Soft4Leasing
Soft4Leasing, a Lithuanian private software firm, provides an all-in-one lease management platform built on Microsoft Dynamics 365 Business Central for automotive, equipment, fleet, and independent leasing companies across Europe, North America, Oceania, and Africa.
- Company typePrivate
- Founded2008
- HeadquartersSevenoaks, United Kingdom
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Soft4Leasing does
Soft4Leasing, operating through its Lithuanian legal entity Softera Baltic, UAB, is a private software company that develops an all-in-one lease management platform built natively on Microsoft Dynamics 365 Business Central. The software unifies the full lease lifecycle, including quoting, contracting, invoicing, asset tracking, service package configuration, collections, securitization, credit decisioning, and end-of-term processing, for automotive, equipment, fleet, independent, and subscription-based leasing businesses. Its technical differentiators include an integrated lease sub-ledger with the General Ledger for IFRS 16, ASC 842, and GAAP compliance, multi-currency financing, floating interest management, and an open API framework integrating with DocuSign, OneSpan, SAP, Oracle, NetSuite, Xero, Dynamics 365 Finance, and various service/fuel/toll providers. The product portfolio has expanded to include sub-brands SOFT4Spaces (property/space management), SOFT4Lessee (lessee compliance), and SOFT4Factoring (factoring operations), broadening the addressable market beyond the core lessor software footprint.
The company monetizes through tiered monthly subscriptions (Starter 1,800 EUR, Advanced 2,520 EUR, Premium 4,560 EUR), separate implementation services (28,800-216,000 EUR per project depending on tier and hours), and tiered monthly support plans (Platinum, Gold, Silver, Bronze). Go-to-market combines direct enterprise field sales (live demos, free consultations, qualification-driven discovery) with a 100+ global partner channel that delivers localized implementation and reselling across Europe, North America, Oceania, and Africa. Notable enterprise customers include Toyota Financial Services (Portugal and Ireland), Komatsu Australia Corporate Finance, ScotPac, SME Finance, and Kinto Mobility, alongside mid-market adopters such as Selfco Leasing, Groupe Gabriel, Falcon Leasing, and Somerville Auto; the company reports 99% customer retention and 92% referral intent from its installed base.
Soft4Leasing is bootstrapped with no disclosed external funding rounds, operates with 51-100 employees (including 133 Microsoft certified specialists), and reports 15+ years of domain experience. Recent strategic emphasis has been on embedding AI capabilities, notably residual value forecasting models and Open Banking-powered personalized lease proposals and credit risk assessments, layered on top of the Dynamics-native ERP platform to enhance differentiation as the broader lease management software category matures.
Soft4Leasing firmographics
Firmographics- Name
- Soft4Leasing
- Legal name
- Softera Baltic, UAB
- Website
- https://soft4leasing.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Soft4Leasing, a Lithuanian private software firm, provides an all-in-one lease management platform built on Microsoft Dynamics 365 Business Central for automotive, equipment, fleet, and independent leasing companies across Europe, North America, Oceania, and Africa.
- Ownership category
- akta.pro rank
Soft4Leasing industry classification
Industry- Product category
- Lease Management Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Contract Lifecycle Management (CLM) & Document Automation (BPAEAPAD)
- akta.pro secondary industry
- Contract Lifecycle Management (CLM) & Document Generation/Templating (HDAEAGAL)
Keywords
Where Soft4Leasing is headquartered
LocationHeadquarters
- HQ city
- Sevenoaks
- HQ country
- United Kingdom
- HQ region
- Europe
Offices6 records
Markets served
Soft4Leasing business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Software Licensing and Subscription: SOFT4Leasing operates on a subscription-based model with tiered pricing (Starter, Advanced, Premium). Implementation services are sold separately based on project hours. Support services are available at different levels (Platinum, Gold, Silver, Bronze) on monthly plans.
- Professional Services and Implementation: Implementation services are priced separately based on project scope and hours. Small-scale projects can be implemented in 2-3 months. Pricing ranges from 28,800 EUR / 160 hours (Starter) to 216,000 EUR / 1200 hours (Premium). Uses Sure Step or Agile implementation methodology.
- Support Services: Monthly support plans with multiple tiers (Platinum, Gold, Silver, Bronze) allowing customers to choose based on their business needs and preferences.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Starter tier for small-scale leasing operations |
| Subscription | Monthly | Advanced tier for mid-size leasing companies |
| Subscription | Monthly | Premium tier for large enterprise leasing operations |
| Subscription | Monthly | Support Plans |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels7 records
Soft4Leasing product offering
Product offeringCore offering
Soft4Leasing is an all-in-one lease management software platform built natively on Microsoft Dynamics 365 Business Central, providing end-to-end control of leasing contracts, assets, service packages, billing, accounting, and compliance for automotive, equipment, fleet, and independent leasing companies. The product unifies quoting, contracting, invoicing, asset tracking, credit decisioning, fleet management, and lease accounting with integrated sub-ledger and general ledger postings supporting IFRS 16, ASC 842, and GAAP.
Product overview
SOFT4Leasing is an all-in-one lease management software platform built on Microsoft Dynamics 365 Business Central. The core SOFT4Leasing platform unifies quoting, contracting, invoicing, asset tracking, and accounting for automotive, equipment, fleet, and subscription leasing models. The product portfolio also includes specialized sub-brands: SOFT4Spaces (property/space management), SOFT4Lessee (IFRS 16/ASC 842 compliance for lessees), and SOFT4Factoring (factoring operations). The platform offers sector-specific modules for Automotive Leasing, Equipment Leasing, Fleet Leasing, and Independent Leasing Companies, with supporting functional modules including Lease Accounting, Wholesale Management, Fleet Management, Lease Contracts, Lease Origination, Credit Decisioning, Self-Service Portals, Reporting Suite, Role Centers, System Customization, and Lease Application Management.
Differentiator
Problem solved
Functional benefit
Products and services
- SOFT4Leasing All-in-one lease management software built on Microsoft Dynamics 365 Business Central that unifies quoting, contracting, invoicing, asset tracking, fleet management, wholesale/floorplan funding, credit decisioning, lease accounting, and reporting for automotive, equipment, fleet, and subscription leasing companies.
- SOFT4Spaces Property and space management software that simplifies lease contracts, billing, maintenance, and reporting for commercial real estate operators.
- SOFT4Lessee Lease accounting solution ensuring IFRS 16 and ASC 842 compliance with automated lease accounting workflows for lessees across industries.
- SOFT4Factoring Factoring operations software with automated workflows, credit risk controls, and real-time portfolio insights for factoring companies.
- SOFT4Wholesale Wholesale finance and loan administration solution enabling dealer network management, floorplan funding, dealer credit limits, three-party distributor–funder–dealer processes, and Cars-as-a-Service models.
Quantifiable outcome
- 99% customer retention rate
- +2 more outcomes
Companies that use Soft4Leasing
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles4 records
Soft4Leasing technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
AI capability4 records
Feature12 records
Soft4Leasing partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core, regional and integration.
- Softera BalticcoreParent company and Microsoft Dynamics 365 Business Central partner based in Lithuania. Leading Microsoft Dynamics 365 partner in Europe with nearly 20 years of IT industry experience. SOFT4Leasing is part of the SOFT4 portfolio of innovative applications.
- PYA SolutionscoreNorth American partner (Canada and USA) with deep expertise in the North American leasing industry. SOFT4Leasing has carried dedicated North American market localization built to align with region-specific regulatory frameworks, accounting standards, and operational expectations. Operating in North America for over a decade.
- TeamwillregionalPartner based in Germany covering the German market for SOFT4Leasing solutions.
- FaectregionalPartner based in Netherlands/Benelux region for SOFT4Leasing solutions.
- IncentearegionalPartner covering Portugal and Spain markets for SOFT4Leasing solutions.
- Optimus Business SolutionsregionalPartner covering USA and Mexico markets for SOFT4Leasing solutions.
- Rogers CapitalregionalPartner based in Mauritius and Madagascar for SOFT4Leasing solutions across African markets.
- MicrosoftcoreSOFT4Leasing is built on Microsoft Dynamics 365 Business Central and is available as an application on Microsoft AppSource. The company is a leading Microsoft Dynamics 365 Business Central partner in Europe. The ERP-native architecture provides deep integration between operations and finance.
- DocuSignintegrationStandard out-of-the-box integration for electronic signatures. Supports multiple signers (borrower, co-borrower, guarantors, lessor) with configurable signing processes.
- OneSpanintegrationStandard out-of-the-box integration for electronic signatures as an alternative to DocuSign.
- SAPintegrationIntegrations with SAP accounting software through flexible APIs, sending G/L numbers to external accounting systems.
- OracleintegrationIntegrations with Oracle accounting software through flexible APIs.
- NetSuiteintegrationIntegrations with NetSuite accounting software through flexible APIs.
- Microsoft Dynamics 365 FinanceintegrationIntegration with Microsoft Dynamics 365 Finance (in addition to Business Central) for G/L posting automation.
- XerointegrationIntegrations with Xero accounting software through flexible APIs.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Soft4Leasing competitors and assessment
Company assessmentBroad incumbents
- Yardi: Yardi's commercial real estate leasing and lease accounting software addresses a different vertical but competes for lessee lease accounting budgets and overlaps with Soft4Leasing's SOFT4Spaces sub-brand.
- MRI Software: MRI Software offers lease administration and lease accounting solutions to corporate occupiers and lessors; an adjacent competitor to Soft4Leasing, particularly in real estate-adjacent and lessee-driven compliance use cases.
- Cassiopae (Finastra): Finastra's Cassiopae offers commercial loan, lease, and asset finance management as part of a much broader financial services software portfolio, competing with Soft4Leasing for mid-to-large leasing companies.
Direct peers
- NETSOL Technologies: NETSOL's NFS Ascent platform serves automotive captive finance and leasing companies with contract management, floorplan, and residual value capabilities — directly comparable to Soft4Leasing's automotive leasing and wholesale modules.
- White Clarke Group (CLT): White Clarke Group specializes in origination, servicing, and analytics for automotive and equipment finance, overlapping with Soft4Leasing's contract management, credit decisioning, and fleet leasing functionality.
- Alfa Financial Software (Alfa Systems): Alfa Systems is an enterprise platform for asset finance, lease, and loan management, serving similar large lessor customers with comparable end-to-end contract and accounting functionality.
- Odessa (LeaseWave): Odessa's LeaseWave platform provides end-to-end lease and loan management for asset finance, with similar end-to-end contract, billing, and asset lifecycle coverage as Soft4Leasing, and competes in the same enterprise leasing segment.
- International Decision Systems (IDS): IDS provides loan and lease origination, pricing, and portfolio management software for equipment and commercial finance, overlapping with Soft4Leasing's origination, credit decisioning, and wholesale modules.
Emerging players
- LoanPro: LoanPro offers API-first loan and lease servicing infrastructure; an emerging competitor that overlaps with Soft4Leasing's contract management and credit decisioning capabilities, particularly for fintech-style lessors.
- LeaseAccelerator (now Visual Lease): LeaseAccelerator merged with Visual Lease to provide a lease accounting and management platform addressing IFRS 16/ASC 842 compliance — a narrower but directly adjacent offering to Soft4Leasing's lease accounting module.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Soft4Leasing social profiles
Digital presenceSoft4Leasing compliance and trust
Trust signalCompliance3 records
Soft4Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Soft4Leasing leadership team
Management profileNumber of profiles
Profiles9 records
Soft4Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Soft4Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Soft4Leasing
What does Soft4Leasing do?
Soft4Leasing is an all-in-one lease management software platform built natively on Microsoft Dynamics 365 Business Central, providing end-to-end control of leasing contracts, assets, service packages, billing, accounting, and compliance for automotive, equipment, fleet, and independent leasing companies. The product unifies quoting, contracting, invoicing, asset tracking, credit decisioning, fleet management, and lease accounting with integrated sub-ledger and general ledger postings supporting IFRS 16, ASC 842, and GAAP.
Is Soft4Leasing a public or private company?
Soft4Leasing is a private company. It is classified as corporate owned and is currently operating.
When was Soft4Leasing founded?
Soft4Leasing was founded in 2008. It employs 51 to 100 people.
Where is Soft4Leasing based?
Soft4Leasing is headquartered in Sevenoaks, United Kingdom, in the Europe region.
How does Soft4Leasing make money?
Three revenue lines are on record. Software Licensing and Subscription is the primary driver. The others are professional Services and Implementation and support Services.
Who are Soft4Leasing's main competitors?
Broad incumbents on record are Yardi, MRI Software and Cassiopae (Finastra). Direct peers are NETSOL Technologies, White Clarke Group (CLT), Alfa Financial Software (Alfa Systems), Odessa (LeaseWave) and International Decision Systems (IDS). Emerging players are LoanPro and LeaseAccelerator (now Visual Lease).
Does Soft4Leasing have an API?
Yes. Soft4Leasing uses flexible APIs to integrate with external accounting software. The system has been integrated with SAP, Oracle, NetSuite, Microsoft Dynamics 365 Finance, Xero, 1Tech, MYOB, and multiple other local software systems. The API enables integration to send G/L numbers to external accounting systems.
What industry is Soft4Leasing in?
Soft4Leasing's product category is Lease Management Software. Its primary akta.pro industry code is BPAEAPAD, Contract Lifecycle Management (CLM) & Document Automation, with a secondary code of HDAEAGAL, Contract Lifecycle Management (CLM) & Document Generation/Templating. Its NAICS code is 5132 and its SIC code is 7372.