Mongo Benefits

What Mongo Benefits does

Mongo Benefits is a private employee benefits brokerage and HR consulting firm founded in 2014 and headquartered in Loveland/Berthoud, Colorado. It serves small businesses (2–50 employees), mid-size companies (up to ~200 employees), and Department of Defense contractors across Northern Colorado and Colorado Springs. Core offerings are split between group health insurance brokerage (PPO, HMO, EPO, HDHP with HSA/HRA, level-funded, and self-funded plans, plus dental, vision, life, disability, and EAP add-ons) and HR consulting services covering compliance, employee handbooks, onboarding/offboarding, performance management, job descriptions, compensation guidance, employee relations, HR audits, and DOD-specific Service Contract Act support.

The company operates on two revenue streams: insurance carrier commissions paid directly by carriers on placed group coverage (no direct cost to clients), and HR consulting fees structured as either one-time projects or ongoing monthly retainers. Distribution is sales-led through a dedicated-advisor, consultative model with free benefits reviews as the entry point, supported by an SEO-driven website, LinkedIn, and Facebook. There is no proprietary technology platform, no AI capabilities, and no disclosed funding; the firm is founder-owned by Stephanie Howell (PHR, LIAS), with VP Jeff Howell providing DoD-sector expertise. Headcount is 1–10 employees, reflecting a boutique regional services business.

Name

Mongo Benefits

Legal name

Mongo Benefits

Website

https://mongobenefits.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

1–10 employees

Short description

Mongo Benefits is a private Colorado-based employee benefits broker and HR consulting firm serving small businesses, mid-size companies, and DOD contractors across Northern Colorado and Colorado Springs through a dedicated-advisor, commission-and-retainer model.

Ownership category

akta.pro rank

Product category

Employee Benefits Brokerage

NAICS

Insurance and Employee Benefit Funds (5251), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742)

akta.pro primary industry

Employee Benefits Brokerage & Consulting (FSAEADAC)

akta.pro secondary industries

Benefits Administration & Total Rewards Outsourcing (BPACAKAE), Benefits Administration & Enrollment Support (BPAAAIAB), Benefits Administration (BPACAPAC)

Keywords

• Employee benefits brokerage
• Group health insurance
• HR consulting services
• Benefits compliance advisory
• DOD contractor benefits

Headquarters

HQ city

Loveland

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Mongo Benefits earns commissions directly from insurance carriers for placing group health insurance and related benefits coverage. There is no cost to clients for this service as the carriers pay the brokerage fees.
2. HR Consulting Fees: HR consulting services are priced based on scope of engagement, whether that's a one-time project (such as employee handbook development) or ongoing monthly support arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Mongo Benefits is an employee benefits brokerage and HR consulting firm that helps small to mid-size businesses in Colorado design, implement, and manage group health insurance and broader people operations. The firm places group health coverage (PPO, HMO, EPO, HDHP with HSA/HRA, level-funded, self-funded) and complementary lines such as dental, vision, life, disability, supplemental insurance, and EAPs through top-rated carriers. It also delivers ongoing HR consulting covering compliance, handbooks, onboarding/offboarding, performance management, job descriptions, audits, and training.

Product overview

Mongo Benefits is an employee benefits broker offering two core service lines: Group Health Insurance and HR Consulting. Group Health Insurance encompasses traditional plans (PPO, HMO, EPO), high-deductible health plans with HSA/HRA options, and level-funded/self-funded structures, alongside add-on coverage including dental, vision, life, disability, supplemental insurance, and Employee Assistance Programs. HR Consulting services include compliance and risk management, employee handbook development, onboarding/offboarding processes, performance management systems, job descriptions and compensation guidance, employee relations support, and HR audits. The company also offers specialized support for DOD contractors navigating Service Contract Act requirements and multi-state workforce challenges. Services are available as standalone offerings or as an integrated package, with dedicated advisors providing ongoing support throughout the year.

Differentiator

Problem solved

Functional benefit

Products and services

• Group Health Insurance Brokerage Brokerage of group health insurance plans for employers, including traditional PPO, HMO, and EPO options, high-deductible health plans with HSA/HRA, and level-funded and self-funded structures. Compensated through carrier commissions at no direct cost to the client.
• HR Consulting Ongoing human resources consulting covering compliance and risk management, employee handbook development, onboarding and offboarding processes, performance management systems, job descriptions and compensation guidance, employee relations support, HR audits and gap assessments, and training resources. Priced per engagement or monthly retainer.
• DOD Contractor Benefits Solutions Specialized benefits brokerage and compliance support for Department of Defense contractors, addressing Service Contract Act obligations, multi-state and deployment-location workforce requirements, and federal contracting benefits expectations.

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Top-Rated Insurance CarrierscoreChannel Partner/ Reseller/ DistributorMongo Benefits works with multiple top-rated insurance carriers to provide access to a broad range of coverage options at competitive rates for their clients. This includes traditional group health plans (PPO, HMO, EPO), high-deductible plans, level-funded and self-funded options, dental, vision, life, disability, and supplemental insurance coverage.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• OneDigital: OneDigital is a national employee benefits broker and HR consulting firm serving mid-market employers with combined brokerage, HR consulting, and benefits administration — the same integrated model Mongo Benefits offers, but at national scale.
• Alera Group: Alera Group is a national insurance brokerage and HR consulting firm specializing in mid-market and SMB clients with employee benefits, HR, and risk management services — directly comparable service mix to Mongo Benefits.

Broad incumbents

• Hub International: Hub International is a large full-service insurance brokerage and consulting firm with strong employee benefits practices serving mid-market and enterprise clients across North America — overlapping capabilities with Mongo Benefits at much larger scale.
• Brown & Brown: Brown & Brown is a publicly traded national insurance brokerage delivering employee benefits, property/casualty, and risk services to commercial clients — a broad incumbent offering the same benefits brokerage category as Mongo Benefits.
• USI Insurance Services: USI is a large national insurance brokerage with a dedicated employee benefits practice serving mid-market and large employers — same core service line as Mongo Benefits at significantly greater scale and geographic reach.
• Acrisure: Acrisure is a global insurance brokerage and financial services firm with substantial employee benefits capabilities serving businesses of all sizes — a broad incumbent overlapping Mongo Benefits' brokerage core.
• Marsh McLennan: Marsh McLennan is a global professional services firm with large-scale employee benefits brokerage and consulting through its Mercer and Marsh practices — overlapping benefits advisory with Mongo Benefits, serving much larger clients.
• AssuredPartners: AssuredPartners is a national insurance brokerage providing employee benefits, property/casualty, and risk management to mid-market clients — same core brokerage services as Mongo Benefits across many states.

Regional players

• Burns & Wilcox: Burns & Wilcox is a specialty insurance brokerage with regional offices across the U.S. offering commercial and group benefits placement — comparable brokerage model with geographic specialization similar to Mongo Benefits' Colorado focus.
• Frankenmuth Insurance / Frankenmuth Mutual: Frankenmuth is a regional insurance carrier-broker hybrid serving SMB and mid-market employers with group benefits and commercial coverage — adjacent comparable in serving smaller employers with bundled benefits offerings.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/mongobenefits
• LinkedInlinkedin.com/company/mongo-benefits

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mongo Benefits