LenderKit
White-label investment and crowdfunding platform software vendor enabling investment firms, fund managers, and financial institutions to launch branded, regulator-ready portals for equity, debt, and donation flows across US, UK, EU, and MENA markets.
- Company typePrivate
- Founded2018
- HeadquartersTallinn, Estonia
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What LenderKit does
LenderKit is a privately held software company headquartered in Tallinn, Estonia (legal entity Lenderkit OÜ), with a trading office in Amsterdam. Founded in 2018, the company develops white-label investment and crowdfunding platform software that investment firms, fund managers, financial institutions, real-estate developers, and SMEs license and deploy under their own brand. The platform is built on a modular PHP architecture comprising three primary components: an investor-facing portal, an admin back-office, and a front-end crowdfunding/marketing site. It supports equity, debt, and donation investment flows within a single system, alongside secondary-market trading, e-wallet management, electronic document signing, and tokenized-asset workflows.
The product is sold in three tiers — Basic (branded prototype), Pro (out-of-the-box white-label MVP), and Enterprise (fully customizable) — under multi-year subscription agreements with quote-based pricing, supplemented by custom development and regulatory advisory services such as sandbox-application support for the Saudi SAMA and CMA frameworks. LenderKit integrates a broad ecosystem of third-party payment gateways (Lemonway, Mangopay, NorthCapital, Hyperpay), KYC/AML providers (Jumio, FOCAL, VerifyInvestor), e-signature (DocuSign), and a blockchain partner (Polymesh), and the platform is configured to support regulatory regimes including US Reg CF/A+/D, UK FCA, EU ECSPR, and Saudi SAMA/CMA. The sales motion is enterprise field sales, supported by a partner and referral program.
LenderKit reports 12+ platforms launched globally spanning the USA, UK, EU, MENA (notably Saudi Arabia), Southeast Asia, Sub-Saharan Africa, and India; named customers include Blomal, Kafaa Capital, Forus, Matrix Capital, Robinland, Charm Impact, Genervest, GoodHub, Equito, Camly, and WeFundIt. The company is founder-led by CEO & co-founder Konstantin Boyko and COO & co-founder Serg Soshin, with a headcount of 1–10 employees and no disclosed external funding.
LenderKit firmographics
Firmographics- Name
- LenderKit
- Legal name
- Lenderkit OÜ
- Website
- https://lenderkit.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- White-label investment and crowdfunding platform software vendor enabling investment firms, fund managers, and financial institutions to launch branded, regulator-ready portals for equity, debt, and donation flows across US, UK, EU, and MENA markets.
- Ownership category
- akta.pro rank
LenderKit industry classification
Industry- Product category
- Crowdfunding and Investment Platform Software
- NAICS
- Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)
- akta.pro secondary industries
- BaaS Platforms & Sponsor Bank Enablement (FSAGALAA), Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where LenderKit is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
LenderKit business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- White-Label Software Licenses (SaaS/Cloud): LenderKit provides its platform as a white-label SaaS solution. Customers choose from Basic, Pro, or Enterprise packages. The Basic package is a branded prototype to validate market and get permissions. Pro is an out-of-the-box white-label solution for launching an MVP. Enterprise is a fully-customizable private capital investment software for established businesses. Pricing is quote-based and tiered by business stage and customization level.
- Custom Development and Professional Services: Beyond standard packages, LenderKit offers custom development services for unique investment platform requirements. The company provides consulting, business analysis, and bespoke feature development. This includes regulatory guidance, sandbox application support, and technical integration work.
- Licensing Royalties (White-Label): White-label licensing model where investment firms license the LenderKit software engine, customize it under their own brand, and operate it in their markets. The platform supports global and regional deployment, with data ownership retained by the client.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Basic — A branded prototype to validate market, get permissions, and pitch to stakeholders |
| Subscription | Multi-year contract | Pro — Out-of-the-box white-label crowdfunding software for launching an MVP |
| Subscription | Multi-year contract | Enterprise — Fully-customizable private capital investment software for established deal flows |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels9 records
LenderKit product offering
Product offeringCore offering
LenderKit develops and sells white-label investment platform software that investment firms, fund managers, and financial institutions deploy under their own brand to launch crowdfunding and private capital marketplaces. The offering spans a modular platform with investor portal, admin back-office, and front-end website, supporting equity, debt, donation, P2P lending, and tokenized investment flows with built-in compliance infrastructure for ECSPR, FCA, Reg CF/A+/D, and SAMA/CMA jurisdictions, sold via tiered subscription packages supplemented by custom development services.
Product overview
LenderKit offers a modular white-label crowdfunding and investment platform software architecture consisting of a core platform with three tiered packages (Basic, Pro, Enterprise) plus multiple specialized sub-products. The Basic package provides a branded prototype for market validation, Pro offers an out-of-the-box solution for MVP launches, and Enterprise delivers fully customizable private capital investment software. Supporting modules include Admin Back Office, Investor Portal, Front-End Theme, E-Wallets, and Secondary Market functionality. Specialized vertical solutions include P2P Lending Software, Real Estate Crowdfunding Software, Equity Crowdfunding Software, and Software for Private Placements, all designed to operate under various regulatory frameworks (ECSPR, FCA, SAMA/CMA, Reg CF/A+/D) with integrations for payments, KYC, and compliance.
Differentiator
Problem solved
Functional benefit
Products and services
- LenderKit White-Label Crowdfunding Software Pre-built white-label investment platform software that investment firms deploy under their own brand to launch crowdfunding portals for equity, debt, and donation-based investment flows, including admin back-office, investor portal, front-end website, KYC/AML, payments, e-wallets, secondary market, and compliance infrastructure.
- Investment Management Software Software solution for automating the full capital raising cycle from investor onboarding and deal creation through to investment management and fund disbursement, targeted at investment firms and fund managers.
- P2P Lending Software Peer-to-peer lending platform software enabling individual and corporate investors to provide debt-based funding to fundraisers, with built-in investor onboarding, KYC, and repayment workflows.
- Real Estate Crowdfunding Software Software for launching real estate investment marketplaces, fractional ownership platforms, and REIT management portals connecting investors with property developers and deals.
- Equity Crowdfunding Software Software for launching equity crowdfunding platforms enabling SME and property financing through equity-based capital raises from retail and institutional investors.
- Software for Private Placements Private equity investment portal software for private placements that democratize access to finance for retail and high-net-worth investors under the deploying firm's own brand.
Quantifiable outcome
- Platform deployment time reduced to weeks or months compared to 12–18 months for custom development
- +1 more outcomes
Companies that use LenderKit
Customer profileNamed customers12 records
Segments7 records
Ideal customer profiles6 records
LenderKit technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
Feature10 records
LenderKit partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and supporting.
- LemonwaycoreLemonway is a French-based payment service provider integrated with LenderKit's platform to enable payment processing for crowdfunding and investment platforms. LenderKit collaborated with Lemonway on the 'Financial Marketplaces in the UK' white-paper, demonstrating a co-marketing partnership.
- MangopaycoreMangopay is an e-money institution integrated with LenderKit's platform to provide payment processing, escrow account management, and wallet infrastructure for investment platforms operating across Europe.
- NorthCapitalcoreNorthCapital is integrated with LenderKit as a payment gateway and investment platform infrastructure provider, enabling compliant fund management and payment processing for US-regulated investment platforms.
- HyperpaycoreHyperpay is an MENA-region payment gateway integrated with LenderKit, providing payment processing capabilities for investment platforms operating in Saudi Arabia, UAE, and broader Middle East markets.
- JumiocoreJumio is an integrated KYC/AML and identity verification provider used within the LenderKit platform to automate investor onboarding and compliance checks for regulated investment platforms.
- VerifyInvestorcoreVerifyInvestor is integrated with LenderKit to provide accredited investor verification services, enabling platforms to meet regulatory requirements for equity crowdfunding and private placement offerings.
- DocuSignsupportingDocuSign is integrated with LenderKit's platform to enable electronic document signing and exchange, supporting compliant investment workflows and investor agreements.
- PolymeshsupportingPolymesh is a blockchain integration partner for LenderKit, supporting tokenized asset and security token functionality for platforms operating in the tokenization space.
- FOCALsupportingFOCAL is a KYC/AML provider integrated with LenderKit's platform to support identity verification and compliance requirements, particularly for platforms operating in regulated MENA markets.
- WathqsupportingWathq is a Saudi regulatory and compliance platform integrated with LenderKit to support platforms operating under Saudi Arabian Monetary Authority (SAMA) and Capital Market Authority (CMA) regulatory frameworks.
- CrowdSpacecoreCrowdSpace is LenderKit's sister company that produces annual European Crowdfunding Industry Reports (2020–2023). LenderKit and CrowdSpace collaborate on research, white-papers, and market intelligence reports that establish thought leadership and generate demand for LenderKit's software solutions.
- EuroCrowdsupportingEuroCrowd is the European Crowdfunding Association. LenderKit is a member of EuroCrowd, participating in the European crowdfunding ecosystem and industry advocacy.
- GECA (Global Equity Crowdfunding Association)supportingGECA (Global Equity Crowdfunding Association) is an industry association. LenderKit is listed as a member of GECA, demonstrating engagement with the global crowdfunding community.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
LenderKit competitors and assessment
Company assessmentDirect peers
- CrowdEngine: CrowdEngine provides white-label crowdfunding platform software for equity, debt, and reward crowdfunding under clients' own brands. It is the most directly comparable peer to LenderKit in terms of product, target market (investment firms launching branded platforms), and delivery model.
- KoreConX: KoreConX offers an all-in-one private market infrastructure platform for security offerings, cap table management, and investor communications. It competes with LenderKit for the same investment firm and issuer customer base, particularly in regulated equity and private placement use cases.
- DealMaker: DealMaker provides equity crowdfunding software and technology that enables issuers and brokers to run Reg CF, Reg A+, and Reg D offerings online. It is a direct peer to LenderKit for the equity crowdfunding and private placement segments of LenderKit's product portfolio.
- RaiseNow: RaiseNow is a European fundraising and donation platform provider serving non-profits and charitable organizations with white-label digital fundraising tools. It overlaps with LenderKit's donation crowdfunding use case and European market focus, though its core is more donor-centric than investor-centric.
Broad incumbents
- Securitize: Securitize is a tokenization platform enabling issuers to issue and manage digital securities. It overlaps with LenderKit's tokenized asset and blockchain-enabled offerings (e.g., Robinland) but operates at a broader scope across digital asset issuance, compliance, and secondary trading.
- Republic: Republic operates its own equity crowdfunding and investment platform while also offering Republic Labs services and Republic Private for issuers and partners. It is a broader incumbent than LenderKit, combining proprietary platform operations with technology services in adjacent segments.
- Crowdcube: Crowdcube is a UK-based equity crowdfunding platform that operates its own branded marketplace for investors and issuers. While not a white-label software vendor, it represents a competing model for the same customer use case (equity crowdfunding under FCA regulation).
- Wefunder: Wefunder runs a leading US equity crowdfunding platform under Reg CF. It overlaps with LenderKit's equity crowdfunding vertical from the operator perspective and competes indirectly for the same pool of issuers and investors.
- Funding Circle: Funding Circle operates a P2P/SME lending platform directly competing with the P2P lending platforms that LenderKit's customers run. It is a broader incumbent that competes for the same end-borrower and end-investor demand in the SME lending segment.
- tZERO: tZERO is a security token platform and digital asset exchange that competes in tokenized securities and secondary market trading. It overlaps with LenderKit's tokenization and secondary market features but operates at a larger scale across trading infrastructure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
LenderKit social profiles
Digital presenceLenderKit compliance and trust
Trust signalCompliance6 records
LenderKit financial estimates
Financial estimateRevenue estimate
Valuation estimate
LenderKit leadership team
Management profileNumber of profiles
Profiles2 records
LenderKit funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LenderKit M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LenderKit
What does LenderKit do?
LenderKit develops and sells white-label investment platform software that investment firms, fund managers, and financial institutions deploy under their own brand to launch crowdfunding and private capital marketplaces. The offering spans a modular platform with investor portal, admin back-office, and front-end website, supporting equity, debt, donation, P2P lending, and tokenized investment flows with built-in compliance infrastructure for ECSPR, FCA, Reg CF/A+/D, and SAMA/CMA jurisdictions, sold via tiered subscription packages supplemented by custom development services.
Is LenderKit a public or private company?
LenderKit is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was LenderKit founded?
LenderKit was founded in 2018. It employs 1 to 10 people.
Where is LenderKit based?
LenderKit is headquartered in Tallinn, Estonia, in the Europe region.
How does LenderKit make money?
Three revenue lines are on record. White-Label Software Licenses (SaaS/Cloud) is the primary driver. The others are custom Development and Professional Services and licensing Royalties (White-Label).
Who are LenderKit's main competitors?
Direct peers on record are CrowdEngine, KoreConX, DealMaker and RaiseNow. Broad incumbents are Securitize, Republic, Crowdcube, Wefunder, Funding Circle and tZERO.
Does LenderKit have an API?
No public API is recorded for LenderKit.
What industry is LenderKit in?
LenderKit's product category is Crowdfunding and Investment Platform Software. Its primary akta.pro industry code is FSAGAHAL, Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching), with a secondary code of FSAGALAA, BaaS Platforms & Sponsor Bank Enablement. Its NAICS code is 513210 and its SIC code is 7372.