Commercial Auto & Truck Insurance

What Commercial Auto & Truck Insurance does

RPK Insurance LLC, operating commercially as Commercial Auto & Truck Insurance, is an independent insurance agency founded in 1994 and headquartered at 28 Village Road North in Brooklyn, New York. The firm distributes commercial and personal insurance products through licensed agents and brokers, with carrier appointments at Progressive Insurance and National General Insurance. Its product portfolio spans four core lines: Commercial Truck Insurance and Commercial Auto Insurance (primary, targeted at haulage and transportation businesses with fleets), Personal Insurance (life, health, income protection, long-term care), Home Insurance (including homeowners liability), and Flood Insurance. There is no proprietary technology platform beyond a standard brokerage website with quote request forms and multi-state phone routing; the operating model is traditional agent-assisted sales-led distribution rather than self-service or digital direct.

The agency generates revenue primarily through carrier commissions on placed policies, with quote-based pricing determined per risk and a monthly billing cadence on policies. Go-to-market relies on direct customer engagement via phone, the company website, and free quote consultations, with no disclosed marketing automation or demand-generation infrastructure beyond the website. The customer base is split between commercial trucking and transportation SMBs (designated as the primary segment) and individual/family consumers seeking personal and home coverage across four service-area states: New York, Pennsylvania, New Jersey, and Georgia. The company operates as a privately-held LLC under founder/owner management with no disclosed parent company, institutional investors, venture backing, funding rounds, or M&A activity; no app, API, or AI/ML capability is present in the disclosed technology footprint.

Name

Commercial Auto & Truck Insurance

Legal name

RPK Insurance LLC

Website

https://rpkinsurance.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

RPK Insurance LLC is an independent insurance agency founded in 1994 in Brooklyn, NY, distributing commercial truck and auto insurance alongside personal, home, and flood coverage across New York, Pennsylvania, New Jersey, and Georgia through licensed agents and carrier partners including Progressive and National General.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Commercial Auto & Fleet Liability Insurance (Primary) (TLABANAA)

akta.pro secondary industries

General Liability Insurance (FSAJAMAE), Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Commercial truck insurance
• Commercial auto insurance
• Personal insurance agency
• Home insurance coverage
• Flood insurance broker

Headquarters

HQ city

Brooklyn

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Policy Commissions: RPK Insurance operates as an independent insurance agency/broker earning commissions from insurance carriers (Progressive, National General) for placing commercial and personal insurance policies. Revenue is generated through insurance premium payments from customers, with the agency earning a percentage as commission.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

RPK Insurance is an independent insurance agency/broker that sells and places commercial and personal insurance policies on behalf of multiple carriers (Progressive, National General). Its foundational offering is Commercial Truck and Commercial Auto Insurance for haulage and transportation businesses, with Motor Truck Cargo Insurance as a specialized add-on. The agency also distributes Personal Insurance (life, health, income protection, long-term care), Home Insurance, and Flood Insurance to individual consumers, operating through licensed agents and brokers across New York, Pennsylvania, New Jersey, and Georgia.

Product overview

RPK Insurance is an insurance agency offering a portfolio of insurance products centered around Commercial Truck and Auto Insurance, supplemented by Personal Insurance, Home Insurance, and Flood Insurance. The core commercial offerings include Commercial Truck Insurance and Commercial Auto Insurance for businesses with vehicle fleets, with add-on coverage such as Motor Truck Cargo Insurance. Personal Insurance encompasses Life Insurance and Income Protection Insurance. Home Insurance provides homeowners coverage including liability protection. Flood Insurance addresses natural disaster protection. The company operates as an insurance broker/agency working with carriers like Progressive and National General Insurance.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Truck Insurance Comprehensive insurance coverage for commercial trucks and trucking operations, providing financial and legal protection against liabilities from negligent driving, accidents, and cargo damage. Designed for businesses in the haulage and transportation industry.
• Commercial Auto Insurance Insurance coverage for businesses with operational fleets of vehicles used for commercial purposes, protecting enterprises from liability and keeping drivers secure. Targeted at companies that employ drivers, transport goods, hire commercial vehicles, or operate in transportation.
• Personal Insurance Insurance packages including life insurance, health insurance, income protection insurance, and long-term care insurance designed to protect individuals and families from accidents, chronic health conditions, disability, and death. Targeted at New York and Brooklyn residents.
• Home Insurance Homeowners insurance coverage including protection against storms, fire, theft, personal property coverage, and personal liability for injuries occurring at the home. Carefully curated and customized to suit specific housing needs.
• Flood Insurance Insurance coverage protecting residents and property owners from flood damage, addressing the most common natural disaster in New York that causes the most damage annually. Reduces liability and provides payout for recovery after natural disasters.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Progressive InsurancecoreChannel Partner/ Reseller/ DistributorProgressive Insurance is a major insurance carrier represented by RPK Insurance. The partnership allows RPK to offer Progressive commercial and personal insurance products to their customer base in New York, Pennsylvania, New Jersey, and Georgia. Progressive provides 24/7 policy access and online bill pay services for customers.
• National General InsurancecoreChannel Partner/ Reseller/ DistributorNational General Insurance is an insurance carrier partner of RPK Insurance. Through this partnership, RPK provides National General insurance products to commercial and personal insurance customers across their service areas in NY, PA, NJ, and GA.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Emerging players

• Next Insurance: Digital-first commercial insurance provider focused on small businesses, including commercial auto and trucking. Competes with RPK for the same SMB commercial auto customer base but reaches them through a self-service online platform rather than agent-led sales.
• Insureon: Online small business insurance marketplace offering commercial auto, general liability, and other commercial coverages. Targets the same SMB segment as RPK, including commercial vehicle operators, through a digital comparison-and-bind experience.
• CoverWallet (Aon): Online commercial insurance marketplace that helps small businesses compare and purchase commercial auto and other business policies. Targets the same SMB commercial customer as RPK Insurance but via a digital, data-driven distribution model.
• Simply Business: Online insurance broker focused on small business coverage, including commercial auto for trades and transportation. Comparable to RPK in targeting SMB commercial customers but differs through a national digital footprint versus RPK's local, agent-led model.
• biBerk Business Insurance: Small business commercial insurance carrier owned by Berkshire Hathaway, offering commercial auto and business coverages with a streamlined online experience. Competes for the same SMB commercial auto customer that RPK serves, but through direct digital channels.

Broad incumbents

• Progressive Commercial: Direct commercial auto and trucking insurance arm of Progressive — one of RPK's two disclosed carrier partners. Overlaps with RPK on the same product (commercial truck insurance) but distributes primarily direct-to-customer rather than through independent agents like RPK.
• The Hartford: Large national insurance carrier with a strong commercial auto and small business commercial insurance franchise, often distributed through independent agents. Comparable to RPK's commercial auto offering but at vastly greater scale and with direct underwriting capability.

Direct peers

• Hylant: Mid-market insurance brokerage serving commercial clients across multiple regions of the United States, including commercial auto and transportation risks. Directly comparable to RPK as an independent agency placing commercial lines with multiple carriers.
• Worldwide Facilities: National wholesale insurance brokerage and managing general agent specializing in commercial transportation, trucking, and commercial auto. Directly comparable to RPK in commercial trucking expertise, though it operates at wholesale scale across many retail agents.
• Arrowhead General Insurance Agency: Program manager and general agent focused on commercial trucking and transportation insurance. Highly comparable to RPK's commercial truck and motor truck cargo focus, but operates as a program manager/MGA rather than a retail agency.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/CommercialAut12
• LinkedInlinkedin.com/company/rpk-professional-group-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Commercial Auto & Truck Insurance