YourMortgage.com.au
YourMortgage.com.au is an Australian mortgage comparison platform operating since 1995, offering free consumer access to home loan products from 70+ lenders, financial calculators, broker directory, and educational content, monetized via lender referral fees and advertising within the InfoChoice/Firstmac Group.
- Company typePrivate
- Founded1995
- HeadquartersSydney, Australia
- Headcount1–10
- GTM typeB2C
- OfferingServices
What YourMortgage.com.au does
YourMortgage.com.au is an Australian consumer-facing mortgage comparison platform that has operated continuously since 1995. It is operated by Savings.com.au Pty Ltd (ABN 25 161 358 363), an Authorised Representative (1318092) and Credit Representative (514874) of InfoChoice Pty Ltd, and sits within the InfoChoice Group corporate hierarchy alongside InfoChoice.com.au, Savings.com.au, and YourInvestmentPropertyMag.com.au. The InfoChoice Group is wholly owned by KCBL Pty Ltd, which is part of the Firstmac Group, creating a structural link to lender-side assets including loans.com.au and Firstmac itself.
The core product is a web-based comparison tool that aggregates home loan products from over 70 lenders, including the Big Four banks (ANZ, CBA, NAB, Westpac) and a range of non-bank lenders (loans.com.au, Macquarie, UBank, Firstmac, Unloan, Tiimely, ING, Bendigo Bank, IMB, Suncorp, St. George). The platform supports a broad product taxonomy across refinancing, investment, first home buyer, SMSF (residential and commercial), construction, Green, fixed, variable, owner-occupied, interest-only, offset, low doc, reverse, and bridging loans. A suite of mortgage and investing calculators (borrowing power, repayment, stamp duty, LMI, negative gearing, capital gains tax, rent-vs-buy) functions as both utility tools and lead-generation assets. Supporting surfaces include a Mortgage Broker Finder covering all Australian capital cities and state territories, Mortgage News & Insights with RBA cash rate tracking, and an extensive educational content library. The Home Loan Hindsight Survey represents an investment in proprietary research content.
The business model is product-led growth and self-serve: free for consumers, monetized exclusively through referral fees, sponsored placements, and advertising from lenders and financial product providers. The platform is acquired primarily via SEO-optimized educational content and is supported by a mid-funnel email newsletter. The primary customer persona is first home buyers, with secondary segments in property investors, refinancers, SMSF investors, and owner-occupiers. Headcount is reported at 1-10 employees, consistent with a lean content-and-comparison operation reliant on group-level shared services.
YourMortgage.com.au firmographics
Firmographics- Name
- YourMortgage.com.au
- Legal name
- Savings.com.au Pty Ltd
- Website
- https://yourmortgage.com.au
- Company type
- Private
- Founded year
- 1995
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- YourMortgage.com.au is an Australian mortgage comparison platform operating since 1995, offering free consumer access to home loan products from 70+ lenders, financial calculators, broker directory, and educational content, monetized via lender referral fees and advertising within the InfoChoice/Firstmac Group.
- Ownership category
- akta.pro rank
YourMortgage.com.au industry classification
Industry- Product category
- Mortgage Comparison Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)
- akta.pro secondary industry
- Mortgage & Loan Introducers (Residential & Commercial) (FSAEAMAA)
Keywords
Where YourMortgage.com.au is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Markets served
YourMortgage.com.au business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Marketing or Sales, Personnel, Operations
Revenue model
- Referral and Commission Fees: The platform earns compensation from product providers for sponsored placements, advertisements, and referrals when users click on product links or are referred to associated companies such as mortgage broker partners.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
YourMortgage.com.au product offering
Product offeringCore offering
YourMortgage.com.au operates a free online mortgage comparison platform that aggregates home loan products from over 70 Australian lenders, including the Big Four banks and non-bank lenders. Users can compare variable rate, fixed rate, refinancing, investment, SMSF, construction, green, offset, interest only, low doc, reverse mortgage, and bridging loan products, access a suite of financial calculators (borrowing power, repayment, stamp duty, LMI, negative gearing, capital gains tax), locate mortgage brokers across all Australian capital cities and territories, and consume educational guides and mortgage news content.
Product overview
YourMortgage.com.au is a mortgage comparison and financial information platform (not a single unified product) that provides tools for Australians to compare home loans, access financial calculators, find mortgage brokers, and stay informed about mortgage industry news. The core platform is the Home Loan Comparison Tool which aggregates products from over 70 lenders including the Big Four banks (ANZ, Commbank, NAB, Westpac) and various non-bank lenders. This core tool feeds into specialized product categories including Refinancing, Investment Property, First Home Buyer, SMSF (including Commercial Property), Construction, Green, Fixed/Variable Rate, Owner Occupied, Interest Only, Offset, Low Doc, Reverse Mortgage, and Bridging loans. Supporting the comparison tools are two calculator suites (Mortgage Calculators and Investing Calculators), a Mortgage Broker Finder service, and editorial content through Mortgage News & Insights and Educational Guides & Resources.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Loan Comparison Tool Core comparison platform enabling Australian consumers to compare home loan rates, features, and terms from over 70 lenders including the Big Four banks (ANZ, CommBank, NAB, Westpac) and non-bank lenders, with filtered views for first home buyer, refinancing, investment, SMSF, construction, fixed rate, variable rate, owner-occupied, interest only, offset, low doc, reverse mortgage, green, and bridging loan products.
- Mortgage Calculators Suite Suite of financial calculators including borrowing power, mortgage repayment, stamp duty, lenders mortgage insurance (LMI), extra and lump sum payment, split loan, and upfront and ongoing cost calculators to help Australian consumers plan their home loan decisions.
- Investing Calculators Specialized calculators for property investors including investment property affordability, capital gains tax, negative gearing, rent vs buy, and income tax calculators.
- Mortgage Broker Finder Directory service connecting Australian consumers with mortgage brokers across all capital cities (Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart, Canberra, Darwin) and state territories (NSW, VIC, QLD, SA, WA, TAS, NT, ACT) for personalized mortgage advice.
- Mortgage News & Insights Editorial content service covering RBA cash rate updates, lender rate changes, and mortgage industry news for Australian consumers tracking home loan market conditions.
- Educational Guides & Resources Comprehensive library of educational content covering mortgage basics, first home buyer guides (deposits, Home Guarantee Scheme, First Home Owner Grants, LMI), property investing basics (pros and cons, principal and interest vs interest only, negative gearing, capital gains tax), construction and renovation basics, and SMSF basics.
Companies that use YourMortgage.com.au
Customer profileSegments5 records
Ideal customer profiles4 records
YourMortgage.com.au technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
YourMortgage.com.au partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- InfoChoice GroupcoreYourMortgage.com.au is part of the InfoChoice Group, which also includes InfoChoice.com.au, Savings.com.au, and YourInvestmentPropertyMag.com.au. The InfoChoice Group is wholly owned by KCBL Pty Ltd, which is part of the Firstmac Group.
- Savings.com.au Pty LtdcoreSavings.com.au Pty Ltd ABN 25 161 358 363 operates YourMortgage.com.au as an Authorised Representative 1318092 and Credit Representative 514874.
- Firstmac GroupminorThe InfoChoice Group is associated with the Firstmac Group. loans.com.au, CarLoans.com.au, and OnlineAuto.com.au are also associated with the Firstmac Group and may be featured on the platform.
- Mortgage BrokersminorPlatform includes a broker directory covering all Australian capital cities (Sydney, Melbourne, Brisbane, Adelaide, Perth, Hobart, Canberra, Darwin) and state territories, with referral forms that may connect users to broker partners.
- Lenders (70+)corePlatform features home loan products from over 70 lenders including big four banks (ANZ, CommBank, NAB, Westpac) and non-bank lenders (loans.com.au, Macquarie, UBank, Firstmac, Unloan, Tiimely, ING, Bendigo Bank, IMB, Suncorp, St. George). Platform earns compensation for sponsored placements and referrals.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
YourMortgage.com.au competitors and assessment
Company assessmentDirect peers
- Mozo: Australian financial comparison service covering home loans, energy, insurance, and banking products. Comparable because it generates revenue from provider referrals and uses calculators, comparison tables, and editorial content for the same target audience.
- Canstar: Australian financial product research and comparison business, including home loan star ratings and rate comparisons. Comparable because it monetizes via lender partnerships and provides side-by-side mortgage comparison with educational content.
- RateCity: Australian financial comparison marketplace covering home loans, credit cards, savings, and insurance. Directly comparable because it monetizes via lender referral fees from a similar panel of Australian banks and non-bank lenders, targeting the same consumer home-loan shopper.
- Finder: Australian financial comparison and education platform with home loan, credit card, insurance, and banking comparisons. Comparable because it operates an affiliate/referral model with extensive mortgage content and calculator tools competing for the same intent.
- Savings.com.au: Operating entity and sister brand for YourMortgage.com.au, providing savings account and term deposit comparisons. Comparable because it shares ownership, audience, and the affiliate referral model for financial products including mortgage-adjacent offerings.
- Compare the Market Australia: Multi-category comparison marketplace for Australian consumers covering home loans, insurance, and utilities. Comparable because it operates an affiliate-driven home loan comparison funnel with similar consumer-facing brand positioning.
- InfoChoice: Sister property within the InfoChoice Group covering savings, term deposits, credit cards, and home loans. Comparable because it shares ownership and overlapping product categories, and competes for overlapping mortgage comparison traffic within the same group.
Broad incumbents
- Domain Home Loans: Domain Group's residential property platform with mortgage comparison and broker-matching services. Comparable because it converts property listing traffic into home loan referrals via lender partnerships, competing for the same first-home-buyer and refinance intent.
- realestate.com.au Home Loans: REA Group's residential property portal which has expanded into home loan comparison and broker referral services. Comparable because it leverages dominant property search traffic to monetize mortgage leads, operating at much larger scale than YourMortgage.com.au.
Emerging players
- Lendi: Australian digital mortgage broker combining comparison technology with a broker advisory service. Comparable because it uses a panel of lenders to match borrowers to home loans, but adds a human-assisted layer that YourMortgage.com.au largely avoids through its self-serve model.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
YourMortgage.com.au social profiles
Digital presenceYourMortgage.com.au financial estimates
Financial estimateRevenue estimate
Valuation estimate
YourMortgage.com.au leadership team
Management profileNumber of profiles
YourMortgage.com.au funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
YourMortgage.com.au M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about YourMortgage.com.au
What does YourMortgage.com.au do?
YourMortgage.com.au operates a free online mortgage comparison platform that aggregates home loan products from over 70 Australian lenders, including the Big Four banks and non-bank lenders. Users can compare variable rate, fixed rate, refinancing, investment, SMSF, construction, green, offset, interest only, low doc, reverse mortgage, and bridging loan products, access a suite of financial calculators (borrowing power, repayment, stamp duty, LMI, negative gearing, capital gains tax), locate mortgage brokers across all Australian capital cities and territories, and consume educational guides and mortgage news content.
Is YourMortgage.com.au a public or private company?
YourMortgage.com.au is a private company. It is classified as corporate owned and is currently operating.
When was YourMortgage.com.au founded?
YourMortgage.com.au was founded in 1995. It employs 1 to 10 people.
Where is YourMortgage.com.au based?
YourMortgage.com.au is headquartered in Sydney, Australia, in the Oceania region.
How does YourMortgage.com.au make money?
One revenue line is on record: referral and Commission Fees.
Who are YourMortgage.com.au's main competitors?
Direct peers on record are Mozo, Canstar, RateCity, Finder, Savings.com.au, Compare the Market Australia and InfoChoice. Broad incumbents are Domain Home Loans and realestate.com.au Home Loans. Lendi is listed as an emerging player.
Does YourMortgage.com.au have an API?
No public API is recorded for YourMortgage.com.au.
What industry is YourMortgage.com.au in?
YourMortgage.com.au's product category is Mortgage Comparison Services. Its primary akta.pro industry code is FSALABAJ, Mortgage Comparison, Marketplace & Rate-Shopping Platforms, with a secondary code of FSAEAMAA, Mortgage & Loan Introducers (Residential & Commercial). Its NAICS code is 522310 and its SIC code is 6163.