OneHealth
OneHealth Plus is a multi-carrier health insurance brokerage and platform that distributes Cigna PPO major medical plans plus dental, vision, and supplemental coverage to independent professionals, gig workers, and small businesses of 1 to 100 employees, also selling through a broker partner channel nationwide.
- Company typePrivate
- Founded-
- HeadquartersFreehold, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What OneHealth does
OneHealth Plus (legal entity OneHealth Services, LLC.) is a New Jersey-based health insurance distribution platform that targets segments underserved by traditional employer-sponsored benefits: independent professionals, 1099 contractors and gig workers, solo entrepreneurs, and small businesses with 1 to 100 employees, as well as the insurance brokers who serve them. The company is not a carrier; it operates as a multi-carrier agent and broker, packaging a private major medical plan built on the Cigna PPO network (1.3 million providers, all 50 states) with Equitable dental, Guardian vision, and supplemental accident, hospital indemnity, and critical illness coverages. Underwriting risk and claims administration sit with the underlying carriers.
The technology layer is a proprietary all-in-one management platform that handles quoting, enrollment, document management, plan changes, and team administration for employers and individuals. Distribution is hybrid: direct-to-consumer through the company website and a (877) phone sales line, paired with a broker partner program offering dedicated broker support, fast quote turnaround, and online enrollment tools. Marketing is multi-channel, including organic social on LinkedIn and Instagram, consent-based email and SMS, and earned-media content partnerships with outlets such as FinanceBuzz and TrueMed focused on HSA/FSA education.
Revenue is generated on a recurring basis from insurance premiums on individual, family, and small-group policies, supplemented by broker commissions on placements. Pricing is not publicly disclosed and varies by plan; the company claims savings of up to 40% versus premium state marketplace options for small businesses and roughly half the price of comparable Cobra offerings for individuals. The company is privately held with no disclosed funding rounds and is led by co-founders Sean Colrick (CEO) and Brian Miller (COO), both with 15 years of insurance industry experience.
OneHealth firmographics
Firmographics- Name
- OneHealth
- Legal name
- OneHealth Services, LLC.
- Website
- https://onehealthplus.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- OneHealth Plus is a multi-carrier health insurance brokerage and platform that distributes Cigna PPO major medical plans plus dental, vision, and supplemental coverage to independent professionals, gig workers, and small businesses of 1 to 100 employees, also selling through a broker partner channel nationwide.
- Ownership category
- akta.pro rank
OneHealth industry classification
Industry- Product category
- Health Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
- akta.pro secondary industries
- Off-Exchange Individual Major Medical Plans (FSAIAEAB), Standalone Hospital Indemnity Insurance (FSAIAKAB), Standalone Critical Illness Insurance (FSAIAKAA)
Keywords
Where OneHealth is headquartered
LocationHeadquarters
- HQ city
- Freehold
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
OneHealth business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations, Others
Revenue model
- Health Insurance Premiums: The company collects insurance premiums from individuals, entrepreneurs, and small businesses for major medical, dental, vision, and supplemental coverage plans. Premiums are collected on a recurring basis (monthly or annual billing cycles). The plans are underwritten through insurance carrier relationships (Cigna, Equitable, Guardian).
- Broker Commissions: Insurance brokers earn commissions by placing clients with OneHealth Plus plans. The company recruits and supports broker partners who serve the independent professional and small business markets.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Major Medical Plan with 8 deductible options including 2 HSA-compatible plans |
| Subscription | Monthly | Dental Insurance through Equitable |
| Subscription | Monthly | Vision Insurance through Guardian |
| Subscription | Monthly | Supplemental Benefits |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
OneHealth product offering
Product offeringCore offering
OneHealth Plus distributes private health insurance plans—primarily a major medical plan built on the Cigna PPO network with 1.3 million providers across all 50 states—alongside dental (Equitable), vision (Guardian), and supplemental accident, hospital indemnity, and critical illness plans. Offerings are managed through a proprietary all-in-one digital platform and targeted at individuals, 1099/gig workers, solopreneurs, small businesses (1–100 employees), and broker partners nationwide.
Product overview
OneHealth Plus operates as a health benefits platform offering a unified portfolio centered on a Major Medical Plan (private PPO plan powered by Cigna with 1.3 million providers nationwide) as the core product. This is complemented by add-on modules including Dental Insurance (through Equitable), Vision Insurance (through Guardian), and supplemental benefits (Accident, Hospital Indemnity, and Critical Illness plans). All offerings are managed through a proprietary All-in-One Management Platform that provides centralized enrollment, plan management, and benefits administration. The platform serves employers (teams of 1-100), self-employed individuals, entrepreneurs, brokers, and their clients across all 50 states.
Differentiator
Problem solved
Functional benefit
Products and services
- Major Medical Plan Private major medical health plan built on the Cigna Preferred Provider Organization (PPO) network, providing access to 1.3 million care providers across all 50 states. Members can see any doctor in or out of network without referrals, choose 1 of 8 deductible options (2 HSA-compatible), access $0 co-pay telemedicine, and face no hidden coverage limits. Designed for individuals, families, 1099/gig workers, and small businesses (1–100 employees) seeking Fortune 500-level coverage without traditional employer requirements.
- Dental Insurance Dental coverage underwritten through Equitable, offering nationwide coverage with basic and preventive services across multiple plan options for individuals and families. Available as a complement to the OneHealth Plus major medical plan.
- Vision Insurance Vision coverage underwritten through Guardian, providing a prescription eyewear allowance and additional vision care benefits. Available nationwide for individuals and families as part of the OneHealth Plus benefits package.
- Accident Plans Supplemental accident insurance providing additional financial protection against accidental injuries. Offered as an add-on within the OneHealth Plus benefits package for individuals, families, and small businesses.
- Hospital Indemnity Plans Supplemental hospital indemnity insurance providing cash benefits to help cover costs associated with hospital stays. Available as add-on coverage within the OneHealth Plus benefits package.
- Critical Illness Plans Supplemental critical illness insurance providing financial protection upon diagnosis of a covered critical illness. Available as an add-on within the OneHealth Plus benefits package for individuals, families, and small businesses.
Quantifiable outcome
- Up to 40% savings compared to premium state marketplace options for small businesses
- +2 more outcomes
Companies that use OneHealth
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
OneHealth technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
OneHealth partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and supporting.
- CignacoreCigna provides the Preferred Provider Organization (PPO) network underlying OneHealth Plus major medical plans. This partnership gives access to a national network of 1.3 million care providers across all 50 states, enabling members to see any doctor in or out of network without referrals.
- EquitablesupportingEquitable provides dental insurance plans offered through OneHealth Plus, including nationwide coverage with basic and preventive services, multiple plan options, and individual/family coverage.
- GuardiansupportingGuardian provides vision insurance plans through OneHealth Plus, including prescription eyewear allowances and nationwide coverage options.
Scale indicators4 records
Recent moves1 record
Expansion highlights5 records
OneHealth competitors and assessment
Company assessmentDirect peers
- eHealth: Leading online health insurance marketplace and broker selling individual, family, and small business health plans from multiple carriers. Highly comparable to OneHealth Plus in target customer (individuals and small businesses), product mix (major medical plus ancillary), and broker/distributor model.
- HealthMarkets: Insurance agency selling individual and small business health, Medicare, and supplemental coverage through a national agent network. Directly comparable to OneHealth Plus in targeting the underserved individual and small employer segments with multi-carrier options.
- GoHealth: Publicly traded health insurance marketplace connecting consumers with Medicare, individual, and family plans via a technology platform. Closely comparable in online broker model, multi-carrier distribution, and individual/SMB customer focus.
- SelectQuote: Direct-to-consumer insurance distributor primarily selling life and health insurance (with strong Medicare focus) through a call-center-led model. Comparable in revenue model (commission-based broker) and customer orientation around individual health coverage choices.
- SmartFinancial Insurance: Online insurance comparison marketplace offering health, auto, home, and life coverage from multiple carriers. Comparable as a digital broker competing for individual and small business buyers shopping for health plans.
- HealthPlanOne: Online health insurance broker specializing in individual, family, and Medicare plans sourced from multiple carriers. Comparable as a digital-first broker serving similar individual and small business buyer personas.
- LIG Solutions: Insurance brokerage distributing individual, family, and small business health plans from leading carriers. Comparable in broker-led, multi-carrier approach and small employer/individual customer base.
Emerging players
- Stride Health: Health benefits platform purpose-built for independent workers, freelancers, and 1099 contractors. Highly comparable to OneHealth Plus's core independent-professional value proposition but with a more focused, tech-led GTM and direct carrier integrations.
Broad incumbents
- Justworks: PEO offering payroll, benefits, HR, and compliance to small and mid-sized businesses, including health benefits administration. Comparable to OneHealth Plus in serving small employers seeking benefits but with a broader PEO service bundle and deeper technology stack.
- Gusto: Payroll, benefits, and HR platform serving small businesses, including health insurance and 401(k) offerings. Comparable to OneHealth Plus in SMB customer focus and benefits distribution, but with a much broader HR-tech footprint.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
OneHealth social profiles
Digital presenceOneHealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
OneHealth leadership team
Management profileNumber of profiles
Profiles2 records
OneHealth funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
OneHealth M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about OneHealth
What does OneHealth do?
OneHealth Plus distributes private health insurance plans—primarily a major medical plan built on the Cigna PPO network with 1.3 million providers across all 50 states—alongside dental (Equitable), vision (Guardian), and supplemental accident, hospital indemnity, and critical illness plans. Offerings are managed through a proprietary all-in-one digital platform and targeted at individuals, 1099/gig workers, solopreneurs, small businesses (1–100 employees), and broker partners nationwide.
Is OneHealth a public or private company?
OneHealth is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was OneHealth founded?
OneHealth was founded in -1. It employs 11 to 50 people.
Where is OneHealth based?
OneHealth is headquartered in Freehold, United States, in the North America region.
How does OneHealth make money?
Two revenue lines are on record. Health Insurance Premiums are the primary driver. The others are broker Commissions.
Who are OneHealth's main competitors?
Direct peers on record are eHealth, HealthMarkets, GoHealth, SelectQuote, SmartFinancial Insurance, HealthPlanOne and LIG Solutions. Stride Health is listed as an emerging player. Broad incumbents are Justworks and Gusto.
Does OneHealth have an API?
No public API is recorded for OneHealth.
What industry is OneHealth in?
OneHealth's product category is Health Insurance Brokerage. Its primary akta.pro industry code is FSAIAFAD, Small Group Health Insurance (2–50/100), with a secondary code of FSAIAEAB, Off-Exchange Individual Major Medical Plans. Its NAICS code is 524210 and its SIC code is 6411.