Baltis
Baltis is a French AMF-regulated crowdfunding platform founded in 2016 that enables individual and sophisticated investors to access real estate crowdfunding, fractional real estate, startup equity, Club Deals, and SCPI products via its subsidiary Baltis Patrimoine, with €100 minimums and a 6% fee charged to financed companies.
- Company typePrivate
- Founded2016
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Baltis does
Baltis is a French-regulated alternative investment platform founded in 2016 and headquartered in Paris, operating as an AMF-registered Prestataire de Services de Financement Participatif (PSFP, no. FP-2023-30). The platform enables individual retail investors and sophisticated investors to access real estate crowdfunding, fractional real estate ownership, startup equity, Club Deal co-investments, and SCPI products (the latter via its wholly-owned CIF/COA subsidiary Baltis Patrimoine, ORIAS 20007357). Minimum investment tickets start at €100, and the platform reports 17,000+ investors, 200+ financed projects, €110M+ in cumulative capital raised since 2016, and a 0% historical default rate with average real estate returns of 10.7–11.6%.
The underlying technology is a web-based crowdfunding platform (www.baltis.com and app.baltis.com) featuring integrated investor onboarding, mandatory adequacy testing (Test d'Adéquation), regulatory documentation generation (FICI/DIRS per AMF instruction 2014-12), electronic signature via Universign, and payment processing via Lemonway's e-money institution infrastructure, with conditional payment orders that release funds to issuers only upon success-threshold achievement. The company employs Storyblok as its CMS and bundles post-investment services including investor mandate representation and ongoing monitoring of financed companies.
Baltis monetizes through a 6% ex-VAT (7.2% incl. VAT) success-based fee charged to financed companies; investors pay no platform fees. Sub-brands Atom (Parisian micro-housing) and Puzzle (fractional real estate) extend the brand into asset-backed operational investments, while Baltis Patrimoine generates advisory and brokerage commissions on SCPI placements and wealth-management products. The go-to-market is entirely digital direct-to-consumer (with a Calendly-assisted human advisory layer for SCPI), targeting French retail and sophisticated investors via SEO-optimized educational content, referral programs, and earned media, with no third-party reseller or marketplace distribution.
Baltis firmographics
Firmographics- Name
- Baltis
- Legal name
- Baltis SAS
- Website
- https://baltis.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Baltis is a French AMF-regulated crowdfunding platform founded in 2016 that enables individual and sophisticated investors to access real estate crowdfunding, fractional real estate, startup equity, Club Deals, and SCPI products via its subsidiary Baltis Patrimoine, with €100 minimums and a 6% fee charged to financed companies.
- Ownership category
- akta.pro rank
Baltis industry classification
Industry- Product category
- Real Estate Crowdfunding & Alternative Investments
- NAICS
- Finance and Insurance (52), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Loan Brokers (6163), Investment Advice (6282)
- akta.pro primary industry
- Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)
Keywords
Where Baltis is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Baltis business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Others
Revenue model
- Platform Fee from Financed Companies: Baltis charges financed companies a fee of 6% excl. tax (7.2% incl. VAT) of the total gross amount raised through each successful crowdfunding campaign, in exchange for the full suite of services including project selection, regulatory compliance, documentation, payment processing, and post-investment monitoring. No fees are charged to investors for using the platform.
- Baltis Patrimoine — Financial Advisory and Insurance Brokerage: Through its subsidiary Baltis Patrimoine (CIF/COA, ORIAS 20007357), the company provides financial investment advisory (Conseil en Investissement Financier) and insurance/courtage services for SCPI investments, private equity, and other wealth management products. Revenue likely derives from advisory fees and/or commissions on recommended financial products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Platform access for investors — free of charge |
| Transaction based/ take rate | Multi-year contract | Financed company service fee — 6% excl. tax per successful raise |
| Unit Pricing | Pay-as-you-go | SCPI investment tickets from €1,000 to €6,100 per SCPI |
| Unit Pricing | Pay-as-you-go | Crowdfunding real estate: minimum investment €100 |
| Unit Pricing | Pay-as-you-go | Startup investment: minimum investment from €100 |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Baltis product offering
Product offeringCore offering
Baltis operates an AMF-regulated crowdfunding platform that lets French individual and sophisticated investors co-finance real estate projects (crowdfunding immobilier, fractional real estate, Club Deals) and startup equity via a 100% digital onboarding and subscription flow, with a minimum entry of €100. Through its subsidiary Baltis Patrimoine (CIF/COA, ORIAS 20007357), it also distributes a curated selection of SCPI products and provides personalized financial advisory. The platform is monetized exclusively through a 6% ex-VAT success fee charged to the financed companies/projects.
Product overview
Baltis operates as a unified crowdfunding and alternative investment platform offering multiple investment products under its main brand and two sub-brands (Baltis Patrimoine for advisory/CIF services and Puzzle for fractional real estate), with the Atom sub-brand for micro-housing. The core platform provides four main investment verticals: (1) Crowdfunding Immobilier for direct property project financing, (2) Immobilier Fractionné and Puzzle for fractional ownership of physical assets, (3) Start-up à Impact for equity investment in innovative companies, and (4) Club Deal Immobilier and Club Deal Private Equity for premium co-investment alongside institutional investors. Baltis Patrimoine augments the offering with curated SCPI products (audited from 210 on the market), tax-advantaged accounts (PEA-PME, PER), and personalized financial advisory. The entire platform is AMF-regulated as a PSFP, with entry tickets as low as 100€ and integrated payment (Lemonway) and electronic signature (Universign) services.
Differentiator
Problem solved
Functional benefit
Products and services
- Crowdfunding Immobilier Real estate crowdfunding product letting investors co-finance property development, renovation, and resale projects run by property developers and traders (marchands de biens), with projected yields of 8–12% over 6–24 months, financial guarantees (hypothèque, fiducie, nantissement), and a €100 minimum entry. Targeted at French retail investors (particuliers).
- Immobilier Fractionné Fractional real estate ownership product enabling investors to buy a fraction of physical property assets, receive monthly income as coupons, and benefit from potential capital gains upon resale, with minimum entry from a few hundred euros and no property management. Targeted at French retail investors seeking passive real estate exposure.
- Start-up à Impact Equity investment product providing access to shares in innovative French startups across mobility, health, sport, water, industry, aerospace, and web3 sectors, with a €100 minimum entry and eligibility for the IR-PME tax reduction of up to 25% as well as PEA-PME wrappers. Targeted at French retail investors comfortable with equity risk.
- Club Deal Immobilier Exclusive co-investment product allowing investors to pool capital with real estate professionals on premium property assets under institutional-grade management, with a €100 minimum entry. Targeted at sophisticated/affluent investors (investisseurs avertis).
- Club Deal Private Equity Exclusive private equity co-investment product enabling participation in strategic fundraises of high-growth companies alongside specialized funds, including feeder investments accessing institutional-grade funds. Targeted at sophisticated investors and family offices.
- SCPI (Société Civile de Placement Immobilier) Curated selection of 6 SCPI products (Foncière des Praticiens 5.10%, Epsilon 360° 6.08%, Iroko Zen 7.04%, ActivImmo 5.50%, Cœur de Ville 5.30%, Atream Hôtels 5.05%), with yields of 4–7% and quarterly distributions, distributed through Baltis Patrimoine (CIF). Entry tickets range from €1,000 to €6,100 per SCPI, with à crédit and démembrement options. Targeted at investors seeking managed, diversified real estate exposure.
- Puzzle (sub-brand for fractional real estate) Affiliated sub-brand for fractional real estate investing enabling investment in property assets with monthly income distribution and potential capital appreciation. Targeted at retail investors.
- Atom (micro-housing sub-brand) Sub-brand offering fractional ownership of discounted Parisian micro-apartments exploited as hotel-room alternatives, with a 7.5% projected annual yield and €100 minimum entry. Targeted at retail investors.
Quantifiable outcome
- 10.7–11.6% average return on real estate crowdfunding projects
- +5 more outcomes
Companies that use Baltis
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Baltis technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature4 records
Baltis partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- LemonwaycoreLemonway is the electronic money institution and payment service provider for Baltis, handling all payment processing including investor subscriptions and fund transfers. Baltis uses Lemonway's infrastructure for conditional payment orders, account verification, and AML/KYC compliance. The Lemonway logo appears on the footer of the Baltis website as an official partner.
- UniversigncoreUniversign provides electronic signature certification services for Baltis, enabling investors to sign subscription contracts digitally. Universign also handles document timestamping and digital archiving (10-year retention). The Universign CGU is referenced in Baltis's terms of service.
- Financement Participatif France (FPF)coreFPF is the French crowdfunding industry association, agréée par l'AMF. Baltis is a member of FPF, which sets industry standards, provides regulatory guidance, and advocates for the crowdfunding sector in France.
- BPI France (Banque Publique d'Investissement)minorBaltis is featured on BPI France's 'Tous nos projets' program, which showcases selected French investment projects. This partnership provides visibility and credibility but is not a formal co-development arrangement.
- The French PropTechminorBaltis is a member of The French PropTech association, connecting it with the French property technology ecosystem and industry events.
- Réseau Entreprendre NordminorBaltis is a partner of Réseau Entreprendre Nord, a French entrepreneurial support network. The partnership likely involves sourcing startup investment opportunities and supporting regional entrepreneurship.
- Magellim GroupminorMagellim Group's logo appears on Baltis's partner section, suggesting a marketing or referral partnership, likely in the wealth management or financial advisory space.
- AtomminorAtom is a partner company operating micro-housing units in Paris. Baltis enables investors to co-invest in Atom projects through the platform (e.g., the Atom Beaune project). Atom provides the property management/exploitation as an alternative to hotel rooms.
- Puzzle (puzzle.baltis.com)corePuzzle (puzzle.baltis.com) is an affiliated investment platform operated by the Baltis group, allowing investors to access a specific subset of investment products. It is referenced as a sub-brand in the Baltis ecosystem.
- SCPI Partner Managers (Foncière des Praticiens, Epsilon 360°, Iroko Zen, ActivImmo, Cœur de Ville, Atream Hôtels)minorBaltis Patrimoine distributes shares in 6 SCPI products managed by external SCPI management companies. These are not owned by Baltis but are distributed through the platform with full disclosure of yields and entry tickets. Investors can subscribe through Baltis for a fee.
Scale indicators8 records
Recent moves6 records
Expansion highlights5 records
Baltis competitors and assessment
Company assessmentPeers
Direct peers
- Wiseed: French crowdfunding platform focused on private equity and startup investments, with overlapping investor base and AMF CIP/IFP regulatory standing.
- Raizers: European crowdfunding platform for real estate and corporate debt/equity raises, comparable in product breadth and target retail/professional investor segments.
- Anaxago: French real estate and startup crowdfunding platform offering similar products (real estate crowdfunding, private equity, startup equity) to retail investors with comparable minimum tickets and AMF regulation.
- Homunity: Paris-based real estate crowdfunding platform specializing in SCPI distribution and real estate co-investment, with similar low-ticket retail offering and CIP/PSFP regulatory status.
- Fundimmo: French real estate crowdfunding platform competing directly with Baltis in property developer financing for retail investors under AMF PSFP regulation.
- October: Formerly Lendix — French/European SME and real estate lending platform serving retail investors with comparable platform-fee economics and regulated status.
- Crowdlit (formerly Bricks.co): French real estate crowdfunding platform specializing in fractional property investment — directly overlapping with Baltis's Immobilier Fractionné and Puzzle sub-brands.
- Lendopolis: Bpifrance-owned crowdfunding platform offering real estate and enterprise lending/investment products to retail investors — a better-capitalized direct competitor in the French market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Baltis social profiles
Digital presenceBaltis compliance and trust
Trust signalCompliance3 records
Baltis financial estimates
Financial estimateRevenue estimate
Valuation estimate
Baltis leadership team
Management profileNumber of profiles
Profiles1 record
Baltis subsidiaries and ownership
Company hierarchySubsidiaries1 record
Baltis funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Baltis M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Baltis
What does Baltis do?
Baltis operates an AMF-regulated crowdfunding platform that lets French individual and sophisticated investors co-finance real estate projects (crowdfunding immobilier, fractional real estate, Club Deals) and startup equity via a 100% digital onboarding and subscription flow, with a minimum entry of €100. Through its subsidiary Baltis Patrimoine (CIF/COA, ORIAS 20007357), it also distributes a curated selection of SCPI products and provides personalized financial advisory. The platform is monetized exclusively through a 6% ex-VAT success fee charged to the financed companies/projects.
Is Baltis a public or private company?
Baltis is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Baltis founded?
Baltis was founded in 2016. It employs 101 to 250 people.
Where is Baltis based?
Baltis is headquartered in Paris, France, in the Europe region.
How does Baltis make money?
Two revenue lines are on record. Platform Fee from Financed Companies are the primary driver. The others are baltis Patrimoine — Financial Advisory and Insurance Brokerage.
Who are Baltis's main competitors?
Yomoni is listed as a peer. Direct peers are Wiseed, Raizers, Anaxago, Homunity, Fundimmo, October, Crowdlit (formerly Bricks.co) and Lendopolis.
Does Baltis have an API?
No public API is recorded for Baltis.
What industry is Baltis in?
Baltis's product category is Real Estate Crowdfunding & Alternative Investments. Its primary akta.pro industry code is BPAJANAE, Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing). Its NAICS code is 52 and its SIC code is 6163.