Heritage Title & Escrow

What Heritage Title & Escrow does

Heritage Title & Escrow LLC is a privately held, bootstrapped Florida title and real estate settlement company that provides title insurance, title search, and closing/escrow services to home buyers, home sellers, realtors, and mortgage lenders across the state of Florida. The company operates from two physical offices — its headquarters in Melbourne, FL (845 E. New Haven Avenue) and a secondary office in Winter Park, FL (280 W. Canton Ave., Ste. 330) — and accepts new orders through an online 'Order Title' intake form. Services cover residential homes, investment properties, commercial buildings, and vacant land transactions, with the company explicitly stating it has handled 'thousands of closings' since inception.

The technology base is standard industry tooling: a TitleTap-built marketing website with a bilingual (English/Spanish) front end, no public API, no mobile app, and no proprietary software. The notable technical layer is a cybersecurity and wire fraud prevention architecture that includes a secure website, encrypted email, third-party vulnerability assessments, firewall protection, frequent data backups, cybersecurity insurance, and a multi-step wire transfer verification protocol (pre-send verification calls, post-send confirmation, and rapid-response contact procedures). Heritage has implemented ALTA Best Practices, TRID compliance, and Data Call standards, allowing it to serve as a TRID-compliant closing counterparty for mortgage lenders.

The company makes money through two streams: one-time title insurance premiums paid at closing (no renewal, lifetime-of-interest coverage) and per-transaction escrow and closing service fees. Pricing is not publicly disclosed and is provided on a quote basis that varies with property value and service scope. The owner is Dan Bosinger, who runs the business with 1–10 employees, and the company relies on a sales-led go-to-market that combines direct outreach, realtor and lender referrals, organic social (Facebook, Twitter, LinkedIn), a website with educational content, and third-party remarketing. There is no disclosed external funding, no parent company, and no partnerships or alliances on record.

Name

Heritage Title & Escrow

Legal name

Heritage Title & Escrow LLC

Website

https://heritageclosings.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Heritage Title & Escrow is a privately held, bootstrapped Florida title and escrow company that provides title insurance, title search, and closing services to home buyers, sellers, realtors, and lenders from offices in Melbourne and Winter Park, FL.

Ownership category

akta.pro rank

Product category

Title Insurance & Escrow Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Escrow Services (BPAJAOAD)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Title Insurance (FSAJACAL)

Keywords

• Title insurance services
• Real estate closing
• Title search
• Escrow services
• Settlement services

Headquarters

HQ city

Melbourne

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Services: One-time title insurance policy fees paid at closing. The cost is minimal and paid only once with no renewal premiums and no expiration date. The policy lasts as long as the owner or their heirs maintain an interest in the property.
2. Escrow and Closing Services: Real estate settlement and closing services provided to buyers, sellers, Realtors, and lenders. Revenue is generated on a per-transaction basis for handling the closing process.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Heritage Title & Escrow provides full-service title and real estate settlement services across the state of Florida, with physical offices in Melbourne and Winter Park. The company offers title insurance, title searches, and closing/escrow services for residential homes, investment properties, commercial buildings, and vacant land transactions, serving Realtors, Lenders, and Consumers (buyers and sellers).

Product overview

Heritage Title & Escrow operates as a full-service title and real estate settlement provider serving the entire state of Florida. The company offers a unified platform of title and escrow services encompassing title insurance, title searches, and closing services for buyers, sellers, lenders, and realtors. Their core product portfolio includes Title Insurance Services, Title Search Services, and settlement/closing services, with specialized service modules for Consumers (Buyers and Sellers), Lenders, and Realtors. The company also provides wire fraud protection guidance as an advisory offering. Services cover residential homes, investment properties, commercial buildings, and vacant land transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Title and Real Estate Settlement Services
• Title Insurance Services
• Title Search Services
• Wire Fraud Protection Guidance

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• First American Title Insurance Company: One of the largest national title insurers and escrow/closing service providers, offering title insurance, escrow, and settlement services across all 50 states including Florida. Comparable to Heritage Title & Escrow on core products (title insurance, escrow/closing) and customer segments (Realtors, Lenders, Consumers), but at vastly greater scale and with national direct/agency operations.
• Fidelity National Title: Fidelity National Title Group (a subsidiary of FNF) is one of the largest U.S. title insurance underwriters with extensive direct and agency operations, including substantial Florida presence. It overlaps directly with Heritage on title insurance issuance, escrow, and closing services for residential and commercial transactions.
• Old Republic Title: Old Republic National Title Insurance Company is a major national title underwriter with a national agency network and direct operations, including Florida. It competes in the same title insurance and escrow/settlement services market with comparable product breadth and institutional lender relationships.
• Stewart Title: Stewart Information Services Corporation is a large national title insurance and real estate services company operating through direct offices and agency relationships, with significant Florida operations. Directly comparable on title insurance, escrow, and closing services for the same Realtor/Lender/Consumer segments.

Direct peers

• WFG National Title Insurance Company: WFG National Title is a rapidly growing national title insurer and agency underwriter with significant Florida presence and an agency model similar to independent title agencies like Heritage Title & Escrow. Closely comparable on title search, title insurance, and closing services offered to Realtors, Lenders, and consumers.
• Title Partners of Florida: Title Partners of Florida is a Florida-based independent title and escrow company providing residential and commercial title insurance and closing services. Direct competitor to Heritage with the same Florida-only geographic focus, similar product mix, and overlapping Realtor/Lender/Consumer customer segments.
• AmTrust Title: AmTrust Title is a national title insurance underwriter and agency with active operations in Florida. Comparable to Heritage on title insurance issuance and closing services, with a similar target customer mix of real estate professionals, lenders, and consumers.

Regional players

• Sunbelt Title Agency: Sunbelt Title is a regional title insurance and escrow agency operating primarily in the Southeastern U.S., including Florida. Comparable in business model as an independent title agency offering title search, title insurance, and closing services to similar customer segments.
• Title Florida: Title Florida is a Florida-focused title and closing services company offering title insurance, escrow, and settlement services across the state. Comparable as a Florida-only independent title agency targeting the same Realtor, Lender, and consumer segments as Heritage Title & Escrow.

Others

• TitleTap: TitleTap is a technology provider that builds websites and marketing platforms specifically for title and escrow companies — Heritage Title & Escrow uses a TitleTap-powered website. Not a direct competitor, but an enabling/ecosystem participant providing the digital infrastructure many small independent title agencies rely on.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Customer concentration

• Xx.com/Heritage_Title
• Facebookfacebook.com/HeritageTitleEscrow
• LinkedInlinkedin.com/company/heritage-title-&-escrow-llc

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Heritage Title & Escrow