NorthCrypto
NorthCrypto is a Finland-based, MiCA-licensed cryptocurrency exchange (subsidiary of GreenMerc) that lets retail and high-net-worth customers across the EU buy, sell, and store more than 260 cryptocurrencies via web and mobile apps.
- Company typePrivate
- Founded2018
- HeadquartersTurku, Finland
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What NorthCrypto does
NorthCrypto Oy is a Finland-headquartered cryptocurrency exchange and crypto-asset service provider (CASP), founded in 2018 and operating as a subsidiary of GreenMerc. The platform enables retail and high-net-worth customers across the European Union to buy, sell, and store more than 260 cryptocurrencies. Core technical infrastructure centers on a self-serve web application and native mobile apps distributed via iOS, Android, and Huawei App Gallery, supported by cold-wallet storage architecture that keeps customer assets in internet-disconnected wallets.
The company operates a primarily product-led, direct-to-consumer go-to-market model. Users self-register, verify identity through online banking, and begin trading within minutes. Revenue is generated through transaction-based trading fees (0.6% for active traders, starting at 1.0% for standard users), a referral program that credits 50% of referred users' trading fees back to the referrer for six months, and a premium subscription tier, NorthCrypto Private, for clients with at least €100,000 in investment wealth that offers yield generation and personalized service.
In late 2025, NorthCrypto received MiCA-compliant CASP authorization from the Finnish Financial Supervisory Authority, enabling EU-wide service provision, and migrated its user base alongside sibling brand Trijo onto a consolidated GreenMerc-branded application that introduced AI-powered support, real-time price updates, and dark mode. The regulatory license, combined with the consolidation under GreenMerc, positions the company as a regulated Nordic crypto platform with cross-border EU distribution potential rather than a domestic-only operator.
NorthCrypto firmographics
Firmographics- Name
- NorthCrypto
- Legal name
- NorthCrypto Oy
- Website
- https://northcrypto.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- NorthCrypto is a Finland-based, MiCA-licensed cryptocurrency exchange (subsidiary of GreenMerc) that lets retail and high-net-worth customers across the EU buy, sell, and store more than 260 cryptocurrencies via web and mobile apps.
- Ownership category
- akta.pro rank
NorthCrypto industry classification
Industry- Product category
- Cryptocurrency Exchange
- NAICS
- Securities and Commodity Exchanges (52321), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto/Web3 Neobanks (FSABAFAG)
- akta.pro secondary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
Keywords
Where NorthCrypto is headquartered
LocationHeadquarters
- HQ city
- Turku
- HQ country
- Finland
- HQ region
- Europe
Offices1 record
Markets served
NorthCrypto business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others
Revenue model
- Trading Fees: Transaction-based fees charged on cryptocurrency trades. Base trading fee starts at 1.0% per order, with discounted rates of 0.6% available for active traders who trade more frequently.
- Referral Program: Revenue generated from referred users who trade on the platform. The company credits 50% of trading fees paid by referred persons to the referrer's account for six months, creating an affiliate-style revenue stream.
- NorthCrypto Private Premium Service: Premium banking service for high-net-worth customers with investment wealth of at least 100,000 euros, offering comprehensive cryptocurrency investment opportunities and yield generation on investments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Base trading fee tier for standard users |
| Subscription | Monthly | NorthCrypto Private premium tier |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
NorthCrypto product offering
Product offeringCore offering
NorthCrypto is a Finland-based crypto-asset service provider (CASP) operating a cryptocurrency exchange platform that enables users to buy, sell, and securely store over 260 cryptocurrencies. The platform features automated recurring savings plans, identity verification via online banking, referral rewards, and trading fees ranging from 0.6% to 1.0%. A premium tier, NorthCrypto Private, serves high-net-worth customers with at least 100,000 euros in investment wealth, offering personalized service and yield generation on crypto holdings.
Product overview
NorthCrypto operates as a cryptocurrency exchange platform consisting of two main products: the core Northcrypto Platform for general users seeking to buy, sell, and store cryptocurrencies with features like automated savings and referrals, and Northcrypto Private for high-net-worth clients requiring premium investment services with a minimum threshold of 100,000 euros. Both products are unified through the GreenMerc mobile application which provides a seamless experience across platforms with AI-powered support features.
Differentiator
Problem solved
Functional benefit
Brands
- Northcrypto Private: Premium cryptocurrency investment service offering comprehensive opportunities, personal service, and yield on investments for customers with investment wealth of at least 100,000 euros
Products and services
- Northcrypto Platform A Finland-based cryptocurrency exchange licensed by the Finnish Financial Supervisory Authority, enabling users to buy, sell, and securely store over 260 cryptocurrencies with features including automated savings plans, referral programs, and competitive trading fees ranging from 0.6% to 1.0%.
- Northcrypto Private Premium cryptocurrency investment service offering comprehensive investment opportunities with personalized service for customers with investment wealth of at least 100,000 euros, allowing investment in any cryptocurrency and earning yield on investments.
- GreenMerc Mobile App Unified mobile application serving Northcrypto and Trijo users with improved asset overview, real-time cryptocurrency updates, AI-powered support, and dark mode functionality for integrated traditional and decentralized finance access. Available on iOS, Android, and Huawei App Gallery.
Quantifiable outcome
- 260+ cryptocurrencies available for trading
- +3 more outcomes
Companies that use NorthCrypto
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
NorthCrypto technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature4 records
NorthCrypto partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- TrijocoreGreenMerc announced migration of all Trijo users to the new consolidated app platform alongside NorthCrypto users. This represents integration of user bases from the Trijo acquisition/partnership into NorthCrypto's infrastructure.
- Select Financial ServicesminorListed as a partner on NorthCrypto's website. Select Financial Services (https://www.selectfinancial.fi) appears to be a Finnish financial services company collaborating with NorthCrypto.
- ElmoxminorListed as a partner on NorthCrypto's website. Elmox (https://www.elmox.fi) is a Finnish financial technology company partnering with NorthCrypto.
- CoinTrackingminorAffiliate partner with referral link (ref=NORTHCRY). CoinTracking (https://www.cointracking.info) provides cryptocurrency portfolio tracking and tax reporting tools integrated with NorthCrypto.
- DivlyminorListed as a partner on NorthCrypto's website. Divly (https://divly.com) appears to provide cryptocurrency tax or portfolio services complementary to NorthCrypto's offerings.
Scale indicators3 records
Recent moves5 records
Expansion highlights6 records
NorthCrypto competitors and assessment
Company assessmentDirect peers
- Coinify: Nordic-based cryptocurrency payment and exchange platform operating in the Nordics and broader EU. Closely comparable to NorthCrypto as a regional Nordic competitor with similar geographic and regulatory positioning.
- Coinbase: Largest US-based publicly traded cryptocurrency exchange offering retail and institutional trading, custody, and staking services across hundreds of cryptocurrencies. Directly comparable to NorthCrypto as a CASP-style regulated exchange serving retail crypto investors.
- Binance: World's largest cryptocurrency exchange by trading volume, offering retail trading across hundreds of cryptocurrencies with low fees. Directly competes with NorthCrypto in the retail crypto trading category, though Binance is a much larger global operation.
- Kraken: US-based cryptocurrency exchange with strong European presence, offering retail and institutional trading, staking, and custody services. Comparable to NorthCrypto as a regulated exchange serving crypto investors across multiple asset types.
- Bitstamp: Europe-based cryptocurrency exchange headquartered in Luxembourg, regulated across multiple EU jurisdictions. Closely comparable to NorthCrypto as a European CASP-style exchange serving retail investors with MiCA-era regulatory positioning.
- Bitpanda: Austrian-headquartered European crypto and digital asset platform offering trading, custody, and staking services to retail investors. Direct competitor to NorthCrypto in the EU retail crypto exchange market with similar regulatory-driven positioning.
- Safello: Sweden-based cryptocurrency exchange and broker, publicly listed on Nasdaq First North. Highly comparable to NorthCrypto as a Nordic competitor offering regulated crypto trading services with similar EU MiCA authorization context.
- Crypto.com: Global cryptocurrency exchange and platform offering retail trading, debit cards, and DeFi services across hundreds of cryptocurrencies. Comparable to NorthCrypto as a retail-focused crypto exchange with regulatory licensing across multiple jurisdictions including Europe.
- eToro: Multi-asset social trading platform offering retail cryptocurrency trading alongside stocks and ETFs, regulated across Europe and other regions. Directly comparable as a retail-facing trading platform with EU regulatory licensing and crypto as a core offering.
Broad incumbents
- Revolut: UK-headquartered global neobank offering cryptocurrency trading as one feature within a broader financial services app. Comparable as a digital-first platform with EU-wide reach and crypto trading capabilities, though crypto is not its core focus.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
NorthCrypto social profiles
Digital presenceNorthCrypto compliance and trust
Trust signalCompliance1 record
NorthCrypto financial estimates
Financial estimateRevenue estimate
Valuation estimate
NorthCrypto leadership team
Management profileNumber of profiles
NorthCrypto funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
NorthCrypto M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about NorthCrypto
What does NorthCrypto do?
NorthCrypto is a Finland-based crypto-asset service provider (CASP) operating a cryptocurrency exchange platform that enables users to buy, sell, and securely store over 260 cryptocurrencies. The platform features automated recurring savings plans, identity verification via online banking, referral rewards, and trading fees ranging from 0.6% to 1.0%. A premium tier, NorthCrypto Private, serves high-net-worth customers with at least 100,000 euros in investment wealth, offering personalized service and yield generation on crypto holdings.
Is NorthCrypto a public or private company?
NorthCrypto is a private company. It is classified as corporate owned and is currently operating.
When was NorthCrypto founded?
NorthCrypto was founded in 2018. It employs 11 to 50 people.
Where is NorthCrypto based?
NorthCrypto is headquartered in Turku, Finland, in the Europe region.
How does NorthCrypto make money?
Three revenue lines are on record. Trading Fees are the primary driver. The others are referral Program and northCrypto Private Premium Service.
Who are NorthCrypto's main competitors?
Direct peers on record are Coinify, Coinbase, Binance, Kraken, Bitstamp, Bitpanda, Safello, Crypto.com and eToro. Revolut is listed as a broad incumbent.
Does NorthCrypto have an API?
No public API is recorded for NorthCrypto.
What industry is NorthCrypto in?
NorthCrypto's product category is Cryptocurrency Exchange. Its primary akta.pro industry code is FSABAFAG, Crypto/Web3 Neobanks, with a secondary code of BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms. Its NAICS code is 52321 and its SIC code is 6200.