Számlázz.hu

What Számlázz.hu does

Számlázz.hu is Hungary's market-leading online invoicing SaaS platform, operated by KBOSS.hu Kft. and serving 906,756 businesses and 1.15 million individual users with more than 842 million invoices issued since its 2005 launch. The cloud-based platform automates mandatory NAV Online invoice reporting — Hungary's tax-authority real-time data transmission regime — and bundles a full invoice lifecycle stack including Autokassza (MNB-licensed AISP-driven bank synchronization across 12+ Hungarian banks), Számlaverzum (cross-source invoice aggregation), Számla Agent (rule-based automated invoice generation), digital factoring via Flexibill, Qvik-kérelem instant payment requests, and integrations with webshops (WooCommerce, Shopify), payment gateways (SimplePay, Barion), and accounting software (SMARTBooks). Underlying infrastructure runs on AWS Frankfurt with ISO 27001/27017/27018/27701/22301/20000-1/9001 and CSA STAR CCM v4.0 certifications, with an AI Assistant deployed on Amazon Bedrock.

The company operates a freemium SaaS model with three paid tiers (#start, #digital, #profi), where the #free tier offers unlimited invoice issuance and #profi unlocks the full ecosystem including Autokassza, accounting integrations, BinX Pro banking, factoring access, and a free Premium Mastercard. Additional revenue streams include transaction-based fees from Flexibill factoring (1-3% plus BUBOR-indexed interest), SimplePay qvik payment requests (0.49% capped at 1,000 Ft), and affiliate/referral economics from the November 2025 BinX neobank co-branded alliance. Distribution is product-led and self-serve, supplemented by an API/plugin ecosystem for B2B SaaS and e-commerce, a referral program, accountant-channel recommendations, and strategic co-marketing with BinX and Flexibill. Since 2017, KBOSS.hu Kft. has been a wholly-owned subsidiary of Norwegian enterprise software conglomerate Visma International Holding AS, while maintaining brand and operational independence in Hungary.

Name

Számlázz.hu

Legal name

KBOSS.hu Kereskedelmi és Szolgáltató Korlátolt Felelősségű Társaság

Website

https://szamlazz.hu

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Számlázz.hu is Hungary's leading online invoicing SaaS platform, serving 906,756 businesses with NAV-compliant e-invoicing, Autokassza bank synchronization, digital factoring, and bundled SME banking via the BinX neobank partnership, operated by Visma-owned KBOSS.hu Kft.

Ownership category

akta.pro rank

Product category

Online Invoicing Software

NAICS

Custom Computer Programming Services (541511), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Offices of Certified Public Accountants (541211), Sales Financing (52222)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Processing & Data Preparation (7374), Short-Term Business Credit Institutions (6153), Finance Services (6199)

akta.pro primary industry

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF)

akta.pro secondary industries

E-Invoicing & Invoice Presentment (B2B/B2G) (FSAMAJAF), Payment Posting, Reconciliation & Cash Application for Bills (FSAMAJAL), Embedded Tax, Accounting & Invoicing Finance (FSAGALAJ)

Keywords

• Online invoicing software
• E-invoicing platform
• Bank reconciliation AISP
• Digital factoring service
• SME billing SaaS

Headquarters

HQ city

Budapest

HQ country

Hungary

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Subscription Plans: Tiered SaaS subscription model with three main plans (#start, #digital, #profi). The #free plan offers unlimited invoice issuance at no charge. Paid tiers unlock Autokassza bank sync, qvik payment requests, accounting integrations, BinX Pro banking card, factoring access, and advanced reporting. Nonprofit organizations receive free #profi access.
2. Digital Factoring (Flexibill Partnership): When users factor invoices through the integrated Flexibill service, fees average 1–3% of invoice value plus 1% interest (BUBOR-indexed). Revenue is shared between Flexibill/BÁV Faktor and Számlázz.hu.
3. Qvik Payment Request Transaction Fees: Qvik-kérelem initiation is currently free for Számlázz.hu users. SimplePay qvik-kérelem for B2C (private individual) transactions carries a 0.49% fee capped at 1,000 Ft per completed transaction.
4. Digital Archive and Additional Services: Revenue from digital invoice archiving beyond the free period, POS terminal provisioning (SimplePay, Barion), and potentially the Számlázz.hu Premium Mastercard (free for #profi, 1,300 Ft/month otherwise).
5. BinX Co-branded Banking Revenue: Számlázz.hu earns referral/affiliate revenue from the BinX neobank partnership. #profi users receive a free Számlázz.hu Premium Mastercard; BinX Pro accounts are bundled with favorable SME pricing on transfers and account maintenance.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels8 records

Core offering

Számlázz.hu is Hungary's market-leading cloud-based SaaS invoicing platform providing unlimited electronic invoice creation with mandatory real-time NAV Online tax authority reporting and 13-year legal archiving. The platform extends beyond invoicing to bank reconciliation (Autokassza AISP across 12+ Hungarian banks), instant qvik payment requests, digital factoring via Flexibill, integrated business banking through the BinX neobank partnership, accounting software data forwarding, and online payment acceptance, all delivered via web, mobile app, and a comprehensive API for webshops and ERP integrations.

Product overview

Számlázz.hu is Hungary's market-leading online invoicing platform with over 906,000 registered businesses and 1.15 million users. The platform operates as a modular SaaS solution offering a comprehensive invoice management ecosystem. The core platform provides unlimited invoice creation with mandatory NAV Online reporting and electronic invoice capabilities. Key add-on modules include Autokassza (bank data synchronization), Számlaverzum (cross-source invoice management), BinX banking integration, Qvik-kérelem (payment requests), digital factoring via Flexibill, online payments through SimplePay/Barion, and the QUICK financial management module. Additional services encompass AI-powered customer support, mobile invoicing (MostSzámlázz), business management via Innonest, tax monitoring for sole proprietors, accounts receivable management, and digital archiving. The platform also offers the SMARTBooks cloud accounting software as a related product. Integration partnerships span payment gateways (SimplePay, Barion), major Hungarian banks (OTP, K&H, CIB, Erste, MBH, Raiffeisen, UniCredit, MagNet), neobank BinX, e-commerce platforms (WooCommerce, Shopify), and accounting systems (SMARTBooks, Quick).

Differentiator

Problem solved

Functional benefit

Products and services

• Számlázz.hu Online Invoicing Platform
• MostSzámlázz Mobile App

Quantifiable outcome

• Admin time reduced by 75% — daily administrative tasks can be cut to one-quarter through Autokassza automation
• +3 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration29 records

AI capability6 records

Feature7 records

Partnerships

13 partnerships are on record, tiered flagship and core.

• BinX (BinX Zrt.)flagshipStrategic or Co-development Partner · 4 November 2025Strategic alliance between Hungary's first neobank BinX and Számlázz.hu to digitize and automate financial management for Hungarian SMEs. The partnership introduced the BinX Pro account bundled with Számlázz.hu #profi — offering free banking services (0 Ft account maintenance, 0 Ft internal transfers, 0.15% external transfer fee max 10,000 Ft) and a co-branded Számlázz.hu Premium Mastercard (free for #profi users). The integration enables automatic invoice payment preparation, real-time balance display, and seamless Autokassza bank sync. The BinX was co-founded by the original Számlázz.hu founders after selling the company to Visma in 2017.
• Flexibill (BÁV Faktor)coreStrategic or Co-development PartnerFlexibill is a digital factoring service launched by BÁV Faktor, Hungary's largest bank-independent factoring company with 15+ years of experience. The Flexibill partnership enables Számlázz.hu users to finance outstanding invoices directly from their account dashboard — 100% digitally, with 90% of invoice value paid within 24 hours. Fees average 1–3% + 1% interest (BUBOR-indexed). BÁV Faktor (parent of Flexibill) is based at 1066 Budapest, Mozsár utca 16.
• Magyar Nemzeti Bank (MNB)coreStrategic or Co-development PartnerThe MNB regulates qvik (fizetési kérelem) payment requests — the instant pre-filled bank transfer standard Számlázz.hu implements. Since April 2024, all Hungarian banks are required to support qvik payment request acceptance. Számlázz.hu's qvik implementation is specifically cited by MNB as a significant step toward broader electronic payment adoption, with endorsement from Luspay Miklós of the MNB.
• SimplePaycoreTechnology or IntegrationSimplePay is the primary online card payment gateway integrated into Számlázz.hu. Supports both standard online payments and SimplePay qvik-kérelem for B2C (private individual) transactions at 0.49% fee (max 1,000 Ft). Payment provider logos shown in the website footer include SimplePay, OTP Bank, and PayPal.
• BarioncoreTechnology or IntegrationBarion Payment Zrt. is an integrated online payment gateway on Számlázz.hu. Számlázz.hu users can request Barion Smart Gateway acceptance point creation directly from their Számlázz.hu account. Barion is MNB-licensed (H-EN-I-1064/2013) and headquartered at 1117 Budapest, Irinyi József utca 4-20.
• OTP BankcoreTechnology or IntegrationOTP Bank is a core banking partner integrated via Autokassza (AISP bank sync) on Számlázz.hu. OTP is Hungary's largest retail and corporate bank, and its integration enables automatic invoice-payment reconciliation for OTP account holders.
• Visma Software International AScoreTechnology or IntegrationVisma is the parent company of KBOSS.hu Kft. (Számlázz.hu's operator), having acquired the company in 2017. Visma is a Norwegian enterprise software group (NO-0277 Oslo, Karenslyst allé 56). Visma provides the underlying cloud infrastructure (AWS Frankfurt), OCR technology for invoice processing, and parent company data security standards (ISO certifications).
• SMARTBooks (Riport Applications Kft.)coreTechnology or IntegrationSMARTBooks is an online accounting software (by Riport Applications Kft., 1052 Budapest, Deák Ferenc tér 3.) integrated with Számlázz.hu for automated invoice data and bank transaction forwarding. Part of the broader accounting software integration ecosystem.
• Innonest Software Kft.coreTechnology or IntegrationInnonest (1031 Budapest, Záhony utca 7.) provides integrated business management features accessible through Számlázz.hu — including online administration (Innonest), workflow/job management, quotation tools, and inventory management. Users can access Innonest directly from their Számlázz.hu account.
• CIB Bank, Erste Bank, K&H Bank, MagNet Bank, MBH Bank, Raiffeisen Bank, UniCredit BankcoreTechnology or IntegrationMajor Hungarian retail and corporate banks integrated via Autokassza (AISP) for real-time bank-to-invoice reconciliation. Each bank requires periodic re-authentication (90 days standard, 180 days for OTP/K&H/MBH/UniCredit, 365 days for BinX). Enables automatic payment status updates for invoices across all major Hungarian banking providers.
• WisecoreTechnology or IntegrationWise (formerly TransferWise) is integrated via Autokassza for real-time bank transaction sync on Számlázz.hu, enabling invoice-payment reconciliation for Wise account holders.
• WooCommerce, ShopifycoreTechnology or IntegrationOfficial webshop plugins for WooCommerce and Shopify enable automatic invoice generation upon order completion or payment. Part of the self-serve ecommerce integration ecosystem.
• Amazon Web Services (AWS) EMEA SARLcoreTechnology or IntegrationAWS provides cloud infrastructure for Számlázz.hu's services (hosted in Frankfurt region, EU). AWS holds ISO 27001/27017/27018/27701/22301/20000-1/9001 and CSA STAR CCM v4.0 certifications. AWS is also the platform for the Amazon Bedrock AI assistant.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• FreshBooks: FreshBooks is a global SMB invoicing and accounting SaaS serving freelancers and small businesses, comparable as a broad incumbent offering online invoicing, recurring billing, and payment collection — but without Hungary-specific NAV compliance.
• Stripe Invoicing: Stripe Invoicing is a developer-first global invoicing and billing API supporting recurring billing, hosted invoices, and integrated payments. Comparable as a broad incumbent API-driven billing platform targeting digital businesses, though not specialized for any single national tax regime.
• Square Invoices (Block): Square Invoices is the invoicing and payment-acceptance arm of Block, offering online invoicing with integrated card payments to SMBs globally. Comparable as a broad incumbent pairing invoicing with payments, but operating at global rather than national-compliance depth.
• Wave Accounting: Wave is a global free-tier SMB accounting and invoicing platform (now owned by H&R Block) that, like Számlázz.hu, uses a freemium model to drive SME adoption of online invoicing — though it lacks country-specific tax compliance depth.

Direct peers

• Billingo: Billingo is the closest direct competitor to Számlázz.hu in Hungary, offering a similar online invoicing platform with NAV Online reporting, e-invoicing, and tiered subscription plans targeting Hungarian SMEs and sole proprietors.
• InvoiceOcean: InvoiceOcean is a Polish-origin online invoicing SaaS serving SMEs across multiple CEE and EU markets with multi-currency e-invoicing and tax integrations, comparable to Számlázz.hu in product scope but lacking a single-country compliance moat.

Emerging players

• TaxDome: TaxDome is an emerging practice-management and client-portal platform founded in Hungary that has scaled internationally for accounting and tax-advisory firms. Comparable as a Hungary-origin SMB workflow platform expanding into adjacent finance workflows.

Regional players

• POHODA: POHODA is a leading Slovak accounting and invoicing suite serving SMEs with electronic invoicing, tax compliance, and bank integration, comparable to Számlázz.hu in bundling invoicing with finance workflow automation, though operating in the Slovak market.
• Billogram: Billogram is a Swedish recurring billing and invoice-presentment platform with strong Nordic bank integrations, comparable in delivering EIPP/EBPP-style functionality tied to local banking infrastructure, but focused on the Nordic market rather than Hungary.
• Fakturownia: Fakturownia is a leading online invoicing SaaS in Poland, comparable in product scope (e-invoicing, KSeF integration, integrations with banks and accounting tools) and target customer (CEE SMEs and freelancers), but serving a different national market.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/szamlazzhu
• Facebookfacebook.com/szamlazz.hu
• LinkedInlinkedin.com/company/szamlazz-hu

Compliance11 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Számlázz.hu