TAC Benefits Group

What TAC Benefits Group does

TAC Benefits Group, LLC is an independent employee benefits broker and consulting firm founded in 2016 and headquartered in Fort Washington, Pennsylvania. Operated as a family-owned LLC (Cleary family), the firm serves more than 350 employer clients with workforces ranging from 50 to over 5,000 employees. Its primary vertical is staffing agencies, but the firm also serves employers in home health care, hospitality, agriculture, construction, manufacturing, and professional services, segmenting its go-to-market by industry rather than by company size.

The company's core technology asset is StaffingEdge, a proprietary platform built exclusively for staffing firms that automates weekly ACA eligibility tracking, COBRA administration, multilingual onboarding, and $0-employer-cost MEC plan enrollment. The broader product suite includes self-funded health plans, small group benefits, large group solutions, voluntary benefits, a lower-income employee product called Highlight Health, wellness programs, dedicated ACA compliance services, reference-based pricing strategies, and continuous claims audits. Products are sold and serviced by a small internal team led by the President, with a broker partnership program extending reach to the staffing vertical.

TAC generates revenue through commissions on placed employee benefit plans, supplemented by ongoing advisory and cost-containment services such as claims audits and reference-based pricing. The go-to-market is sales-led, combining direct enterprise outreach, inside-sales consultation requests, and a broker-reseller channel, with marketing supported by a content blog, email, industry events (e.g., ASA Staffing Law Conference), and published case studies. Pricing is quote-based and not publicly disclosed. The company has no disclosed funding rounds, acquisitions, subsidiaries, or external institutional investors, and operates exclusively in the Northeast US.

Name

TAC Benefits Group

Legal name

TAC Benefits Group, LLC

Website

https://tacbenefitsgroup.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Employee Benefits Brokerage and Consulting

NAICS

Insurance Agencies and Brokerages (524210), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Hospital & Medical Service Plans (6324), Services-Management Consulting Services (8742)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industries

Benefits Administration (BPACAPAC), Eligibility, Enrollment & Benefits Administration (HLAEALAH), Compensation, Benefits & Rewards Consulting (BPAHAGAF)

Keywords

• Employee benefits brokerage
• Self-funded health plans
• ACA compliance services
• Group health insurance
• Benefits consulting

Headquarters

HQ city

Rockledge

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Brokerage Commissions: TAC Benefits Group operates as an independent insurance broker earning commissions from insurance carriers for placing employee health benefit plans. They shop the entire market and negotiate on behalf of clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

TAC Benefits Group operates as an independent insurance broker and benefits consultant that shops the entire carrier market to design, negotiate, and administer employee health benefit programs for employers. Its core offerings include self-funded health plans, ACA compliance tracking and reporting, voluntary benefits packages, claims audits, reference-based pricing strategies, and the proprietary StaffingEdge platform built exclusively for staffing agencies to manage high-turnover workforce benefits and compliance.

Product overview

TAC Benefits Group operates as an independent insurance broker offering a comprehensive suite of employee benefits solutions, anchored by StaffingEdge, a proprietary technology platform designed exclusively for staffing agencies. The company's core offering centers on self-funded health insurance plans that provide cost control through claims transparency, reference-based pricing, and direct claims negotiation. Their product portfolio includes StaffingEdge for staffing industry compliance and administration, alongside Small Group Benefits, Large Group Solutions, and Voluntary Benefits packages. Additional offerings include Highlight Health for lower-wage employees, Wellness Programs, ACA Compliance Services, Reference-Based Pricing strategies, and Claims Audits. Together, these products form an integrated benefits ecosystem targeting employers across multiple industries including staffing, home health care, hospitality, agriculture, construction, and manufacturing.

Differentiator

Problem solved

Functional benefit

Brands

• StaffingEdge: Proprietary platform designed exclusively for staffing firms providing 100% ACA compliance every week, weekly eligibility tracking and COBRA automation, multilingual onboarding and employee support, $0 employer cost for MEC plans, and premium refunds on unused reserves.

Products and services

• StaffingEdge Proprietary platform designed exclusively for staffing agencies providing 100% ACA compliance every week, weekly eligibility tracking, COBRA automation, multilingual onboarding and employee support, $0 employer cost for MEC plans, and premium refunds on unused reserves.
• Self-Funded Health Plans Customizable self-funded healthcare programs that provide cost control through claims data access, stop-loss protection, reference-based pricing, and direct claims negotiation to reduce employer costs.
• Small Group Benefits Benefits packages designed for firms with 50-100 associates, including bundled MEC or MVP plans, voluntary options for dental, vision, and accident coverage, HSA and FSA accounts.
• Large Group Solutions Self-funded medical plans with stop-loss protection for staffing firms with larger populations, featuring cost-control through reference-based pricing models, provider discounts, and built-in billing audits.
• Voluntary Benefits Optional employee-paid benefits including dental, vision, life, disability, accident, hospital indemnity, critical illness insurance, identity theft protection, pet insurance, and membership discounts.
• Highlight Health Affordable healthcare solution for lower-wage employees offering MEC coverage, personal advocacy program, virtual primary care, low-price prescriptions, and free or discounted hospital coverage at $125-$150 per month.
• Wellness Programs Employer-provided wellness programs designed to reduce healthcare costs, increase productivity, improve employee retention, and provide potential tax incentives for participating employers.
• ACA Compliance Services Weekly ACA eligibility tracking, automated filings, and COBRA administration to help employers maintain compliance with the Affordable Care Act and avoid penalties.
• Reference-Based Pricing (RBP) Cost-containment strategy that reimburses healthcare providers using Medicare rates plus a percentage markup rather than arbitrary hospital list prices, helping reduce medical bills significantly.
• Claims Audits Detailed review of medical claims to identify billing errors, fraud, upcoding, and opportunities for savings, with continuous auditing and quarterly client reporting.

Quantifiable outcome

• 9-year history of consistent savings achieved for a self-funded client
• +4 more outcomes

Named customers4 records

Segments8 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Hub International: Large North American insurance brokerage with a strong employee benefits and HR consulting practice. Comparable mid-market benefits competitor and serial acquirer of regional brokerages.
• Acrisure: Fast-growing global insurance and benefits brokerage consolidator with deep employee benefits practice. Active acquirer of benefits platforms and direct competitive threat through both organic growth and roll-up strategy.
• Brown & Brown: National insurance brokerage with substantial employee benefits and self-funded plan capabilities. Representative large incumbent against which TAC's vertical-specialized model competes and could be acquired by.
• USI Insurance Services: Large insurance brokerage with a dedicated employee benefits practice serving mid-market and large employers. Operates in the same benefits advisory space with significantly broader geographic and product reach.
• TriNet: PEO and HR solutions provider that bundles benefits administration, ACA compliance, and health insurance for small and mid-sized employers. Adjacent competitor in the compliance-and-benefits stack for SMB employers, particularly in services-heavy verticals.
• NFP: Large diversified insurance brokerage and benefits consulting firm with significant employee benefits practice. Competes with TAC for mid-market employer benefits business and is a likely roll-up acquirer of niche benefits platforms.
• Arthur J. Gallagher: Global insurance brokerage and risk management firm with a large employee benefits consulting and TPA-adjacent practice. Operates overlapping self-funded, ACA, and benefits administration capabilities.

Direct peers

• OneDigital: Large national employee benefits and HR consulting brokerage that designs, brokers, and administers employer health plans. Closely comparable as a similarly positioned benefits broker serving mid-market and enterprise employers, but at much greater scale and with broader scope than TAC.
• Sequoia Consulting Group: Mid-market employee benefits and HR consulting firm offering brokerage, self-funding, and compliance services. Closely comparable in scope, client size, and service mix to TAC, but operating at different scale and regional focus.
• Sterling Administration: Third-party administrator focused on self-funded health plans, COBRA, FSA/HSA, and benefits administration for employers. Comparable as a TPA-adjacent firm with a similar services stack (self-funding, compliance, administration) but operating at significantly greater scale and breadth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/TAC_Benefitsgrp

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TAC Benefits Group