aiqa health

What aiqa health does

aiqa health, operated under the legal entity Hospido Private Limited, is a B2B2C health and insurance technology platform founded in 2020 and headquartered in Gurugram, India. The company enables businesses — primarily NBFCs, MFIs, corporates, insurance brokers, and e-commerce platforms — to embed affordable healthcare and financial protection benefits into their own customer and employee offerings through API-first integration, white-labeled mobile applications, and a partner-facing reseller portal. End customers reach aiqa services across 20+ Indian states and 7400+ pincodes via a dedicated consumer app (aiqahealth), a partner app (aiqapartner), call center, and e-clinics, with coverage that emphasizes Tier II/III and rural India where traditional healthcare and insurance distribution is sparse.

The platform bundles over 20 services into subscription products — most prominently the Health Edge annual plan starting at ₹999, which covers doctor consultations in 15+ languages, diagnostics and medicine discounts, mental wellness, fitness, nutritionist consultation, hospital cash, and credit life and accidental insurance — alongside the Screener by aiqa product, which applies AI to generate preventive diagnostic reports and automated health nudges. Service fulfillment is delivered through a curated ecosystem of operating partners including ACKO, HDFC Ergo, Care Health Insurance, Kotak, Liberty, Pramerica Life Insurance, and Ageas Federal for insurance; Thyrocare, Healthians, and Neuberg for diagnostics; Cult.fit for fitness; Lissun for mental wellness; and Medulance for ambulance services.

Monetization rests on two pillars: (1) annual subscription contracts with corporate and business partners (B2B subscription/recurring) and (2) insurance commissions earned through the company's IRDAI Corporate Agent (Composite) license (Registration Code: CA0829, valid until 07-12-2028). The company reports 80 Lakh+ customers served, 120+ B2B partners, and ₹8000 Cr+ of financial cover enabled, with a 51–100 employee base. No external funding rounds are publicly disclosed.

Name

aiqa health

Legal name

Hospido Private Limited

Website

https://aiqahealth.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

51–100 employees

Short description

aiqa health is a Gurugram-based B2B2C health and insurance technology platform that enables NBFCs, MFIs, corporates, and insurers to embed affordable healthcare and protection benefits into their offerings via API-first integration, serving 80 Lakh+ customers across 20+ Indian states and 7400+ pincodes.

Ownership category

akta.pro rank

Product category

Healthcare Subscription & Insurance Technology

NAICS

Insurance Agencies and Brokerages (524210), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Services-Misc Health & Allied Services, Nec (8090)

akta.pro primary industry

Embedded Insurance Distribution & Premium Financing (FSAGALAF)

akta.pro secondary industry

Individual Supplemental Health (Hospital Indemnity, Critical Illness, Accident) (FSAIAEAD)

Keywords

• Health insurance platform
• B2B2C healthcare
• Affordable health subscriptions
• API-first health tech
• Embedded insurance distribution

Headquarters

HQ city

Gurugram

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Supply Chain, Infrastructure

Revenue model

1. Subscription Revenue from Corporate and Business Partners: aiqa health generates revenue through subscription plans sold to businesses (NBFCs, MFIs, corporates) who offer healthcare and insurance benefits to their customers or employees. Plans are offered as annual subscriptions.
2. Insurance Distribution / Corporate Agent Commission: As a Corporate Agent (Composite) licensed under IRDAI (Registration Code: CA0829), aiqa health distributes insurance products on behalf of partner insurers, earning commission on policies placed. Insurance underwritten by trusted insurance partners including ACKO, HDFC Ergo, Care Health Insurance, Liberty, Pramerica Life Insurance, Kotak, and Ageas Federal Life Insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

aiqa health operates an API-first B2B2C health and insurance technology platform that enables NBFCs, MFIs, corporates, insurers, and e-commerce platforms to embed affordable healthcare and financial-protection benefits into their offerings. Its portfolio bundles 20+ services — doctor consultations, diagnostics, mental wellness, nutrition, medicine delivery, digital health records, fitness, ambulance, hospital cash, and credit-life/accidental insurance — into subscription plans starting at ₹999 annually, distributed through partner-led and direct app channels across 7,400+ Indian pincodes.

Product overview

aiqa health is a health and insurance technology platform enabling businesses to embed affordable healthcare and protection benefits. The platform operates as a B2B2C model serving NBFCs, MFIs, corporates, and e-commerce platforms. The product portfolio includes two core subscription plans: Health Edge providing comprehensive health protection with doctor consultations, diagnostics, mental wellness, and fitness access; and Screener by aiqa offering AI-powered health screening with preventive reports. These are supplemented by individual services including doctor consultation (24/7, 15+ languages), mental wellness (14+ languages, chat/video), nutritionist consultation, medicine delivery, diagnostic tests, digital health records, fitness subscription (1200+ centers), and ambulance services. The platform offers API-first integration, white-labeled mobile apps, and partner portals for distribution.

Differentiator

Problem solved

Functional benefit

Brands

• Health Edge: Comprehensive health and financial protection plan offering doctor consultations, diagnostics, mental wellness, and gym memberships
• Screener by aiqa

Products and services

• Health Edge Annual subscription health and financial protection plan for individuals and families, covering primary member, secondary member, and up to 2 children. Provides doctor consultations in 15+ languages, diagnostics and medicine discounts, mental wellness, and gym memberships with nutritionist consultation, starting from ₹999 per year.
• Screener by aiqa AI-powered health screening tool providing lab test packages with doorstep collection, AI-driven preventive reports, and digital health record access for partner customers and direct consumers.
• White-labeled Mobile App (aiqahealth / aiqapartner) White-labeled mobile application enabling partners to deliver branded customer experiences across doctor consultations, diagnostics booking, mental wellness, nutrition consultation, medicine delivery, digital health records, and ambulance on call.
• Reseller Portal Partner-facing reseller portal that allows NBFC, MFI, corporate, and broker partners to manage customer onboarding, distribute plans, and oversee service delivery through aiqa health's platform.
• Doctor Consultation Telemedicine access to qualified MBBS/MD doctors via audio or video call, available 24/7 and 365 days, covering primary, secondary care and family health, with consultations in 15+ languages.
• Mental Wellness Multilingual mental wellness service providing chat and video sessions with access to professionals across 6 different categories including counselling and therapy, available in 14+ languages.
• Nutritionist Consultation Personalized nutrition consultation delivering customized meal plans based on individual needs and goals, with certified nutritionists and bi-weekly follow-ups.
• Medicine Delivery Medicine delivery service providing exclusive pharmacy discounts through vouchers, with prompt home delivery across the service network.
• Diagnostic Tests Home-based diagnostic testing service providing doorstep sample collection by professional phlebotomists and accurate lab results, delivered through partners such as Thyrocare, Neuberg, and Healthians across 7,400+ pincodes.
• Digital Health Records Digital health record service delivering 24/7 streamlined access to personal medical records with safe and confidential storage.
• Fitness Subscription Fitness subscription providing unlimited access to 1,200+ fitness centers with over 10 workout forms including yoga, pilates, cardio, and strength training, delivered in partnership with Cult.fit and other fitness providers.
• Ambulance on Call 24/7 ambulance on-call service staffed by professional crews with equipped vehicles for scheduled hospital visits, delivered in partnership with Medulance.
• API Integration Platform Plug-and-play API integration allowing partner businesses (NBFCs, MFIs, corporates, e-commerce platforms) to embed aiqa health's healthcare and protection benefits into their offerings within weeks, rather than integrating multiple vendors.

Quantifiable outcome

• 80 Lakh+ customers served with affordable health subscriptions
• +5 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature4 records

Partnerships

15 partnerships are on record, tiered core and supporting.

• ACKOcoreChannel Partner/ Reseller/ DistributorInsurance partner offering health and insurance products distributed through aiqa health's platform and partner network.
• HDFC ErgocoreChannel Partner/ Reseller/ DistributorInsurance partner providing health and general insurance products distributed through aiqa health's B2B2C platform.
• Care Health InsurancecoreChannel Partner/ Reseller/ DistributorHealth insurance partner distributing insurance products through aiqa health's partner network and corporate agent license.
• LibertycoreChannel Partner/ Reseller/ DistributorInsurance partner (Liberty General Insurance) offering insurance products distributed through aiqa health's platform.
• Pramerica Life InsurancecoreChannel Partner/ Reseller/ DistributorLife insurance partner providing credit life and accidental insurance products distributed through aiqa health's network.
• KotakcoreChannel Partner/ Reseller/ DistributorInsurance partner (Kotak Mahindra General Insurance) offering insurance products through aiqa health's B2B2C distribution model.
• Ageas Federal Life InsurancecoreChannel Partner/ Reseller/ DistributorLife insurance partner distributing products through aiqa health's partner network and Corporate Agent license.
• Cult.fitsupportingChannel Partner/ Reseller/ DistributorFitness partner providing access to 1200+ fitness centers and diverse workout forms (yoga, pilates, cardio, strength training) through aiqa health's fitness subscription service.
• ThyrocaresupportingChannel Partner/ Reseller/ DistributorDiagnostic partner providing lab test packages and doorstep sample collection services across the partner network.
• NeubergsupportingChannel Partner/ Reseller/ DistributorDiagnostic partner providing pathology and diagnostic testing services through aiqa health's nationwide partner lab network.
• MedulancesupportingChannel Partner/ Reseller/ DistributorEmergency medical transport partner providing ambulance on call services (24/7 availability) for scheduled hospital visits.
• HealthianssupportingChannel Partner/ Reseller/ DistributorDiagnostic partner providing home sample collection and lab test services across aiqa health's 7400+ pincode coverage area.
• LissunsupportingChannel Partner/ Reseller/ DistributorMental wellness partner providing access to professionals across 6 different categories including counselling and therapy.
• ZenzosupportingChannel Partner/ Reseller/ DistributorHealthcare service partner integrated into aiqa health's service provider network.
• U4radsupportingChannel Partner/ Reseller/ DistributorHealthcare service partner integrated into aiqa health's service provider network for radiology and diagnostic services.

Scale indicators11 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Acko General Insurance: Acko is a direct-to-consumer digital insurer that also distributes embedded insurance products through partnerships with NBFCs, fintechs, and e-commerce platforms — directly overlapping with aiqa's B2B2C embedded distribution model and is itself one of aiqa's insurance partners.
• Plum (by Plum Benefits): Plum provides employee health insurance and wellness benefits to SMBs and corporates via a tech-enabled platform — directly comparable to aiqa's corporate employee benefits segment and overlapping on group health/insurance distribution.
• Onsurity: Onsurity offers subscription-based employee health benefits including group health insurance, doctor consultations, and wellness — comparable to aiqa's Health Edge plan and corporate segment with similar B2B2C GTM.
• Loop Health: Loop Health provides group health insurance and primary care to employees via partner clinics and an in-house doctor network — overlapping with aiqa on the corporate employee benefits, doctor consultation, and embedded insurance distribution model.
• Pazcare: Pazcare distributes employee health and group insurance benefits as an embedded platform for SMBs and startups — comparable on embedded insurance distribution and group health bundling, though Pazcare focuses on white-collar workforce rather than Tier II/III.
• Turtlemint: Turtlemint is an insurance distribution platform serving consumers via POSPs and embedded partnerships — comparable on embedded/point-of-need insurance distribution, though focused more on life and motor than health subscription bundles.
• Kenko Health: Kenko Health offers affordable monthly health subscriptions covering OPD, diagnostics, and medicines — directly comparable to aiqa's Health Edge subscription model in the Indian D2C health subscription category.

Broad incumbents

• Digit Insurance: Digit is a full-stack digital insurer underwriting health, motor, and life products and distributing through partners — broader than aiqa but a major player in the same embedded insurance ecosystem, and a potential partner or competitor depending on segment.
• PolicyBazaar (PB Fintech): PolicyBazaar is India's largest insurance aggregator and comparison platform — overlaps with aiqa's insurance distribution motion and consumer-facing health/insurance awareness funnel, though it does not bundle healthcare services.

Emerging players

• Zopper: Zopper enables embedded insurance and financial product distribution via APIs for banks, NBFCs, and fintechs — overlapping with aiqa's API-first B2B2C distribution and partner-embed technology, with a broader fintech product suite.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/doctoroncallindia
• Instagraminstagram.com/aiqahealth/profilecard/?igsh=Y3J1aHd6bHR3bXZs
• Xx.com/aiqahealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about aiqa health