What Ultra Stellar does

Ultra Stellar (Ultra Stellar LLC) is a privately held, bootstrapped software engineering company founded in 2014 that builds consumer-facing products on the Stellar blockchain network. Its portfolio comprises LOBSTR (a self-custody Stellar wallet available on web and mobile), StellarX (an AMM and decentralized exchange for tokenized fiat and crypto assets, acquired in November 2020), LOBSTR Vault (a multi-signature custody solution with locally stored keys), StellarTerm (an open-source DEX client), and a USDC Chain Swap tool bridging Ethereum USDC to Stellar. The company also offers professional services to enterprises seeking to integrate with the Stellar network or build blockchain-based products, and it positions itself as the engineering leader of the Stellar ecosystem with over a decade of protocol-level experience.

The company's core technology stack is built directly on the Stellar network and its Soroban smart contract platform, which Ultra Stellar uses as the foundation for the Native Stellar Payment Infrastructure jointly launched with Wirex in April 2026. That infrastructure delivers stablecoin-powered virtual bank accounts, fiat-to-stablecoin conversion, global co-branded card issuance accepted at 80M+ merchants across 130+ countries, and up to 6% APY yield on stablecoin balances, while supporting payment rails including ACH, SEPA, PIX, FPS, SWIFT, and Push-to-Card. The platform is also explicitly designed for interoperability with autonomous AI agents executing programmatic financial transactions on-chain.

Ultra Stellar operates a hybrid go-to-market: a self-serve, product-led consumer motion through its own wallets and trading platforms, and a B2B motion via the Wirex embedded partnership and enterprise professional services. Revenue mechanics referenced in public materials include DEX/AMM trading fees, yield spread on stablecoin balances, and professional services fees; no revenue, ARR, or transaction volume figures are publicly disclosed. Headcount is reported at 11–50 employees, the firm has not raised external funding, and ownership remains founder-controlled.

Name

Ultra Stellar

Legal name

Ultra Stellar LLC

Website

https://ultrastellar.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Ultra Stellar is a bootstrapped software engineering firm founded in 2014 that builds consumer wallets, a DEX/AMM, custody tools, and payment infrastructure on the Stellar network. It serves individual crypto users, enterprises integrating with Stellar, and—via its 2026 Wirex partnership—global fintech and AI-agent customers across 130+ countries.

Ownership category

akta.pro rank

Product category

Blockchain Payment Infrastructure

NAICS

Credit Card Issuing (522210)

SIC

Finance Services (6199)

akta.pro primary industry

Cards & Issuing Management (Debit/Prepaid/Credit, Program Management) (FSAGAAAE)

akta.pro secondary industries

Card Issuing & Program Management Platforms (BPAMAFAH), Fiat On/Off-Ramps & Payment Rails (Exchange-Operated) (FSADAAAF)

Keywords

• Blockchain wallet
• Decentralized exchange
• Crypto trading platform
• Payment infrastructure
• Digital asset security

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. DEX/Trading Fees: StellarX and StellarTerm operate as decentralized exchanges on the Stellar network, generating revenue through trading fee capture on asset swaps and AMM liquidity provision.
2. Stablecoin Yield (APY): The platform offers up to 6% APY on stablecoin balances with no lock-up periods, likely generating revenue through yield spread and DeFi lending integration.
3. Enterprise/Professional Services: Ultra Stellar provides professional services to businesses seeking to integrate with the Stellar network, build blockchain products, and deploy production-ready solutions.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels4 records

Core offering

Ultra Stellar builds and operates a suite of consumer-facing software products on the Stellar blockchain network, including the LOBSTR wallet, StellarX decentralized exchange (DEX) and automated market maker (AMM), LOBSTR Vault multi-signature custody, StellarTerm open-source DEX client, and a USDC Chain Swap cross-chain tool. Through a partnership with Wirex, the company also delivers a Soroban-based native payment infrastructure offering stablecoin-powered virtual bank accounts, fiat-to-stablecoin conversion, global card issuance, and yield generation.

Product overview

Ultra Stellar is a product suite built on the Stellar network, offering a portfolio of interconnected consumer-facing applications: LOBSTR (wallet), StellarX (DEX/AMM), LOBSTR Vault (security), StellarTerm (open-source DEX client), and USDC Chain Swap (cross-chain bridge). These products are complemented by the Wirex partnership infrastructure providing stablecoin banking, card issuance, and payment rails. The portfolio provides end-to-end access to Stellar-based financial services from token storage and trading to fiat on/off ramps and AI agent-compatible payment infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• LOBSTR: Simple and secure Stellar wallet available as web and mobile app
• StellarX
• LOBSTR Vault
• StellarTerm
• USDC Chain Swap

Products and services

• LOBSTR Simple and secure Stellar wallet available as a web and mobile app, enabling individual users to manage, send, receive, and trade Stellar tokens.
• StellarX Trading platform built on the Stellar network featuring AMM and DEX capabilities for trading tokenized fiat and crypto assets, with on/off ramps via bank, card, and crypto.
• LOBSTR Vault

Quantifiable outcome

• Over 130 countries covered through Wirex global payments network
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability2 records

Feature6 records

Partnerships

One partnership is on record.

• WirexcoreStrategic or Co-development Partner · 2 April 2026Ultra Stellar and Wirex jointly launched a native Stellar payment infrastructure built on Soroban, combining Wirex's global payments network (130+ countries, 80M+ merchants, support for ACH, SEPA, PIX, FPS, SWIFT, Push-to-Card) with Ultra Stellar's blockchain expertise. The infrastructure offers stablecoin-powered virtual bank accounts, fiat-to-stablecoin conversion, co-branded card issuance, global payouts, and up to 6% APY yield. Both companies committed to co-developing and expanding the platform to serve millions of users and AI agents.

Scale indicators4 records

Recent moves5 records

Expansion highlights6 records

Others

• MoonPay: Fiat-to-crypto on/off-ramp provider used by wallets and Web3 apps. Comparable as a complementary enabler of the fiat-crypto conversion flows that StellarX and the Wirex partnership provide.
• Wyre: Crypto payments and on-ramp infrastructure provider. Comparable as an adjacent fiat-crypto rail operator whose integration model resembles what Ultra Stellar delivers through its Wirex partnership.
• Stellar Development Foundation: Non-profit steward of the Stellar network, supporting protocol development, ecosystem grants, and partnerships. Not a direct competitor but the foundational ecosystem entity whose strategic direction most directly determines Ultra Stellar's addressable market.

Direct peers

• Trust Wallet: Multi-chain consumer crypto wallet with web and mobile apps offering token storage, DEX access, and on-ramp functionality. Directly comparable to LOBSTR in product shape and self-serve user experience, though Trust Wallet operates across many chains rather than exclusively on Stellar.
• MetaMask: Leading self-custody crypto wallet and Web3 gateway with browser and mobile apps, including integrated swap, bridge, and portfolio functionality. Comparable to LOBSTR as a consumer entry point to a blockchain ecosystem, with similar product-led growth and developer-tooling orientation.
• Exodus Wallet: Multi-asset crypto wallet with built-in exchange, staking, and cross-chain swap features. Comparable to Ultra Stellar's combined LOBSTR + StellarX + USDC Swap product surface and similar user-friendly positioning for retail and advanced users.
• BitPay: Crypto payments processor and prepaid card issuer enabling merchants and consumers to transact in digital assets. Comparable to Ultra Stellar's Wirex-embedded card issuing and fiat/crypto on-off ramp functionality, though BitPay is broader and Bitcoin-focused.

Broad incumbents

• Crypto.com: Major centralized crypto exchange with a widely distributed Visa card program, wallet, and DeFi services. Comparable to Ultra Stellar's Wirex-embedded card + wallet + yield offering, though Crypto.com operates at much larger scale and across multiple blockchains.
• Coinbase Wallet: Self-custody wallet from Coinbase offering multi-chain token storage, DEX aggregation, and on-ramp. Comparable to LOBSTR as a consumer-facing wallet, with significantly larger brand and capital resources.
• Marqeta: Public card-issuing and processing platform powering modern fintech card programs. Comparable to Ultra Stellar's Wirex-embedded card issuing capability at the infrastructure layer, though Marqeta operates across many programs and brands rather than a single crypto-native product.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ultrastellar
• LinkedInlinkedin.com/company/ultra-stellar

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ultra Stellar