Moneypark
Moneypark is a London-based hybrid neobank and crypto exchange offering a unified fiat and digital asset platform for individual consumers, governments, and compliance-focused institutions across emerging markets in the EU, Caucasus, and Africa.
- Company typePrivate
- Founded2022
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Moneypark does
Moneypark is a London-headquartered hybrid neobank and cryptocurrency exchange that provides a unified platform for fiat banking and digital asset transactions, targeting individual consumers in emerging markets (EU, Caucasus, and Africa) alongside government and institutional clients. Its core products include a mobile virtual-asset banking app (Spot Wallet) for trading, transferring, storing, and borrowing currencies; multi-currency ATM terminals deployed in Prague, Warsaw, and Vilnius that support fiat and crypto deposits and withdrawals; and EasyTax, an automated tax compliance and reporting system for crypto transactions that is filed as a US patent pending.
The platform architecture integrates fiat and cryptocurrency rails through partnerships with BitGo for custody, Simplex for payment processing, and Guardarian for fiat-crypto liquidity and conversion. The company monetizes through a freemium pricing model featuring 0% fees on basic buy, sell, and send operations, a 0.19% conversion fee, a 1% fee on certain transactions, an 8% APR savings product, premium subscription tiers, and ATM/FX spreads. Government engagement is a parallel GTM motion, with the CEO having led direct regulatory work across 8+ jurisdictions and 2+ active country-level partnerships in development.
The business is at an early commercial stage: founded in 2022 (firmographic records list 2021), it has raised $1M in committed capital from Chair Capital and other private backers, operates with a 7-person core leadership team, and reports 6,000 pre-signed users. Strategic priorities in 2024-2026 center on regulatory engagement in emerging markets, deployment of physical and digital distribution infrastructure, and a stated ambition to operate across 30+ countries serving more than 100 million people.
Moneypark firmographics
Firmographics- Name
- Moneypark
- Legal name
- Moneypark
- Website
- https://moneypark.io
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Moneypark is a London-based hybrid neobank and crypto exchange offering a unified fiat and digital asset platform for individual consumers, governments, and compliance-focused institutions across emerging markets in the EU, Caucasus, and Africa.
- Ownership category
- akta.pro rank
Moneypark industry classification
Industry- Product category
- Digital Banking
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE)
- akta.pro secondary industries
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), POS, QR & In-Person Acceptance Infrastructure (Crypto) (FSADAIAI), Cash-to-Digital Networks (PayNearMe, Barcode/Cash-in) (MPAEALAF)
Keywords
Where Moneypark is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Moneypark business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Transaction Fees: Fees charged on cryptocurrency and fiat transactions. Pricing structure includes 0% fees for buy, sell, and send operations with a 0.19% conversion fee and 1% fee on certain transactions.
- Premium Subscriptions: Subscription-based premium services offering enhanced features and benefits to users willing to pay for elevated service tiers.
- ATM and FX Spreads: Revenue generated from ATM terminal transactions and foreign exchange spreads when users convert between currencies or withdraw funds.
- Financing Interest: Interest income from providing financing services to users, with competitive rates such as 8% APR for savings products.
- Tax Bounty Services: Revenue from the EasyTax compliance system which enables tax reporting and regulatory compliance for cryptocurrency transactions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Basic Tier - Free access to core banking and crypto services |
| Usage-based | Monthly | Savings Product - Earn interest on deposits |
| Subscription | Monthly | Premium Tier - Enhanced features and services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Moneypark product offering
Product offeringCore offering
Moneypark provides a unified banking and cryptocurrency platform that lets users trade, transfer, store, and borrow virtual assets alongside traditional fiat banking services via a mobile app and a network of physical multi-currency ATMs in Prague, Warsaw, and Vilnius. The platform offers 0% fees on basic buy, sell, and send operations, conversion fees of 0.19% and 1%, and savings earning up to 8% APR. Its proprietary EasyTax system (US patent pending) automates tax calculation and deduction for crypto transactions, and the company sells this compliance capability to governments and enterprise customers as a country-level regulatory partnership.
Differentiator
Problem solved
Functional benefit
Brands
- EasyTax: Automated tax compliance solution that calculates and deducts taxes, ensuring user compliance with crypto tax regulations. Described as 'US patent pending' and 'First of its kind' for capital gains tax on virtual assets and fiscal reporting.
- Spot Wallet
Products and services
- Virtual Assets Banking App Mobile-first banking application that lets users trade, transfer, store, and borrow virtual assets alongside traditional fiat banking, with bank deposits supported across 38 countries. Targeted at individual consumers and small teams in emerging markets.
- Multi-Currency ATM Terminals Physical ATM terminals that allow users to instantly deposit and withdraw cash in exchange for crypto assets. Deployed across Prague, Warsaw, and Vilnius to provide a physical touchpoint for users preferring in-person transactions.
- EasyTax Automated Compliance System US patent-pending system that automatically calculates and deducts taxes on cryptocurrency transactions across a user's full portfolio, ensuring compliance with capital gains tax and virtual-asset fiscal reporting. Sold to individual users as part of the platform and to governments and financial institutions as a compliance solution.
- Savings Product (8% APR) Deposit product that lets users earn up to 8% APR on balances held within the Moneypark platform, with monthly interest accrual based on deposit amount and duration.
Quantifiable outcome
- 6,000 pre-signed users at launch demonstrating market validation and early customer commitment
- +3 more outcomes
Companies that use Moneypark
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
Moneypark technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Moneypark partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- BitGocoreCryptocurrency custody and infrastructure partner providing secure digital asset storage and transaction infrastructure for Moneypark's crypto services.
- SimplexcorePayment processing partner enabling fiat-to-cryptocurrency transactions and ensuring regulatory compliance for card purchases and banking integrations.
- GuardariancoreCryptocurrency exchange and fiat gateway partner providing liquidity and conversion services between traditional currencies and digital assets.
Scale indicators6 records
Recent moves7 records
Expansion highlights5 records
Moneypark competitors and assessment
Company assessmentDirect peers
- Bitpanda: Bitpanda is a European-headquartered crypto exchange and digital investment platform with fiat on/off-ramps and an EasyTax-equivalent tax reporting product (Bitpanda Tax Report). Comparable to Moneypark in target customer (EU retail) and product breadth (exchange + fiat rails + tax tooling).
- Wirex: Wirex is a hybrid fiat-crypto platform offering a multi-currency card and app for spending crypto and fiat interchangeably. It directly competes with Moneypark's hybrid banking + crypto exchange proposition across European and emerging markets.
- Strike: Strike offers a Bitcoin Lightning-enabled payments app with seamless fiat-crypto conversion. Comparable to Moneypark in instant cross-border crypto transfers and 0%-fee positioning, though focused on Bitcoin rather than multi-asset.
- Yellow Card: Yellow Card is the largest African crypto exchange operating across 20+ countries with fiat on/off-ramps, mobile money integrations, and stablecoin payments. Directly competes with Moneypark in the African government and consumer segments and is one of the most relevant comparables in the African rollout.
- MoonPay: MoonPay provides fiat-to-crypto on/off-ramps and payment infrastructure for buying and selling digital assets globally. Comparable to Moneypark's conversion (0.19% fee) and on/off-ramp core functionality, and serves as a competitive infrastructure alternative.
Broad incumbents
- Coinbase: Coinbase is a publicly traded US crypto exchange with fiat on/off-ramps, custody, and advanced tax reporting tools (Coinbase Tax). As a broad incumbent, it offers overlapping crypto-fiat conversion and compliance features but is not focused on emerging-market governments.
- Revolut: Revolut is a global neobank offering multi-currency accounts, crypto trading, and ATM access across 30+ countries with 35M+ users. It is a broad incumbent competitor with overlapping fiat + crypto functionality, but does not specialize in emerging markets or government partnerships like Moneypark.
- Binance: Binance is the world's largest crypto exchange with extensive fiat on/off-ramps and P2P cash networks across Africa and emerging markets. It is a broad incumbent competitor to Moneypark's crypto exchange and on/off-ramp ambitions but lacks the government-partnership focus.
Emerging players
- Bitnob: Bitnob is an emerging African Bitcoin and stablecoin payments platform offering savings, remittances, and merchant tools. It overlaps with Moneypark's emerging-market crypto banking proposition and is one of several African-focused emerging competitors.
Regional players
- Chipper Cash: Chipper Cash is an African cross-border payments fintech operating across multiple African markets with mobile money and USD stablecoin rails. Comparable to Moneypark in the African government and remittance segment, though focused on payments rather than crypto exchange.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Moneypark social profiles
Digital presenceMoneypark financial estimates
Financial estimateRevenue estimate
Valuation estimate
Moneypark leadership team
Management profileNumber of profiles
Profiles7 records
Moneypark funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Moneypark M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Moneypark
What does Moneypark do?
Moneypark provides a unified banking and cryptocurrency platform that lets users trade, transfer, store, and borrow virtual assets alongside traditional fiat banking services via a mobile app and a network of physical multi-currency ATMs in Prague, Warsaw, and Vilnius. The platform offers 0% fees on basic buy, sell, and send operations, conversion fees of 0.19% and 1%, and savings earning up to 8% APR. Its proprietary EasyTax system (US patent pending) automates tax calculation and deduction for crypto transactions, and the company sells this compliance capability to governments and enterprise customers as a country-level regulatory partnership.
Is Moneypark a public or private company?
Moneypark is a private company. It is classified as venture growth investor backed and is currently operating.
When was Moneypark founded?
Moneypark was founded in 2022. It employs 11 to 50 people.
Where is Moneypark based?
Moneypark is headquartered in London, United Kingdom, in the Europe region.
How does Moneypark make money?
Five revenue lines are on record. Transaction Fees are the primary driver. The others are premium Subscriptions, ATM and FX Spreads, financing Interest and tax Bounty Services.
Who are Moneypark's main competitors?
Direct peers on record are Bitpanda, Wirex, Strike, Yellow Card and MoonPay. Broad incumbents are Coinbase, Revolut and Binance. Bitnob is listed as an emerging player. Chipper Cash is listed as a regional player.
Does Moneypark have an API?
No public API is recorded for Moneypark.
What industry is Moneypark in?
Moneypark's product category is Digital Banking. Its primary akta.pro industry code is FSADAIAE, On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks, with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 5221 and its SIC code is 6199.