USAIG

What USAIG does

USAIG (United States Aircraft Insurance Group) is a specialized aviation and aerospace insurance pool operating through United States Aviation Underwriters, Inc. (USAU), a licensed New York insurance agent that is a wholly-owned subsidiary of General Re Corporation (Berkshire Hathaway). Founded in 1928 by World War I aviators Reed M. Chambers and David C. Beebe, USAIG insures the full spectrum of aviation risk, from single owner-operators and corporate flight departments through international airlines, fractional operators, helicopter operators, aerospace manufacturers, MRO facilities, airports, satellite operators, and unmanned aircraft systems. Coverage is admitted across all 50 US states and throughout Canada via a parallel Canadian pool (CAIG/CAIM), and internationally through aviation-specialized attorneys, adjusters, and experts on six continents. Member companies carry A.M. Best ratings from A to A++, each maintaining minimum statutory surplus of $1 billion and fully trust-funded net liabilities — a structure the company describes as providing the financial strength to properly insure any size of aviation exposure.

The product portfolio comprises eight core coverage lines (Aerospace Products Liability, Airlines, Airport Liability, Contingent Hull & Liability, Corporate Non-Owned Aircraft Liability, General Aviation, Space Liability, and UAS), underwritten and priced through a nationwide network of underwriting and field claims offices. Distribution is exclusively wholesale: USAIG does not sell direct; brokers must hold appropriate licenses and be appointed by member companies. Differentiated add-on safety programs — Performance Vector (annual complimentary safety menu for turbine operators and multi-policy holders), Performance Vector PLUS (up to 15% premium return for meeting IS-BAO, sim-training, and FOQA standards), Performance Vector Unmanned (SafetyPoints-based UAS safety/loss control), Owner Pilot Proficiency (7.5% premium credit for annual training), and Safety Bucks ($2,500 helicopter/agricultural training credit) — together with a curated partner ecosystem (Aircare, APS UPRT, PRISM/Argus, Pulsar, CASI, NATA, Polaris Aero, ERAU, USI, AlarisPro) form the company's customer-retention and value-add layer.

USAIG's revenue model is subscription/premium-based, with all policies quote-priced through underwriting. Customer relationships are noted to span decades, and the company's Premium on Safety newsletter reaches 12,000+ customers worldwide. Go-to-market combines channel-partner (broker) distribution with regional enterprise field sales through branch offices. The company maintains ~251–500 employees, headquartered at 125 Broad Street, New York, and operates the largest claims team in aviation insurance, staffed with pilots, A&P mechanics, and aviation attorneys across 10 US/Canadian claims offices.

Name

USAIG

Legal name

United States Aviation Underwriters, Inc.

Website

https://usau.com

Company type

Private

Founded year

1928

Operating status

Operating

Headcount range

251–500 employees

Short description

USAIG is a New York-based aviation and aerospace insurance pool — managed by United States Aviation Underwriters under General Re Corporation (Berkshire Hathaway) — providing hull, liability, and specialty coverages to roughly 12,000 owner-operators, corporate flight departments, airlines, manufacturers, MROs, airports, and UAS operators across all 50 US states and Canada.

Ownership category

akta.pro rank

Product category

Aviation Insurance

NAICS

Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers (5241)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Aviation Liability Insurance (Passenger & Third-Party) (FSAJAHAD)

akta.pro secondary industries

Aviation Specialty (FSAJAGAK), Aviation & Aerospace Reinsurance (FSAOADAB)

Keywords

• Aviation insurance
• Aircraft hull liability
• Aerospace products liability
• Airline liability coverage
• Unmanned aircraft insurance

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others, Marketing or Sales, Technology or R&D

Revenue model

1. Aviation Insurance Premiums: USAIG provides comprehensive insurance coverage for all segments of aviation and aerospace industry. Revenue generated through insurance premiums for hull and liability coverage, with policies tailored to individual operations from single owner-operators to international airlines. The insurance pool arrangement provides rock-solid foundation delivering unparalleled strength and stability.
2. Aerospace Products Liability Insurance: Specialized insurance coverage for aerospace manufacturers and MRO operations addressing unique risks different from operating aircraft. Coverage for claims ranging from alleged faulty design to alleged poor workmanship.
3. UAS Insurance Coverage: Insurance coverage for unmanned aircraft systems including physical damage and third-party liability. Coverage for both owned and non-owned unmanned aircraft, as well as manufacturers.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

USAIG is an aviation and aerospace insurance pool underwriting specialized aircraft hull and liability policies for virtually every segment of the industry, from single owner-operators to international airlines, manufacturers and MRO shops. Coverage is delivered through licensed aviation insurance brokers supported by the largest dedicated claims team in the industry, with complementary safety programs (Performance Vector family) that earn premium credits and returns for policyholders.

Product overview

USAIG (United States Aircraft Insurance Group) operates as an insurance pool of highly-rated member companies providing comprehensive aviation and aerospace insurance coverage. The core offering consists of specialized insurance products covering aircraft hull and liability across multiple segments: aerospace products liability, airlines, airport liability, contingent hull and liability, corporate non-owned aircraft, general aviation (including corporate, commercial, and pleasure/business aircraft), helicopters, space liability, and unmanned aircraft systems. The company differentiates through value-added safety programs including Performance Vector (annual complimentary safety training options), Performance Vector PLUS (premium return for safety achievements), Performance Vector Unmanned (UAS-specific safety services), Owner Pilot Proficiency Program (training credits), and Safety Bucks (helicopter training subsidies). All policies are distributed exclusively through licensed insurance brokers with hands-on claims management.

Differentiator

Problem solved

Functional benefit

Products and services

• Aerospace Products Liability Insurance Comprehensive insurance coverage for aerospace manufacturers and maintenance, repair and overhaul (MRO) shops facing unique product liability risks including alleged faulty design and poor workmanship claims.
• Airlines Insurance Comprehensive airline insurance coverage for any size operation from regional customers to flag carriers, including claims handling as an extension of the airline's culture, passenger claims processing, and advocacy services.
• Airport Liability Insurance Liability protection for private, municipal or commercial airports covering premises, products/completed operations, contractual, personal injury, premises medical payments, and hangarkeeper's liability.
• Contingent Hull and Liability Insurance Protection for lessors and financial institutions covering all-risk contingent aircraft physical damage and comprehensive liability exposures, including coverage when operator's insurance doesn't respond.
• Corporate Non-Owned Aircraft Liability Insurance Coverage for corporations exposed to liability from employee air travel via owned, fractional, charter, or major airline carriers, including bodily injury, property damage, personal injury, and medical payments.
• General Aviation Insurance Aircraft hull and liability coverages for corporate aviation, commercial aviation, pleasure and business aircraft, and helicopters, using the broadest policy form in the industry.
• Space Liability Insurance Coverage for space liability from launch to return, including launch liability, contingent launch liability, spacecraft liability, and on-orbit and re-entry liability for launch service providers and satellite manufacturers.
• Unmanned Aircraft Systems (UAS) Insurance Physical damage and third-party liability coverage for owned and non-owned unmanned aircraft systems, including payload, sensors, ground equipment, war liability, and product liability for manufacturers.
• Aerocomp Workers' Compensation Insurance Workers' Compensation insurance package designed specifically for aviation operators, providing full-featured coverage for aviation workplace exposures.
• All Clear 360 Family Assistance Coverage Family Assistance Coverage introduced to the General Aviation market as an industry first, expanding comprehensive coverage available to general aviation aircraft owners and operators under the USAIG All Clear 360 policy.

Quantifiable outcome

• Premium credits up to 7.5% for annual pilot training
• +4 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

14 partnerships are on record, tiered core.

• Advanced Aircrew AcademycoreStrategic or Co-development PartnerPartnership for optimizing and standardizing organizational aviation training plans. Provides in-depth review of current training practices with comprehensive report and four eLearning modules for up to five trainees. USAIG contributes up to $2500 toward annual training costs for established clients.
• Embry-Riddle Aeronautical University (ERAU)coreStrategic or Co-development PartnerTuition assistance program for USAIG policyholders through Performance Vector. Provides up to $2800 toward courses in Safety & Risk Management category. Courses available in virtual, in-person, online, and hybrid modalities.
• Aircare InternationalcoreStrategic or Co-development PartnerPilot emergency procedures training and emergency telemedicine service. One-day training course covers land/water evacuations, smoke/fire, hypoxia, ditching. Telemedicine includes 24/7 physician support and medical kit management.
• Aviation Performance Solutions (APS)coreStrategic or Co-development PartnerUpset Prevention & Recovery Training (UPRT) course for jet pilots. Two-day course covering stall/aircraft upset aerodynamics, recognition, prevention and recovery techniques. USAIG provides tuition coverage for one pilot.
• Air Charter Safety Foundation (ACSF)coreStrategic or Co-development PartnerAviation Safety Action Program (ASAP) enrollment. ACSF provides process to collect, analyze and propose corrective action for employee-reported safety hazards. USAIG covers membership dues and ASAP fees for operators with 25 or fewer employees.
• PRISM/Argus InternationalcoreStrategic or Co-development PartnerPRISM SMS subscription for safety management systems. Customizable and scalable to any operation size. USAIG provides first year subscription at no charge and renewal discounts.
• Pulsar InformaticscoreStrategic or Co-development PartnerFatigue Risk Management solutions including policy review, webinar training, and Fleet Insight subscription. Helps identify fatigue hotspots in schedules and crew pairings.
• Corporate Aviation Security International (CASI)coreStrategic or Co-development PartnerSecurity training and assessment services including on-site training, security assessments of aviation facilities, and trip support for security-sensitive destinations. USAIG provides $2500 subsidy toward services.
• NATAcoreStrategic or Co-development PartnerSafety 1st Training Center subscription providing over 60 online courses for ground handlers. Subscription for up to 14 training slots included through Performance Vector.
• Polaris AerocoreStrategic or Co-development PartnerVOCUS Aviation Risk Analysis and Safety Management applications including SMS, FlightRisk, and eLearning. USAIG contributes up to $2500 toward annual subscriptions.
• Empathia Crisis Management ServicescoreStrategic or Co-development PartnerCrisis management services including ERP optimization, web-based training, and disaster response. First year includes up to 6 hours consultative support plus access to proprietary DIMS system.
• Unmanned Safety Institute (USI)coreStrategic or Co-development PartnerUAS training and certification through Performance Vector Unmanned. Over 170 instructors and 10,000+ customers globally. USAIG SafetyPoints can be redeemed for services in USI marketplace.
• AlarisProcoreStrategic or Co-development PartnerUAS fleet management platform providing aviation-grade solutions for fleet, safety, and compliance. USAIG SafetyPoints subsidize annual costs for fleet management solutions.
• Convergent PerformancecoreStrategic or Co-development PartnerHuman factors training including Aviation Maintenance Never Events programs. Industry-renowned programs periodically offered through USAIG Performance Vector Webinar series.

Scale indicators6 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Global Aerospace: A leading aviation insurance pool managed by Munich Re, providing hull, liability, and aerospace products liability coverage worldwide. Closest structural and product analog to USAIG, including pool arrangement, GA focus, and specialty underwriting model.
• Starr Aviation: Starr Companies' aviation division underwrites general aviation, corporate, and airline risks through specialty broker channels. Competes head-to-head with USAIG in corporate flight department and rotorcraft segments, with similar pilot-led underwriting culture.
• Avemco Insurance Company: Specialty underwriter focused on recreational and general aviation hull/liability coverage for owner-pilots. Competes directly with USAIG in the single-engine and owner-operator GA segment through similar broker distribution.
• Falcon Insurance Group: Specialty aviation insurance underwriter focused on general aviation and corporate flight departments. Smaller-scale direct competitor to USAIG in the GA hull/liability market, also distributed through independent agents and brokers.
• Tokio Marine HCC - Aviation: Tokio Marine HCC writes aviation and space insurance through specialty broker networks, including general aviation, airlines, and satellite coverage. Direct overlap with USAIG across general aviation, aerospace products liability, and space liability.
• AIG (Aviation): AIG operates a major global aviation insurance practice underwriting hull, liability, and aerospace products for airlines, lessors, and corporate operators. Direct competitor to USAIG in the US and international aviation insurance market, with comparable specialty expertise and broker distribution.

Others

• RPS Aviation (Risk Placement Services): A large specialty insurance wholesale broker and MGA that distributes aviation insurance to retail brokers, often competing for placement of USAIG and Global Aerospace paper. Indirect peer in the aviation insurance value chain via distribution rather than underwriting.

Broad incumbents

• Allianz Global Corporate & Specialty (AGCS) Aviation: AGCS offers aviation insurance as part of its broader specialty portfolio covering large corporate and airline accounts. Competes with USAIG in large airline and aerospace manufacturing accounts, but aviation is one of many lines rather than a focused specialty.
• AXA XL Aviation: AXA XL's aerospace division writes aviation, space, and satellite insurance as part of a large global specialty insurer. Direct overlap on airline and aerospace product liability accounts, but within a much broader multi-line carrier.
• Chubb Aerospace: Chubb's aerospace practice underwrites aviation risks including GA, corporate aviation, and aerospace manufacturers within its broader specialty P&C portfolio. Competes with USAIG in mid-market corporate and aerospace manufacturing accounts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat8 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/usaig_caig
• Facebookfacebook.com/profile.php?id=100049460148398
• LinkedInlinkedin.com/company/156122

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about USAIG