Super G Capital

What Super G Capital does

Super G Capital LLC is a US specialty finance company founded in 2008 by Darrin Ginsberg and headquartered in Newport Beach, California. The firm provides residual-based loans — secured against the monthly recurring revenue (residuals) of an Independent Sales Organization's (ISO) merchant portfolio — to ISOs, Merchant Service Providers (MSPs), Value-Added Resellers (VARs), and agents operating in the payments industry. Loan sizes range from $100,000 to $5,000,000 with amortizing terms of 12 to 48 months and a stated minimum monthly residual of $10,000; the company markets funding timelines of as little as 10 days. Use of proceeds spans portfolio acquisitions, residual buybacks from agents, technology upgrades, sales force expansion, marketing, new office openings, and bulk equipment purchases.

Over a 17-year operating history, Super G Capital has cumulatively funded more than $250 million to over 200 borrowers, and self-describes as the most active lender in the residual-based financing segment of the merchant services industry. The business is organized as a private LLC operating under a direct-to-borrower sales motion, with inbound inquiries via a website contact form and a dedicated phone line (800-631-2423), supplemented by a Facebook and LinkedIn presence. Direct relationships with major payment processors are cited as a core operational capability, supporting residual verification, transparency, and underwriting speed.

The business model is spread-based lending: Super G Capital earns interest on the loans it originates against residual collateral. Capital is deployed from internal/founder-backed sources — no venture, private equity, or institutional funding rounds are disclosed — and the firm operates with a small team (11–50 employees). Distribution is exclusively domestic (single-country), and the company's go-to-market emphasizes category pioneering, processor relationships, and fast funding as the primary competitive differentiators. No proprietary technology platform, AI/ML capability, or app product is described in the available sources.

Name

Super G Capital

Legal name

Super G Capital LLC

Website

https://www.supergcapital.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Super G Capital LLC is a US specialty lender founded in 2008 that provides residual-based loans of $100K to $5M to Independent Sales Organizations, merchant service providers, VARs, and agents in the merchant services industry, secured against monthly recurring revenue from their portfolios.

Ownership category

akta.pro rank

NAICS

Credit Intermediation and Related Activities (522)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Venture Growth / Recurring Revenue Credit Funds (FSANAIAG)

akta.pro secondary industry

Asset-Based Lending (ABL) (FSANADAD)

Keywords

• Residual-based lending
• ISO financing
• Merchant services loans
• Growth capital loans
• Specialty business financing

Headquarters

HQ city

Newport Beach

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. Residual-Based Lending: Super G Capital provides loans to ISOs and merchant service providers secured by the borrower's residual portfolio. The company earns revenue through interest on loans, with loan amounts ranging from $100,000 to $5,000,000 and terms of 12 to 48 months.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Super G Capital provides residual-based loans to Independent Sales Organizations (ISOs) and merchant service providers, with loan amounts ranging from $100,000 to $5,000,000 and terms of 12 to 48 months. The loans are secured by borrowers' residual portfolios (monthly recurring revenue from merchant accounts) and funded in as little as 10 days, enabling ISOs to pursue portfolio acquisitions, residual buybacks from agents, technology upgrades, sales force expansion, and general business growth without giving up equity.

Product overview

Super G Capital offers a single core financial product: residual-based loans for the merchant services industry. The company provides working capital loans secured by an ISO's (Independent Sales Organization) residual portfolio, with loan amounts ranging from $100,000 to $5,000,000 and repayment terms of 12 to 48 months. The loans enable ISOs to access capital for growth initiatives including portfolio acquisitions, residual buybacks from agents, technology upgrades, and business expansion.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• $250M+ funded to 200+ borrowers over 17+ years
• +1 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles1 record

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Major Processors (unnamed)coreOthersSuper G Capital has established direct relationships with major payment processors. These processor relationships streamline the funding process for ISOs and ensure transparency in residual verification and loan processing.
• Green SheetminorGTM or Marketing PartnerSuper G Capital has been featured multiple times in Green Sheet, a leading industry publication covering the merchant services sector. Coverage includes company profiles and feature articles on residual-based lending.

Scale indicators4 records

Recent moves4 records

Expansion highlights3 records

Others

• Biz2Credit: Biz2Credit is a small-business financing marketplace and lender matching SMBs to term loans and working capital — adjacent ecosystem participant that competes for the same ISO/MSP capital-seeking borrowers as Super G Capital.

Direct peers

• BlueVine: BlueVine extends invoice factoring, lines of credit, and term loans to SMBs using revenue-based underwriting similar to Super G's residual-based lending, and represents the broader fintech version of Super G's niche.
• Behalf: Behalf provides merchant cash advance-style capital to SMBs, using revenue streams as the credit basis — directly analogous to Super G's residual-based underwriting for ISOs.
• Headway Capital: Headway Capital offers working capital lines of credit to established SMBs based on revenue and time-in-business — same customer profile as Super G's ISO/MSP borrowers and a similar recurring-revenue style offering.
• CAN Capital: CAN Capital provides working capital loans and SBA loans to SMBs in retail, services, and merchant categories — overlapping customer base and ticket size with Super G Capital's residual-backed loans.
• Fundbox: Fundbox provides short-term working capital and credit to small businesses based on real-time signals, including recurring revenue and cash flow — structurally the same recurring-revenue credit model that Super G Capital applies to merchant services residuals.
• Fundation: Fundation provides working capital loans and lines of credit to SMBs, with underwriting informed by cash flow — comparable product shape and customer segment to Super G's residual-backed loans.

Broad incumbents

• Kabbage (American Express): Kabbage pioneered automated recurring-revenue lending to SMBs and was acquired by American Express — the canonical scale player against which Super G's recurring-revenue / residual-backed loan model competes.
• Lendio: Lendio operates a small-business loan marketplace aggregating multiple SMB lenders; it covers the same ISO/MSP demand for growth capital that Super G serves directly, often with shorter-term or higher-cost products.
• OnDeck (Enova): OnDeck is a broad SMB online lender offering term loans and lines of credit to small businesses — overlapping with Super G's $100K–$5M SMB loan range but without ISO/MSP specialization.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/supergcapital
• LinkedInlinkedin.com/company/super-g-funding-llc
• Xx.com/supergcapital

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments15 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Super G Capital