MoneyDuck
MoneyDuck is a Southeast Asian financial services marketplace that connects consumers with loans, credit cards, and insurance through a network of independent commission-based consultants (ExpertDucks) in Indonesia.
- Company typePrivate
- Founded2019
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2C
- OfferingDigital Commerce or Content
What MoneyDuck does
MoneyDuck is a Singapore-headquartered fintech operating a financial services marketplace in Southeast Asia, run through its Indonesian operating entity PT Moneymoneyduck Teknologi Indonesia. The platform connects consumers with financial products — specifically loans, credit cards, and insurance — via a distributed network of independent financial consultants branded as ExpertDucks. ExpertDucks offer consultations, refer products to customers, and earn commissions on successful conversions without being required to deploy upfront capital; consultants can also recruit additional consultants, creating a multi-tier referral structure.
The core product is a marketplace that aggregates multiple financial product providers and routes demand through the ExpertDuck channel rather than through direct-to-consumer online funnels. The platform is web-based (no mobile app disclosed) and operates on a pure commission/referral revenue model — MoneyDuck takes a cut from each successful product referral or sale facilitated through the marketplace. GTM is community-led and referral-driven, with the ExpertDuck program serving as both the salesforce and the primary acquisition channel for consultants.
The company was founded under parent entity Wise Egg (Singapore), received pre-seed funding from Genesia Ventures in 2019, and closed a pre-series A round in late 2021 led by Genesia Ventures with participation from Monex Ventures, earmarked for expansion into additional Southeast Asian countries. Operational headquarters are in Jakarta, with 11–50 employees and no disclosed revenue, management team details, or AI/technology stack differentiation beyond the marketplace framework itself.
MoneyDuck firmographics
Firmographics- Name
- MoneyDuck
- Legal name
- PT MONEYDUCK TEKNOLOGI INDONESIA
- Website
- https://moneyduck.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- MoneyDuck is a Southeast Asian financial services marketplace that connects consumers with loans, credit cards, and insurance through a network of independent commission-based consultants (ExpertDucks) in Indonesia.
- Ownership category
- akta.pro rank
Where MoneyDuck is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices1 record
Markets served
MoneyDuck business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations
Revenue model
- Commission-based marketplace: MoneyDuck generates revenue through commissions earned when ExpertDucks successfully refer customers to financial products. The platform takes a cut from each successful product referral or sale facilitated through the marketplace.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
MoneyDuck product offering
Product offeringCore offering
MoneyDuck operates a financial services marketplace in Southeast Asia that aggregates loans, credit cards, and insurance products from third-party providers and distributes them to consumers through a network of independent financial consultants called ExpertDucks. ExpertDucks provide free financial consultations and product recommendations to customers and earn commissions on successful referrals, with no upfront capital required to join the program. Revenue is generated through commissions taken on each successful product referral facilitated through the marketplace.
Product overview
MoneyDuck operates as a financial services marketplace platform in Southeast Asia. The core product is the MoneyDuck marketplace, which connects financial product providers with customers through a network of partner consultants. The ExpertDuck sub-brand represents the consultant/partner program, enabling individuals to offer financial products and earn commissions. The platform is operated by PT MoneyDuck Teknologi Indonesia and is headquartered in Jakarta.
Differentiator
Problem solved
Functional benefit
Products and services
- MoneyDuck Marketplace
Companies that use MoneyDuck
Customer profileSegments1 record
Ideal customer profiles2 records
MoneyDuck technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
MoneyDuck partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
MoneyDuck competitors and assessment
Company assessmentRegional players
- Kredit Pintar: Indonesia-focused online lending and consumer credit platform. Comparable as a financial product distribution and credit intermediation player in MoneyDuck's core Indonesia market.
- Tunaiku (Bank Amar Indonesia): Indonesian digital lending/consumer finance product, serving as a potential product partner and competitor for the loan category MoneyDuck distributes in Indonesia.
- iMoney Group: Malaysia-headquartered financial comparison and advisory platform operating across Southeast Asia. Comparable as a multi-country SEA financial product aggregator with lead-generation/affiliate revenue.
- RinggitPlus: Malaysia's leading personal finance comparison platform for credit cards, loans, and insurance. Comparable business model (lead-gen/affiliate) and overlapping product verticals, though focused on Malaysia.
- BankBazaar: India-based financial product marketplace for loans, credit cards, and insurance with affiliate/lead-gen model. Comparable in marketplace structure and product verticals, though India-focused.
Direct peers
- CekAja: Indonesia-based financial product comparison and lead-generation platform covering loans, credit cards, and insurance. Directly comparable to MoneyDuck in geography, product verticals, and affiliate-driven revenue model.
Broad incumbents
- LendingTree: US-listed financial product marketplace/loan broker connecting consumers with lenders and insurance providers. Comparable as a scaled, multi-vertical financial product lead-generation business model.
- GoBear (now parteq / archived SEA op): Was a Singapore-based financial product comparison platform across SEA for banking, insurance, and credit cards. Comparable in target geographies, product scope, and digital comparison model.
- PolicyBazaar (PB Fintech): India's largest insurance and financial product comparison marketplace. Comparable as a scaled financial product aggregator using agent/affiliate-driven distribution and lead generation.
Emerging players
- Finture (YC-backed SEA fintech): Indonesia-focused embedded finance and consumer credit infrastructure startup. Comparable as a regional fintech building consumer credit distribution in MoneyDuck's core market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
MoneyDuck financial estimates
Financial estimateRevenue estimate
Valuation estimate
MoneyDuck leadership team
Management profileNumber of profiles
Profiles1 record
MoneyDuck funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MoneyDuck M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MoneyDuck
What does MoneyDuck do?
MoneyDuck operates a financial services marketplace in Southeast Asia that aggregates loans, credit cards, and insurance products from third-party providers and distributes them to consumers through a network of independent financial consultants called ExpertDucks. ExpertDucks provide free financial consultations and product recommendations to customers and earn commissions on successful referrals, with no upfront capital required to join the program. Revenue is generated through commissions taken on each successful product referral facilitated through the marketplace.
Is MoneyDuck a public or private company?
MoneyDuck is a private company. It is classified as venture growth investor backed and is currently operating.
When was MoneyDuck founded?
MoneyDuck was founded in 2019. It employs 11 to 50 people.
Where is MoneyDuck based?
MoneyDuck is headquartered in Singapore, Singapore, in the Asia region.
How does MoneyDuck make money?
One revenue line is on record: commission-based marketplace.
Who are MoneyDuck's main competitors?
Regional players on record are Kredit Pintar, Tunaiku (Bank Amar Indonesia), iMoney Group, RinggitPlus and BankBazaar. CekAja is listed as a direct peer. Broad incumbents are LendingTree, GoBear (now parteq / archived SEA op) and PolicyBazaar (PB Fintech). Finture (YC-backed SEA fintech) is listed as an emerging player.
Does MoneyDuck have an API?
No public API is recorded for MoneyDuck.