dhango
dhango provides white-labeled payments orchestration middleware for SaaS platforms, ISVs, and marketplaces, enabling multi-processor payment integration through a single API. The company targets software platforms seeking to embed and monetize payment capabilities without vendor lock-in.
- Company typePrivate
- Founded2023
- HeadquartersAustin, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What dhango does
dhango is a private, early-stage payments infrastructure company founded in 2023 and headquartered in Austin, Texas. The company provides white-labeled payments orchestration middleware that enables SaaS platforms, independent software vendors (ISVs), and online marketplaces to embed and monetize payment capabilities through a single API integration. dhango orchestrates payment processing across multiple processors, including Stripe, Adyen, and FNBO for core traffic, with additional support for legacy gateways (Authorize.Net, TrustCommerce, CyberSource), allowing platforms to route transactions to the optimal processor by payment method and to avoid vendor lock-in.
The platform is built around a unified REST API and a processor-agnostic centralized token vault, supplemented by a suite of white-labeled components: merchant onboarding and KYC/KYB, a merchant dashboard, integrated paper check processing, customer initiated entries (CIE) for bank bill pay, third party sender (TPS) registration for NACHA-compliant ACH, a self-service dispute center, and unified cross-processor reporting. The company operates in a fully hosted PCI Level 1 environment and supports NACHA Third Party Sender registration, allowing platforms to lower ACH processing costs and maintain control over risk rules. No revenue, funding, or customer count has been disclosed; the only named reference customer is Studio Designer, an interior design platform that completed integration in 35 days and went live by day 45.
dhango generates revenue through usage-based pricing: tiered per-transaction fees (from $0.25 down to $0.05 at 60,001+ monthly transactions) with a $5,000 monthly minimum, plus per-token, per-ACH-validation, per-check, per-card-update, and per-background-check fees, all billed monthly in arrears on month-to-month terms. Go-to-market is direct enterprise field sales targeting founders, CEOs, CFOs, and heads of payments, supplemented by partner-driven pipeline through processor (FNBO, Adyen, Stripe) and ISV referral channels, and event participation at 4-8 industry tradeshows per year. Leadership comprises three individuals: founder Milan Malkani, Chief Software Architect Geoff McElhanon, and Software Architect Todd Wood, with a total headcount of 1-10.
dhango firmographics
Firmographics- Name
- dhango
- Legal name
- dhango Inc.
- Website
- https://dhango.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- dhango provides white-labeled payments orchestration middleware for SaaS platforms, ISVs, and marketplaces, enabling multi-processor payment integration through a single API. The company targets software platforms seeking to embed and monetize payment capabilities without vendor lock-in.
- Ownership category
- akta.pro rank
dhango industry classification
Industry- Product category
- Payments Orchestration / Embedded Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Payment Orchestration Platforms (FSAGABAA)
- akta.pro secondary industries
- Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Marketplace & Platform Payments (Split Payments, Sub-merchants) (FSAMACAG), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA), Payment Gateways & Orchestration (BPAMAFAA)
Keywords
Where dhango is headquartered
LocationHeadquarters
- HQ city
- Austin
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
dhango business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Revenue model
- Monthly Transaction Fees: Tiered volume-based pricing based on monthly transaction count. Rates decrease as volume increases (Tier 1: $0.25/transactions 0-20,000; Tier 2: $0.20 for 20,001-40,000; Tier 3: $0.10 for 40,001-60,000; Tier 4: $0.05 for 60,001+). Minimum monthly transaction fee of $5,000 for volumes below 20,000 transactions. 5% annual increase on transaction fees each year following effective date.
- Token/Saved Payment Method Fees: Monthly token fee of $0.03 per saved payment method (one-time charge in the month of token creation only). ACH account validation at $0.20 per validation (number only) or $0.60 per validation (number + name). Card account updater at $0.25 per card update.
- Check Processing Fees: $0.50 per paper check processed. Revenue stream for supporting merchants who rely on paper checks, integrated into the unified platform alongside cards and ACH.
- Additional Service Fees: Background check services at $10.00 per check. Additional fees for expanded services, all invoiced monthly in arrears via the online dashboard.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Monthly | Tier 1: 0–20,000 transactions/month at $0.25 per transaction (minimum $5,000/month) |
| Usage-based | Monthly | Tier 2: 20,001–40,000 transactions/month at $0.20 per transaction |
| Usage-based | Monthly | Tier 3: 40,001–60,000 transactions/month at $0.10 per transaction |
| Usage-based | Monthly | Tier 4: 60,001+ transactions/month at $0.05 per transaction |
| Usage-based | Monthly | Saved Payment Method (Token) Fee: $0.03 per token (one-time charge) |
| Usage-based | Monthly | ACH Account Validation: $0.20 (number only) / $0.60 (number + name) |
| Usage-based | Monthly | Paper Check Processing: $0.50 per check |
| Usage-based | Monthly | Card Account Updater: $0.25 per card update |
| Usage-based | Monthly | Background Check Services: $10.00 per check |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels5 records
dhango product offering
Product offeringCore offering
dhango sells a white-labeled payments orchestration middleware platform that lets software platforms embed and monetize payments through a single REST API across multiple processors (Stripe, Adyen, FNBO, Authorize.Net, TrustCommerce, CyberSource). The bundled offering includes white-labeled merchant onboarding, a branded merchant dashboard, a centralized token vault, integrated check/ACH/card processing, Third Party Sender ACH support, a self-service dispute center, and cross-processor reporting, delivered from a fully hosted PCI Level 1 environment. Customers own their processor relationships and tokenized payment data while dhango provides the underlying infrastructure on month-to-month usage-based terms.
Product overview
dhango is a white-labeled payments orchestration middleware platform that enables software platforms to embed and monetize payments across multiple processors through a single integration. The core dhango Payments Orchestration Platform connects to Stripe, Adyen, FNBO, Authorize.Net, TrustCommerce, and CyberSource, supported by eight functional modules: Centralized Token Store for processor-agnostic payment data storage, White-Labeled Onboarding for branded merchant KYC/KYB, Merchant Dashboard for white-labeled transaction and payout management, Check Processing for unified paper check support, Customer Initiated Entries for bank bill pay, Third Party Sender for NACHA-compliant ACH facilitation, Dispute Center for self-service chargeback management, and Reporting & Insights for cross-processor analytics. Platforms own their data and processing contracts while dhango provides the white-labeled infrastructure.
Differentiator
Problem solved
Functional benefit
Products and services
- dhango Payments Orchestration Platform White-labeled payments orchestration middleware that lets software platforms embed and monetize payments through a single REST API across multiple processors (Stripe, Adyen, FNBO, Authorize.Net, TrustCommerce, CyberSource). Bundles white-labeled merchant onboarding, a branded merchant dashboard, a centralized token vault, integrated check/ACH/card processing, Third Party Sender ACH support, a self-service dispute center, and cross-processor reporting, delivered from a PCI Level 1 hosted environment.
Quantifiable outcome
- Go live in 30–60 days (vs. months for custom-built alternatives)
- +3 more outcomes
Companies that use dhango
Customer profileNamed customers1 record
Segments6 records
Ideal customer profiles3 records
dhango technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature9 records
dhango partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and supporting.
- FNBO (First National Bank of Omaha)coreStrategic partnership where FNBO serves as the banking partner enabling dhango's embedded payment capabilities for SaaS platforms, ISVs, and marketplaces. FNBO provides ACH, check, and card payment processing infrastructure. The partnership enables platforms to go live in 30–60 days using a single API, with built-in compliance controls and scalability for high-volume ACH transactions. dhango handles the full integration with FNBO, abstracting the complexities of processing, reporting, and reconciliation from the platform.
- AdyencoreIntegration partnership enabling SaaS companies and online marketplaces to connect with Adyen through dhango's unified API. dhango provides white-labeled onboarding, branded dashboard, and centralized token store. Platforms can integrate with dhango and be up and running with Adyen in days. No setup fees or long-term contracts required.
- StripecoreIntegration partnership enabling SaaS companies and online marketplaces to connect with Stripe through dhango's unified API. dhango handles the full integration with Stripe, providing white-labeled onboarding and branded dashboard. Platforms can switch from a legacy gateway to Stripe with a click of a button via the centralized token store.
- Authorize.NetsupportingListed as a supported gateway/processor within dhango's multi-processor orchestration platform. Platforms can integrate with Authorize.Net alongside other processors through dhango's unified API.
- TrustCommercesupportingListed as a supported gateway/processor within dhango's multi-processor orchestration platform. Platforms can integrate with TrustCommerce alongside other processors through dhango's unified API.
- CyberSourcesupportingListed as a supported gateway/processor within dhango's multi-processor orchestration platform. Platforms can integrate with CyberSource alongside other processors through dhango's unified API.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
dhango competitors and assessment
Company assessmentBroad incumbents
- Stripe Connect: Stripe's embedded payments / payment facilitation product for platforms and marketplaces. A broad incumbent offering onboarding, split payments, and dashboards bundled with Stripe processing — overlaps with dhango's platform-embedded use case.
- Adyen for Platforms: Adyen's embedded payments offering for SaaS platforms and marketplaces, with unified onboarding, global processing, and white-label components. Broader incumbent alternative that competes for the same platform-embedded-payments RFPs.
- PayPal Braintree: Established payment platform offering gateway, vault, and marketplace/connect capabilities to platforms. Broad incumbent with overlapping token vault and platform-embedded payments functionality.
Emerging players
- Basis Theory: Tokenization and sensitive data vault platform serving fintechs and platforms that need to manage payment data securely across processors. Comparable central-token-vault positioning overlapping with dhango's token store.
- Stax (formerly Fattmerchant): Payment technology provider offering subscription-friendly pricing, multi-processor routing, and embedded payments tooling for software platforms. Partial overlap with dhango's SaaS-platform-embedded positioning.
Direct peers
- Gr4vy: Cloud-based payment orchestration provider enabling merchants and platforms to deploy and route transactions across multiple processors via a single API. Closely comparable orchestration and routing value proposition.
- Finix: Payment facilitator infrastructure enabling platforms to monetize payments, including underwritten onboarding, split payments, and dashboard tooling. Directly comparable PayFac-style enablement for software platforms.
- Primer: Payment orchestration and infrastructure platform with unified API and smart routing across processors. Directly comparable multi-processor orchestration, white-label components, and platform-embedded payments focus.
- Spreedly: Payment orchestration platform providing a unified API across multiple gateways with tokenization. Closest direct competitor to dhango, serving platforms that need processor-agnostic payment infrastructure.
- Cellpoint Digital: Payment orchestration hub that lets merchants route and manage transactions across multiple acquirers and PSPs. Comparable multi-processor orchestration focus for enterprise merchants and platforms.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
dhango social profiles
Digital presencedhango compliance and trust
Trust signalCompliance2 records
dhango financial estimates
Financial estimateRevenue estimate
Valuation estimate
dhango leadership team
Management profileNumber of profiles
Profiles3 records
dhango funding detail
Funding detailFunding overview
Funding rounds1 record
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
dhango M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about dhango
What does dhango do?
dhango sells a white-labeled payments orchestration middleware platform that lets software platforms embed and monetize payments through a single REST API across multiple processors (Stripe, Adyen, FNBO, Authorize.Net, TrustCommerce, CyberSource). The bundled offering includes white-labeled merchant onboarding, a branded merchant dashboard, a centralized token vault, integrated check/ACH/card processing, Third Party Sender ACH support, a self-service dispute center, and cross-processor reporting, delivered from a fully hosted PCI Level 1 environment. Customers own their processor relationships and tokenized payment data while dhango provides the underlying infrastructure on month-to-month usage-based terms.
Is dhango a public or private company?
dhango is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was dhango founded?
dhango was founded in 2023. It employs 1 to 10 people.
Where is dhango based?
dhango is headquartered in Austin, United States, in the North America region.
How does dhango make money?
Four revenue lines are on record. Monthly Transaction Fees are the primary driver. The others are token/Saved Payment Method Fees, check Processing Fees and additional Service Fees.
Who are dhango's main competitors?
Broad incumbents on record are Stripe Connect, Adyen for Platforms and PayPal Braintree. Emerging players are Basis Theory and Stax (formerly Fattmerchant). Direct peers are Gr4vy, Finix, Primer, Spreedly and Cellpoint Digital.
Does dhango have an API?
Yes. REST API to tokenize payment methods and process payments, with detailed reporting on transaction history and net revenue. Single API integration powering ACH, check, and card payments with white-labeled merchant dashboard and branded signup for merchant onboarding.
What industry is dhango in?
dhango's product category is Payments Orchestration / Embedded Payments Infrastructure. Its primary akta.pro industry code is FSAGABAA, Payment Orchestration Platforms, with a secondary code of FSAMACAJ, Smart Routing, Cascading & Payment Optimization. Its NAICS code is 522320 and its SIC code is 7370.