Maxyfi

What Maxyfi does

Maxyfi is a Chicago-headquartered, founder-owned SaaS company that provides AI-enabled debt-collection and accounts-receivable automation software to in-house collections teams, third-party collection agencies, debt buyers, and (on a "launching soon" basis) law firms and post-judgment collection operations. The platform is built as a cloud-native application hosted on AWS and is offered via four-tier subscription pricing for debt-collection software and quote-based pricing for accounts-receivable software, with a free plan and a 30-day full-feature free trial reducing buyer friction at the SMB end. A separate sub-product, Maxi-DCS, extends the offering into fully managed digital collections priced on a pay-only-for-what-is-collected basis, while Maxi-Collect is positioned as an accounts-receivable automation sub-brand. Functionally, the product unifies omnichannel outreach (Email, SMS, call, WhatsApp), skip tracing, promise-to-pay tracking, a self-resolve customer portal that the company states resolves 40% of debts without agent intervention, no-code/low-code workflow configuration, 30+ dashboards, and 40+ third-party integrations spanning payments (Stripe, Razorpay, M-Pesa, Repay, etc.), accounting (QuickBooks, Xero, NetSuite, Sage, etc.), communications (Twilio, Exotel, Vonage), and skip tracing (Spokeo, Prodigal, SKIT AI). Underlying AI capabilities include an autonomous negotiation chatbot (Customer-Assistant Chat-Bot), an invoice image-to-CSV extractor (Vision-AI), a natural-language CRM filter (Filter-AI), generative communication templates, predictive payment-behavior analytics, and intelligent settlement timing. Distribution is sales-led, combining enterprise field sales (book-a-demo motion with a dedicated sales line), inside sales, a self-serve trial funnel, and an Implementation and Service Partner program; India-based engineering in Chennai supports offshore product development. Compliance posture includes SOC 2 Type 2 framework adherence, ISO certification, GDPR/CCPA, and stated alignment with TCPA, FDCPA, CFPB, and CAN-SPAM — credentialing targeted at regulated mid-market buyers.

Name

Maxyfi

Legal name

Maxyfi LLC

Website

https://maxyfi.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Maxyfi is a Chicago-based SaaS company that provides AI-enabled debt-collection and accounts-receivable automation software for in-house collections teams, agencies, and debt buyers, with managed-services and omnichannel outreach offerings.

Ownership category

akta.pro rank

Product category

Debt Collection and Accounts Receivable Software

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372)

akta.pro primary industry

Collections Technology, Dialing & Workflow Platforms (FSAKAJAI)

akta.pro secondary industry

Collections, Recovery & Debt Management Platforms (FSAGAHAI)

Keywords

• Debt collection software
• Accounts receivable software
• AI-powered collections
• AR automation platform
• Digital collections service

Headquarters

HQ city

Chicago

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Subscription - Debt Collection Software: Subscription-based pricing for debt collection software with four distinct pricing slabs/tiers targeting enterprises of all sizes. Plans include features such as analytical dashboards, invoice management, promise-to-pay, automated outreach, and business reports.
2. SaaS Subscription - Accounts Receivable Software: Subscription-based pricing for accounts receivable management. Pricing is customized based on business size, transaction volume, and customization requirements, with quotes provided within 1-2 business days.
3. Cloud Infrastructure Cost (AWS): In addition to subscription fees, customers pay a fixed Amazon AWS Cloud Application and Database Maintenance cost that depends on their user count, on top of the monthly subscription price.
4. Maxi-DCS (Fully Managed Digital Collections): Fully managed digital collections service where Maxyfi handles the entire process. Pricing is performance-based — customers pay only for what is collected, with no upfront investment.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

Core offering

Maxyfi provides AI-powered SaaS software for debt collection and accounts receivable management. Its core platform automates omni-channel outreach (email, SMS, call, WhatsApp), enables self-service debt resolution via a customer portal, performs skip tracing, automates credit bureau reporting (Metro 2), and offers no-code workflow configuration for in-house collections teams, collection agencies, debt buyers, law firms, and post-judgment recovery. It also offers Maxi-DCS, a fully managed digital collections service billed on a pay-for-what-you-collect basis.

Product overview

Maxyfi is a unified SaaS platform combining AI-powered debt collection software and accounts receivable management into a single integrated solution. The core Maxyfi platform serves as the central system, complemented by specialized sub-products including Maxi-Collect (AR automation) and Maxi-DCS (managed digital collections). Industry-specific modules address in-house collections, collection agencies, debt buyers, law firms, post-judgement collections, and customized solutions. The platform features a no-code/low-code configurability layer, integrates with 40+ third-party tools (payment gateways, accounting software, SMS/voice providers, skip tracing services), and includes AI capabilities powered by Vision-AI, Customer-Assistant Chat-Bot, and predictive analytics.

Differentiator

Problem solved

Functional benefit

Brands

• Maxi-Collect: Product brand for Accounts Receivables management software solutions, offering flexible repayment options, auto-pilot collection features, outreach services, email performance insights, and integrations with accounting software.
• Maxi-DCS

Products and services

• Maxyfi Debt Collection Software Specialized SaaS for managing debt collection operations, featuring AI-powered automation, omni-channel outreach (email, SMS, call, WhatsApp), real-time skip tracing, promise-to-pay tracking, credit reporting (Metro 2), and compliance management for TCPA, FDCPA, and Regulation F. Targeted at in-house collections teams, collection agencies, and debt buyers.
• Maxyfi Accounts Receivable Software Billing, invoicing, and accounts receivable management software with automated collections, customizable communication templates, multi-customer views, payment processing, AI-powered dunning, and integrations with accounting systems (QuickBooks, Xero, Zoho Books, etc.). Targeted at finance teams managing receivables.
• Maxi-Collect Sub-brand product for accounts receivable automation, providing flexible repayment options, auto-pilot collections, outreach services, email performance analytics, and ecosystem integrations for AR teams.
• Maxi-DCS (Fully Managed Digital Collections) Fully managed digital collections service for debt collection agencies and businesses; features AI-powered consumer portals with chatbots, payment portals, automated settlements, FDCPA and TCPA compliance, industry-proven workflows, dynamic collection strategies, and a no-upfront-investment pay-only-for-what-you-collect pricing model.
• In-House Collections Solution Industry-specific application of the Maxyfi platform for internal collections teams within organizations; provides automated debt recovery workflows, real-time reporting, compliance management, and cloud-based access to recover outstanding receivables without third-party agency involvement.
• Collection Agencies Solution Industry-specific application of the Maxyfi platform for third-party debt collection agencies; includes automated debtor communication, customizable payment plans, real-time analytics, compliance management, and CRM integrations for handling commercial and consumer debt portfolios.
• Debt Buyers Solution Industry-specific application of the Maxyfi platform for debt buyers; enables easy import of purchased debts, automation of collection workflows, and comprehensive portfolio analytics for managing acquired debt portfolios.
• Post-Judgement Collections Software Solution for legal professionals executing judgments and ensuring post-judgment recovery, including judgment satisfaction and enforcement; provides automated processes for routine tasks, real-time reporting, and legal compliance features.
• Customized Solutions Tailored debt collection configurations of the Maxyfi platform adapted to unique business requirements, offering flexible and scalable features that align with specialized debt recovery workflows beyond standard software capabilities.

Named customers3 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration44 records

AI capability9 records

Feature11 records

Partnerships

23 partnerships are on record, tiered core.

• StripecoreTechnology or IntegrationPayment gateway integration partner. Stripe is listed as one of Maxyfi's proud integration partners, enabling secure payment processing within the Maxyfi platform for debt collection and accounts receivable payments.
• RazorpaycoreTechnology or IntegrationPayment gateway integration partner for Indian market. Listed as one of Maxyfi's proud integration partners enabling payment processing capabilities.
• RepaycoreTechnology or IntegrationPayment processing integration partner. Listed as a proud integration partner providing payment gateway capabilities for the Maxyfi platform.
• M-PesacoreTechnology or IntegrationMobile money and payment integration partner. Listed as an integration partner enabling M-Pesa payment processing within the Maxyfi ecosystem.
• Pay It TodaycoreTechnology or IntegrationPayment gateway integration partner listed among Maxyfi's integration ecosystem.
• AnchorPaycoreTechnology or IntegrationPayment integration partner for anchor pay services listed in Maxyfi's partner ecosystem.
• Channel PaymentscoreTechnology or IntegrationPayment channel integration partner listed in Maxyfi's partner ecosystem.
• Payment SavvycoreTechnology or IntegrationPayment gateway integration partner integrated with Maxyfi's accounts receivable and debt collection platform.
• TwiliocoreTechnology or IntegrationCommunication channel partner providing SMS and call processing capabilities. Twilio is used by Maxyfi for SMS and call processing as a subprocessors.
• WhatsAppcoreTechnology or IntegrationMessaging channel integration partner for WhatsApp-based communications. Listed as a subprocessors for WhatsApp messaging.
• AWS (Amazon Web Services)coreTechnology or IntegrationCloud hosting provider. Maxyfi hosts all services on AWS, a provider known for strong security and numerous certifications. Data is exclusively hosted within the United States.
• TCN (Telecommunications)coreTechnology or IntegrationCloud telephony and communication channel integration partner enabling automated calling and communication features.
• VoAppscoreTechnology or IntegrationVoice application integration partner for call automation and voice communication features.
• ExotelcoreTechnology or IntegrationCloud telephony integration partner enabling automated calling and communication capabilities within the Maxyfi platform.
• SpokeocoreTechnology or IntegrationSkip tracing and debtor lookup integration partner enabling real-time debtor information location.
• QuickBookscoreTechnology or IntegrationAccounting software integration partner enabling synchronization with QuickBooks for accounting file management.
• XerocoreTechnology or IntegrationAccounting software integration partner enabling Xero accounting file synchronization.
• Zoho BookscoreTechnology or IntegrationAccounting software integration partner enabling Zoho Books accounting file synchronization.
• MongoDBcoreTechnology or IntegrationDatabase hosting provider. Listed as a subprocessors and hosting provider in Maxyfi's data processing documentation.
• Amazon SEScoreTechnology or IntegrationEmail service provider. Listed as a subprocessors for email delivery hosting services.
• ValmarcoreTechnology or IntegrationLetter vendor integration partner for physical correspondence and letter generation services.
• My Payments SavvycoreTechnology or IntegrationPayment processing integration partner listed in Maxyfi's partner ecosystem.
• Maxyfi Implementation and Service PartnerscoreImplementation/ SI/ Consulting PartnerMaxyfi invites partners and affiliates to become Implementation and Service Partners, generating recurring revenue and additional income from providing specialized Maxyfi implementation services. Partners receive commission on all applicable subscription amounts collected from clients, free credit, sales collaterals, and spotlight opportunities.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• HighRadius: AI-powered autonomous finance platform covering order-to-cash, AR automation, collections, and cash application. A broader incumbent in the AR/collections automation space competing with Maxyfi's Maxi-Collect and AR software.
• TCN: Cloud-based contact center and communications platform with a strong debt collection vertical and pre-built dialing/IVR/regulatory tooling. While Maxyfi lists TCN as an integration partner, TCN also competes in collection communications workflows.
• FICO (Debt Manager): Established enterprise-grade debt collection and recovery platform within FICO's broader analytics portfolio. Represents a larger, more capitalized competitor for upper-end enterprise collection accounts.

Direct peers

• Katabat: Cloud-based debt collection customer experience platform serving collection agencies and creditors. Directly competes with Maxyfi in AI-driven collection workflow, omni-channel communications, and consumer self-service portals.
• C&R Software: Debt collection software vendor serving third-party agencies and creditors with workflow automation, skip tracing, and reporting. Competes in the same operational backbone as Maxyfi's collections modules.
• Quantrax: Long-standing provider of debt collection and ARM software (Q-Flow, CollectPlus). A direct competitor in agency-focused collection platforms with comparable workflow and compliance functionality.
• Simplicity Collection Software: Web-based debt collection and accounts receivable software for agencies and credit grantors. Competes with Maxyfi across agency workflow, payment portals, and reporting for SMB and mid-market agencies.
• Collect!: Debt collection software for agencies and in-house teams, with accounting, contact management, and workflow modules. Overlaps with Maxyfi's in-house and agency collection feature set.
• LiveVox: Cloud contact center and debt collection platform providing omni-channel outbound, AI-driven self-service, and compliance tooling. Closely comparable to Maxyfi in collection communications, dialing, and regulatory features.

Emerging players

• Collectly: Patient AR and digital billing platform for healthcare providers. Adjacent emerging player in vertical-specific AR/collections automation, similar in product DNA but focused on healthcare rather than Maxyfi's generalist debt collection base.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/MaxyfiARCRM
• Facebookfacebook.com/maxyfi.ar
• LinkedInlinkedin.com/company/maxyfi

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maxyfi