Jigsaw Business Solutions
Jigsaw Business Solutions operates the Tillo gift card and prepaid card management platform, connecting enterprise buyers (loyalty, cashback, employee benefits, fintech, banking) to 4,000+ brands across 84 countries via API and low-code solutions.
- Company typePrivate
- Founded2013
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Jigsaw Business Solutions does
Jigsaw Business Solutions operates the Tillo gift card and prepaid card management platform, a B2B infrastructure layer connecting enterprise buyers to 4,000+ gift card brands across 40 countries, with market reach spanning 84 countries. The platform serves loyalty programs, cashback and financial wellness apps, employee benefits and rewards providers, banks and credit unions, BNPL platforms, corporate gifting, crypto, gaming, travel, non-profit, and government assistance use cases. Customers include Reward Gateway, Virgin Incentives, Topcashback, Quidco, Wagestream, Banked, Giftcloud, Next Jump, Sprive, Cheddar, Honeyfund, UBT, and Charis Grants.
Jigsaw Business Solutions firmographics
Firmographics- Name
- Jigsaw Business Solutions
- Legal name
- Tillo Inc
- Website
- https://jigsawbusinesssolutions.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Jigsaw Business Solutions operates the Tillo gift card and prepaid card management platform, connecting enterprise buyers (loyalty, cashback, employee benefits, fintech, banking) to 4,000+ brands across 84 countries via API and low-code solutions.
- Ownership category
- akta.pro rank
Jigsaw Business Solutions industry classification
Industry- Product category
- Gift Card Management Platform
- NAICS
- Activities Related to Credit Intermediation (5223)
- akta.pro primary industry
- Gift Card Processing, Issuance Platforms & Aggregators (FSAMANAL)
- akta.pro secondary industries
- Multi-Merchant / Shopping Mall Gift Cards (FSAMANAC), Open-Loop Prepaid Cards (Network-Branded) (FSAMANAA)
Keywords
Where Jigsaw Business Solutions is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices5 records
Markets served
Jigsaw Business Solutions business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Gift Card Marketplace: Platform connecting gift card buyers with 4,000+ brand partners. Revenue generated through transaction fees and marketplace commissions on gift card sales.
- API Access and Integration: Enterprise API access for deep functionality and seamless scaling. Provides gift card issuance and redemption processing.
- Prepaid Card Solutions: Virtual Mastercard and Visa prepaid card offerings providing flexibility for rewards and payouts.
- Bulk Gift Card Purchases: Bulk buy and send gift cards capability for enterprise customers.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels10 records
Jigsaw Business Solutions product offering
Product offeringCore offering
Jigsaw Business Solutions helps retailers launch, manage and drive profitable gift card programs through an API-first platform that connects enterprises to 4,000+ brands across 40 countries. The platform issues and processes closed-loop digital gift cards, multi-brand ChoicePlus cards, and open-loop Virtual Mastercard and Visa prepaid cards, with Buyer Hub and Brand Hub modules for partnership performance management and a low-code StoreFront for branded gift card storefronts.
Product overview
Tillo is a unified rewards, incentives, and gift card management platform offering both a platform-plus-modules architecture and low-code/API solutions. The core offering includes the Gift Card API (award-winning API providing access to 4,000+ brands), StoreFront (low-code storefront builder), Buyer Hub, and Brand Hub for partnership management. The product suite also includes Digital Gift Cards, ChoicePlus multi-brand gift cards, and PrepaidPass (Virtual Mastercard and Virtual Visa). Tillo enables enterprise businesses to deliver prepaid cards and digital gift cards at scale globally, with solutions for employee benefits, corporate gifting, loyalty programs, employee rewards and recognition, cashback, disbursements, promotions, and various industry verticals.
Differentiator
Problem solved
Functional benefit
Products and services
- Gift Card API API product that provides one integration to access 4,000+ gift card brands across 40 countries, enabling real-time gift card processing for enterprise businesses building rewards, incentives, and payout programs.
- StoreFront Low-code product that enables businesses to stand up a branded gift card storefront quickly without requiring a development team.
- Bulk Buy Gift Cards Service that enables businesses to buy and send gift cards in bulk for employee rewards, incentives, and corporate gifting programs.
- Digital Gift Cards Closed-loop digital gift cards that can be issued and redeemed digitally for rewards, incentives, and payouts.
- ChoicePlus Multi-brand, personalizable digital gift card allowing users to select from multiple brands in a single gift card with customizable branding.
- Virtual Mastercard Prepaid Mastercard solution providing flexibility for rewards, incentives, and payouts across the Mastercard acceptance network.
- Virtual Visa Prepaid Visa solution offering flexibility for rewards and incentives across the Visa acceptance network worldwide.
- Buyer Hub Standalone platform product for buyers to track performance and manage brand partnerships in real time, with reporting and analytics dashboards.
- Brand Hub Standalone platform product for brands to track performance and manage buyer partnerships, with reporting and analytics dashboards.
- Gift Card Program Management Service helping brands launch and grow their gift card programs with full management capabilities.
- Gift Card Processing Service covering gift card issuance and redemption processing for brands.
- Gift Card eCommerce Solutions Solution set enabling brands to sell gift cards online through their own eCommerce channels.
Quantifiable outcome
- 70% YoY growth achieved by Reward Gateway customer
- +3 more outcomes
Companies that use Jigsaw Business Solutions
Customer profileNamed customers13 records
Segments12 records
Ideal customer profiles6 records
Jigsaw Business Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Jigsaw Business Solutions partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and flagship.
- Reward GatewaycoreReward Gateway uses Tillo's gift card API to power their employee rewards platform, achieving 70% YoY growth and gaining access to 84 countries through a single integration.
- HoneyfundflagshipCo-developed the Honeyfund Prepaid Mastercard, a custom co-branded card bringing the wedding/honeymoon funding platform's services to life through Tillo's prepaid infrastructure.
- BankedcoreBanked integrated Tillo to increase adoption of Pay by Bank at checkout by 130%, demonstrating integration between open banking and gift card rewards.
- SprivecoreSprive uses Tillo's API for gift card cashback that helps users pay down mortgages, integrating with extensive network of premium brands.
- Virgin IncentivescoreVirgin Incentives uses Tillo's platform for sales tracking, partner performance analysis, and connecting with wide network of gift card buyers.
- TopcashbackcoreUK's largest cashback site uses Tillo for scaling cashback through gift cards with dedicated account management and new sales opportunities.
- CheddarcoreFinancial wellness platform delivers instant cashback at scale using Tillo's UK retailer network and fintech innovation.
- Next JumpcoreNext Jump Perks at Work uses Tillo for multinational expansion with personalized rewards across multiple markets including Black Friday campaign support.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Jigsaw Business Solutions competitors and assessment
Company assessmentBroad incumbents
- InComm Payments: Major prepaid product and gift card platform with broad retailer and brand relationships. Competes in the same enterprise rewards and incentives workloads from a larger incumbent position.
- Blackhawk Network: Largest global gift card and payments network with deep direct retailer integrations. Overlaps with Tillo's catalog and processing footprint but at much greater scale.
Emerging players
- Qwikcilver (Pine Labs): Digital gift card platform originally focused on India/Asia, now expanding internationally under Pine Labs. Overlaps on branded gift card marketplace and processing infrastructure.
Direct peers
- Giftbit: Digital gift card delivery platform with API and bulk-send tooling for businesses. Competes head-to-head on the same rewards/incentives workloads.
- Tango Card: API-first digital gift card and rewards platform serving enterprise customers with a similar catalog-based marketplace model. Directly comparable on product, customer base, and GTM motion.
- CashStar: Digital gift card platform serving retailers and enterprise rewards programs. Now part of Blackhawk, but operates overlapping API-based digital gift card delivery.
- Tremendous: Digital rewards and gift card platform purpose-built for businesses sending payouts, incentives, and rewards. Highly comparable on API-based delivery and enterprise use case mix.
- Givex: Gift card, stored value, and loyalty platform offering issuance, processing, and program management to retailers and brands—an adjacent operating model.
- Stored Value Solutions (SVS): Specialist gift card processing and program management provider that competes directly with Tillo's brand-side processing and program management offerings.
- Rybbon: Gift card and prepaid rewards platform used by enterprises for incentives, recognition, and payouts. Overlaps closely on buyer-side use cases and product surface.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Jigsaw Business Solutions social profiles
Digital presenceJigsaw Business Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Jigsaw Business Solutions leadership team
Management profileNumber of profiles
Jigsaw Business Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Jigsaw Business Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Jigsaw Business Solutions
What does Jigsaw Business Solutions do?
Jigsaw Business Solutions helps retailers launch, manage and drive profitable gift card programs through an API-first platform that connects enterprises to 4,000+ brands across 40 countries. The platform issues and processes closed-loop digital gift cards, multi-brand ChoicePlus cards, and open-loop Virtual Mastercard and Visa prepaid cards, with Buyer Hub and Brand Hub modules for partnership performance management and a low-code StoreFront for branded gift card storefronts.
Is Jigsaw Business Solutions a public or private company?
Jigsaw Business Solutions is a private company. It is classified as unknown and is currently operating.
When was Jigsaw Business Solutions founded?
Jigsaw Business Solutions was founded in 2013. It employs 11 to 50 people.
Where is Jigsaw Business Solutions based?
Jigsaw Business Solutions is headquartered in London, United Kingdom, in the Europe region.
How does Jigsaw Business Solutions make money?
Four revenue lines are on record. Gift Card Marketplace is the primary driver. The others are API Access and Integration, prepaid Card Solutions and bulk Gift Card Purchases.
Who are Jigsaw Business Solutions's main competitors?
Broad incumbents on record are InComm Payments and Blackhawk Network. Qwikcilver (Pine Labs) is listed as an emerging player. Direct peers are Giftbit, Tango Card, CashStar, Tremendous, Givex, Stored Value Solutions (SVS) and Rybbon.
Does Jigsaw Business Solutions have an API?
Yes. Tillo offers an award-winning Gift Card API for deep functionality, full control, and seamless scaling. One integration provides access to 4,000+ gift card brands across 40 countries. The API powers global rewards across 84 countries with real-time processing capabilities. Tillo StoreFront provides a low-code solution for standing up branded gift card storefronts without requiring a dev team. Developer documentation is at tillo.tech.
What industry is Jigsaw Business Solutions in?
Jigsaw Business Solutions's product category is Gift Card Management Platform. Its primary akta.pro industry code is FSAMANAL, Gift Card Processing, Issuance Platforms & Aggregators, with a secondary code of FSAMANAC, Multi-Merchant / Shopping Mall Gift Cards. Its NAICS code is 5223.