Akademikernas a-kassa
Akademikernas a-kassa is Sweden's largest unemployment insurance fund, serving approximately 820,000 academic members with income-based benefits funded by a flat 140 SEK monthly membership fee and distributed in partnership with 21+ trade unions.
- Company typePrivate
- Founded1970
- HeadquartersStockholm, Sweden
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Akademikernas a-kassa does
Akademikernas a-kassa is Sweden's largest unemployment insurance fund (a-kassa), serving approximately 820,000 members who hold a higher-education qualification (university graduates, students on track to 180 credits, researchers, engineers, physicians, nurses, teachers, and self-employed academics). Founded as a mutual non-profit (yrkeskassa) under Swedish law and headquartered in Stockholm, the fund operates as part of the statutory Swedish unemployment insurance system regulated by law (2024:506). Members pay a flat monthly fee of 140 SEK and, when involuntarily unemployed, receive income-based compensation of up to 27,200 SEK per month for up to 300 days, conditional on registration with Arbetsförmedlingen.
The product surface is built around digital self-service. Members enroll and authenticate via BankID through the public website (akademikernasakassa.se); benefit applications, time reporting, and caseworker communication are handled in the Mina sidor portal (aea.minasidor.org); membership administration and fee payment via Swish run through Mitt medlemskap (medlem.akademikernasakassa.se). A Kundo-powered public Q&A forum (397+ posts), a compensation calculator (Räkna ut din ersättning), an online installment-plan application (Avbetalningsplan), monthly unemployment statistics, and an annual Arbetslöshetsrapporten extend the platform beyond core claims. No proprietary technology stack is described; the architecture is a standard regulated-services web platform with integrations to Arbetsförmedlingen, Försäkringskassan, Skatteverket, and Swedbank for eligibility, income verification, and benefit disbursement.
The business model is subscription/mutual: uniform 140 SEK monthly fees from 820,000 members generate the operating budget (≈1.38 billion SEK annualized gross fee volume). Acquisition is direct-to-consumer via the website and trade-union channels rather than paid marketing. Distribution is enabled by an ecosystem of 21+ major Swedish trade unions (Sveriges Ingenjörer, Akavia, Vårdförbundet, Svenska Läkarförbundet, Naturvetarna, Officersförbundet, DIK, Fysioterapeuterna, Akademikerförbundet SSR, and others) that bundle supplemental income insurance covering up to 80% of salary for members who also hold a-kassa membership. The fund is partipolitically unbound, non-profit, and governed by its members and affiliated unions; no parent company, external owner, or funding round is identified.
Akademikernas a-kassa firmographics
Firmographics- Name
- Akademikernas a-kassa
- Legal name
- Akademikernas a-kassa
- Website
- https://akademikernasakassa.se
- Company type
- Private
- Founded year
- 1970
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Akademikernas a-kassa is Sweden's largest unemployment insurance fund, serving approximately 820,000 academic members with income-based benefits funded by a flat 140 SEK monthly membership fee and distributed in partnership with 21+ trade unions.
- Ownership category
- akta.pro rank
Akademikernas a-kassa industry classification
Industry- Product category
- Unemployment Insurance
- NAICS
- Insurance and Employee Benefit Funds (5251), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121)
- SIC
- Services-Membership Organizations (8600), Services-Employment Agencies (7361)
- akta.pro primary industry
- Group Disability Income Insurance (Employer-Sponsored) (FSAIAIAB)
- akta.pro secondary industries
- Earned Wage Access (EWA) & Salary Advances (FSAKAMAE), Professional Employer Organization (PEO) / Co-Employment Services (BPACAHAB)
Keywords
Where Akademikernas a-kassa is headquartered
LocationHeadquarters
- HQ city
- Stockholm
- HQ country
- Sweden
- HQ region
- Europe
Offices2 records
Markets served
Akademikernas a-kassa business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Membership fees: Monthly membership fees from 820,000 members. Fee is 140 SEK per month (approximately 14 EUR). The organization is non-profit and part of the Swedish unemployment insurance system regulated by the government.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard membership with income-based compensation |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Akademikernas a-kassa product offering
Product offeringCore offering
Akademikernas a-kassa is a mutual unemployment insurance fund (a-kassa) for individuals with higher education in Sweden, offering income replacement during unemployment. Members pay 140 SEK per month and can receive compensation up to 27,200 SEK per month for up to 300 days, based on previous income (80% of salary up to 34,000 SEK). An optional add-on via affiliated trade unions covers up to 80% of full salary. The service is delivered through a fully digital self-service platform with BankID authentication.
Product overview
Akademikernas a-kassa is Sweden's largest unemployment insurance fund (a-kassa) serving approximately 820,000 members who have completed higher education. The organization operates as a single core product—a statutory unemployment insurance scheme—supplemented by digital self-service tools including Mina sidor (member portal for benefit applications and time reporting), Mitt medlemskap (membership management portal), and E-tjänster (e-services). An optional add-on, Inkomstförsäkring via facket, provides supplemental income insurance up to 80% of salary through affiliated trade unions. Additional tools include a compensation calculator (Räkna ut din ersättning), an installment plan application system (Avbetalningsplan), a member Q&A forum, and statistical reporting including the annual Arbetslöshetsrapporten.
Differentiator
Problem solved
Functional benefit
Products and services
- Akademikernas a-kassa (Unemployment Insurance Membership) Statutory unemployment insurance fund for academics in Sweden. Members pay 140 SEK/month and can receive up to 27,200 SEK/month for up to 300 compensation days based on previous income. Designed for university graduates, students, and self-employed individuals with academic backgrounds.
- Inkomstförsäkring via facket (Income Insurance via Union) Supplemental income insurance offered through affiliated trade unions (21+ unions), providing up to 80% of salary when combined with a-kassa benefits. Available exclusively to members who also belong to a partner trade union.
Quantifiable outcome
- 9 out of 10 unemployed members found unemployment compensation crucial for their personal finances
- +1 more outcomes
Companies that use Akademikernas a-kassa
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
Akademikernas a-kassa technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Akademikernas a-kassa partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and major.
- Arbetsförmedlingen (Public Employment Service)coreCore operational partnership. Members must be registered with Arbetsförmedlingen to receive unemployment benefits. The organizations coordinate on job search requirements, activity reports, and employment programs.
- Försäkringskassan (Social Insurance Agency)coreCoordinates on activity support payments, parental leave, sick pay data. For members in labor market programs, Försäkringskassan pays activity support based on a-kassa's income determination.
- Skatteverket (Tax Agency)coreData sharing for income verification. Receives information about paid compensation and preliminary taxes. Uses tax data for income calculations for self-employed members.
- SwedbankcoreBanking partner for benefit payments. Members must register bank account via Swedbank's account registry for direct deposit of unemployment benefits.
- Akademikerförbundet SSRmajorTrade union partner offering income insurance to members. Academics who are members of this union can access supplementary income insurance through their union membership.
- AkaviamajorTrade union partner. Members of this union can access income insurance supplements when combined with a-kassa membership.
- DIKmajorTrade union for cultural and information professionals. Partnership for income insurance distribution to members.
- FysioterapeuternamajorTrade union for physiotherapists. Partnership for income insurance distribution.
- Svenska LäkarförbundetmajorSwedish Medical Association. Trade union partnership for income insurance for physicians.
- NaturvetarnamajorSwedish Union of Scientists. Trade union partnership for natural scientists and related professionals.
- OfficersförbundetmajorSwedish Officers Association. Trade union partnership for military officers.
- Sveriges IngenjörermajorSwedish Association of Engineers. Major trade union partnership for engineering professionals.
- VårdförbundetmajorSwedish Nurses Association. Trade union partnership for nurses and healthcare professionals.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Akademikernas a-kassa competitors and assessment
Company assessmentDirect peers
- Vision: Swedish union and a-kassa for local government and public sector employees. Directly comparable as a registered unemployment insurance fund operating under identical Swedish regulatory framework, though focused on municipal/civil servants rather than academics.
- Unionen: Sweden's largest trade union for white-collar private sector workers, with its own unemployment insurance fund. Operates in the same Swedish a-kassa system, serving a related but broader (non-academic) white-collar segment with similar income-protection mechanics.
- Kommunal: Sweden's largest trade union for municipal workers, with its own a-kassa function. Operates under identical unemployment insurance regulations, serving a different (municipal blue-collar) demographic but with the same income-replacement value proposition.
- IF Metall: Swedish trade union and a-kassa for metalworkers and industrial employees. Functions as a parallel unemployment insurance fund under the same regulatory framework (law 2024:506), targeting a different occupational segment with identical fee-and-benefit structure.
- Ledarna: Swedish union for managers and leaders, also operating as an a-kassa. Directly comparable as a registered unemployment insurance fund, though focused on the management segment rather than broader academic professionals.
Emerging players
- Sveriges Ingenjörer: Swedish Association of Engineers - a Saco-affiliated union and existing channel partner of Akademikernas a-kassa. Highly comparable given the academic-engineer overlap, though it operates more as a professional union than a standalone unemployment fund.
- Akavia: Swedish trade union for economists, lawyers, and social scientists. A Saco-affiliated union and existing channel partner of Akademikernas a-kassa, with overlapping academic membership base and shared income-insurance distribution.
Broad incumbents
- Folksam: Major Swedish mutual insurance company offering life, accident, and income protection insurance. Comparable as a broad incumbent providing complementary/coverage-overlapping products with the a-kassa unemployment benefit system.
- Trygg-Hansa: Major Swedish insurance company offering income protection, life, and accident insurance products. Comparable as a broader insurance incumbent that competes for income-replacement wallet share in the Swedish market alongside the a-kassa system.
Regional players
- Saco (Swedish Confederation of Professional Associations): Umbrella organization for Swedish professional associations representing academics. While not a direct a-kassa itself, Saco sets policy direction for member unions and funds including Akademikernas, making it a closely linked industry body.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Akademikernas a-kassa social profiles
Digital presenceAkademikernas a-kassa financial estimates
Financial estimateRevenue estimate
Valuation estimate
Akademikernas a-kassa leadership team
Management profileNumber of profiles
Profiles2 records
Akademikernas a-kassa funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Akademikernas a-kassa M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Akademikernas a-kassa
What does Akademikernas a-kassa do?
Akademikernas a-kassa is a mutual unemployment insurance fund (a-kassa) for individuals with higher education in Sweden, offering income replacement during unemployment. Members pay 140 SEK per month and can receive compensation up to 27,200 SEK per month for up to 300 days, based on previous income (80% of salary up to 34,000 SEK). An optional add-on via affiliated trade unions covers up to 80% of full salary. The service is delivered through a fully digital self-service platform with BankID authentication.
Is Akademikernas a-kassa a public or private company?
Akademikernas a-kassa is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Akademikernas a-kassa founded?
Akademikernas a-kassa was founded in 1970. It employs 51 to 100 people.
Where is Akademikernas a-kassa based?
Akademikernas a-kassa is headquartered in Stockholm, Sweden, in the Europe region.
How does Akademikernas a-kassa make money?
One revenue line is on record: membership fees.
Who are Akademikernas a-kassa's main competitors?
Direct peers on record are Vision, Unionen, Kommunal, IF Metall and Ledarna. Emerging players are Sveriges Ingenjörer and Akavia. Broad incumbents are Folksam and Trygg-Hansa. Saco (Swedish Confederation of Professional Associations) is listed as a regional player.
Does Akademikernas a-kassa have an API?
No public API is recorded for Akademikernas a-kassa.
What industry is Akademikernas a-kassa in?
Akademikernas a-kassa's product category is Unemployment Insurance. Its primary akta.pro industry code is FSAIAIAB, Group Disability Income Insurance (Employer-Sponsored), with a secondary code of FSAKAMAE, Earned Wage Access (EWA) & Salary Advances. Its NAICS code is 5251 and its SIC code is 8600.