Ingram Insurance Agency

What Ingram Insurance Agency does

Ingram Insurance Agency is a family-owned independent insurance agency founded in 1962 and headquartered at 600 Symmes Rd., Hamilton, Ohio. The agency operates as an independent producer rather than a captive agent, representing approximately 18 insurance carriers across personal, commercial, specialty, health, and life lines — including Progressive, Liberty Mutual, Safeco, Acuity, Ohio Mutual, Grange, AIG, Allianz Life, United Healthcare, Anthem, and Genworth, among others. Its core product offerings span auto, homeowners, commercial, farm, health, life, motorcycle, and rental insurance, distributed primarily to individual consumers and small-to-medium businesses in the Butler County, Ohio region.

The agency operates on a direct-to-consumer go-to-market model, executing sales through face-to-face and phone-based engagement at its single Hamilton office, supplemented by an online quote request workflow hosted via a third-party platform (xilo.io). Supporting marketing channels include the company website (with blog content), email newsletter signup, and social media presence. The underlying technology stack consists of standard insurance industry platforms for policy management, quoting, and customer relationship management, with no proprietary technology assets disclosed.

Revenue is generated entirely through commissions earned from insurance carriers on policies placed on behalf of clients, with pricing structured on a quote-by-quote basis determined by individual risk factors, coverage requirements, and the selected carrier. The customer base is segmented into individual consumers (primary), business owners (primary), farm owners, health and life insurance seekers, and specialty insurance holders (motorcycle, rental). No institutional investment, private equity involvement, or public listing has been identified; ownership is entirely family-controlled. The company has operated continuously for over 60 years without disclosed M&A, funding events, or leadership transitions.

Name

Ingram Insurance Agency

Legal name

Ingram Insurance Agency

Website

https://ingraminsurance.com

Company type

Private

Founded year

1962

Operating status

Operating

Headcount range

1–10 employees

Short description

Ingram Insurance Agency is a family-owned independent insurance agency founded in 1962 in Hamilton, Ohio, serving individual consumers and small businesses through multi-carrier representation across auto, home, commercial, farm, health, life, and specialty insurance lines.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Personal Auto Insurance (FSAJAMAA)

Keywords

• Independent insurance agency
• Property casualty insurance
• Personal lines insurance
• Commercial insurance coverage
• Insurance broker services

Headquarters

HQ city

Hamilton

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Insurance Commissions: Earns commissions from insurance carriers for policies placed on behalf of clients. As an independent agency, they represent multiple insurance companies and receive compensation when customers purchase policies through their agency.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Ingram Insurance Agency is an independent insurance brokerage that places personal and commercial insurance policies on behalf of clients by representing multiple insurance carriers. The agency sells auto, homeowners, commercial, farm, health, life, motorcycle, and rental insurance through direct customer engagement, quote-based policy placement, and ongoing policy management support from its Hamilton, Ohio office.

Product overview

Ingram Insurance Agency operates as an independent insurance agency offering a portfolio of insurance products. As an independent agency (not tied to any single insurance company), they provide access to multiple insurance carriers. Their core product offerings include Auto Insurance, Homeowners Insurance, Commercial Insurance, Farm Insurance, Health Insurance, Life Insurance, Motorcycle Insurance, and Rental Insurance. The agency was founded in 1962 and is family owned and operated, headquartered in Hamilton, Ohio.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Insurance coverage placed through carrier partners that protects drivers and passengers against accidents, covering liability and potential damages. Targeted at individual consumers with personal vehicles.
• Homeowners Insurance Property coverage placed through carrier partners that protects a home's structure and the valuable items inside it against specified risks. Targeted at individual consumers who own homes.
• Commercial Insurance Business coverage placed through carrier partners that protects companies against property damage and potential lawsuits. Targeted at small and medium business owners in the Midwest.
• Farm Insurance Specialty insurance coverage placed through carrier partners for agricultural operations, farm property, and equipment. Targeted at farm owners and agricultural businesses.
• Health Insurance Medical and health coverage placed through carrier partners for individuals and families, covering medical expenses and healthcare services. Targeted at individuals and families seeking health coverage.
• Life Insurance Coverage placed through carrier partners that provides financial protection to beneficiaries upon the policyholder's death. Targeted at individuals and families seeking financial protection and retirement products.
• Motorcycle Insurance Specialty personal coverage placed through carrier partners that protects motorcycles against accidents, theft, and liability. Targeted at motorcycle owners.
• Rental Insurance Specialty personal coverage placed through carrier partners that protects renters' personal belongings and liability within a rented property. Targeted at renters.

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered minor.

• Acuity InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Ingram Insurance Agency. Acuity is a property and casualty insurer offering various commercial and personal insurance products.
• ProgressiveminorChannel Partner/ Reseller/ DistributorMajor insurance carrier partner specializing in auto insurance. Ingram represents Progressive for auto coverage placement.
• Liberty MutualminorChannel Partner/ Reseller/ DistributorNational insurance carrier partner offering personal and commercial insurance products through Ingram's agency.
• Ohio Mutual Insurance GroupminorChannel Partner/ Reseller/ DistributorRegional insurance carrier based in Ohio offering property and casualty coverage. Strong regional presence serving Indiana and Ohio policyholders.
• SafecominorChannel Partner/ Reseller/ DistributorPart of Liberty Mutual, Safeco offers personal insurance products including auto, home, and umbrella coverage.
• Grange InsuranceminorChannel Partner/ Reseller/ DistributorRegional insurance carrier offering personal and commercial insurance products, particularly strong in the Midwest.
• American Collectors InsuranceminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier focusing on collector vehicle coverage, serving classic car and collector vehicle owners.
• Pekin InsuranceminorChannel Partner/ Reseller/ DistributorMidwest-based insurance carrier offering personal and commercial insurance products in Illinois and surrounding states.
• Viking InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier partner represented by Ingram for various insurance product offerings.
• Allianz LifeminorChannel Partner/ Reseller/ DistributorMajor life insurance and retirement solutions provider offering annuity and life insurance products.
• AIGminorChannel Partner/ Reseller/ DistributorGlobal insurance corporation offering broad range of insurance products including life, property, and casualty coverage.
• INGminorChannel Partner/ Reseller/ DistributorInternational banking and insurance company providing financial and insurance products.
• Genworth FinancialminorChannel Partner/ Reseller/ DistributorInsurance provider specializing in long-term care insurance and life insurance products.
• Medical Mutual of OhiominorChannel Partner/ Reseller/ DistributorRegional health insurance provider serving Ohio and surrounding states with medical and health coverage options.
• United HealthcareminorChannel Partner/ Reseller/ DistributorLarge national health insurance carrier offering comprehensive health coverage plans.
• Golden RuleminorChannel Partner/ Reseller/ DistributorHealth insurance provider offering individual and family health coverage plans, part of the United Healthcare family.
• AnthemminorChannel Partner/ Reseller/ DistributorMajor health insurance company providing medical coverage and health benefits programs.
• North American Company for Life and Health InsuranceminorChannel Partner/ Reseller/ DistributorLife and health insurance carrier offering life insurance, Medicare supplement, and health insurance products.

Scale indicators1 record

Recent moves3 records

Expansion highlights3 records

Direct peers

• Higginbotham: Large independent insurance agency providing commercial and personal insurance across multiple states, with the same multi-carrier brokerage model and diversified product portfolio as Ingram. Closest peer in business model and customer mix (SMB and individual).
• Insurance Office of America: Independent insurance agency offering property, casualty, and employee benefits across multiple states. Operates with similar multi-carrier representation and broad product portfolio to Ingram.
• The Buckner Company: Independent insurance agency serving businesses and individuals with P&C, benefits, and personal lines. Directly comparable to Ingram in offering multi-carrier access through a single agency relationship.
• Woodruff-Sawyer & Co. Independent insurance brokerage providing commercial insurance, employee benefits, and personal lines. Comparable as an independent brokerage serving similar commercial and personal client segments with carrier-agnostic placement.
• RPS Insurance (Risk Placement Services): Insurance wholesale distributor and brokerage providing placement services for retail agents and direct clients. Comparable as a multi-carrier intermediary in the insurance value chain, with similar revenue model based on commissions.

Broad incumbents

• Brown & Brown Insurance: Large national insurance brokerage (NYSE: BRO) with independent agency roots, serving commercial, personal, and employee benefits markets. Relevant as a scaled incumbent that has aggregated the independent agency model through acquisition - illustrating both an exit path and a competitive threat.
• Acrisure: Tech-enabled insurance brokerage that has rapidly consolidated independent agencies via PE-backed roll-up strategy. Relevant as a potential acquirer and as a model of how the independent agency value chain is being aggregated and modernized through capital.

Regional players

• Ohio Mutual Insurance Group: Regional P&C carrier and Ingram carrier partner based in Ohio, serving Indiana and Ohio policyholders. Comparable as a regional insurance provider operating in the same Midwest geography with overlapping customer base.
• Grange Insurance: Regional insurance carrier and Ingram carrier partner with strong Midwest presence. Comparable as a regional insurance provider competing for similar Ohio and Midwest personal and commercial customers.

Emerging players

• Lemonade: Digital-first insurance carrier using AI-driven underwriting and a mobile app to sell directly to consumers, bypassing traditional agencies. Relevant as a disruptive emerging player reshaping consumer expectations around insurance purchasing and the value proposition of independent agencies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ingram Insurance Agency