What Maverick Lending does

Maverick Lending (Maverick Lending LLC, Colorado-domiciled, founded 2018) is a privately held business lending broker that matches small and medium-sized businesses in the United States and Canada with short- and medium-term funding. The platform advertises funding amounts from $5,000 to $3,000,000+ across SBA loans, term loans, revolving lines of credit, equipment financing, working capital, and debt consolidation/refinancing. Its underwriting posture is explicitly inclusive relative to banks — minimum monthly revenue of $10,000+, as little as one month in business, all credit scores accepted (including scores as low as 400 and ITIN/non-citizen applicants), and 100+ industries served. Marketing disclosures claim a 95% approval rate and an average 3.5-hour time from completed application to funding.

The company's technology stack is a digital lending front-end: a 2-minute online pre-approval form that runs a soft credit pull (no score impact), transmits the application to a network of underlying lenders and funding partners, and returns side-by-side offers with rates, terms, and payments for the borrower to compare. Data handling is described as 256-bit encrypted; the firm does not disclose proprietary models, machine learning components, mobile apps, or published APIs. Differentiated features emphasized on the website center on ease-of-use — soft pull pre-qualification, a streamlined application, and transparent side-by-side offer presentation — rather than on proprietary credit infrastructure.

The revenue model is transaction-based: Maverick earns broker or origination fees when it successfully matches a borrower with a funding partner and the loan is funded. No upfront or hidden fees are charged by Maverick; lender/origination fees are disclosed at offer time. The go-to-market is primarily direct and digital — the website is the principal acquisition channel, supplemented by phone and email sales consultation, with a dedicated Spanish-language landing page targeting Hispanic SMBs. The firm is small (1-10 disclosed headcount), with no public revenue, funding history, ownership disclosures, leadership information, or M&A activity in the source data.

Name

Maverick Lending

Legal name

Maverick Lending LLC

Website

https://maverick-lending.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Maverick Lending is a Colorado-based business lending broker matching U.S. and Canadian SMBs with $5,000-$3 million in funding across SBA loans, term loans, lines of credit, equipment financing, working capital, and debt consolidation via a soft-credit-pull pre-approval funnel.

Ownership category

akta.pro rank

Product category

Small Business Lending

NAICS

Nondepository Credit Intermediation (5222), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SBA/Government-Backed & Development Finance Loans (FSAKAGAI)

akta.pro secondary industry

Bridge Loans & Emergency Short-Term Credit (FSAKAMAJ)

Keywords

• Small business lending
• SBA loans
• Equipment financing
• Working capital loans
• Business term loans

Headquarters

HQ city

Albany

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Broker/Origination Fees: Maverick Lending acts as an intermediary between borrowers and lenders/funding partners, earning broker fees or origination fees when loans are funded. The company matches businesses with potential lenders and funding partners. Revenue is generated when funding transactions are completed through their platform.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Maverick Lending is a digital business funding platform that matches U.S. and Canadian small and medium-sized businesses with a network of lenders and funding partners. The company offers SBA loans, term loans, revolving lines of credit, equipment financing, working capital, and debt consolidation/refinancing ranging from $5,000 to $3,000,000+, with a 2-minute soft-credit-pull pre-approval process and average funding time of 3.5 hours.

Product overview

Maverick Lending is a business funding platform offering a portfolio of lending products designed to provide fast, transparent financing to U.S. and Canadian businesses. The core offering includes SBA Loans with 10-year terms, Term Loans (2-10 years), Revolving Lines of Credit, Equipment Financing, Working Capital, and Debt Consolidation/Refinancing. The company uses a streamlined soft-credit-pull pre-approval process to match businesses with suitable funding options ranging from $5,000 to $3 million, with average funding times of 3.5 hours. All products are accessible through a unified application process that presents side-by-side offers for comparison.

Differentiator

Problem solved

Functional benefit

Products and services

• SBA Loans
• Term Loans Business term loans with 2-10 year repayment terms at low rates, providing lump sum capital for various business needs.
• Lines of Credit Revolving credit lines that businesses can draw on as needed to manage recurring cash flow requirements and working capital gaps.
• Equipment Financing Financing for business equipment (anything that doesn't float or fly), where the equipment itself serves as collateral.
• Working Capital Short-term funding to cover cash-flow gaps from seasonality, uneven receivables, or general operational needs.
• Debt Consolidation/Refinancing Loan consolidation and refinancing services to help businesses restructure existing debt into more manageable payment structures.

Quantifiable outcome

• Average time from completed application to funding: 3.5 hours
• +3 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators5 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Biz2Credit: Biz2Credit runs an online SMB lending marketplace that matches small businesses with banks and alternative lenders for term loans, lines of credit, SBA loans, and working capital. It is a direct competitor in the broker/matchmaking category, particularly for SMBs that don't qualify at traditional banks.
• Fundera: Fundera (now part of Bankrate/NerdWallet) operates an SMB lending marketplace that matches business owners with multiple lenders across term loans, lines of credit, SBA loans, and merchant cash advance. Highly comparable to Maverick Lending in target customer, broker model, and side-by-side offer UX.
• Credibly: Credibly provides working capital, term loans, lines of credit, and invoice factoring to small businesses, with explicit positioning around speed and accessibility for underbanked SMBs. Directly comparable to Maverick Lending in target borrower profile and product mix, though operating more as a direct/balance-sheet lender than pure broker.
• National Funding: National Funding is an SMB lender/broker offering working capital, equipment financing, term loans, and SBA loans to small businesses, with a strong emphasis on speed and accessibility. Directly comparable to Maverick Lending in product mix, target customer, and small-team, sales-led motion.
• Lendio: Lendio is one of the largest online SMB loan marketplaces in the U.S., connecting small businesses with SBA loans, term loans, lines of credit, and equipment financing through a network of lenders. It is the closest direct peer to Maverick Lending in product scope, customer segment, and broker/referral revenue model.
• SmartBiz: SmartBiz is an SBA loan-focused online marketplace and small business lending platform that streamlines SBA loan applications and matches borrowers with bank partners. Comparable to Maverick in the SMB broker category and overlapping in SBA loan products and consultation-driven sales motion.
• CAN Capital: CAN Capital provides working capital loans, term loans, and SBA loans to small businesses, historically targeting underbanked SMBs. Comparable to Maverick in target customer (often bank-declined borrowers) and product suite, including working capital and SBA offerings.

Emerging players

• Funding Circle: Funding Circle operates an online SMB lending platform offering term loans and lines of credit to small businesses, with a marketplace model in some markets. Comparable to Maverick in digital SMB lending and product offerings, though typically positioned slightly upmarket.
• BlueVine: BlueVine offers lines of credit, invoice factoring, term loans, and SBA loans to SMBs via a digital-first platform. Comparable in product mix and SMB target, but operates primarily as a direct tech-enabled lender rather than a multi-lender broker like Maverick.
• OnDeck: OnDeck (now part of Enova) was a pioneer in online short-term SMB lending offering term loans and lines of credit to underbanked small businesses. Comparable to Maverick in target customer and product type, but is a balance-sheet originator rather than a broker.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maverick Lending