integrates with major wallets (MetaMask, Coinbase Wallet, Binance Wallet, Phantom) and e-commerce systems (WooCommerce), with public API and SDK documentation hosted at docs.payram.com. Tegro has extended PayRam into agentic commerce through OpenClaw and NemoClaw, MCP-native integrations that allow AI agents on WhatsApp, Telegram, and Discord to autonomously accept payments without human intervention. Company materials report $100M+ in value settled across 850,000+ onchain transactions with 100+ merchants onboarded.

The company's revenue model and pricing are not publicly disclosed; the self-hosted posture implies monetization likely accrues on premium services such as the Card-to-Crypto Onramp rather than on basic settlement. Smart contracts have been audited by QuillAudits. Tegro raised a funding round in June 2023 led by Polygon Ventures (also referenced as P2 Ventures) at a $100M post-money valuation, with the round size undisclosed. Earlier positioning around NFT trading infrastructure and GameFi appears to have given way to the payment gateway focus evident in current product, integration, and partnership signals.

Tegro firmographics

Firmographics

Name: Tegro
Website: https://tegro.com
Company type: Private
Founded year: 2022
Operating status: Operating
Headcount range: 11–50 employees
Short description: Tegro operates PayRam, a self-hosted cryptocurrency payment gateway enabling merchants and AI agents to accept card and stablecoin payments without signup, KYB, or third-party custody, with 100+ merchants onboarded across 100+ countries.
Ownership category
akta.pro rank

Tegro industry classification

Industry

Product category: Cryptocurrency Payment Gateway
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
SIC: Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
akta.pro primary industry: Crypto Payment Gateways & Checkout APIs (FSADAIAA)
akta.pro secondary industries: Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Crypto Payments & Digital Asset Settlement for Gaming (MPAEALAL), Custodial Wallets & Hosted Accounts (exchange/fintech custody, omnibus wallets) (FSAPACAC)

Keywords

Cryptocurrency payment gateway
Stablecoin payment processing
Self-hosted payments
Merchant payment processing
Blockchain payment infrastructure

Where Tegro is headquartered

Location

Headquarters

HQ city: Bangalore
HQ country: India
HQ region: Asia

Markets served

Tegro business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Tegro product offering

Product offering

Core offering

Tegro operates PayRam, a self-hosted, self-custody cryptocurrency payment gateway that enables merchants to accept both card and crypto payments on their own infrastructure. The platform is permissionless (no KYC/signup required), supports multiple blockchain networks, and integrates AI agent compatibility through the Model Context Protocol (MCP) for autonomous payment flows.

Product overview

Tegro operates as a technology company offering a platform-plus-modules architecture centered around PayRam, a self-hosted cryptocurrency payment gateway. The core PayRam product enables merchants to accept card and crypto payments on self-owned infrastructure. Additional modules include SmartSweep for automated fund consolidation, Card-to-Crypto Onramp for fiat-to-crypto conversion, and OpenClaw/NemoClaw for AI agent payment integrations. The company also provides a mobile business app for wallet management and payment approvals.

Differentiator

Problem solved

Functional benefit

Products and services

PayRam Self-hosted, self-custody cryptocurrency payment gateway for merchants to accept card and crypto payments on their own infrastructure, with no KYC or signup required. Supports multiple blockchains and enables AI agent integration through MCP.
PayRam Business App Mobile application for merchants using PayRam to monitor transactions, manage wallets, and oversee crypto payment operations from iOS and Android devices.
OpenClaw Open-source AI agent integration with PayRam that enables autonomous crypto payment flows for users across messaging platforms.
NemoClaw AI agent integration that extends PayRam's payment capabilities to autonomous agent workflows for crypto transactions.
Card-to-Crypto Onramp Add-on service allowing merchants to accept fiat card payments at checkout and automatically convert them to cryptocurrency, integrated with PayRam's payment infrastructure.

Companies that use Tegro

Customer profile

Ideal customer profiles2 records

Tegro technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability3 records

Tegro partnerships and signals

Strategic signal

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Tegro competitors and assessment

Company assessment

Direct peers

Alchemy Pay: Crypto-fiat hybrid payment network enabling merchants to accept both cryptocurrencies and traditional payment methods globally. Directly comparable multi-rail (card + crypto) value proposition targeting merchants in multiple regions.
NOWPayments: Non-custodial crypto payment gateway supporting 200+ cryptocurrencies with mass payouts, donations, and POS tools. Comparable on multi-chain coverage and on the merchant-services end of PayRam's value chain; competing for the same global SMB merchant segment.
BitPay: One of the longest-standing crypto payment gateways, offering merchant tools for accepting Bitcoin and stablecoins with fiat settlement. Same core product category as PayRam; useful benchmark for both scale and the limitations of the hosted model that PayRam is positioned against.
BTCPay Server: Open-source, self-hosted cryptocurrency payment processor that enables merchants to accept Bitcoin and other crypto directly without intermediaries. Highly comparable to PayRam's self-hosted, permissionless architecture and is the closest open-source competitor in the self-hosted crypto payment gateway category.
CoinGate: Cryptocurrency payment gateway offering merchant checkout, point-of-sale, and donation tools with fiat settlement options. Similar product surface to PayRam and is another direct competitor for cross-border merchants accepting stablecoins and altcoins.
Coinbase Commerce: Hosted crypto payment gateway from Coinbase that lets merchants accept multiple cryptocurrencies with settlement in stablecoin or fiat. Directly competes with PayRam on merchant crypto acceptance but takes the opposite approach—custodial/KYB-onboarded versus PayRam's self-hosted/permissionless model.

Broad incumbents

Circle (Merchant / USDC tools): Issuer of USDC stablecoin with merchant settlement tools and APIs that enable stablecoin payments and programmable money. A much larger and better-capitalized incumbent in the same stablecoin-payments category; benchmarks the scale ceiling for niche players like PayRam.

Regional players

Xsolla: Global commerce platform built specifically for the games industry, offering payment, billing, and distribution tools. Compares to PayRam on the gaming/iGaming merchant vertical, which is one of Tegro's original target segments and where PayRam has been interviewed (per TheGamblest coverage).
TransFi: Cross-border payments platform with strong presence in Asia and emerging markets, supporting stablecoin and local payment rails. Comparable to PayRam in its focus on emerging-market and high-growth-geography merchants, though more concentrated in Asia-Pacific.

Emerging players

mesh (formerly Test): Multi-chain payment and orchestration infrastructure for crypto wallets and exchanges, offering checkout, swaps, and transfers via unified APIs. Adjacent competitor with stronger developer-platform positioning; targets Web3 wallets and apps with payment flows similar to PayRam's wallet integrations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Tegro compliance and trust

Trust signal

Compliance1 record

Tegro financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Tegro leadership team

Management profile

Number of profiles

Profiles1 record

Tegro funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Tegro M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tegro

What does Tegro do?

Is Tegro a public or private company?

Tegro is a private company. It is classified as venture growth investor backed and is currently operating.

When was Tegro founded?

Tegro was founded in 2022. It employs 11 to 50 people.

Where is Tegro based?

Tegro is headquartered in Bangalore, India, in the Asia region.

Who are Tegro's main competitors?

Direct peers on record are Alchemy Pay, NOWPayments, BitPay, BTCPay Server, CoinGate and Coinbase Commerce. Circle (Merchant / USDC tools) is listed as a broad incumbent. Regional players are Xsolla and TransFi. mesh (formerly Test) is listed as an emerging player.

Does Tegro have an API?

Yes. PayRam offers a public API for integrating cryptocurrency payment processing. Developers can embed pre-built API snippets into their platforms to accept crypto payments. The API supports card-to-crypto onramps, wallet management, payment approvals, and fund transfers. Documentation is available at docs.payram.com with guides for integration. Developer documentation is at docs.payram.com.

What industry is Tegro in?

Tegro's product category is Cryptocurrency Payment Gateway. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 522320 and its SIC code is 6200.