What SpeedLedger does

SpeedLedger AB is a Swedish private limited company, founded in 2000 and headquartered in Göteborg, that provides cloud-based accounting and invoicing software targeted at small businesses, sole traders, and associations operating in Sweden. Its core product is a bookkeeping platform built around direct, automated feeds from the user's business bank account via BankID authentication, supported by integrations with more than 13 Swedish banks including Swedbank, SEB, Nordea, Handelsbanken, and Danske Bank. The platform's differentiated "autokontering" engine generates debit/credit booking suggestions from incoming bank transactions, learns from historical booking patterns, and enables one-click approval of automated entries; complementary features include automatic VAT report generation, digital receipt storage, and BankID-secured e-submission to Skatteverket.

The product portfolio extends beyond software into managed services and partnerships. SpeedLedger sells Bokföring Fullservice, a tiered outsourced bookkeeping offering priced at 1,245–2,395 kr/month based on company turnover, which bundles the software with expert handling of VAT reporting, payroll, tax returns, and annual accounts. Additional add-on modules include a Faktureringsprogram invoicing suite (standalone or bundled with accounting) with PEPPOL e-invoicing and ROT/RUT support, an E-dagsavslut POS daily-closing tool, and integrations with MaxPA for payroll and Årsredovisning Online for statutory annual reports. Pricing across the core subscription ranges from 239 kr/month for sole-trader accounting to 359 kr/month for multi-entity companies, with a 14-day free trial and aggressive 50% first-year promotions for newly started businesses and customers switching from competing products.

SpeedLedger distributes exclusively through digital, self-serve channels: a product-led growth model with direct website signup, an SEO-driven knowledge portal, a monthly newsletter ("Driva småföretag"), YouTube product demonstrations, and reciprocal bank partnerships that co-market SpeedLedger to Swedish small business account holders. Revenue is generated primarily through recurring subscriptions, with supplementary streams from managed services, one-time annual-close fees, and per-transaction e-invoice charges. The company maintains a 4.5/5 Trustpilot rating based on 2,200+ reviews and operates with 11–50 employees, making it a mid-sized, established niche player in the Swedish SMB accounting software market.

Name

SpeedLedger

Legal name

SpeedLedger AB

Website

https://speedledger.se

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

SpeedLedger AB is a Swedish cloud-based accounting and invoicing SaaS that serves small businesses, sole traders, and associations in Sweden with automated bookkeeping built on direct bank-account integrations, supported by invoicing and full-service bookkeeping modules.

Ownership category

akta.pro rank

Product category

Cloud Bookkeeping Software

NAICS

Software Publishers (513210), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

Keywords

• Cloud accounting software
• Automated bookkeeping
• Bank feed integration
• SMB invoicing software
• VAT reporting automation

Headquarters

HQ city

Göteborg

HQ country

Sweden

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription - Accounting Software (Bokforingsprogram): Monthly or annual subscription for cloud-based bookkeeping software. Priced per company type (sole trader, company, association). Annual billing offers lower monthly rate than quarterly. The core product includes bank connection, auto-bookkeeping, and free advisory support.
2. Subscription - Invoicing Add-on: Optional add-on for invoicing capabilities, available as standalone or bundled with accounting. Standalone invoicing from 139 kr/month. Bundled with accounting from 338 kr/month. Additional charge of 3 kr per e-invoice sent via PEPPOL.
3. Full-Service Bookkeeping (Bokforing Fullservice): Outsourced bookkeeping service at a fixed monthly price (1,245–2,395 kr/month depending on company turnover). Includes ongoing bookkeeping, VAT reporting, payroll for one employee, income tax return, annual accounts, and one K10 form. Bookkeeping and invoicing software is included at no extra cost.
4. Annual Close Services (Bokslut): Fixed-price year-end services: 3,900 kr for sole traders (simplified annual accounts + NE supplement), 6,000 kr for companies (full annual accounts + annual report + income tax return + K10). Precondition: bookkeeping is already completed and reconciled.
5. Add-on Services: Supplementary services including e-dagsavslut (daily close for cash registers) from 59 kr/month, salary module via MaxPA at 69 kr/month + 49 kr per payslip, NE supplement at 199 kr per fiscal year, annual report via Årsredovisning Online at 1,795 kr per report.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

SpeedLedger provides cloud-based bookkeeping and invoicing software for Swedish small businesses, sole proprietors, and associations. The platform automatically retrieves bank transactions directly from the user's business bank account and generates debit/credit accounting suggestions that users approve with one click. It also offers outsourced full-service bookkeeping, year-end closing services, payroll via partner integration, and digital VAT/tax reporting to Swedish authorities.

Product overview

SpeedLedger is a cloud-based accounting platform for Swedish small businesses offering automated bookkeeping centered on direct bank connections. The core product is Bokföringsprogram (accounting software) that automatically retrieves bank transactions and generates debit/credit accounting suggestions for users to approve with one click. Supporting modules include Faktureringsprogram (invoicing) available as standalone or add-on, and Bokföring Fullservice (full outsourced bookkeeping). Additional services include E-dagsavslut (POS daily closing), Lön payroll via MaxPA partnership, NE-bilaga for sole proprietor tax forms, and Bokslut/Årsredovisning year-end services via Årsredovisning Online partnership. The platform integrates directly with 12+ Swedish banks for automated transaction feeds and Skatteverket for digital VAT and tax submissions. Pricing ranges from 139 SEK/month for standalone invoicing to 2,395 SEK/month for full-service bookkeeping, with bank connection included at no extra cost across all plans.

Differentiator

Problem solved

Functional benefit

Products and services

• Bokföringsprogram (Accounting Software) Cloud-based bookkeeping software that automatically retrieves transactions from the user's business bank account via BankID and generates debit/credit accounting suggestions that users approve with one click. Includes automatic VAT reporting, balance and income statements, free advisory support, and bank connection included at no extra cost. Priced per company type from 239 SEK/month for sole traders to 359 SEK/month for all company types.
• Faktureringsprogram (Invoicing Software) Cloud-based invoicing service for creating, sending, and tracking invoices with customer and article registers, quotes, e-invoicing via PEPPOL at 3 SEK per invoice, ROT/RUT support, international multi-currency invoicing, and automatic matching with bookkeeping. Available standalone from 139 SEK/month or bundled with accounting from 338 SEK/month.
• Bokföring Fullservice (Full-Service Bookkeeping) Outsourced bookkeeping service at fixed monthly price (1,245-2,395 SEK/month depending on company turnover) where SpeedLedger experts handle ongoing bookkeeping, VAT reporting, payroll for one employee, income tax return, annual accounts, and one K10 form. Includes SpeedLedger's bookkeeping and invoicing software at no extra cost.
• Underlag (Digital Documentation) Digital document management module for uploading and attaching receipts and invoices directly to bookkeeping entries, with receipt scanning and automatic matching with bank transactions and verifications. All documents stored securely in the cloud for seven years as required by Swedish law.
• E-dagsavslut (E-End-of-Day Closing) Digital point-of-sale daily closing report add-on for businesses with cash registers. Users fill in figures from their cash report and the program automatically calculates debit and credit entries. Designed for shops, salons, and retail businesses. Starting at 59 SEK/month.
• Lön (Payroll via MaxPA Partnership) Payroll management delivered through partnership with MaxPA and accessible directly within SpeedLedger e-bokföring. Includes AGI direct connection to Skatteverket, karensdag support, complete payroll functions (benefits, expenses, travel reimbursements, tax calculations), time reporting, and expense reporting with receipt scanning. Priced at 69 SEK/month + 49 SEK per payslip; first payslip free for new customers.
• NE-bilaga (NE Tax Form) Digital NE form creation for sole proprietors (enskild firma) that automatically transfers data from SpeedLedger bookkeeping to generate the tax declaration annex. Users review, approve, and upload the SRU file to Skatteverket. Priced at 199 SEK per fiscal year.
• Bokslut & Årsredovisning (Year-End & Annual Report Services) Year-end closing services including simplified annual accounts for sole proprietors (NE-bilaga) and complete annual reports for aktiebolag. Includes quality assurance of bookkeeping, tax calculation, and digital submission preparation for Skatteverket and Bolagsverket. Fixed price: 3,900 SEK for sole traders and 6,000 SEK for companies.
• Årsredovisning Online (Annual Report Online via Partnership) Partnership service with Årsredovisning Online for automated annual report and tax declaration generation for aktiebolag. Automatically reads data from SpeedLedger bookkeeping; users review and submit to Bolagsverket digitally in approximately 15 minutes. Priced at 1,795 SEK per annual report with declaration, with volume discounts available.

Quantifiable outcome

• Users save approximately 900 kr per year on bank fees through free bank connection
• +2 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability5 records

Feature4 records

Partnerships

Nine partnerships are on record, tiered core.

• MaxPAcoreTechnology or IntegrationMaxPA is a payroll management partner integrated within SpeedLedger's platform. SpeedLedger customers can access MaxPA's salary processing capabilities directly from within SpeedLedger. First payslip is free for new users. Cost is 69 kr/month + 49 kr per payslip.
• Danske BankcoreTechnology or IntegrationDanish bank with operations in Sweden offering SpeedLedger's bank connection to its business customers. SpeedLedger provides direct bank feed integration for Danske Bank business account holders.
• DNB BankcoreTechnology or IntegrationNorwegian bank serving Swedish business customers. Listed as a new partner for SpeedLedger's bank connection service.
• HandelsbankencoreTechnology or IntegrationOne of Sweden's largest banks. SpeedLedger provides direct bank feed integration for Handelsbanken business account holders.
• Lunar BankcoreTechnology or IntegrationDigital/neobank targeting Swedish businesses. Listed as a new partner for SpeedLedger's bank connection. Featured prominently on SpeedLedger's homepage.
• Länsförsäkringar BankcoreTechnology or IntegrationSwedish regional bank belonging to the Länsförsäkringar alliance. SpeedLedger provides direct bank feed integration for Lansforsakringar business account holders.
• NordeacoreTechnology or IntegrationLargest bank in the Nordic region. SpeedLedger provides direct bank feed integration for Nordea business account holders.
• SEBcoreTechnology or IntegrationOne of Sweden's largest banks. SpeedLedger provides direct bank feed integration for SEB business account holders.
• Swedbank & SparbankernacoreTechnology or IntegrationLargest retail bank in Sweden with extensive small business customer base. SpeedLedger provides direct bank feed integration for Swedbank and Sparbankerna business account holders.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Visma: Large Nordic enterprise and SMB software provider with a broad portfolio of accounting, ERP, HR, and payroll solutions including e-conomic, Visma.net, and Visma Spcs. Offers overlapping capabilities to SpeedLedger's accounting suite as part of a much wider product mix across the Nordics.
• Hogia: Established Nordic software group providing accounting, payroll, ERP, and resource-management software to businesses and the public sector. Overlaps with SpeedLedger in accounting and invoicing for SMBs but operates a wider portfolio targeting enterprise and transport verticals too.

Regional players

• Trivec: Nordic POS and business management platform including cash register, e-commerce, and accounting integrations used by retail and hospitality SMBs. Competes at the POS + accounting layer with SpeedLedger's E-dagsavslut and bookkeeping product family in the same Nordic SMB market.

Direct peers

• Bokio: Swedish cloud accounting app for sole traders and small companies offering automated bookkeeping, invoicing, and tax reporting. Targets the same primary segment as SpeedLedger (small businesses and sole proprietors in Sweden) with a similar self-serve SaaS model.
• Fortnox: Sweden's leading cloud accounting and business platform for SMBs, offering bookkeeping, invoicing, payroll, and e-invoicing. Directly competes with SpeedLedger for the same Swedish small-business customer base with overlapping product modules.
• Björn Lundén: Swedish provider of accounting software (BL Bokföring) and tax/business resources targeting sole traders and small companies. Comparable to SpeedLedger on core accounting software for Swedish SMBs, though typically positioned with a more advisor-led content angle.
• e-conomic (Visma): Danish-originated cloud accounting program widely used by Swedish small businesses, offering invoicing, bookkeeping, bank integration, and integrations with payment/e-commerce. Directly competes with SpeedLedger for Swedish SMB accounting seats under the Visma umbrella.

Others

• MaxPA (parent context — payroll partnership): Swedish payroll software integrated into SpeedLedger's platform as a partner. Closely coupled ecosystem player — same SMB customer base in Sweden, complementary product (payroll vs. bookkeeping), but not a direct competitor on accounting.
• Årsredovisning Online: Swedish annual report and tax declaration SaaS for aktiebolag, partnered with SpeedLedger for data transfer. Adjacent ecosystem player serving the same Swedish SMB base for statutory filings, complementing rather than competing with SpeedLedger's core bookkeeping.

Emerging players

• Wint (AI-bookkeeping): AI-native Swedish bookkeeping automation startup that automates categorization, VAT filing, and reconciliation for SMBs. Competes in the same product category as SpeedLedger's autokontering feature but with a more AI-forward architecture and limited product breadth today.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/speedledger

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SpeedLedger