UniVista Insurance

What UniVista Insurance does

UniVista Insurance is a Miami-headquartered, family-owned independent insurance agency and franchisor that distributes auto, home, commercial, life, and health insurance on behalf of more than 20 carrier partners, including GEICO, Kemper, Loyalty, Mercury, Allstate, Aetna, and Nationwide. Founded in 2011 (with firmographic data citing 2006), the company operates a hybrid model combining franchise locations, direct agent offices, inside phone sales, and self-serve digital channels. It serves individual consumers and small-to-mid-sized businesses primarily in Florida, Texas, and California, with secondary presence in Georgia, Arizona, North Carolina, and Tennessee, and positions bilingual English/Spanish service as a key differentiator in Hispanic-majority markets. The company was ranked #54 among the 100 largest private companies in South Florida by the South Florida Business Journal and reports a 4.8/5 rating across 700+ customer reviews and a 98% customer satisfaction score.

The company's core technology is a multi-carrier comparative quote engine delivered through its website and a bilingual iOS/Android mobile application. The app supports policy management, document storage, agent locator, claims access, and an AI-powered chatbot named Mayra for 24/7 customer assistance. UniVista represents multiple insurance companies, insurance brokers, and managing general agencies, with carrier relationships functioning as the upstream supply base rather than as customer concentration. In July 2021, Avance Investment Management made a significant private equity investment to support organic expansion and mergers and acquisitions aimed at scaling the franchise footprint across the United States; the specific investment amount was not disclosed. Leadership includes Rey Cardenas as CFO and Vladimir Felipe as CTO.

Revenue is generated through commissions on insurance premiums placed with carrier partners across auto, home, commercial, life, and health lines, supplemented by franchise fees from operators who license the UniVista brand, technology platform, and carrier access. Pricing is quote-based and individualized by customer profile, coverage, location, and carrier, with advertised savings of up to 40% on insurance policies and a loyalty program offering up to $500 in savings on 12-month auto policies. The company has no publicly disclosed rate cards or premium tiers, consistent with the broader independent agency model.

Name

UniVista Insurance

Legal name

Univista Insurance Corporation

Website

https://univistainsurance.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

251–500 employees

Short description

UniVista Insurance is a Miami-based, family-owned insurance agency and franchisor distributing auto, home, commercial, life, and health coverage through 20+ carrier partners across seven U.S. states via franchise locations, agent offices, and a bilingual mobile app.

Ownership category

akta.pro rank

Product category

Insurance Agency and Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)

Keywords

• Insurance agency services
• Multi-carrier insurance brokerage
• Commercial insurance coverage
• Health insurance marketplace
• Insurance franchise operations

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Agency Commissions: UniVista Insurance operates as an insurance agency representing multiple insurance companies, Insurance Brokers, and Managing General Agencies. The company earns commissions from carrier partners for policies placed. Revenue is generated through commissions on insurance premiums written across auto, home, commercial, life, and health insurance lines.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

UniVista Insurance is an independent insurance agency that distributes auto, home, commercial, life, and health insurance policies on behalf of 20+ carrier partners (including GEICO, Kemper, Loyalty, Mercury, Allstate, Aetna, and Nationwide). The company serves individual consumers and small businesses through local agents, a franchise network, and a bilingual mobile app with a comparative multi-carrier quote engine.

Product overview

UniVista Insurance is an insurance agency that offers a broad portfolio of insurance products across multiple categories: Vehicle Insurance (Auto, Motorcycle, Boat), Home & Property Insurance (Homeowners, Renters, Condo, Landlord, Flood), Commercial Insurance (General Liability, Professional Liability, Business Owner Policy, Commercial Auto & Trucking, Workers' Compensation, Cyber Liability), Life Insurance (Living Benefits, Retirement Strategy, Mortgage Protection, College Planning), and Health Insurance (Obamacare, Health Insurance Carriers, Medicare Advantage Plans, Pet Insurance). The company operates as an agency representing multiple insurance carriers (20+ partner companies including Geico, Kemper, Mercury, Allstate, Aetna, Nationwide) to provide competitive quotes to customers. They also offer a mobile application for quotes, policy management, and agent finding. No public-facing technology products or software platforms were identified as separate product lines.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Auto insurance coverage distributed to individual drivers through local agents, franchise offices, and the multi-carrier comparative quoting platform; includes SR-22 filing support and access to savings up to 40% via partner carriers including GEICO, Kemper, Mercury, and Allstate.
• Motorcycle Insurance

Quantifiable outcome

• Save up to 40% on insurance policies
• +3 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered major.

• GEICOmajorChannel Partner/ Reseller/ DistributorGEICO is a carrier partner whose insurance products (primarily auto) are offered through UniVista Insurance's multi-carrier comparison platform, enabling customers to compare rates alongside other partner carriers.
• Kemper InsurancemajorChannel Partner/ Reseller/ DistributorKemper Insurance partners with UniVista to offer auto insurance products, including coverage in California. UniVista highlights competitive Kemper rates on its California auto insurance page.
• Loyalty Insurance CompanymajorChannel Partner/ Reseller/ DistributorLoyalty Insurance Company provides auto insurance products featured on UniVista's platform with a loyalty discount program offering up to $500 in savings for 12-month policy commitments.
• Mercury InsurancemajorChannel Partner/ Reseller/ DistributorMercury Insurance is a carrier partner offering competitive auto insurance rates through UniVista's comparison platform.
• Allstate InsurancemajorChannel Partner/ Reseller/ DistributorAllstate Insurance products are distributed through UniVista's agent network and digital platform, providing auto, home, and other insurance options to customers.
• Aetna InsurancemajorChannel Partner/ Reseller/ DistributorAetna is a health insurance carrier partner offering health coverage through UniVista, including Obamacare marketplace plans and Medicare Advantage products.
• Nationwide InsurancemajorChannel Partner/ Reseller/ DistributorNationwide Insurance products are offered through UniVista's multi-carrier platform, expanding the range of coverage options available to customers.

Scale indicators4 records

Recent moves2 records

Expansion highlights6 records

Direct peers

• SmartFinancial Insurance: Multi-carrier insurance agency with a digital quote engine and call-center salesforce distributing auto, home, and health. Comparable digital-plus-agent hybrid model and multi-carrier aggregator positioning.
• Goosehead Insurance: Nationwide franchise-based independent insurance agency distributing multiple carriers across auto, home, and life. Closely matches UniVista's franchise-led, multi-carrier aggregator model with comparable geographic and growth strategy.
• Insureon: Online agency specializing in small-business commercial insurance across multiple carriers. Comparable agent-plus-digital distribution model targeting the small commercial buyer segment.
• Brightway Insurance: Florida-based franchisor of independent insurance agencies offering auto, home, and commercial coverage. Highly comparable franchise structure, FL concentration, and multi-carrier product set.
• SelectQuote: Direct-to-consumer insurance comparison platform specializing in life and health distribution, with a mobile-app-driven funnel. Comparable multi-carrier comparison and app-centric experience.
• EverQuote: Online insurance marketplace connecting consumers with agent and carrier partners across P&C and life. Comparable aggregator/marketplace model with multi-carrier comparison and lead-generation angle.

Broad incumbents

• Hub International: Large North American insurance brokerage serving commercial and personal lines clients across many geographies via acquired agencies. Comparable multi-line, multi-carrier distribution with an M&A-led growth story.
• Integrity Marketing Group: PE-backed national platform acquiring insurance distribution and marketing organizations across life, health, and annuities. Comparable PE-driven roll-up of insurance distribution channels with multi-line product focus.

Emerging players

• Next Insurance: Digital-native small commercial insurer offering instant online binding. Adjacent competitor for UniVista's commercial book, representing digital-first disruption of the small-business insurance intermediation market.

Regional players

• Adler Insurance: Independent insurance agency platform operating across Latin America and US Hispanic markets, with multi-line insurance distribution. Comparable Hispanic-market focus and multi-carrier offering, though geographically distinct.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/UnivistaIns
• YouTubeyoutube.com/channel/UCZ2kAPQ7Depc8__30o1NpBw
• Facebookfacebook.com/UnivistaInsuranceOfficialPage
• LinkedInlinkedin.com/company/univista-insurance
• Instagraminstagram.com/univista.insurance
• TikToktiktok.com/@univistainsurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about UniVista Insurance