Hawke Financial Services

What Hawke Financial Services does

Hawke Financial Services is a UK-based whole-of-market mortgage and insurance brokerage headquartered in Caterham, Surrey. Founded in 2008 by Robin Fawke and Peter Hunt, the firm is authorised and regulated by the Financial Conduct Authority (Register No. 478284) and affiliated with the National Association of Commercial Finance Brokers (NACFB). It operates as an intermediary between borrowers and lenders, sourcing from high street banks through to specialist lenders only available via intermediaries, across both regulated and unregulated business.

The firm offers a comprehensive product suite spanning residential mortgages (first-time buyer, next-time buyer, remortgage, buy-to-let, let-to-buy, shared ownership, self-employed, contractor, offset, and large loans above £1M), commercial finance (commercial mortgages, bridging loans, development finance, limited company buy-to-let), and insurance (life, critical illness, income protection, accident/sickness/unemployment, buildings and contents/landlord). Delivery is built around a team of approximately eight FCA-qualified brokers supported by senior case managers and administrators, with each application handled personally from initial consultation through completion. The firm does not use proprietary technology platforms and relies on broker expertise plus a curated referral network of conveyancers, solicitors, accountants, and valuers.

Hawke earns revenue through lender and insurer commissions (procurement fees on placed business), with no upfront broker fees on bridging loans and pricing varying by lender and product. Customers span a diversified mix: first-time buyers, portfolio landlords, limited company SPVs, high-net-worth borrowers, self-employed and contractor clients, NHS workers on temporary contracts, and overseas/foreign nationals. The firm markets itself through its website, a content blog ('Industry Insights'), case studies, social channels, and partner referrals rather than paid digital acquisition.

Name

Hawke Financial Services

Legal name

Hawke Financial Services

Website

https://hawkefs.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Hawke Financial Services is a UK-based whole-of-market mortgage and insurance brokerage, founded in 2008, serving residential buyers, commercial property clients, and high-net-worth borrowers with FCA-regulated advice across the UK and overseas.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industries

Commercial Mortgage Brokerage (FSAEAEAB), Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA), Commercial & Multifamily Mortgage Brokers (FSALABAB), Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

Keywords

• Mortgage brokerage
• Commercial finance
• Residential mortgages
• Insurance advisory
• Buy to let

Headquarters

HQ city

Caterham

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Commission from lenders: Hawke Financial Services earns commission from mortgage lenders for placing applications. Commissions vary depending on the lender. The firm also earns procurement fees from lenders for securing customer applications. This is a standard mortgage brokerage model where the firm acts as an intermediary between borrowers and lenders.
2. Insurance commission: The firm arranges various insurance products (life insurance, critical illness cover, income protection, buildings and contents) and earns commission from insurance providers. They work with multiple insurers that provide protection via intermediary brokers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

Core offering

Hawke Financial Services is a whole-of-market mortgage and insurance brokerage. It places residential and commercial mortgage applications on behalf of clients, sourcing products from the entire UK market including high street banks and specialist lenders only available via intermediaries. The firm also arranges related protection and property insurance products and coordinates introductions to conveyancers, solicitors, accountants, and valuers.

Product overview

Hawke Financial Services is a whole-of-market mortgage brokerage offering a comprehensive suite of property finance and insurance products. The core offering centers on residential and commercial mortgages across the UK, including specialized products for first-time buyers, self-employed individuals, contractors, and high-net-worth clients requiring large loans. Commercial finance products include commercial mortgages, bridging loans, development finance, and limited company buy-to-let structures. Insurance offerings encompass life insurance, critical illness cover, income protection, accident/sickness/unemployment insurance, and property insurance. The company operates as a mortgage intermediary sourcing from the whole of market, with all brokers FCA-regulated.

Differentiator

Problem solved

Functional benefit

Products and services

• First Time Buyer Mortgages Specialized mortgage advice and brokerage for individuals purchasing their first property, covering eligibility assessment, deposit requirements, and lender selection across the whole of market.
• Next Time Buyer Mortgages
• Remortgage
• Buy to Let Mortgages
• Let to Buy Mortgages
• Shared Ownership Mortgages
• Self-Employed Mortgages
• Contractor Mortgages
• Offset Mortgages
• Large Mortgage Loans
• Commercial Mortgages
• Bridging Loans
• Development Finance
• Limited Company Buy to Let
• Life Insurance
• Critical Illness Cover
• Income Protection
• Accident, Sickness and Unemployment Insurance
• Buildings and Contents / Landlord Insurance

Quantifiable outcome

• Expert advice for over a decade serving clients across the UK and overseas
• +1 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core, minor and supporting.

• National Association of Commercial Finance Brokers (NACFB)coreChannel Partner/ Reseller/ DistributorHawke Financial Services is affiliated with the NACFB, a major trade body for commercial finance brokers in the UK. This affiliation provides credibility, access to industry resources, and positions the firm within the professional broker community.
• Financial Conduct Authority (FCA)coreOthersHawke Financial Services LLP is authorised and regulated by the FCA (Register No. 478284). The firm conducts both regulated and unregulated business and is registered in England and Wales (OC332820) with Data Protection Licence Z1313736.
• Disability Confident Committed EmployerminorOthersHawke Financial Services holds the Disability Confident Committed Badge, demonstrating commitment to disability inclusion in the workplace.
• Conveyancers, Solicitors, Accountants, and Valuers (referral network)supportingImplementation/ SI/ Consulting PartnerHawke can put clients in touch with carefully selected partners including conveyancers, solicitors, accountants and valuers to support the property buying process end-to-end.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Better.co.uk: UK digital mortgage broker offering online remortgage and purchase advice with a technology-led process. An emerging competitor targeting the same standard residential customer as Hawke, with weaker coverage of the complex-case segment where Hawke specialises.
• Trussle: UK online mortgage broker that automates whole-of-market remortgage searches. Competes with Hawke primarily for low-complexity remortgage flow, where digital journeys can substitute for adviser-led service.

Direct peers

• Private Finance: UK mortgage and wealth broker covering residential, buy-to-let, commercial and bridging finance. Comparable panel breadth and specialisation in complex cases including expats and self-employed, with a similar adviser-led, commission-based model.
• Habito: UK digital-first mortgage broker offering whole-of-market panels via an online journey. Directly competes for Hawke's residential and remortgage volume, particularly first-time buyers and standard purchase cases where digital convenience can substitute for adviser-led service.
• Mortgage Advice Bureau: UK-wide mortgage broker network offering whole-of-market advice through FCA-regulated advisers, with similar product breadth across residential, BTL, commercial and protection. AIM-listed and significantly larger scale but competes for the same intermediary-led customer segment.
• London & Country Mortgages: One of the largest UK whole-of-market mortgage brokers, directly comparable to Hawke in panel breadth, fee model and adviser-led service across residential, buy-to-let and specialist lending. Both firms target the same intermediary market and emphasise unbiased advice across the full lender panel.
• Anderson Harris: London and South East mortgage broker with a similar whole-of-market panel and emphasis on complex and high-value residential cases. Comparable service-led, broker-managed model targeting first-time buyers, professionals and portfolio landlords.
• SPF Private Clients: UK specialist mortgage broker focused on high-net-worth, complex income and large-loan cases (£1M+). Overlaps directly with Hawke's Large Mortgage Loans and contractor/expat niches, and operates on a similar commission/intermediary model.
• John Charcol: Long-established London specialist mortgage broker focused on complex income, large loans and self-employed cases — closely overlapping with Hawke's HNW and contractor niche. Comparable fee structure, panel access and case-management-led delivery.

Broad incumbents

• Connells Group: Large UK estate agency group with an in-house mortgage broking arm (Connells Financial Services). A broader incumbent operating across sales, lettings and financial services, competing indirectly for Hawke's customers at the point of property transaction.

Market position

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/hawkefinancial
• Facebookfacebook.com/Hawkefs
• LinkedInlinkedin.com/company/hawke-financial-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hawke Financial Services