Retraite.com
Retraite.com is a French online comparison and content platform that helps pre-retirees, retirees and professionals simulate pensions, compare PER, assurance vie, SCPI, senior mutuelles and funeral insurance contracts, and route qualified leads to partner banks, insurers and wealth advisors, and was acquired by Eres Group in April 2024.
- Company typePrivate
- Founded2017
- HeadquartersNeuilly-sur-seine, France
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Retraite.com does
Retraite.com, operated by the French private limited company Kovitz Interactive SAS (RCS Nanterre 432 593 259, share capital €312,520.45), is a content-and-comparison platform focused on French retirement planning. It was founded in 2017 by Ludovic Herschlikovitz, an alumnus of Paris I Sorbonne with prior experience in French insurance and banking comparison (Club-assureur, Choisir-ma-banque.com), and was acquired by Eres Group in April 2024. The platform serves pre-retirees, active retirees, liberal professionals, civil servants, mining-sector workers and caregivers with specialized calculators and content covering all major French pension regimes.
Its product suite is built around online comparison and simulation tools: a PER comparison simulator covering 27 to 70 contracts depending on source, an assurance vie comparator (18+ offerings), an SCPI comparator (18+ offerings), a senior mutual comparator (30+ contracts), a funeral insurance simulator, professional-specific retirement calculators, online retirement training, a retirement-home finder, and home-care services content. The site also publishes an extensive editorial library covering retirement reform updates, fiscal optimization and international retirement guides. Underlying technology is a content-driven web platform (WordPress-style CMS per the asset URLs) with interactive simulators; no APIs, SDKs, or proprietary AI capabilities are disclosed.
Retraite.com operates a freemium self-service go-to-market paired with a referral/affiliate model. Users access simulators and content for free; the company monetizes through lead generation routed to partner banks, insurers, mutuelles and wealth-management advisors (CGP), and through sponsored placements in positions #1 and #2 on the comparison tools (where, due to the Eres Group capital link, Eres offers are themselves featured as "partenaires sponsorisés"). Revenue is therefore concentrated in lead-gen fees and sponsored placements rather than direct subscription or product resale. The platform also derives brand and authority value from recurring Challenges "Meilleurs PER" labels and joint studies with Capital and Le Parisien, reinforcing its position as a French retirement lead-generation site within the Eres Group ecosystem.
Retraite.com firmographics
Firmographics- Name
- Retraite.com
- Legal name
- Kovitz Interactive SAS
- Website
- https://retraite.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Retraite.com is a French online comparison and content platform that helps pre-retirees, retirees and professionals simulate pensions, compare PER, assurance vie, SCPI, senior mutuelles and funeral insurance contracts, and route qualified leads to partner banks, insurers and wealth advisors, and was acquired by Eres Group in April 2024.
- Ownership category
- akta.pro rank
Retraite.com industry classification
Industry- Product category
- Retirement Planning Services
- NAICS
- Web Search Portals and All Other Information Services (51929), Pension Funds (52511)
- SIC
- Investment Advice (6282), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI)
- akta.pro secondary industries
- Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)
Keywords
Where Retraite.com is headquartered
LocationHeadquarters
- HQ city
- Neuilly-sur-seine
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Retraite.com business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Lead Generation and Referral Fees: The platform generates leads for partner financial institutions (banks, insurers, CGP) who pay for qualified referrals from the comparison tools. The site sends prospects to partners who may contact them for quotes.
- Sponsored Product Placements: Partners can pay for premium placement positions (#1 and #2) on comparison tools, marked as 'partenaires sponsorisés'. Positions #1 and #2 may be sponsored by partners who remunerate Retraite.com.
- Labellisation and Awards: Retraite.com conducts studies and awards labels to PER products (Meilleurs PER) and savings advice (Meilleur Conseil Epargne), working with publications like Challenges magazine.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free simulator access with partner referrals |
| Other | Multi-year contract | Partner-sponsored placements for financial institutions |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Retraite.com product offering
Product offeringCore offering
Retraite.com is an online French retirement planning platform that provides free comparison simulators and educational content for retirement-related financial products. Its core offerings include comparison tools for PER (Plan d'Épargne Retraite), assurance vie, SCPI real estate investments, senior mutual health insurance, and funeral insurance, connecting users with partner banks, insurers, and wealth management advisors via referral leads. The platform also publishes specialized retirement calculators tailored to different professional categories (liberal professions, civil servants, executives, private sector employees, military) and curates educational content on French pension regimes and reforms.
Product overview
Retraite.com is a French retirement planning platform offering a comprehensive suite of comparison tools and simulators for retirement-related financial products. The core offering consists of PER (Pension d'Épargne Retraite) comparison with 27+ providers, life insurance comparison (18+ offers), SCPI real estate investment comparison (18+ offerings), senior mutual health insurance comparison (30+ contracts), and funeral insurance comparison. The platform also provides specialized retirement calculators for different professional categories (liberal professions, civil servants, private sector employees, executives, military), online retirement training courses, retirement home finder services, and home care assistance comparison. Additionally, the site offers educational content about international retirement options across multiple countries. All products work together to help French citizens prepare, plan, and optimize their retirement through comparative analysis and personalized recommendations based on age, professional category, and tax situation.
Differentiator
Problem solved
Functional benefit
Products and services
- PER Comparison Simulator (Simulateur PER)
Quantifiable outcome
- Retirement simulation completed in 3 minutes with personalized pension estimate
- +1 more outcomes
Companies that use Retraite.com
Customer profileSegments5 records
Ideal customer profiles3 records
Retraite.com technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Retraite.com partnerships and signals
Strategic signalPartnerships
23 partnerships are on record, tiered core and minor.
- Eres GroupcoreEres Group acquired Retraite.com in April 2024, positioning the platform as a key player in the French retirement, savings, and aging-at-home market. Due to capital link, Eres Group products may be featured as sponsored partners on comparison tools.
- GARANCEminorInsurance partner offering PER and assurance vie products through Retraite.com comparison platform
- Education FinancièreminorFinancial education partner in the PER/assurance vie comparison ecosystem
- PerenitisminorPER product distribution partner for retirement savings comparisons
- Financière GuizotminorWealth management partner offering PER and savings products
- Saga PatrimoineminorHeritage and savings advisory partner in the distribution network
- MeilleurtauxminorMajor financial comparison platform partner for PER product distribution
- PrimalianceminorFinancial comparison platform partner for retirement savings products
- Placement DirectminorDirect investment platform partner for savings and retirement products
- Bourse DirectminorOnline brokerage partner for investment products comparison
- LucyaminorSavings and investment advisory partner
- RamifyminorFinancial planning partner offering PER and savings comparisons
- AltaprofitsminorOnline financial advisory platform partner for retirement savings distribution
- Eres GroupcoreParent company and primary sponsor partner. Due to capitalistic link, Eres Group products are positioned as sponsored partners on Retraite.com comparison tools.
- Prévoyance Santé +minorHealth insurance partner for mutuelle comparison tools
- LESAminorInsurance advisory partner for health mutual comparisons
- FiliassurminorInsurance comparison partner for mutuelle products
- MutacminorProvidence and funeral insurance partner for end-of-life planning tools
- PrévoirminorLife insurance and providence partner for funeral insurance comparisons
- Abeille assurancesminorInsurance partner for funeral insurance comparison tools
- Challenges MagazinecoreAnnual partnership to award Labels des Meilleurs PER and Labels du Meilleur Conseil Epargne. Joint studies on retirement savings products published with Challenges editorial team.
- Capital MagazinecoreMedia partnership for PER market studies and rankings. Joint research on insurance, PER performance, and banking products published in Capital magazine.
- Le ParisienminorMedia partnership for retirement-related expert commentary and articles on PER and savings topics
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
Retraite.com competitors and assessment
Company assessmentDirect peers
- Meilleurtaux: Leading French financial comparison platform covering banking, insurance, and retirement products including PER. Direct competitor for organic traffic and partner lead-generation economics in the same product categories Retraite.com covers.
- Altaprofits: Online financial advisory and PER/assurance-vie distribution platform in France. Comparable as a digital retirement-savings intermediary using comparison and advisor-matching models.
- Linxea: Specialist French online broker focused on assurance-vie, PER, and PEA products. Closely comparable product set and target audience (self-directed French retirement savers).
- LeLynx: Major French insurance and financial product comparison aggregator owned by Adéo/Crédit Agricole ecosystem. Competes for the same organic SEO traffic across mutuelle, assurance-vie, and PER queries.
- LesFurets.com: French insurance comparison platform with strong SEO authority across mutuelle, santé, and prévoyance categories. Comparable comparison-driven lead generation model in adjacent insurance verticals.
- Bourse Direct: French online brokerage and savings comparison platform offering PER, assurance-vie, and PEA products. Comparable in distribution model and target self-directed retail investor.
Emerging players
- Magnolia: French fintech focused on retirement savings advice for individuals, with PER and assurance-vie guidance tools. Overlaps with Retraite.com's core retirement-planning vertical.
- Placement Direct: French online savings and investment product platform with PER/assurance-vie offerings. Niche but direct overlap with Retraite.com's comparison-led savings proposition.
Broad incumbents
- Boursorama Banque: France's largest online bank, owned by Société Générale, offering assurance-vie, PER, and brokerage products directly. A broader incumbent competing for the same retirement-saver audience with first-party product offerings.
Others
- Harvest: French fintech providing financial planning and wealth-management software used by CGPs and advisors. Adjacent enabling player serving retirement-planning professionals who also feed Retraite.com's comparison traffic.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Retraite.com social profiles
Digital presenceRetraite.com financial estimates
Financial estimateRevenue estimate
Valuation estimate
Retraite.com leadership team
Management profileNumber of profiles
Profiles1 record
Retraite.com funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Retraite.com M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Retraite.com
What does Retraite.com do?
Retraite.com is an online French retirement planning platform that provides free comparison simulators and educational content for retirement-related financial products. Its core offerings include comparison tools for PER (Plan d'Épargne Retraite), assurance vie, SCPI real estate investments, senior mutual health insurance, and funeral insurance, connecting users with partner banks, insurers, and wealth management advisors via referral leads. The platform also publishes specialized retirement calculators tailored to different professional categories (liberal professions, civil servants, executives, private sector employees, military) and curates educational content on French pension regimes and reforms.
Is Retraite.com a public or private company?
Retraite.com is a private company. It is classified as corporate owned and is currently operating.
When was Retraite.com founded?
Retraite.com was founded in 2017. It employs 1 to 10 people.
Where is Retraite.com based?
Retraite.com is headquartered in Neuilly-sur-seine, France, in the Europe region.
How does Retraite.com make money?
Three revenue lines are on record. Lead Generation and Referral Fees are the primary driver. The others are sponsored Product Placements and labellisation and Awards.
Who are Retraite.com's main competitors?
Direct peers on record are Meilleurtaux, Altaprofits, Linxea, LeLynx, LesFurets.com and Bourse Direct. Emerging players are Magnolia and Placement Direct. Boursorama Banque is listed as a broad incumbent. Harvest is listed as an others.
Does Retraite.com have an API?
No public API is recorded for Retraite.com.
What industry is Retraite.com in?
Retraite.com's product category is Retirement Planning Services. Its primary akta.pro industry code is FSAGADAI, Retirement Planning & Long-Term Financial Planning Tools, with a secondary code of FSAEABAF, Retirement Plan Participant Advice & Managed Accounts. Its NAICS code is 51929 and its SIC code is 6282.