What Cogedis does

Cogedis (legally L'association de Gestion et de Comptabilité COGEDIS) is a French multi-expertise accounting and business advisory group headquartered in Saint-Thonan, France, founded in 1976 and operating as an association de gestion et de comptabilité registered with the Ordre des Experts Comptables. The group serves more than 19,000 business owners daily through a network of more than 80 agencies across 35 departments, supported by approximately 1,000 collaborators, covering accounting, tax, payroll and HR, legal, wealth management, business creation, debt collection, and consulting. Its primary vertical specialism is agriculture, delivered through the AgriPME sub-brand (12 dedicated consultants and 400+ agricultural SME clients) and adjacent expertise lines such as Gédéa Expertises.

The group's core technology asset is Fluxéo, an in-house electronic invoicing and mobile business management platform launched in 2025 and offered via monthly subscription starting at €14/month, designed to help French SMEs comply with the country's electronic invoicing reform. Cogedis describes Fluxéo as a connected, AI-capable solution and markets itself as the first accounting firm to use artificial intelligence in its activities, though no proprietary model, training pipeline, or third-party benchmark is disclosed. Complementary offerings include PAC and environmental compliance, agricultural transaction support, strategic SME advisory, and short-circuit (direct-to-consumer) producer enablement via partnerships with Lisy (order management) and Tactyl System (payment and weighing).

The business model combines traditional professional-services fees (accounting, advisory, legal, payroll) with a recurring SaaS subscription stream from Fluxéo. Distribution is direct-to-consumer through the agency network, supplemented by phone contact (09 70 81 38 69), a two-click online quote request, content marketing, and a strategic partnership with Banque Populaire Grand Ouest for business creation and takeover mandates. The firm is private, has no parent company, no disclosed funding rounds, and is led by Directeur Général Philippe Remaud.

Name

Cogedis

Legal name

L'association de Gestion et de Comptabilité COGEDIS

Website

https://cogedis.com

Company type

Private

Founded year

1976

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Cogedis is a French multi-expertise accounting and business advisory group serving more than 19,000 business owners and farmers across 80+ agencies in 35 departments, offering accounting, payroll, legal, wealth management, and the Fluxéo electronic invoicing SaaS.

Ownership category

akta.pro rank

Headquarters

HQ city

Saint-thonan

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Professional Accounting and Advisory Services: Core accounting, tax, legal, HR management, and strategic advisory services for businesses and agricultural operations
2. Fluxéo Software Subscription: Monthly subscription for electronic invoicing and mobile business management solution

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Cogedis is a French multi-expertise accounting and business advisory group delivering professional services including accounting, tax, legal counsel, payroll/HR management, wealth management, business creation support, and agricultural transaction services to more than 19,000 business owners across France. The group also develops and sells Fluxéo, a proprietary electronic invoicing and mobile business management SaaS platform available from €14/month to help clients comply with France's electronic invoicing reform.

Product overview

Cogedis is a multi-expertise accounting and business advisory group offering a portfolio of professional services. The core offering centers on Fluxéo, an electronic invoicing and mobile business management platform (starting at €14/month), complemented by specialized services including accounting and management expertise, HR management, legal counsel, business creation assistance, wealth management, and training. AgriPME provides dedicated strategic advisory for agricultural SMEs. The group serves over 19,000 business clients across 35 departments through more than 80 agencies with 1,000 collaborators.

Differentiator

Problem solved

Functional benefit

Brands

• Fluxéo: Electronic invoicing and mobile business management solution offered starting at €14/month.
• AgriPME
• Gédéa Expertises

Products and services

• Fluxéo
• AgriPME
• Expertise comptable et gestion
• Gestion des ressources humaines et paie
• Conseil juridique
• Conseil en gestion de patrimoine
• Accompagnement stratégique des dirigeants d'entreprise
• Transaction agricole
• Environnement et primes PAC
• Formation du dirigeant et protection sociale

Quantifiable outcome

• 19,000 business owners served daily
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Banque Populaire Grand OuestcoreStrategic or Co-development PartnerPartnership to accompany clients who are business creators and takeover specialists in realizing their projects. Cogedis has signed a partnership with Banque Populaire Grand Ouest to provide comprehensive support for business creation and takeover.
• Plein ChampminorGTM or Marketing PartnerAgricultural editorial partner providing weather, agricultural news, price analysis, management tools, and innovative services to accompany farmers in their daily management and projects.
• Paysan BretonminorGTM or Marketing PartnerEditorial partner - agricultural technical news journal for livestock and crop farming. Includes classifieds, legal notices, archives, and subscriptions.
• L'installateurminorGTM or Marketing PartnerEditorial partner - magazine for plumbing and heating installers. Reference information for installers and the entire professional sector including distribution and manufacturers.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• In Extenso: In Extenso is a major French accounting and consulting network serving SMEs, with strong agricultural and rural business coverage. Directly comparable to Cogedis in customer profile, multi-expertise model, and French regional footprint.
• Cerfrance: Cerfrance is the dominant French agricultural accounting association network, providing accounting, tax, and strategic advisory to farmers and rural SMEs. Highly comparable to Cogedis given overlapping agricultural specialization and association structure.
• Fiducial: Fiducial is one of France's largest accounting, legal, and payroll service firms serving very small businesses and SMEs nationwide. Comparable to Cogedis on customer profile (TPE/PME), service breadth, and direct-to-client distribution.

Others

• Sage (France): Sage is a global accounting and payroll software vendor with a strong French SME presence. Comparable to Cogedis/Fluxéo on accounting software functionality and serves an overlapping PME customer base.
• Cegid: Cegid is a leading French cloud accounting and ERP software provider serving SMEs and accountants. Indirectly comparable to Cogedis via Fluxéo; Cegid powers many competing accounting platforms that could substitute for Fluxéo.

Emerging players

• Indy: Indy is a French micro-business and freelance accounting automation platform. It targets the very-small-business end of Cogedis's client spectrum with a low-cost digital-first model and represents a substitution risk for entry-level accounting services.
• Pennylane: Pennylane is a fast-growing French accounting and financial management SaaS platform for SMEs and accountants. It overlaps with Cogedis's Fluxéo in e-invoicing and bookkeeping but is tech-native and accountant-partner-friendly rather than a captive advisory firm.
• Dougs: Dougs is a French online accounting and tax service for TPE/PME and independents, offering subscription-based bookkeeping. Directly comparable to Cogedis's PME/TPE segment but delivered via a lean digital model rather than a 80-branch agency network.

Broad incumbents

• Baker Tilly France: Baker Tilly France is a mid-tier international accounting and advisory network serving French SMEs and mid-market companies. Overlaps with Cogedis on accounting, tax, and advisory services but operates with a broader geographic and segment reach.
• BDO France: BDO France is part of a global accounting and advisory network serving SMEs, mid-market, and large clients. Comparable to Cogedis on accounting and advisory services but with broader corporate and international clientele.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCZvOTvJfjWMipwZApjBGqOA
• Facebookfacebook.com/GroupeCogedis
• LinkedInlinkedin.com/company/groupe-cogedis
• Instagraminstagram.com/groupe_cogedis/?hl=fr
• Xx.com/Groupe_Cogedis

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cogedis