Soft4Leasing

What Soft4Leasing does

Soft4Leasing, operating through its Lithuanian legal entity Softera Baltic, UAB, is a private software company that develops an all-in-one lease management platform built natively on Microsoft Dynamics 365 Business Central. The software unifies the full lease lifecycle, including quoting, contracting, invoicing, asset tracking, service package configuration, collections, securitization, credit decisioning, and end-of-term processing, for automotive, equipment, fleet, independent, and subscription-based leasing businesses. Its technical differentiators include an integrated lease sub-ledger with the General Ledger for IFRS 16, ASC 842, and GAAP compliance, multi-currency financing, floating interest management, and an open API framework integrating with DocuSign, OneSpan, SAP, Oracle, NetSuite, Xero, Dynamics 365 Finance, and various service/fuel/toll providers. The product portfolio has expanded to include sub-brands SOFT4Spaces (property/space management), SOFT4Lessee (lessee compliance), and SOFT4Factoring (factoring operations), broadening the addressable market beyond the core lessor software footprint.

The company monetizes through tiered monthly subscriptions (Starter 1,800 EUR, Advanced 2,520 EUR, Premium 4,560 EUR), separate implementation services (28,800-216,000 EUR per project depending on tier and hours), and tiered monthly support plans (Platinum, Gold, Silver, Bronze). Go-to-market combines direct enterprise field sales (live demos, free consultations, qualification-driven discovery) with a 100+ global partner channel that delivers localized implementation and reselling across Europe, North America, Oceania, and Africa. Notable enterprise customers include Toyota Financial Services (Portugal and Ireland), Komatsu Australia Corporate Finance, ScotPac, SME Finance, and Kinto Mobility, alongside mid-market adopters such as Selfco Leasing, Groupe Gabriel, Falcon Leasing, and Somerville Auto; the company reports 99% customer retention and 92% referral intent from its installed base.

Soft4Leasing is bootstrapped with no disclosed external funding rounds, operates with 51-100 employees (including 133 Microsoft certified specialists), and reports 15+ years of domain experience. Recent strategic emphasis has been on embedding AI capabilities, notably residual value forecasting models and Open Banking-powered personalized lease proposals and credit risk assessments, layered on top of the Dynamics-native ERP platform to enhance differentiation as the broader lease management software category matures.

Name

Soft4Leasing

Legal name

Softera Baltic, UAB

Website

https://soft4leasing.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

51–100 employees

Short description

Soft4Leasing, a Lithuanian private software firm, provides an all-in-one lease management platform built on Microsoft Dynamics 365 Business Central for automotive, equipment, fleet, and independent leasing companies across Europe, North America, Oceania, and Africa.

Ownership category

akta.pro rank

Product category

Lease Management Software

NAICS

Software Publishers (5132)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Contract Lifecycle Management (CLM) & Document Automation (BPAEAPAD)

akta.pro secondary industry

Contract Lifecycle Management (CLM) & Document Generation/Templating (HDAEAGAL)

Keywords

• Lease management software
• Fleet management software
• Lease accounting software
• Asset finance software
• Wholesale financing software

Headquarters

HQ city

Sevenoaks

HQ country

United Kingdom

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Software Licensing and Subscription: SOFT4Leasing operates on a subscription-based model with tiered pricing (Starter, Advanced, Premium). Implementation services are sold separately based on project hours. Support services are available at different levels (Platinum, Gold, Silver, Bronze) on monthly plans.
2. Professional Services and Implementation: Implementation services are priced separately based on project scope and hours. Small-scale projects can be implemented in 2-3 months. Pricing ranges from 28,800 EUR / 160 hours (Starter) to 216,000 EUR / 1200 hours (Premium). Uses Sure Step or Agile implementation methodology.
3. Support Services: Monthly support plans with multiple tiers (Platinum, Gold, Silver, Bronze) allowing customers to choose based on their business needs and preferences.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

Soft4Leasing is an all-in-one lease management software platform built natively on Microsoft Dynamics 365 Business Central, providing end-to-end control of leasing contracts, assets, service packages, billing, accounting, and compliance for automotive, equipment, fleet, and independent leasing companies. The product unifies quoting, contracting, invoicing, asset tracking, credit decisioning, fleet management, and lease accounting with integrated sub-ledger and general ledger postings supporting IFRS 16, ASC 842, and GAAP.

Product overview

SOFT4Leasing is an all-in-one lease management software platform built on Microsoft Dynamics 365 Business Central. The core SOFT4Leasing platform unifies quoting, contracting, invoicing, asset tracking, and accounting for automotive, equipment, fleet, and subscription leasing models. The product portfolio also includes specialized sub-brands: SOFT4Spaces (property/space management), SOFT4Lessee (IFRS 16/ASC 842 compliance for lessees), and SOFT4Factoring (factoring operations). The platform offers sector-specific modules for Automotive Leasing, Equipment Leasing, Fleet Leasing, and Independent Leasing Companies, with supporting functional modules including Lease Accounting, Wholesale Management, Fleet Management, Lease Contracts, Lease Origination, Credit Decisioning, Self-Service Portals, Reporting Suite, Role Centers, System Customization, and Lease Application Management.

Differentiator

Problem solved

Functional benefit

Products and services

• SOFT4Leasing All-in-one lease management software built on Microsoft Dynamics 365 Business Central that unifies quoting, contracting, invoicing, asset tracking, fleet management, wholesale/floorplan funding, credit decisioning, lease accounting, and reporting for automotive, equipment, fleet, and subscription leasing companies.
• SOFT4Spaces Property and space management software that simplifies lease contracts, billing, maintenance, and reporting for commercial real estate operators.
• SOFT4Lessee Lease accounting solution ensuring IFRS 16 and ASC 842 compliance with automated lease accounting workflows for lessees across industries.
• SOFT4Factoring Factoring operations software with automated workflows, credit risk controls, and real-time portfolio insights for factoring companies.
• SOFT4Wholesale Wholesale finance and loan administration solution enabling dealer network management, floorplan funding, dealer credit limits, three-party distributor–funder–dealer processes, and Cars-as-a-Service models.

Quantifiable outcome

• 99% customer retention rate
• +2 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability4 records

Feature12 records

Partnerships

15 partnerships are on record, tiered core, regional and integration.

• Softera BalticcoreChannel Partner/ Reseller/ DistributorParent company and Microsoft Dynamics 365 Business Central partner based in Lithuania. Leading Microsoft Dynamics 365 partner in Europe with nearly 20 years of IT industry experience. SOFT4Leasing is part of the SOFT4 portfolio of innovative applications.
• PYA SolutionscoreImplementation/ SI/ Consulting PartnerNorth American partner (Canada and USA) with deep expertise in the North American leasing industry. SOFT4Leasing has carried dedicated North American market localization built to align with region-specific regulatory frameworks, accounting standards, and operational expectations. Operating in North America for over a decade.
• TeamwillregionalChannel Partner/ Reseller/ DistributorPartner based in Germany covering the German market for SOFT4Leasing solutions.
• FaectregionalChannel Partner/ Reseller/ DistributorPartner based in Netherlands/Benelux region for SOFT4Leasing solutions.
• IncentearegionalChannel Partner/ Reseller/ DistributorPartner covering Portugal and Spain markets for SOFT4Leasing solutions.
• Optimus Business SolutionsregionalChannel Partner/ Reseller/ DistributorPartner covering USA and Mexico markets for SOFT4Leasing solutions.
• Rogers CapitalregionalChannel Partner/ Reseller/ DistributorPartner based in Mauritius and Madagascar for SOFT4Leasing solutions across African markets.
• MicrosoftcoreTechnology or IntegrationSOFT4Leasing is built on Microsoft Dynamics 365 Business Central and is available as an application on Microsoft AppSource. The company is a leading Microsoft Dynamics 365 Business Central partner in Europe. The ERP-native architecture provides deep integration between operations and finance.
• DocuSignintegrationTechnology or IntegrationStandard out-of-the-box integration for electronic signatures. Supports multiple signers (borrower, co-borrower, guarantors, lessor) with configurable signing processes.
• OneSpanintegrationTechnology or IntegrationStandard out-of-the-box integration for electronic signatures as an alternative to DocuSign.
• SAPintegrationTechnology or IntegrationIntegrations with SAP accounting software through flexible APIs, sending G/L numbers to external accounting systems.
• OracleintegrationTechnology or IntegrationIntegrations with Oracle accounting software through flexible APIs.
• NetSuiteintegrationTechnology or IntegrationIntegrations with NetSuite accounting software through flexible APIs.
• Microsoft Dynamics 365 FinanceintegrationTechnology or IntegrationIntegration with Microsoft Dynamics 365 Finance (in addition to Business Central) for G/L posting automation.
• XerointegrationTechnology or IntegrationIntegrations with Xero accounting software through flexible APIs.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Yardi: Yardi's commercial real estate leasing and lease accounting software addresses a different vertical but competes for lessee lease accounting budgets and overlaps with Soft4Leasing's SOFT4Spaces sub-brand.
• MRI Software: MRI Software offers lease administration and lease accounting solutions to corporate occupiers and lessors; an adjacent competitor to Soft4Leasing, particularly in real estate-adjacent and lessee-driven compliance use cases.
• Cassiopae (Finastra): Finastra's Cassiopae offers commercial loan, lease, and asset finance management as part of a much broader financial services software portfolio, competing with Soft4Leasing for mid-to-large leasing companies.

Direct peers

• NETSOL Technologies: NETSOL's NFS Ascent platform serves automotive captive finance and leasing companies with contract management, floorplan, and residual value capabilities — directly comparable to Soft4Leasing's automotive leasing and wholesale modules.
• White Clarke Group (CLT): White Clarke Group specializes in origination, servicing, and analytics for automotive and equipment finance, overlapping with Soft4Leasing's contract management, credit decisioning, and fleet leasing functionality.
• Alfa Financial Software (Alfa Systems): Alfa Systems is an enterprise platform for asset finance, lease, and loan management, serving similar large lessor customers with comparable end-to-end contract and accounting functionality.
• Odessa (LeaseWave): Odessa's LeaseWave platform provides end-to-end lease and loan management for asset finance, with similar end-to-end contract, billing, and asset lifecycle coverage as Soft4Leasing, and competes in the same enterprise leasing segment.
• International Decision Systems (IDS): IDS provides loan and lease origination, pricing, and portfolio management software for equipment and commercial finance, overlapping with Soft4Leasing's origination, credit decisioning, and wholesale modules.

Emerging players

• LoanPro: LoanPro offers API-first loan and lease servicing infrastructure; an emerging competitor that overlaps with Soft4Leasing's contract management and credit decisioning capabilities, particularly for fintech-style lessors.
• LeaseAccelerator (now Visual Lease): LeaseAccelerator merged with Visual Lease to provide a lease accounting and management platform addressing IFRS 16/ASC 842 compliance — a narrower but directly adjacent offering to Soft4Leasing's lease accounting module.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/showcase/soft4leasingsoftware/?viewAsMember=true
• Xx.com/Soft4Leasing

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Soft4Leasing